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Fraud Prevention Specialist II Salary in the United States

How much does a Fraud Prevention Specialist II make in the United States?

As of September 01, 2026, the average salary for a Fraud Prevention Specialist II in the United States is $63,300 per year, which breaks down to an hourly rate of $30.

However, a Fraud Prevention Specialist II's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $72,470
  • Majority Range (25th-75th percentile): $56,700 to $68,100
  • Entry-Level (10th percentile): $50,691

Key Factors That Influence Fraud Prevention Specialist II Salaries

A Fraud Prevention Specialist II's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Fraud Prevention Specialist Salaries?

Experience is a primary driver of a Fraud Prevention Specialist II's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Fraud Prevention Strategist I (0-2 years): $56,812
  • Fraud Prevention Specialist II (2-4 years): $63,272
  • Fraud Prevention Specialist III (4-7 years): $85,127
  • Fraud Prevention Analysis Team Leader (7+ years): $67,114
  • Fraud Program Manager (7+ years): $111,594
Job Role Years of Experience Average Salary
Fraud Prevention Strategist I0-2 years$56,812
Fraud Prevention Specialist II2-4 years$63,272
Fraud Prevention Specialist III4-7 years$85,127
Fraud Prevention Analysis Team Leader7+ years$67,114
Fraud Program Manager7+ years$111,594

How Do Fraud Prevention Specialist II Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Fraud Prevention Specialist IIs. For example, consider the average annual salaries in these key locations:
  • District of Columbia: $70,100.
  • California: $69,800.
  • Massachusetts: $68,900.

Top Paying Cities for Fraud Prevention Specialist IIs

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $79,900
  • San Francisco: $79,000
  • Oakland: $77,300

Fraud Prevention Specialist II Salary by Company Size: Startups vs. Enterprise

Fraud Prevention Specialist II salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $68,388. While startup companies pay approximate $57,886.

Fraud Prevention Specialist II Salary by Company Size

Company Size Employees Average Salary
Startup 1~50 $57,886
Growth Stage 51~500 $61,223
Established 501~5000 $66,041
Enterprise 5000+ $68,388

Fraud Prevention Specialist II Salary by Industry: Top Paying Sectors

For Fraud Prevention Specialist II roles, the industry you choose can affect earning potential by as much as 40% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Edu., Gov't. & Nonprofit sectors offer the strongest compensation, at 20% above the average. In contrast, Fraud Prevention Specialist positions in Business Services or Insurance typically offer lower base pay, as these industries often view Fraud Prevention Specialist II as a support function rather than a direct revenue driver.

The top paying industries for a Fraud Prevention Specialist II

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Financial Services$75,960$37.020%
Edu., Gov't. & Nonprofit$69,630$33.010%

Fraud Prevention Specialist II Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Fraud Prevention Specialist II's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on September 01, 2026
$56,700
Average $63,300/year
$68,100
$4,725
Average $5,275/month
$5,675
$1,090
Average $1,217/week
$1,310
$27
Average $30/hour
$33
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $68,100 $5,675 $1,310 $33
Average $63,300 $5,275 $1,217 $30
25th Percentile $56,700 $4,725 $1,090 $27

Fraud Prevention Specialist II Salary Growth & Career Path

For a Fraud Prevention Specialist II, the most direct path to higher earnings is advancing to the Fraud Prevention Specialist III role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $85,200 - a projected growth of 35% over your current level.

Most common benefits for Fraud Prevention Specialist II

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for Fraud Prevention Specialist II

Here are companies hiring for Fraud Prevention Specialist II and their salaries, click below for more details.

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FAQ about Fraud Prevention Specialist II

1. What industry pays the highest salary for Fraud Prevention Specialist II?

The Financial Services industry offers the highest average compensation for Fraud Prevention Specialist II roles, with salaries approximately 20% above the market median.

2. What is a credit card fraud specialist job description?

As a credit card fraud investigator, your role involves examining transactions marked as suspicious, typically for a bank or investigative agency. Responsibilities include evaluating potentially fraudulent charges and reaching out to clients for further details. The salary for this position ranges from $60,600 to $75,400, with a midpoint of $67,100.

3. What is the salary of fraud specialist in Wells Fargo?

The salary for a Fraud Prevention Specialist at Wells Fargo ranges from $60,600 to $75,400, with a midpoint of $67,100. This reflects a competitive compensation structure in the industry, ensuring that specialists are rewarded for their expertise in fraud prevention.

4. How much does a Transaction Specialist II make at Chase?

The estimated total pay for a Fraud Prevention Specialist ranges from $60,600 to $75,400 per year, with a mid-salary of $67,100. This reflects the competitive compensation for professionals in this role, ensuring they are rewarded for their expertise in fraud prevention.

5. How much does a fraud detections specialist at Goldman Sachs make?

A Fraud Prevention Specialist typically earns between $60,600 and $75,400, with a median salary of $67,100. While Glassdoor estimates salaries for similar roles at Goldman Sachs range from $58K to $89K, the specific salary for this position may vary based on experience and other factors.

6. How much does an upgrade fraud specialist make?

An Upgrade Fraud Specialist typically earns between $60,600 and $75,400 annually, with a median salary of around $67,100. This reflects the competitive nature of the role in the fraud prevention sector, aligning with industry standards for similar positions.

7. How much does a fraud specialist II make at Chase?

The estimated total pay range for a Fraud Prevention Specialist II at Chase is approximately $60,600 to $75,400 annually. The average base salary for this role is around $67,100 per year. This figure encompasses both base salary and any additional compensation.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

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