How much does a Surety Underwriter make in the United States?
As of September 01, 2026, the average salary for a Surety Underwriter in the United States is $69,159 per year, which breaks down to an hourly rate of $33.
However, a Surety Underwriter's salary can vary significantly. Here’s a look at the typical salary range:
Top Earners (90th percentile): $79,792
Majority Range (25th-75th percentile): $63,721 to $74,725
Key Factors That Influence Surety Underwriter Salaries
A Surety Underwriter's salary isn't a fixed number. It's shaped by several important factors.
Below, we'll explore how geographic location, education
and company size
can directly affect your earning potential.
How Do Surety Underwriter Salaries Vary from State to State?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Surety Underwriters. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities.
Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay.
Here are a few examples of average annual salaries in different U.S. cities:
San Jose: $87,230
San Francisco: $86,275
Oakland: $84,457
San Jose, CA$87,230
San Francisco, CA$86,275
Oakland, CA$84,457
New York, NY$79,629
Paramus, NJ$78,661
Queens Village, NY$78,657
Passaic, NJ$78,591
Bergenfield, NJ$78,585
Stamford, CT$78,433
Huntington, NY$78,405
Newark, NJ$77,894
Bridgeport, CT$77,748
Vallejo, CA$77,610
New Brunswick, NJ$77,582
Petaluma, CA$77,541
Middlesex, NJ$77,410
Somerset, NJ$77,361
Santa Cruz, CA$77,271
Boston, MA$76,849
Monterey, CA$76,607
Seattle, WA$76,448
Santa Rosa, CA$76,434
Los Angeles, CA$76,414
Juneau, AK$76,234
Washington, DC$76,158
Orange, CA$75,912
Santa Ana, CA$75,729
Long Beach, CA$75,660
Anaheim, CA$75,646
Anchorage, AK$75,611
Santa Maria, CA$75,404
Everett, WA$75,390
Danbury, CT$75,147
Bremerton, WA$75,051
Tacoma, WA$74,802
New Suffolk, NY$74,801
Sacramento, CA$74,782
Santa Barbara, CA$74,705
Trenton, NJ$74,629
San Diego, CA$74,629
Brockton, MA$74,553
Fairbanks, AK$74,384
Lompoc, CA$74,207
Lowell, MA$74,151
Ventura, CA$74,138
Nashua, NH$74,125
Stockton, CA$74,118
Modesto, CA$73,613
Poughkeepsie, NY$73,461
Olympia, WA$73,329
Kennewick, WA$73,329
New Haven, CT$73,302
Lawrence, MA$73,053
Hartford, CT$72,983
Riverside, CA$72,970
New Bedford, MA$72,900
Richland, WA$72,900
Bakersfield, CA$72,804
San Bernardino, CA$72,776
New Britain, CT$72,769
Atlantic City, NJ$72,769
New London, CT$72,741
Norwich, CT$72,721
Portsmouth, NH$72,707
Boulder, CO$72,560
Portland, OR$72,465
Worcester, MA$72,458
Minneapolis, MN$72,243
Philadelphia, PA$72,147
Honolulu, HI$71,918
Saint Paul, MN$71,885
Vineland, NJ$71,870
Providence, RI$71,669
Chicago, IL$71,469
Bellingham, WA$71,386
Springfield, MA$71,330
Baltimore, MD$71,310
Chico, CA$71,137
Pittsfield, MA$70,950
Manchester, NH$70,819
Spokane, WA$70,514
Denver, CO$70,507
Albany, NY$70,182
Troy, NY$70,155
Nassau, NY$70,081
Schenectady, NY$70,010
Wilmington, DE$69,954
Burlington, VT$69,857
Salem, OR$69,830
Portland, ME$69,615
Yakima, WA$69,546
Rochester, MN$69,332
Reno, NV$69,297
Fresno, CA$69,297
Milwaukee, WI$69,235
Detroit, MI$69,166
Ann Arbor, MI$69,154
