What are the main factors that influence a Rates Analyst's salary?

The primary factors are: 1) Experience Level, 2) Geographic Location, 3) Education/Skills, 4) Company Size & Industry

How does experience change A Rates Analyst's salary?

A Rates Analyst's salary grows with experience: starting around $80,869 for beginners, reaching about $81,822 at mid-level, and approach $86,681 for experts.

What are the highest paying states for a Rates Analyst?

Rates Analyst salary varies significantly by state. The top 3 highest paying states for Rates Analyst roles are District of Columbia $90,277, California $89,935, Massachusetts $88,736. These tech hubs typically pay 10-15% above the national average.

How much do different types of Rates Analyst roles make?

Salaries for Rates Analyst level roles vary by specialization: Group Rates Manager: $163,842; Telecommunication Rates Manager: $116,270; Rates Trader: $85,437; Telecommunications Rates Analyst -Experienced: $82,710; Telecommunication Rates Analyst II: $82,702.

How do different companies affect a Rates Analyst's salary?

Company size, industry, and compensation structure create significant salary variations for Rates Analyst roles. Large, established industry leaders like Consolidated Edison Company of New York Inc ($126,909) and GE Renewable Energy ($121,776) offer base salaries 35-40% above the national average. In contrast, smaller firms or startups may offer closer to $76,117.

Rates Analyst Salary in the United States

How much does a Rates Analyst make in the United States?

As of July 01, 2026, the average salary for a Rates Analyst in the United States is $81,536 per year, which breaks down to an hourly rate of $39.

However, a Rates Analyst's salary can vary significantly. Here’s a look at the typical salary range:

Top Earners (90th percentile): $94,204
Majority Range (25th-75th percentile): $74,671 to $88,167
Entry-Level (10th percentile): $68,421

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Rates Analyst Salaries by Percentile

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$88,167	$7,347	$1,696	$42
Average	$81,536	$6,795	$1,568	$39
25th Percentile	$74,671	$6,223	$1,436	$36

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Key Factors That Influence Rates Analyst Salaries

A Rates Analyst's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Rates Analyst Salaries?

Experience is a primary driver of a Rates Analyst's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

Entry-Level (less than 1 year): $80,869
Early Career (1-2 years): $81,060
Mid-Level (2-4 years): $81,822
Senior-Level (5-8 years): $85,089
Expert (over 8 years): $86,681

Levels	Salary
Entry Level Rates Analyst	$80,869
Intermediate Level Rates Analyst	$81,060
Senior Level Rates Analyst	$81,822
Specialist Level Rates Analyst	$85,089
Expert Level Rates Analyst	$86,681

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What Am I Worth?

How Do Rates Analyst Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Rates Analysts. For example, consider the average annual salaries in these key locations:

District of Columbia: $90,277.
California: $89,935.
Massachusetts: $88,736.

