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Rates Analyst Salary in the United States

How much does a Rates Analyst make in the United States?

As of September 01, 2026, the average salary for a Rates Analyst in the United States is $81,531 per year, which breaks down to an hourly rate of $39.

However, a Rates Analyst's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $94,188
  • Majority Range (25th-75th percentile): $74,651 to $88,156
  • Entry-Level (10th percentile): $68,388
Salary Factors Salary-Boosting Skills Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Key Factors That Influence Rates Analyst Salaries

A Rates Analyst's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Rates Analyst Salaries?

Experience is a primary driver of a Rates Analyst's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $80,862
  • Early Career (1-2 years): $81,053
  • Mid-Level (2-4 years): $81,817
  • Senior-Level (5-8 years): $85,083
  • Expert (over 8 years): $86,672
Levels Salary
Entry Level Rates Analyst$80,862
Intermediate Level Rates Analyst$81,053
Senior Level Rates Analyst$81,817
Specialist Level Rates Analyst$85,083
Expert Level Rates Analyst$86,672
View as Graph

How Do Rates Analyst Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Rates Analysts. For example, consider the average annual salaries in these key locations:
  • District of Columbia: $90,271.
  • California: $89,928.
  • Massachusetts: $88,730.

Top Paying Cities for Rates Analysts

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $102,834
  • San Francisco: $101,708
  • Oakland: $99,565

What Skills Can Increase a Rates Analyst's Salary?

Demanded Skills for the Role:

  • Analysis (Mentioned in 14.06% Job Postings): Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
  • Pricing (Mentioned in 3.18% Job Postings): Pricing is a process of fixing the value that a manufacturer will receive in the exchange of services and goods.
  • Actuarial Science (Mentioned in 2.39% Job Postings): The discipline that applies mathematical and statistical methods to assess risk in insurance, pension, finance, investment and other industries and professions. More generally, actuaries apply rigorous mathematics to model matters of uncertainty.
Skills Demand Percentage
Analysis 14.06%
Pricing 3.18%
Actuarial Science 2.39%
See More Skills

What skills can make your compensation higher?

Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Rates Analyst's salary.

  • Team Management: Can increase your salary by up to 9%.
  • Collaboration: Can increase your salary by up to 7%.
  • Telecommunications: Can increase your salary by up to 5%.
Skill Salary Salary % Increase
Team Management $88,868
9%
Collaboration $87,238
7%
Telecommunications $85,607
5%
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How Education impacts a Rates Analyst's Salary?

Your level of education can impact your salary potential. While many Rates Analysts enter the field with a Associate's Degree degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for a Rates Analyst with a Associate's Degree is between $93,756 and $99,450).

Rates Analyst Salaries by Degree Level

Typical Education for Rates Analyst
Degree Level % of user with this level of education
No Diploma 1.3%
High School 2.6%
Associates 55.1%
Bachelors 55.1%
Masters 39.7%
Doctorate 1.3%
View as Graph

Rates Analyst Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Rates Analyst's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on September 01, 2026
$74,651
Average $81,531/year
$88,156
$6,221
Average $6,794/month
$7,346
$1,436
Average $1,568/week
$1,695
$36
Average $39/hour
$42
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $88,156 $7,346 $1,695 $42
Average $81,531 $6,794 $1,568 $39
25th Percentile $74,651 $6,221 $1,436 $36

Most common benefits for Rates Analyst

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for Rates Analyst

Here are companies hiring for Rates Analyst and their salaries, click below for more details.

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Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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