Associate Analyst, Credit Salary in the United States

How much does an Associate Analyst, Credit make in the United States?

As of September 01, 2026, the average salary for an Associate Analyst, Credit in the United States is $59,970 per year, which breaks down to an hourly rate of $29.

However, an Associate Analyst, Credit's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $68,244
  • Majority Range (25th-75th percentile): $54,404 to $64,301
  • Entry-Level (10th percentile): $49,337

Key Factors That Influence Associate Analyst, Credit Salaries

An Associate Analyst, Credit's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Associate Analyst, Credit Salaries?

Experience is a primary driver of an Associate Analyst, Credit's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $59,651
  • Early Career (1-2 years): $71,244
  • Mid-Level (2-4 years): $87,327
  • Senior-Level (5-8 years): $120,829
  • Expert (over 8 years): $212,793
Levels Salary
Associate... Level Associate Analyst, Credit$59,651
Credit An... Level Associate Analyst, Credit$71,244
Credit An... Level Associate Analyst, Credit$87,327
Credit An... Level Associate Analyst, Credit$120,829
VP of Cre... Level Associate Analyst, Credit$212,793

How Do Associate Analyst, Credit Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Associate Analyst, Credits. For example, consider the average annual salaries in these key locations:
  • District of Columbia: $66,398.
  • California: $66,147.
  • Massachusetts: $65,265.

Top Paying Cities for Associate Analyst, Credits

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $75,640
  • San Francisco: $74,812
  • Oakland: $73,235

What Skills Can Increase an Associate Analyst, Credit's Salary?

Demanded Skills for the Role:

  • Analysis (Mentioned in 17.03% Job Postings): Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
  • Credit Risk (Mentioned in 2.55% Job Postings): Credit risk is the possibility of loss due to a borrower's defaulting on a loan or not meeting contractual obligations.
  • Tax Return (Mentioned in 1.69% Job Postings): Calculating an entity’s income earned with the amount of tax payable to the government, organizations, or potential taxpayers.
Skills Demand Percentage
Analysis 17.03%
Credit Risk 2.55%
Tax Return 1.69%

What skills can make your compensation higher?

Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on an Associate Analyst, Credit's salary.

  • Initiative: Can increase your salary by up to 8%.
  • Products and Services: Can increase your salary by up to 8%.
  • Due Diligence: Can increase your salary by up to 7%.
Skill Salary Salary % Increase
Initiative $64,767
8%
Products and Services $64,767
8%
Due Diligence $64,168
7%

Associate Analyst, Credit Salary by Industry: Top Paying Sectors

For Associate Analyst, Credit roles, the industry you choose can affect earning potential by as much as 50% (the gap between the highest and lowest paying industries). Data shows that the Aerospace & Defense and Energy & Utilities sectors offer the strongest compensation, at 20% above the average. In contrast, Associate Analyst, Credit positions in Media or Telecom typically offer lower base pay, as these industries often view Associate Analyst, Credit as a support function rather than a direct revenue driver.

The top paying industries for an Associate Analyst, Credit

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Aerospace & Defense$71,964$35.020%
Energy & Utilities$71,964$35.020%
Insurance$71,964$35.020%
Pharmaceuticals$71,964$35.020%
Biotechnology$65,967$32.010%

How Education impacts an Associate Analyst, Credit's Salary?

Your level of education can impact your salary potential. While many Associate Analyst, Credits enter the field with a Associate's Degree degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for an Associate Analyst, Credit with a Associate's Degree is between $55,783 and $59,395).

Associate Analyst, Credit Salaries by Degree Level

Typical Education for Associate Analyst, Credit
Degree Level % of user with this level of education
No Diploma 0.4%
High School 7.5%
Associates 5.2%
Bachelors 69.6%
Masters 16.8%
Doctorate 0.5%

Associate Analyst, Credit Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an Associate Analyst, Credit's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on September 01, 2026
$54,404
Average $59,970/year
$64,301
$4,534
Average $4,997/month
$5,358
$1,046
Average $1,153/week
$1,237
$26
Average $29/hour
$31
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $64,301 $5,358 $1,237 $31
Average $59,970 $4,997 $1,153 $29
25th Percentile $54,404 $4,534 $1,046 $26

Most common benefits for Associate Analyst, Credit

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for Associate Analyst, Credit

Here are companies hiring for Associate Analyst, Credit and their salaries, click below for more details.

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FAQ about Associate Analyst, Credit

1. What industry pays the highest salary for Associate Analyst, Credit?

The Aerospace & Defense industry offers the highest average compensation for Associate Analyst, Credit roles, with salaries approximately 20% above the market median.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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