District of Columbia $90,277

California $89,935

Massachusetts $88,736

Washington $88,410

New Jersey $88,377

Alaska $88,263

Connecticut $87,138

New York $86,681

Hawaii $85,222

Rhode Island $84,537

Maryland $84,072

Minnesota $83,436

Colorado $83,192

Illinois $83,110

Oregon $82,800

Delaware $82,572

New Hampshire $82,428

Virginia $82,107

Pennsylvania $81,169

Nevada $80,697

North Dakota $80,542

Michigan $80,297

Wisconsin $80,207

Vermont $80,028

Texas $79,531

Maine $79,498

Arizona $79,449

Ohio $79,392

Georgia $78,642

Indiana $78,267

Wyoming $78,193

Utah $78,079

Iowa $78,030

Kansas $77,639

Louisiana $77,525

North Carolina $77,484

Missouri $77,468

Florida $77,150

Montana $76,979

Nebraska $76,815

Kentucky $76,726

South Carolina $76,400

Tennessee $76,196

Idaho $76,114

New Mexico $75,519

Oklahoma $75,389

Alabama $74,907

South Dakota $74,100

Arkansas $73,660

West Virginia $73,424

Mississippi $72,714

Top Paying Cities for Rates Analysts

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

San Jose: $102,842
San Francisco: $101,716
Oakland: $99,572

San Jose, CA $102,842

San Francisco, CA $101,716

Oakland, CA $99,572

New York, NY $93,880

Paramus, NJ $92,739

Queens Village, NY $92,735

Passaic, NJ $92,657

Bergenfield, NJ $92,650

Stamford, CT $92,470

Huntington, NY $92,437

Newark, NJ $91,834

Bridgeport, CT $91,662

Vallejo, CA $91,500

New Brunswick, NJ $91,468

Petaluma, CA $91,419

Middlesex, NJ $91,264

Somerset, NJ $91,207

Santa Cruz, CA $91,101

Boston, MA $90,603

Monterey, CA $90,317

Seattle, WA $90,130

Santa Rosa, CA $90,114

Los Angeles, CA $90,090

Juneau, AK $89,878

Washington, DC $89,788

Orange, CA $89,498

Santa Ana, CA $89,282

Long Beach, CA $89,201

Anaheim, CA $89,185

Anchorage, AK $89,144

Santa Maria, CA $88,899

Everett, WA $88,883

Danbury, CT $88,596

Bremerton, WA $88,483

Tacoma, WA $88,190

New Suffolk, NY $88,188

Sacramento, CA $88,165

Santa Barbara, CA $88,076

Trenton, NJ $87,986

San Diego, CA $87,986

Brockton, MA $87,896

Fairbanks, AK $87,696

Lompoc, CA $87,489

Lowell, MA $87,423

Ventura, CA $87,407

Nashua, NH $87,391

Stockton, CA $87,383

Modesto, CA $86,787

Poughkeepsie, NY $86,608

Olympia, WA $86,453

Kennewick, WA $86,453

New Haven, CT $86,420

Lawrence, MA $86,127

Hartford, CT $86,045

Riverside, CA $86,029

New Bedford, MA $85,948

Richland, WA $85,948

Bakersfield, CA $85,833

San Bernardino, CA $85,801

New Britain, CT $85,793

Atlantic City, NJ $85,793

New London, CT $85,760

Norwich, CT $85,736

Portsmouth, NH $85,719

Boulder, CO $85,546

Portland, OR $85,434

Worcester, MA $85,426

Minneapolis, MN $85,173

Philadelphia, PA $85,059

Honolulu, HI $84,790

Saint Paul, MN $84,751

Vineland, NJ $84,733

Providence, RI $84,496

Chicago, IL $84,260

Bellingham, WA $84,162

Springfield, MA $84,097

Baltimore, MD $84,072

Chico, CA $83,868

Pittsfield, MA $83,648

Manchester, NH $83,493

Spokane, WA $83,135

Denver, CO $83,126

Albany, NY $82,743

Troy, NY $82,711

Nassau, NY $82,623

Schenectady, NY $82,539

Wilmington, DE $82,474

Burlington, VT $82,360

Salem, OR $82,327

Portland, ME $82,075

Yakima, WA $81,993

Rochester, MN $81,740

Reno, NV $81,699

Fresno, CA $81,699

Milwaukee, WI $81,626

Detroit, MI $81,545

Ann Arbor, MI $81,531

Allentown, PA $81,520

Colorado Springs, CO $81,381

Syracuse, NY $81,341

Carson City, NV $81,341

Houston, TX $81,227

Eugene, OR $81,186

Gary, IN $81,088

Springfield, OR $81,023

Bismarck, ND $81,006

Galveston, TX $80,949

Medford, OR $80,827

Fort Collins, CO $80,794

Concord, NH $80,754

Austin, TX $80,729

Mesa, AZ $80,558

Reading, PA $80,550

Phoenix, AZ $80,542

Dallas, TX $80,517

Saint Cloud, MN $80,439

Madison, WI $80,330

Utica, NY $80,110

Rochester, NY $79,979

