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Small Business Relationship Banker IV Salary in the United States

How much does a Small Business Relationship Banker IV make in the United States?

As of October 01, 2026, the average salary for a Small Business Relationship Banker IV in the United States is $132,318 per year, which breaks down to an hourly rate of $64.

However, a Small Business Relationship Banker IV's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $158,669
  • Majority Range (25th-75th percentile): $122,864 to $146,111
  • Entry-Level (10th percentile): $114,257
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Key Factors That Influence Small Business Relationship Banker IV Salaries

A Small Business Relationship Banker IV's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Small Business Relationship Banker IV Salaries?

Experience is a primary driver of a Small Business Relationship Banker IV's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $128,085
  • Early Career (1-2 years): $128,790
  • Mid-Level (2-4 years): $129,919
  • Senior-Level (5-8 years): $131,330
  • Expert (over 8 years): $134,377
Levels Salary
Entry Level Small Business Relationship Banker IV$128,085
Intermediate Level Small Business Relationship Banker IV$128,790
Senior Level Small Business Relationship Banker IV$129,919
Specialist Level Small Business Relationship Banker IV$131,330
Expert Level Small Business Relationship Banker IV$134,377
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How Do Small Business Relationship Banker IV Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Small Business Relationship Banker IVs. For example, consider the average annual salaries in these key locations:
  • District of Columbia: $146,502.
  • California: $145,947.
  • Massachusetts: $144,002.

Top Paying Cities for Small Business Relationship Banker IVs

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $166,893
  • San Francisco: $165,065
  • Oakland: $161,587

Small Business Relationship Banker IV Salary by Company Size: Startups vs. Enterprise

Small Business Relationship Banker IV salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $142,480. While startup companies pay approximate $120,799.

Small Business Relationship Banker IV Salary by Company Size

Company Size Employees Average Salary
Startup 1~50 $120,799
Growth Stage 51~500 $127,722
Established 501~5000 $137,602
Enterprise 5000+ $142,480

Small Business Relationship Banker IV Salary by Industry: Top Paying Sectors

For Small Business Relationship Banker IV roles, the industry you choose can affect earning potential by as much as 110% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Business Services sectors offer the strongest compensation, at 50% above the average. In contrast, Small Business Relationship Banker positions in Insurance or Edu., Gov't. & Nonprofit typically offer lower base pay, as these industries often view Small Business Relationship Banker IV as a support function rather than a direct revenue driver.

The top paying industries for a Small Business Relationship Banker IV

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Financial Services$198,477$95.050%
Business Services$158,782$76.020%

Small Business Relationship Banker IV Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Small Business Relationship Banker IV's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on October 01, 2026
$122,864
Average $132,318/year
$146,111
$10,239
Average $11,027/month
$12,176
$2,363
Average $2,545/week
$2,810
$59
Average $64/hour
$70
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $146,111 $12,176 $2,810 $70
Average $132,318 $11,027 $2,545 $64
25th Percentile $122,864 $10,239 $2,363 $59

Small Business Relationship Banker IV Salary Growth & Career Path

Small Business Relationship Banker IV

Next Role

Advancement

For a Small Business Relationship Banker IV, the most direct path to higher earnings is advancing to the Business Banking Relationship Group Manager role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $140,173 - a projected growth of 6% over your current level.

Most common benefits for Small Business Relationship Banker IV

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for Small Business Relationship Banker IV

Here are companies hiring for Small Business Relationship Banker IV and their salaries, click below for more details.

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FAQ about Small Business Relationship Banker IV

1. Where can a Small Business Relationship Banker IV earn the most?

A Small Business Relationship Banker IV's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, a Small Business Relationship Banker IV earns the most in San Jose, CA, where the annual salary of a Small Business Relationship Banker IV is $166,893.

2. What is the highest pay for Small Business Relationship Banker IV?

The highest pay for Small Business Relationship Banker IV is $158,669.

3. What is the lowest pay for Small Business Relationship Banker IV?

The lowest pay for Small Business Relationship Banker IV is $114,257.

4. What are the responsibilities of Small Business Relationship Banker IV?

Responsible for developing and managing banking relationships with small business customers. Focuses on acquiring new business, selling financial products and services, and growing the portfolio. Engages with existing customers to understand their financial needs and recommends products and services that benefit small businesses. Serves as the main point of contact for the customer, researches and resolves customer issues, and provides product information. Monitors and maintains assigned portfolio to ensure appropriate risk profile. Follows all regulatory and organizational policies and procedures. Requires a bachelor's degree. Typically reports to a manager. Work is highly independent. May assume a team lead role for the work group. A specialist on complex technical and business matters. Typically requires 7+ years of related experience.

5. What industry pays the highest salary for Small Business Relationship Banker IV?

The Financial Services industry offers the highest average compensation for Small Business Relationship Banker IV roles, with salaries approximately 50% above the market median.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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