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Fraud Prevention Specialist III Salary in the United States

How much does a Fraud Prevention Specialist III make in the United States?

As of September 01, 2026, the average salary for a Fraud Prevention Specialist III in the United States is $85,200 per year, which breaks down to an hourly rate of $41.

However, a Fraud Prevention Specialist III's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $106,788
  • Majority Range (25th-75th percentile): $81,500 to $96,500
  • Entry-Level (10th percentile): $78,131

Key Factors That Influence Fraud Prevention Specialist III Salaries

A Fraud Prevention Specialist III's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Fraud Prevention Specialist Salaries?

Experience is a primary driver of a Fraud Prevention Specialist III's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Fraud Prevention Strategist I (0-2 years): $56,812
  • Fraud Prevention Specialist II (2-4 years): $63,272
  • Fraud Prevention Specialist III (4-7 years): $85,127
  • Fraud Prevention Analysis Team Leader (7+ years): $67,114
  • Fraud Program Manager (7+ years): $111,594
Job Role Years of Experience Average Salary
Fraud Prevention Strategist I0-2 years$56,812
Fraud Prevention Specialist II2-4 years$63,272
Fraud Prevention Specialist III4-7 years$85,127
Fraud Prevention Analysis Team Leader7+ years$67,114
Fraud Program Manager7+ years$111,594

How Do Fraud Prevention Specialist III Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Fraud Prevention Specialist IIIs. For example, consider the average annual salaries in these key locations:
  • District of Columbia: $94,300.
  • California: $93,900.
  • Massachusetts: $92,700.

Top Paying Cities for Fraud Prevention Specialist IIIs

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $107,400
  • San Francisco: $106,200
  • Oakland: $104,000

Fraud Prevention Specialist III Salary by Company Size: Startups vs. Enterprise

Fraud Prevention Specialist III salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $92,048. While startup companies pay approximate $77,913.

Fraud Prevention Specialist III Salary by Company Size

Company Size Employees Average Salary
Startup 1~50 $77,913
Growth Stage 51~500 $82,405
Established 501~5000 $88,889
Enterprise 5000+ $92,048

Fraud Prevention Specialist III Salary by Industry: Top Paying Sectors

For Fraud Prevention Specialist III roles, the industry you choose can affect earning potential by as much as 70% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Edu., Gov't. & Nonprofit sectors offer the strongest compensation, at 50% above the average. In contrast, Fraud Prevention Specialist positions in Retail & Wholesale or Insurance typically offer lower base pay, as these industries often view Fraud Prevention Specialist III as a support function rather than a direct revenue driver.

The top paying industries for a Fraud Prevention Specialist III

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Financial Services$127,800$61.050%
Edu., Gov't. & Nonprofit$89,460$43.05%

Fraud Prevention Specialist III Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Fraud Prevention Specialist III's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on September 01, 2026
$81,500
Average $85,200/year
$96,500
$6,792
Average $7,100/month
$8,042
$1,567
Average $1,638/week
$1,856
$39
Average $41/hour
$46
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $96,500 $8,042 $1,856 $46
Average $85,200 $7,100 $1,638 $41
25th Percentile $81,500 $6,792 $1,567 $39

Fraud Prevention Specialist III Salary Growth & Career Path

For a Fraud Prevention Specialist III, the most direct path to higher earnings is advancing to the Fraud Prevention Analysis Team Leader role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $67,200 - a projected growth of -21% over your current level.

Most common benefits for Fraud Prevention Specialist III

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for Fraud Prevention Specialist III

Here are companies hiring for Fraud Prevention Specialist III and their salaries, click below for more details.

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FAQ about Fraud Prevention Specialist III

1. What industry pays the highest salary for Fraud Prevention Specialist III?

The Financial Services industry offers the highest average compensation for Fraud Prevention Specialist III roles, with salaries approximately 50% above the market median.

2. What is a credit card fraud specialist job description?

As a credit card fraud specialist, your role involves investigating transactions flagged as suspicious for banks or investigative agencies. You assess potentially fraudulent charges and communicate with clients to gather more information. The salary for this position ranges from $77,600 to $95,500, with a midpoint of $84,800.

3. How much does an upgrade fraud specialist make?

An Upgrade Fraud Specialist typically earns between $77,600 and $95,500 annually, with a median salary of around $84,800. This reflects the specialized nature of the role in fraud prevention, aligning with industry standards for similar positions.

4. How much does a fraud specialist earn in USA?

In the USA, a Fraud Prevention Specialist earns between $77,600 and $95,500 annually. The average salary is approximately $84,800, translating to a monthly pay of about $7,067. This range reflects the varying levels of experience and expertise in the field.

5. How much does a fraud specialist make at Citibank?

A Fraud Prevention Specialist at Citibank typically earns between $77,600 and $95,500 annually, with a mid-salary of $84,800. Responsibilities include investigating potential fraud on credit card accounts and responding to client inquiries related to service requests and concerns.

6. How much does a fraud specialist make at DoorDash?

A Fraud Prevention Specialist at DoorDash can expect a salary ranging from $77,600 to $95,500, with a midpoint of $84,800. This reflects the competitive compensation for this role, aligning with industry standards for fraud prevention professionals.

7. What is the highest salary for a Fraud Analyst?

The highest salary for a Fraud Prevention Specialist is $95,500 per year. This role typically offers a minimum salary of $77,600 and a mid-range salary of $84,800. The top-paying industries for Fraud Prevention Specialists often include finance, insurance, and technology sectors.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

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