Des Moines, IA $79,971

Raleigh, NC $79,963

Atlanta, GA $79,840

Battle Creek, MI $79,816

Salt Lake City, UT $79,792

Lancaster, PA $79,669

Harrisburg, PA $79,555

Kansas City, MO $79,474

Champaign, IL $79,457

Kansas City, KS $79,457

Fort Worth, TX $79,449

Columbus, OH $79,435

Boca Raton, FL $79,416

Pittsburgh, PA $79,384

Richmond, VA $79,351

Indianapolis, IN $79,335

Cleveland, OH $79,327

Las Vegas, NV $79,229

Cincinnati, OH $79,229

Petersburg, VA $79,107

Huntsville, AL $78,984

Lansing, MI $78,930

Lebanon, PA $78,919

Pueblo, CO $78,911

Appleton, WI $78,886

Buffalo, NY $78,854

Dayton, OH $78,829

Racine, WI $78,813

Charlotte, NC $78,805

Saint Louis, MO $78,780

York, PA $78,732

Elkhart, IN $78,732

Gastonia, NC $78,716

Billings, MT $78,696

Beaumont, TX $78,674

Lorain, OH $78,658

Benton Harbor, MI $78,642

Toledo, OH $78,626

Binghamton, NY $78,585

Rock Hill, SC $78,577

Rockford, IL $78,536

Springfield, IL $78,503

Elyria, OH $78,495

Fargo, ND $78,495

Flagstaff, AZ $78,438

Fort Lauderdale, FL $78,389

Duluth, MN $78,340

Miami, FL $78,340

Cheyenne, WY $78,283

Grand Forks, ND $78,283

Bangor, ME $78,104

Cedar Rapids, IA $78,014

Durham, NC $77,980

Louisville, KY $77,973

Grand Rapids, MI $77,957

Hialeah, FL $77,949

Casper, WY $77,835

Scranton, PA $77,737

New Orleans, LA $77,712

Virginia Beach, VA $77,704

Akron, OH $77,663

Peoria, IL $77,557

Sarasota, FL $77,541

Nashville, TN $77,484

Omaha, NE $77,484

Green Bay, WI $77,484

Baton Rouge, LA $77,443

Charleston, SC $77,427

Jamestown, NY $77,386

Davenport, IA $77,386

Tucson, AZ $77,345

Saint Petersburg, FL $77,297

Tampa, FL $77,280

Evansville, IN $77,231

Port Arthur, TX $77,231

Bradenton, FL $77,199

Santa Fe, NM $77,052

Orlando, FL $76,905

Clearwater, FL $76,881

Canton, OH $76,709

La Crosse, WI $76,709

Albuquerque, NM $76,661

Newport News, VA $76,652

High Point, NC $76,628

Ogden, UT $76,595

Corpus Christi, TX $76,530

Norfolk, VA $76,481

Laramie, WY $76,481

Rock Island, IL $76,432

Saginaw, MI $76,416

Jacksonville, FL $76,408

Salisbury, NC $76,391

Boise, ID $76,375

Moline, IL $76,334

Fort Myers, FL $76,310

Memphis, TN $76,294

Tulsa, OK $76,253

Waterloo, IA $76,204

Spartanburg, SC $76,122

Lincoln, NE $76,082

Fort Wayne, IN $76,065

Provo, UT $76,057

Cedar Falls, IA $75,959

San Antonio, TX $75,927

Greensboro, NC $75,894

South Bend, IN $75,886

Savannah, GA $75,796

Muskegon, MI $75,764

Birmingham, AL $75,755

Winston Salem, NC $75,716

Lake Charles, LA $75,519

Anderson, IN $75,503

Lexington, KY $75,478

Augusta, GA $75,454

Greenville, SC $75,454

Lima, OH $75,389

Wichita, KS $75,380

Tuscaloosa, AL $75,380

Columbia, SC $75,307

Springfield, OH $75,291

Asheville, NC $75,160

Bloomington, IN $75,103

Knoxville, TN $74,810

Shreveport, LA $74,801

Wilmington, NC $74,695

Roanoke, VA $74,695

Topeka, KS $74,549

Frankfort, KY $74,540

Oklahoma City, OK $74,484

Chillicothe, OH $74,451

Longview, TX $74,443

Melbourne, FL $74,435

Sioux Falls, SD $74,304

Mobile, AL $74,296

Terre Haute, IN $74,263

Altoona, PA $74,214

Amarillo, TX $74,157

Killeen, TX $74,133

Fayetteville, AR $74,068

Chattanooga, TN $74,043

Sioux City, IA $73,970

Idaho Falls, ID $73,954

Lynchburg, VA $73,888

Gainesville, FL $73,782

Portsmouth, OH $73,742

Little Rock, AR $73,725

Lafayette, LA $73,693

Youngstown, OH $73,693

Daytona Beach, FL $73,644

Clarksville, TN $73,636

Pensacola, FL $73,627

Temple, TX $73,622

Hopkinsville, KY $73,383

Erie, PA $73,366

Florence, SC $73,334

Charleston, WV $73,203

Great Falls, MT $73,163

Macon, GA $73,048

Tallahassee, FL $73,040

Fayetteville, NC $73,024

Waco, TX $73,008

Helena, MT $72,951

Pine Bluff, AR $72,920

Vincennes, IN $72,820

Lubbock, TX $72,788

