How much does a Cre Underwriter make in the United States?
As of September 01, 2026, the average salary for a Cre Underwriter in the United States is $69,009 per year, which breaks down to an hourly rate of $33.
However, a Cre Underwriter's salary can vary significantly. Here’s a look at the typical salary range:
Top Earners (90th percentile): $77,677
Majority Range (25th-75th percentile): $62,554 to $73,546
Key Factors That Influence Cre Underwriter Salaries
A Cre Underwriter's salary isn't a fixed number. It's shaped by several important factors.
Below, we'll explore how your years of experience, geographic location, education
and company size
can directly affect your earning potential.
How Experience Level Affects Cre Underwriter Salaries?
Experience is a primary driver of a Cre Underwriter's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
How Do Cre Underwriter Salaries Vary from State to State?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Cre Underwriters. For example, consider the average annual salaries in these key locations:
District of Columbia: $76,407.
California: $76,117.
Massachusetts: $75,102.
District of Columbia$76,407
California$76,117
Massachusetts$75,102
Washington$74,826
New Jersey$74,799
Alaska$74,702
Connecticut$73,750
New York$73,363
Hawaii$72,128
Rhode Island$71,548
Maryland$71,155
Minnesota$70,617
Colorado$70,410
Illinois$70,341
Oregon$70,078
Delaware$69,885
New Hampshire$69,764
Virginia$69,492
Pennsylvania$68,698
Nevada$68,298
North Dakota$68,167
Michigan$67,960
Wisconsin$67,884
Vermont$67,732
Texas$67,311
Maine$67,284
Arizona$67,242
Ohio$67,194
Georgia$66,559
Indiana$66,242
Wyoming$66,179
Utah$66,083
Iowa$66,041
Kansas$65,710
Louisiana$65,614
North Carolina$65,579
Missouri$65,565
Florida$65,296
Montana$65,151
Nebraska$65,013
Kentucky$64,937
South Carolina$64,661
Tennessee$64,489
Idaho$64,420
New Mexico$63,916
Oklahoma$63,806
Alabama$63,398
South Dakota$62,715
Arkansas$62,343
West Virginia$62,142
Mississippi$61,542
Top Paying Cities for Cre Underwriters
Salaries can also vary between different cities.
Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay.
Here are a few examples of average annual salaries in different U.S. cities:
San Jose: $87,041
San Francisco: $86,088
Oakland: $84,274
San Jose, CA$87,041
San Francisco, CA$86,088
Oakland, CA$84,274
New York, NY$79,456
Paramus, NJ$78,490
Queens Village, NY$78,486
Passaic, NJ$78,421
Bergenfield, NJ$78,415
Stamford, CT$78,263
Huntington, NY$78,235
Newark, NJ$77,725
Bridgeport, CT$77,579
Vallejo, CA$77,442
New Brunswick, NJ$77,414
Petaluma, CA$77,373
Middlesex, NJ$77,242
Somerset, NJ$77,193
Santa Cruz, CA$77,104
Boston, MA$76,683
Monterey, CA$76,440
Seattle, WA$76,282
Santa Rosa, CA$76,269
Los Angeles, CA$76,248
Juneau, AK$76,068
Washington, DC$75,992
Orange, CA$75,747
Santa Ana, CA$75,565
Long Beach, CA$75,496
Anaheim, CA$75,482
Anchorage, AK$75,447
Santa Maria, CA$75,240
Everett, WA$75,226
Danbury, CT$74,984
Bremerton, WA$74,888