Allentown, PA$69,145
Colorado Springs, CO$69,027
Syracuse, NY$68,993
Carson City, NV$68,993
Houston, TX$68,896
Eugene, OR$68,862
Gary, IN$68,779
Springfield, OR$68,723
Bismarck, ND$68,709
Galveston, TX$68,661
Medford, OR$68,557
Fort Collins, CO$68,530
Concord, NH$68,495
Austin, TX$68,474
Mesa, AZ$68,329
Reading, PA$68,322
Phoenix, AZ$68,315
Dallas, TX$68,294
Saint Cloud, MN$68,228
Madison, WI$68,135
Utica, NY$67,949
Rochester, NY$67,838
Des Moines, IA$67,831
Raleigh, NC$67,824
Atlanta, GA$67,720
Battle Creek, MI$67,700
Salt Lake City, UT$67,679
Lancaster, PA$67,575
Harrisburg, PA$67,478
Kansas City, MO$67,409
Champaign, IL$67,395
Kansas City, KS$67,395
Fort Worth, TX$67,388
Columbus, OH$67,377
Boca Raton, FL$67,361
Pittsburgh, PA$67,333
Richmond, VA$67,305
Indianapolis, IN$67,292
Cleveland, OH$67,285
Las Vegas, NV$67,202
Cincinnati, OH$67,202
Petersburg, VA$67,098
Huntsville, AL$66,994
Lansing, MI$66,948
Lebanon, PA$66,939
Pueblo, CO$66,932
Appleton, WI$66,911
Buffalo, NY$66,884
Dayton, OH$66,863
Racine, WI$66,849
Charlotte, NC$66,842
Saint Louis, MO$66,821
York, PA$66,780
Elkhart, IN$66,780
Gastonia, NC$66,767
Billings, MT$66,750
Beaumont, TX$66,731
Lorain, OH$66,718
Benton Harbor, MI$66,704
Toledo, OH$66,690
Binghamton, NY$66,655
Rock Hill, SC$66,648
Rockford, IL$66,614
Springfield, IL$66,586
Elyria, OH$66,579
Fargo, ND$66,579
Flagstaff, AZ$66,531
Fort Lauderdale, FL$66,489
Duluth, MN$66,448
Miami, FL$66,448
Cheyenne, WY$66,399
Grand Forks, ND$66,399
Bangor, ME$66,247
Cedar Rapids, IA$66,171
Durham, NC$66,142
Louisville, KY$66,137
Grand Rapids, MI$66,123
Hialeah, FL$66,116
Casper, WY$66,019
Scranton, PA$65,936
New Orleans, LA$65,915
Virginia Beach, VA$65,908
Akron, OH$65,874
Peoria, IL$65,784
Sarasota, FL$65,770
Nashville, TN$65,722
Omaha, NE$65,722
Green Bay, WI$65,722
Baton Rouge, LA$65,687
Charleston, SC$65,673
Jamestown, NY$65,639
Davenport, IA$65,639
Tucson, AZ$65,604
Saint Petersburg, FL$65,563
Tampa, FL$65,549
Evansville, IN$65,507
Port Arthur, TX$65,507
Bradenton, FL$65,480
Santa Fe, NM$65,355
Orlando, FL$65,231
Clearwater, FL$65,210
Canton, OH$65,065
La Crosse, WI$65,065
Albuquerque, NM$65,023
Newport News, VA$65,016
High Point, NC$64,996
Ogden, UT$64,968
Corpus Christi, TX$64,913
Norfolk, VA$64,871
Laramie, WY$64,871
Rock Island, IL$64,830
Saginaw, MI$64,816
Jacksonville, FL$64,809
Salisbury, NC$64,795
Boise, ID$64,781
Moline, IL$64,747
Fort Myers, FL$64,726
Memphis, TN$64,712
Tulsa, OK$64,677
Waterloo, IA$64,636
Spartanburg, SC$64,567
Lincoln, NE$64,532
Fort Wayne, IN$64,518
Provo, UT$64,511
Cedar Falls, IA$64,428
San Antonio, TX$64,401
Greensboro, NC$64,373
South Bend, IN$64,366
Savannah, GA$64,290
Muskegon, MI$64,262
Birmingham, AL$64,256
Winston Salem, NC$64,222
Lake Charles, LA$64,055
Anderson, IN$64,041
Lexington, KY$64,020
Augusta, GA$64,000
Greenville, SC$64,000
Lima, OH$63,944
Wichita, KS$63,937
Tuscaloosa, AL$63,937
Columbia, SC$63,875
Springfield, OH$63,861
Asheville, NC$63,751
Bloomington, IN$63,702
Knoxville, TN$63,453
Shreveport, LA$63,446
Wilmington, NC$63,356
Roanoke, VA$63,356
Topeka, KS$63,232
Frankfort, KY$63,224