Alamogordo, NM $72,739

Twin Falls, ID $72,665

Rapid City, SD $72,641

Jackson, MS $72,494

Huntington, WV $72,488

Greenville, MS $72,486

Parkersburg, WV $72,403

Montgomery, AL $72,388

Wichita Falls, TX $72,306

Springfield, MO $72,306

Biloxi, MS $72,266

Monroe, LA $72,184

Johnstown, PA $72,127

Sumter, SC $72,094

Columbus, GA $72,086

Pascagoula, MS $71,931

Abilene, TX $71,931

Kingsport, TN $71,719

Albany, GA $71,719

Gulfport, MS $71,695

Alexandria, LA $71,426

Fort Smith, AR $71,222

El Paso, TX $71,002

Las Cruces, NM $70,635

Harlingen, TX $70,428

Pocatello, ID $70,415

Florence, AL $70,309

Brownsville, TX $70,293

Mcallen, TX $70,121

Dothan, AL $70,007

Columbus, MS $69,523

Altus, OK $69,143

Lawton, OK $68,988

Pierre, SD $68,694

What Skills Can Increase a Rates Analyst's Salary?

Demanded Skills for the Role:

Analysis (Mentioned in 14.06% Job Postings): Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
Pricing (Mentioned in 3.18% Job Postings): Pricing is a process of fixing the value that a manufacturer will receive in the exchange of services and goods.
Actuarial Science (Mentioned in 2.39% Job Postings): The discipline that applies mathematical and statistical methods to assess risk in insurance, pension, finance, investment and other industries and professions. More generally, actuaries apply rigorous mathematics to model matters of uncertainty.

See More Skills

Skills	Demand Percentage
Analysis	14.06%
Pricing	3.18%
Actuarial Science	2.39%

What skills can make your compensation higher?

Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Rates Analyst's salary.

Team Management: Can increase your salary by up to 9%.
Collaboration: Can increase your salary by up to 7%.
Telecommunications: Can increase your salary by up to 5%.

Skill	Salary	Salary % Increase
Team Management	$88,875	9%
Collaboration	$87,244	7%
Telecommunications	$85,613	5%
Financial Analysis	$85,613	5%
Commitment	$85,613	5%
Effective Communication	$85,613	5%

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How Education impacts a Rates Analyst's Salary?

Your level of education can impact your salary potential. While many Rates Analysts enter the field with a Associate's Degree degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for a Rates Analyst with a Associate's Degree is between $93,756 and $99,450).

Rates Analyst Salaries by Degree Level

Typical Education for Rates Analyst

No Diploma 1.3%

High School 2.6%

Associates 55.1%

Bachelors 55.1%

Masters 39.7%

Doctorate 1.3%

view as table

Degree Level	% of user with this level of education
No Diploma	1.3%
High School	2.6%
Associates	55.1%
Bachelors	55.1%
Masters	39.7%
Doctorate	1.3%

view as graph

Rates Analyst Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Rates Analyst's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on July 01, 2026

$74,671

Average $81,536/year

$88,167

$6,223

Average $6,795/month

$7,347

$1,436

Average $1,568/week

$1,696

$36

Average $39/hour

$42

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$88,167	$7,347	$1,696	$42
Average	$81,536	$6,795	$1,568	$39
25th Percentile	$74,671	$6,223	$1,436	$36

Salaries of jobs related to Rates Analyst

Salary Trends for Rates Analyst

Salaries for a Rates Analyst can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $75,859 in 2023 to around $75,165 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Rates Analyst salary trends, .

Average Annual Salary of Rates Analyst Over Time

2022

$???

2023

$75,859

2024

$75,562

2025

$75,165

2026

$???

2027

$???

Year	Average Annual Salary
2022	View More
2023	$75,859
2024	$75,562
2025	$75,165
2026	View More
2027	View More

Most common benefits for Rates Analyst

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