Tacoma, WA$74,640
New Suffolk, NY$74,639
Sacramento, CA$74,619
Santa Barbara, CA$74,543
Trenton, NJ$74,467
San Diego, CA$74,467
Brockton, MA$74,391
Fairbanks, AK$74,222
Lompoc, CA$74,046
Lowell, MA$73,991
Ventura, CA$73,977
Nashua, NH$73,964
Stockton, CA$73,957
Modesto, CA$73,453
Poughkeepsie, NY$73,301
Olympia, WA$73,170
Kennewick, WA$73,170
New Haven, CT$73,142
Lawrence, MA$72,894
Hartford, CT$72,825
Riverside, CA$72,811
New Bedford, MA$72,742
Richland, WA$72,742
Bakersfield, CA$72,646
San Bernardino, CA$72,618
New Britain, CT$72,611
Atlantic City, NJ$72,611
New London, CT$72,583
Norwich, CT$72,563
Portsmouth, NH$72,549
Boulder, CO$72,403
Portland, OR$72,307
Worcester, MA$72,301
Minneapolis, MN$72,087
Philadelphia, PA$71,990
Honolulu, HI$71,762
Saint Paul, MN$71,729
Vineland, NJ$71,714
Providence, RI$71,514
Chicago, IL$71,314
Bellingham, WA$71,231
Springfield, MA$71,176
Baltimore, MD$71,155
Chico, CA$70,982
Pittsfield, MA$70,796
Manchester, NH$70,665
Spokane, WA$70,361
Denver, CO$70,354
Albany, NY$70,030
Troy, NY$70,003
Nassau, NY$69,929
Schenectady, NY$69,858
Wilmington, DE$69,802
Burlington, VT$69,706
Salem, OR$69,678
Portland, ME$69,464
Yakima, WA$69,395
Rochester, MN$69,181
Reno, NV$69,147
Fresno, CA$69,147
Milwaukee, WI$69,085
Detroit, MI$69,016
Ann Arbor, MI$69,004
Allentown, PA$68,995
Colorado Springs, CO$68,878
Syracuse, NY$68,843
Carson City, NV$68,843
Houston, TX$68,747
Eugene, OR$68,712
Gary, IN$68,629
Springfield, OR$68,574
Bismarck, ND$68,560
Galveston, TX$68,512
Medford, OR$68,408
Fort Collins, CO$68,381
Concord, NH$68,346
Austin, TX$68,326
Mesa, AZ$68,181
Reading, PA$68,174
Phoenix, AZ$68,167
Dallas, TX$68,146
Saint Cloud, MN$68,080
Madison, WI$67,987
Utica, NY$67,801
Rochester, NY$67,691
Des Moines, IA$67,684
Raleigh, NC$67,677
Atlanta, GA$67,573
Battle Creek, MI$67,553
Salt Lake City, UT$67,532
Lancaster, PA$67,428
Harrisburg, PA$67,332
Kansas City, MO$67,263
Champaign, IL$67,249
Kansas City, KS$67,249
Fort Worth, TX$67,242
Columbus, OH$67,230
Boca Raton, FL$67,215
Pittsburgh, PA$67,187
Richmond, VA$67,159
Indianapolis, IN$67,146
Cleveland, OH$67,139
Las Vegas, NV$67,056
Cincinnati, OH$67,056
Petersburg, VA$66,952
Huntsville, AL$66,849
Lansing, MI$66,803
Lebanon, PA$66,794
Pueblo, CO$66,787
Appleton, WI$66,766
Buffalo, NY$66,738
Dayton, OH$66,718
Racine, WI$66,704
Charlotte, NC$66,697
Saint Louis, MO$66,676
York, PA$66,635
Elkhart, IN$66,635
Gastonia, NC$66,622
Billings, MT$66,605
Beaumont, TX$66,587
Lorain, OH$66,573
Benton Harbor, MI$66,559
Toledo, OH$66,545
Binghamton, NY$66,511
Rock Hill, SC$66,504
Rockford, IL$66,469
Springfield, IL$66,442
Elyria, OH$66,435
Fargo, ND$66,435
Flagstaff, AZ$66,386
Fort Lauderdale, FL$66,345
Duluth, MN$66,304
Miami, FL$66,304
Cheyenne, WY$66,255
Grand Forks, ND$66,255
Bangor, ME$66,104
Cedar Rapids, IA$66,028
Durham, NC$65,999
Louisville, KY$65,993
Grand Rapids, MI$65,979
Hialeah, FL$65,972
Casper, WY$65,876
Scranton, PA$65,793
New Orleans, LA$65,772
