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Small Business Relationship Banker II Salary in the United States

How much does a Small Business Relationship Banker II make in the United States?

As of October 01, 2026, the average salary for a Small Business Relationship Banker II in the United States is $93,527 per year, which breaks down to an hourly rate of $45.

However, a Small Business Relationship Banker II's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $121,519
  • Majority Range (25th-75th percentile): $81,096 to $108,179
  • Entry-Level (10th percentile): $69,778
Salary Factors Salary-Boosting Skills Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Key Factors That Influence Small Business Relationship Banker II Salaries

A Small Business Relationship Banker II's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Small Business Relationship Banker II Salaries?

Experience is a primary driver of a Small Business Relationship Banker II's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $88,889
  • Early Career (1-2 years): $89,445
  • Mid-Level (2-4 years): $95,714
  • Senior-Level (5-8 years): $98,338
  • Expert (over 8 years): $98,994
Levels Salary
Entry Level Small Business Relationship Banker II$88,889
Intermediate Level Small Business Relationship Banker II$89,445
Senior Level Small Business Relationship Banker II$95,714
Specialist Level Small Business Relationship Banker II$98,338
Expert Level Small Business Relationship Banker II$98,994
View as Graph

How Do Small Business Relationship Banker II Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Small Business Relationship Banker IIs. For example, consider the average annual salaries in these key locations:
  • District of Columbia: $103,553.
  • California: $103,160.
  • Massachusetts: $101,785.

Top Paying Cities for Small Business Relationship Banker IIs

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $117,966
  • San Francisco: $116,674
  • Oakland: $114,215

What Skills Can Increase a Small Business Relationship Banker II's Salary?

Demanded Skills for the Role:

  • Products and Services (Mentioned in 15% Job Postings): Knowledge of the full array of our organization's products and services including those that are created for internal customers; insight into the differentiating factors that distinguish them from those of competitors.
  • Cash Management (Mentioned in 0.92% Job Postings): Cash management refers to a broad area of finance involving the collection, handling, and usage of cash. It involves assessing market liquidity, cash flow, and investments. In banking, cash management, or treasury management, is a marketing term for certain services related to cash flow offered primarily to larger business customers. It may be used to describe all bank accounts (such as checking accounts) provided to businesses of a certain size, but it is more often used to describe specific services such as cash concentration, zero balance accounting, and clearing house facilities. Sometimes, private banking customers are given cash management services. Financial instruments involved in cash management include money market funds, treasury bills, and certificates of deposit.
  • Economics (Mentioned in 0.33% Job Postings): Economics is a social science that focuses on the production, distribution, and consumption of goods and services, and analyzes the choices that individuals, businesses, governments, and nations make to allocate resources.
Skills Demand Percentage
Products and Services 15%
Cash Management 0.92%
Economics 0.33%
See More Skills

What skills can make your compensation higher?

Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Small Business Relationship Banker II's salary.

  • Financial Accounting: Can increase your salary by up to 25%.
  • Negotiating: Can increase your salary by up to 20%.
  • Interpersonal Communication: Can increase your salary by up to 19%.
Skill Salary Salary % Increase
Financial Accounting $116,909
25%
Negotiating $112,232
20%
Interpersonal Communication $111,297
19%
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Small Business Relationship Banker II Salary by Company Size: Startups vs. Enterprise

Small Business Relationship Banker II salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $100,710. While startup companies pay approximate $85,385.

Small Business Relationship Banker II Salary by Company Size

Company Size Employees Average Salary
Startup 1~50 $85,385
Growth Stage 51~500 $90,279
Established 501~5000 $97,262
Enterprise 5000+ $100,710

Small Business Relationship Banker II Salary by Industry: Top Paying Sectors

For Small Business Relationship Banker II roles, the industry you choose can affect earning potential by as much as 100% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Business Services sectors offer the strongest compensation, at 50% above the average. In contrast, Small Business Relationship Banker positions in Insurance or Edu., Gov't. & Nonprofit typically offer lower base pay, as these industries often view Small Business Relationship Banker II as a support function rather than a direct revenue driver.

The top paying industries for a Small Business Relationship Banker II

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Financial Services$140,290$67.050%
Business Services$112,232$54.020%

How Education impacts a Small Business Relationship Banker II's Salary?

Your level of education can impact your salary potential. While many Small Business Relationship Banker II enter the field with a Bachelor's Degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for an Small Business Relationship Banker II with a Bachelor's Degree is between $71,893 and $76,695.

Small Business Relationship Banker II Salaries by Degree Level

Typical Education for Small Business Relationship Banker II
Degree Level % of user with this level of education
No Diploma 10.0%
High School 10.0%
Associates 3.3%
Bachelors 70.0%
Masters 13.3%
Doctorate 3.3%
View as Graph

Small Business Relationship Banker II Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Small Business Relationship Banker II's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on October 01, 2026
$81,096
Average $93,527/year
$108,179
$6,758
Average $7,794/month
$9,015
$1,560
Average $1,799/week
$2,080
$39
Average $45/hour
$52
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $108,179 $9,015 $2,080 $52
Average $93,527 $7,794 $1,799 $45
25th Percentile $81,096 $6,758 $1,560 $39

Small Business Relationship Banker II Salary Growth & Career Path

Small Business Relationship Banker II

Next Role

Advancement

Promotions are the fastest way to increase your earnings. As a Small Business Relationship Banker II, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.

Next Step Role Estimate Salary Projected Raise
Small Business Relationship Banker III $109,596 17%
Business Banking Relationship Manager III $124,784 33%

Most common benefits for Small Business Relationship Banker II

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for Small Business Relationship Banker II

Here are companies hiring for Small Business Relationship Banker II and their salaries, click below for more details.

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FAQ about Small Business Relationship Banker II

1. Where can a Small Business Relationship Banker II earn the most?

A Small Business Relationship Banker II's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, a Small Business Relationship Banker II earns the most in San Jose, CA, where the annual salary of a Small Business Relationship Banker II is $117,966.

2. What is the highest pay for Small Business Relationship Banker II?

The highest pay for Small Business Relationship Banker II is $121,519.

3. What is the lowest pay for Small Business Relationship Banker II?

The lowest pay for Small Business Relationship Banker II is $69,778.

4. What are the responsibilities of Small Business Relationship Banker II?

Responsible for developing and managing banking relationships with small business customers. Focuses on acquiring new business, selling financial products and services, and growing the portfolio. Engages with existing customers to understand their financial needs and recommends products and services that benefit small businesses. Serves as the main point of contact for the customer, researches and resolves customer issues, and provides product information. Monitors and maintains assigned portfolio to ensure appropriate risk profile. Follows all regulatory and organizational policies and procedures. Requires a bachelor's degree. Typically reports to a manager. Occasionally directed in several aspects of the work. Gaining exposure to some of the complex tasks within the job function. Typically requires 2-4 years of related experience.

5. What industry pays the highest salary for Small Business Relationship Banker II?

The Financial Services industry offers the highest average compensation for Small Business Relationship Banker II roles, with salaries approximately 50% above the market median.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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