Oklahoma City, OK$63,177
Chillicothe, OH$63,149
Longview, TX$63,142
Melbourne, FL$63,135
Sioux Falls, SD$63,025
Mobile, AL$63,018
Terre Haute, IN$62,990
Altoona, PA$62,948
Amarillo, TX$62,900
Killeen, TX$62,879
Fayetteville, AR$62,824
Chattanooga, TN$62,803
Sioux City, IA$62,741
Idaho Falls, ID$62,727
Lynchburg, VA$62,672
Gainesville, FL$62,582
Portsmouth, OH$62,547
Little Rock, AR$62,533
Lafayette, LA$62,506
Youngstown, OH$62,506
Daytona Beach, FL$62,464
Clarksville, TN$62,457
Pensacola, FL$62,450
Temple, TX$62,446
Hopkinsville, KY$62,243
Erie, PA$62,229
Florence, SC$62,202
Charleston, WV$62,091
Great Falls, MT$62,056
Macon, GA$61,959
Tallahassee, FL$61,953
Fayetteville, NC$61,939
Waco, TX$61,925
Helena, MT$61,876
Pine Bluff, AR$61,850
Vincennes, IN$61,766
Lubbock, TX$61,738
Alamogordo, NM$61,697
Twin Falls, ID$61,634
Rapid City, SD$61,614
Jackson, MS$61,489
Huntington, WV$61,484
Greenville, MS$61,482
Parkersburg, WV$61,412
Montgomery, AL$61,399
Wichita Falls, TX$61,330
Springfield, MO$61,330
Biloxi, MS$61,296
Monroe, LA$61,226
Johnstown, PA$61,178
Sumter, SC$61,150
Columbus, GA$61,143
Pascagoula, MS$61,012
Abilene, TX$61,012
Kingsport, TN$60,832
Albany, GA$60,832
Gulfport, MS$60,811
Alexandria, LA$60,583
Fort Smith, AR$60,410
El Paso, TX$60,224
Las Cruces, NM$59,912
Harlingen, TX$59,737
Pocatello, ID$59,726
Florence, AL$59,636
Brownsville, TX$59,622
Mcallen, TX$59,477
Dothan, AL$59,380
Columbus, MS$58,969
Altus, OK$58,647
Lawton, OK$58,515
Pierre, SD$58,266
What Skills Can Increase a Surety Underwriter's Salary?
Demanded Skills for the Role:
Initiative (Mentioned in 4.02% Job Postings): Taking decisive action and initiating plans independently to address problems, improve professional life, and achieve goals.
JavaScript (Mentioned in 2.77% Job Postings): Using JavaScript in the development and maintenance of Web-based application systems.
Illustrator (Mentioned in 1.84% Job Postings): Adobe Illustrator is a vector graphics editor and design program developed and marketed by Adobe Inc. Originally designed for the Apple Macintosh, development of Adobe Illustrator began in 1985. Along with Creative Cloud, Illustrator CC was released.
Mastering certain specialized skills can lead to a significant increase in pay.
Here are examples of skills and the potential impact they can have on a Surety Underwriter's salary.
Agile: Can increase your salary by up to 17%.
Influencing: Can increase your salary by up to 14%.
User Research: Can increase your salary by up to 12%.
Surety Underwriter Salary by Industry: Top Paying Sectors
For Surety Underwriter roles, the industry you choose can affect earning potential
by as much as 32% (the gap between the highest and lowest paying industries).
Data shows that the Aerospace & Defense and Biotechnology
sectors offer the strongest compensation, at 20% above the average.
In contrast, Surety Underwriter positions in Retail & Wholesale or Pharmaceuticals typically offer lower base pay,
as these industries often view Surety Underwriter as a support function rather than a direct revenue driver.