Virginia Beach, VA$65,765
Akron, OH$65,731
Peoria, IL$65,641
Sarasota, FL$65,627
Nashville, TN$65,579
Omaha, NE$65,579
Green Bay, WI$65,579
Baton Rouge, LA$65,545
Charleston, SC$65,531
Jamestown, NY$65,496
Davenport, IA$65,496
Tucson, AZ$65,462
Saint Petersburg, FL$65,420
Tampa, FL$65,407
Evansville, IN$65,365
Port Arthur, TX$65,365
Bradenton, FL$65,338
Santa Fe, NM$65,213
Orlando, FL$65,089
Clearwater, FL$65,068
Canton, OH$64,923
La Crosse, WI$64,923
Albuquerque, NM$64,882
Newport News, VA$64,875
High Point, NC$64,854
Ogden, UT$64,827
Corpus Christi, TX$64,772
Norfolk, VA$64,730
Laramie, WY$64,730
Rock Island, IL$64,689
Saginaw, MI$64,675
Jacksonville, FL$64,668
Salisbury, NC$64,654
Boise, ID$64,641
Moline, IL$64,606
Fort Myers, FL$64,585
Memphis, TN$64,572
Tulsa, OK$64,537
Waterloo, IA$64,496
Spartanburg, SC$64,427
Lincoln, NE$64,392
Fort Wayne, IN$64,378
Provo, UT$64,371
Cedar Falls, IA$64,289
San Antonio, TX$64,261
Greensboro, NC$64,233
South Bend, IN$64,226
Savannah, GA$64,151
Muskegon, MI$64,123
Birmingham, AL$64,116
Winston Salem, NC$64,082
Lake Charles, LA$63,916
Anderson, IN$63,902
Lexington, KY$63,881
Augusta, GA$63,861
Greenville, SC$63,861
Lima, OH$63,806
Wichita, KS$63,799
Tuscaloosa, AL$63,799
Columbia, SC$63,737
Springfield, OH$63,723
Asheville, NC$63,612
Bloomington, IN$63,564
Knoxville, TN$63,316
Shreveport, LA$63,309
Wilmington, NC$63,219
Roanoke, VA$63,219
Topeka, KS$63,095
Frankfort, KY$63,087
Oklahoma City, OK$63,040
Chillicothe, OH$63,012
Longview, TX$63,005
Melbourne, FL$62,998
Sioux Falls, SD$62,888
Mobile, AL$62,881
Terre Haute, IN$62,853
Altoona, PA$62,812
Amarillo, TX$62,764
Killeen, TX$62,743
Fayetteville, AR$62,688
Chattanooga, TN$62,667
Sioux City, IA$62,605
Idaho Falls, ID$62,591
Lynchburg, VA$62,536
Gainesville, FL$62,446
Portsmouth, OH$62,412
Little Rock, AR$62,398
Lafayette, LA$62,370
Youngstown, OH$62,370
Daytona Beach, FL$62,329
Clarksville, TN$62,322
Pensacola, FL$62,315
Temple, TX$62,310
Hopkinsville, KY$62,108
Erie, PA$62,094
Florence, SC$62,067
Charleston, WV$61,956
Great Falls, MT$61,922
Macon, GA$61,825
Tallahassee, FL$61,818
Fayetteville, NC$61,804
Waco, TX$61,790
Helena, MT$61,742
Pine Bluff, AR$61,716
Vincennes, IN$61,632
Lubbock, TX$61,604
Alamogordo, NM$61,563
Twin Falls, ID$61,501
Rapid City, SD$61,480
Jackson, MS$61,356
Huntington, WV$61,351
Greenville, MS$61,349
Parkersburg, WV$61,278
Montgomery, AL$61,266
Wichita Falls, TX$61,197
Springfield, MO$61,197
Biloxi, MS$61,162
Monroe, LA$61,093
Johnstown, PA$61,045
Sumter, SC$61,018
Columbus, GA$61,011
Pascagoula, MS$60,880
Abilene, TX$60,880
Kingsport, TN$60,700
Albany, GA$60,700
Gulfport, MS$60,679
Alexandria, LA$60,452
Fort Smith, AR$60,279
El Paso, TX$60,093
Las Cruces, NM$59,782
Harlingen, TX$59,607
Pocatello, ID$59,596
Florence, AL$59,506
Brownsville, TX$59,492
Mcallen, TX$59,348
Dothan, AL$59,251
Columbus, MS$58,841
Altus, OK$58,519
Lawton, OK$58,388
Pierre, SD$58,140
What Skills Can Increase a Cre Underwriter's Salary?
