Negotiate Wisely We know, you don’t like negotiating. But here’s a hint – very few people do. So despite it being about as enjoyable as nails on a chalkboard, it’s also necessary. And it’s too important to screw up.A misstep during the salary negotiation portion of your job interview – or worse, your failure to negotiate at all – could end up costing you thousands. Unfortunately, there are a variety of pitfalls along the way and traps you can inadvertently fall into that could derail your chances of success. That’s why we’ve identified the nine biggest mistakes most people make when n... view article details

Start With Confidence  Dealing with Realtors  House, Job, and Income  Finding the HouseWhen Renting is Better  Making the OfferWhen Buying is Better  Closing TimeIncome and Mortgage Size         Making the Offer Good real estate agents are invaluable when it comes time to make an offer on a house. Invariably the agent will provide you with a preprinted form of a purchase contract, which together you rework to fit your needs. The contract begins by identifying the focal points, buyer, seller, property location, brokers, etc., then quickly moves to the crux of the matter: the purchase price offe... view article details

Growing up in the 1980s provided me a very interesting take on life in the businessworld. Rather than looking at work as dull and pointless, I've learned to view it like a video game. Projects are nothing more than quests. Office supplies are, well, supplies. The key to succeeding in the work place is realizing you have complete control over how you interact with the environment. You simply have to find the right strategy guide and you're on your way to winning!Look at your work like a video game and you'll master it in no time.DRESS FOR SUCCESSMario has a suit for every job. When he needs to ... view article details

The purpose of insurance is to protect people against financial disaster when they are unable to earn a living because of sickness or injury, or to give their dependents some type of income after they die. Whether to purchase insurance is an important financial decision about protecting one's earnings and lifestyle.Many companies pay the entire insurance premium, or pay up to a certain amount of coverage. Some employers require waiting periods, where for example an employee may receive limited benefits for the first year of employment and additional benefits on each anniversary of the start da... view article details

Hot to Nail Down Your First Job Are you planning a transition “from college to career?” You won’t want to miss out on advice from Lindsey Pollak, a recognized expert on next-generation career trends. She recently released a new edition of her terrific book, Getting from College to Career.  In this second of a two-part Q & A with Lindsey (read Part I here), she outlines some best practices for networking, following up, and transitioning to your first job.Harness the Power of Twitter Q: In addition to LinkedIn, what online tools do you think are most helpful for new grads to im... view article details

Health benefits concern the physical well being of employees and their families. Broadly speaking, this could include such things as medical coverage, dental and vision insurance, prescription drug plans, certain types of disability coverage, and counseling services, often called employee personal assistance programs (EAP). You might also have a flexible spending account, which allows you to pay for certain medical and dependent care expenses out of pretax dollars.Dental plansDental plans come in almost as many forms as regular healthcare coverage. Basic dental coverage usually has categories ... view article details

When my wife and I began to gather receipts and other scraps of paper for our taxes this year, I called our long-time accountant with a routine request for an organizer to help us make sense of all the numbers. 'I already sent it to you,' the accountant hissed. But no matter how disorganized my wife and I may be, we knew we had not received that vital piece of mail.I called her back a few weeks later with a follow-up query. 'I don't really have time to handle individual tax returns this year. I've got all the business I need,' she snarled. 'I can't find any trained people to help me.'And so, w... view article details

Workers Are Negotiating Less Often We love all things salary negotiation. It’s our business, our passion, and the reason our company exists. But it’s not enough for us to love it, we need you to love it as well.Unfortunately, many of you aren’t convinced of the importance of negotiating your salary.For the last few years we’ve conducted a survey to determine how often people negotiate, when they negotiate, and why they’re afraid of negotiating. It culminates in our annual Salary Negotiation Week, in which you can pick up some great tips on salary negotiation tactics. This year, we sur... view article details

Welcome to the World of Sleep Disorders Not everybody is cut out for the 9-to-5 workaday world.Mounting evidence demonstrates half a million Americans have biological reasons for needing to work alternative shifts. In this fourth story (read Part I, Part II, and Part III here) about delayed sleep phase syndrome (also DSPS, or delayed sleep), you’ll meet Julie Peggar, an ethnographer who suffers from this type of circadian rhythm disorder. Peggar, the president and chief storyteller at Gaze Ethnographic Consulting, Inc., shares insights from her world as a highly functional night owl w... view article details

You Bought the Compensation Analysis, Make Sure You Understand It It is important to understand the terminology used to express the statistics presented in compensation analyses. The terminology used expresses both the nature of an employee's pay and where the levels of pay fit within the continuum of the employee's peer group. Making the most of your answers can involve any of the following: Interpreting Your Answers Base(Base pay) The fixed portion of compensation paid for an employee's fulfillment of a job's essential functions. Base pay does not include differentials, premiu... view article details