The top paying industries for a Surety Underwriter
Industry Sector
Average Annual Salary
Average Hourly Rate
Pay vs.Avg
Aerospace & Defense
$82,991
$40.0
20%
Biotechnology
$79,533
$38.0
15%
Chemicals
$77,458
$37.0
12%
Energy & Utilities
$76,075
$37.0
10%
Financial Services
$74,692
$36.0
8%
How Education impacts a Surety Underwriter's Salary?
Your level of education can impact your salary potential.
While many Surety Underwriters enter the field with a High School Diploma or Technical Certificate degree,
higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data,
the median salary for a Surety Underwriter with a High School Diploma or Technical Certificate is between
$64,565
and $68,750).
Surety Underwriter Salary: Hourly Rate, Weekly Pay, and Monthly Pay
Understanding how a Surety Underwriter's annual salary breaks down can help with budgeting.
Below, you can see the average hourly rate, weekly pay, and monthly pay for this role.
Use the buttons to switch between different pay periods.
Salaries for a Surety Underwriter can change over time,
reflecting shifts in market demand and the overall economy.
The median salary increased from $75,354 in 2023
to around $75,637 in 2025,
reflecting changes in demand, location, experience, and the wider economy.
For a detailed analysis of Surety Underwriter salary trends,
.
Average Annual Salary of Surety Underwriter Over Time
$???
$75,354
$76,220
$75,637
$???
$???
2022
2023
2024
2025
2026
2027
Year
Average Annual Salary
2022
View More
2023
$75,354
2024
$76,220
2025
$75,637
2026
View More
2027
View More
Most common benefits for Surety Underwriter
Social Security
401 (k)
Disability
Healthcare
Pension
Time Off (days)
Common company salaries for Surety Underwriter
Here are companies hiring for Surety Underwriter and their salaries, click below for more details.
C$128,509/per year
C R Bard IncBiotechnologythe United States
H$124,697/per year
Henry Schein CanadaBiotechnologythe United States
N$123,899/per year
Nordex IncBiotechnologythe United States
N$120,416/per year
Nipro CorpBiotechnologythe United States
E$115,870/per year
EnovisBiotechnologythe United States
A$114,553/per year
Advanced Research Projects Agency - EnergyBiotechnologythe United States
M$112,110/per year
MiniMed IncBiotechnologythe United States
L$111,500/per year
Labcorp Drug DevelopmentBiotechnologythe United States
L$110,229/per year
Life Technologies CorpBiotechnologythe United States
Z$106,224/per year
Zimmer BiometBiotechnologythe United States
P$103,077/per year
Promontory TherapeuticsBiotechnologythe United States
S$102,181/per year
Steris PLCBiotechnologythe United States
G$97,274/per year
Gavin Conferences Pty LtdBiotechnologythe United States
E$94,764/per year
Endeavor BioMedicinesBiotechnologythe United States
R$94,402/per year
Replay Holdings LLCBiotechnologythe United States
P$94,235/per year
Pleno IncBiotechnologythe United States
S$93,666/per year
Simulaids IncBiotechnologythe United States
N$88,880/per year
NOIRLab/CASBiotechnologythe United States
O$86,468/per year
Onward TechnologyBiotechnologythe United States
L$84,895/per year
LED Medical Diagnostics IncBiotechnologythe United States
E$84,682/per year
Eyeco LtdBiotechnologythe United States
P$84,523/per year
PaerosolBiotechnologythe United States
I$83,525/per year
IONIQ Sciences IncBiotechnologythe United States
S$82,815/per year
Stateside PPEBiotechnologythe United States
D$82,041/per year
Digi BioBiotechnologythe United States
Find Your Next Surety Underwriter Job
Ready to take the next step in your career? Browse thousands of current Surety Underwriter job openings on our job board. Use the search bar below to find your perfect match.
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FAQ about Surety Underwriter
1. What industry pays the highest salary for Surety Underwriter?
The Aerospace & Defense industry offers the highest average compensation for Surety Underwriter roles,
with salaries approximately 20% above the market median.
Where Does Our Salary Data Come From?
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