Demanded Skills for the Role:
Analysis (Mentioned in 6.72% Job Postings): Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
Knowledge of Underwriting (Mentioned in 1.44% Job Postings): Underwriting simply means that your lender verifies your income, assets, debt and property details in order to issue final approval for your loan.
Financial Analysis (Mentioned in 1.07% Job Postings): Financial statement analysis (or financial analysis) is the process of reviewing and analyzing a company's financial statements to make better economic decisions to earn income in future. These statements include the income statement, balance sheet, statement of cash flows, notes to accounts and a statement of changes in equity (if applicable). Financial statement analysis is a method or process involving specific techniques for evaluating risks, performance, financial health, and future prospects of an organization. It is used by a variety of stakeholders, such as credit and equity investors, the government, the public, and decision-makers within the organization. These stakeholders have different interests and apply a variety of different techniques to meet their needs. For example, equity investors are interested in the long-term earnings power of the organization and perhaps the sustainability and growth of dividend payments. Creditors want to ensure the interest and principal is paid on the organizations debt securities (e.g., bonds) when due.
Mastering certain specialized skills can lead to a significant increase in pay.
Here are examples of skills and the potential impact they can have on a Cre Underwriter's salary.
Mortgage Underwriting: Can increase your salary by up to 24%.
Cre Underwriter Salary by Industry: Top Paying Sectors
For Cre Underwriter roles, the industry you choose can affect earning potential
by as much as 60% (the gap between the highest and lowest paying industries).
Data shows that the Financial Services and Insurance
sectors offer the strongest compensation, at 30% above the average.
In contrast, Cre Underwriter positions in Edu., Gov't. & Nonprofit or Retail & Wholesale typically offer lower base pay,
as these industries often view Cre Underwriter as a support function rather than a direct revenue driver.
The top paying industries for a Cre Underwriter
Industry Sector
Average Annual Salary
Average Hourly Rate
Pay vs.Avg
Financial Services
$89,711
$43.0
30%
Insurance
$82,811
$40.0
20%
Healthcare
$75,910
$36.0
10%
How Education impacts a Cre Underwriter's Salary?
Your level of education can impact your salary potential.
While many Cre Underwriters enter the field with a Associate's Degree degree,
higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data,
the median salary for a Cre Underwriter with a Associate's Degree is between
$69,740
and $74,452).
Cre Underwriter Salary: Hourly Rate, Weekly Pay, and Monthly Pay
Understanding how a Cre Underwriter's annual salary breaks down can help with budgeting.
Below, you can see the average hourly rate, weekly pay, and monthly pay for this role.
Use the buttons to switch between different pay periods.
Hourly
Monthly
Weekly
Yearly
Table View
Last Updated on September 01, 2026
$62,554
Average$69,009/year
$73,546
$5,213
Average$5,751/month
$6,129
$1,203
Average$1,327/week
$1,414
$30
Average$33/hour
$35
Annual Salary
Monthly Pay
Weekly Pay
Hourly Wage
75th Percentile
$73,546
$6,129
$1,414
$35
Average
$69,009
$5,751
$1,327
$33
25th Percentile
$62,554
$5,213
$1,203
$30
Salaries of Jobs related to Cre Underwriter
Underwriter V$133,425
Underwriter IV$108,278
Underwriter$93,940
Underwriter III$92,694
Associate Underwriter$89,683
Health Underwriter$71,390
Medical Underwriter$71,310
Underwriter II$71,302
CRE Analyst$66,552
Loan Underwriter$65,623
Underwriter I$60,516
Salary Trends for Cre Underwriter
Salaries for a Cre Underwriter can change over time,
reflecting shifts in market demand and the overall economy.
The median salary decreased from $77,336 in 2023
to around $73,048 in 2025,
reflecting changes in demand, location, experience, and the wider economy.
For a detailed analysis of Cre Underwriter salary trends,
.
Average Annual Salary of Cre Underwriter Over Time
$???
$77,336
$74,839
$73,048
$???
$???
2022
2023
2024
2025
2026
2027
Year
Average Annual Salary
2022
View More
2023
$77,336
2024
$74,839
2025
$73,048
2026
View More
2027
View More
Most common benefits for Cre Underwriter
Social Security
401 (k)
Disability
Healthcare
Pension
Time Off (days)
Common company salaries for Cre Underwriter
Here are companies hiring for Cre Underwriter and their salaries, click below for more details.
K$114,295/per year
Kpmg Us LLPBusiness Servicesthe United States
W$114,096/per year
Warner Bros DiscoveryBusiness Servicesthe United States
D$111,927/per year
Dentsu International LtdBusiness Servicesthe United States
G$111,873/per year
GroupM Worldwide IncBusiness Servicesthe United States
C$111,651/per year
CoWorx StaffingBusiness Servicesthe United States
C$110,194/per year
Contemporary Services CorpBusiness Servicesthe United States
S$107,128/per year
Showcase CinemasBusiness Servicesthe United States
A$106,429/per year
Amentum Services IncBusiness Servicesthe United States
A$106,199/per year
Allied Universal Security Services LLCBusiness Servicesthe United States
S$106,104/per year
Sodexo USABusiness Servicesthe United States
J$105,192/per year
JLL TechnologiesBusiness Servicesthe United States
I$104,478/per year
Intact Insurance Group USA LLCBusiness Servicesthe United States
N$101,619/per year
NielsenIQBusiness Servicesthe United States
T$101,470/per year
The Leading Edge AllianceBusiness Servicesthe United States
H$101,308/per year
Honeywell UOPBusiness Servicesthe United States
R$97,720/per year
Reeve & AssociatesBusiness Servicesthe United States
M$97,584/per year
ManpowerGroup Global IncBusiness Servicesthe United States
F$95,980/per year
Financial Sys NcoBusiness Servicesthe United States
A$95,314/per year
Arrow Global LtdBusiness Servicesthe United States
C$94,777/per year
CarMax Enterprise Services LLCBusiness Servicesthe United States
D$94,479/per year
DZConneXBusiness Servicesthe United States
A$93,802/per year
Adecco Staffing, USABusiness Servicesthe United States
R$92,937/per year
Resource MFGBusiness Servicesthe United States
Z$92,774/per year
Zachry Brands IncBusiness Servicesthe United States
G$88,138/per year
Greystar Worldwide LLCBusiness Servicesthe United States
Find Your Next Cre Underwriter Job
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FAQ about Cre Underwriter
1. What industry pays the highest salary for Cre Underwriter?
The Financial Services industry offers the highest average compensation for Cre Underwriter roles,
with salaries approximately 30% above the market median.
Where Does Our Salary Data Come From?
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
