Electronic Payments Specialist Salary in the United States

How much does an Electronic Payments Specialist make in the United States?

As of October 01, 2026, the average salary for an Electronic Payments Specialist in the United States is $54,537 per year, which breaks down to an hourly rate of $26.

However, an Electronic Payments Specialist's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $64,158
  • Majority Range (25th-75th percentile): $50,323 to $59,573
  • Entry-Level (10th percentile): $46,486

Key Factors That Influence Electronic Payments Specialist Salaries

An Electronic Payments Specialist's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Electronic Payments Specialist Salaries?

Experience is a primary driver of an Electronic Payments Specialist's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $43,691
  • Early Career (1-2 years): $48,859
  • Mid-Level (2-4 years): $54,167
  • Senior-Level (5-8 years): $73,010
  • Expert (over 8 years): $87,021
Levels Salary
Accounts ... Level Electronic Payments Specialist$43,691
Accounts ... Level Electronic Payments Specialist$48,859
Electroni... Level Electronic Payments Specialist$54,167
Accounts ... Level Electronic Payments Specialist$73,010
Accounts ... Level Electronic Payments Specialist$87,021

How Do Electronic Payments Specialist Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Electronic Payments Specialists. For example, consider the average annual salaries in these key locations:
  • District of Columbia: $60,383.
  • California: $60,154.
  • Massachusetts: $59,353.

Top Paying Cities for Electronic Payments Specialists

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $68,788
  • San Francisco: $68,034
  • Oakland: $66,601

What Skills Can Increase an Electronic Payments Specialist's Salary?

Demanded Skills for the Role:

  • Customer Service (Mentioned in 2.64% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
  • General Ledger (Mentioned in 2.26% Job Postings): Creating and keeping track of business transactions and activities to monitor financial operations.
  • Purchasing (Mentioned in 1.2% Job Postings): Purchasing refers to a business or organization attempting to acquire goods or services to accomplish its goals. Although there are several organizations that attempt to set standards in the purchasing process, processes can vary greatly between organizations. Typically the word “purchasing” is not used interchangeably with the word “procurement”, since procurement typically includes expediting, supplier quality, and transportation and logistics (T&L) in addition to purchasing.
Skills Demand Percentage
Customer Service 2.64%
General Ledger 2.26%
Purchasing 1.2%

What skills can make your compensation higher?

Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on an Electronic Payments Specialist's salary.

  • Leadership: Can increase your salary by up to 5%.
  • Collaboration: Can increase your salary by up to 5%.
  • Concur: Can increase your salary by up to 4%.
Skill Salary Salary % Increase
Leadership $57,264
5%
Collaboration $57,264
5%
Concur $56,719
4%

Electronic Payments Specialist Salary by Industry: Top Paying Sectors

For Electronic Payments Specialist roles, the industry you choose can affect earning potential by as much as 40% (the gap between the highest and lowest paying industries). Data shows that the Aerospace & Defense and Biotechnology sectors offer the strongest compensation, at 20% above the average. In contrast, Electronic Payments Specialist positions in Transportation or Retail & Wholesale typically offer lower base pay, as these industries often view Electronic Payments Specialist as a support function rather than a direct revenue driver.

The top paying industries for an Electronic Payments Specialist

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Aerospace & Defense$65,445$31.020%
Biotechnology$65,445$31.020%
Energy & Utilities$65,445$31.020%
Financial Services$65,445$31.020%
Pharmaceuticals$65,445$31.020%

Electronic Payments Specialist Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an Electronic Payments Specialist's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on October 01, 2026
$50,323
Average $54,537/year
$59,573
$4,194
Average $4,545/month
$4,964
$968
Average $1,049/week
$1,146
$24
Average $26/hour
$29
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $59,573 $4,964 $1,146 $29
Average $54,537 $4,545 $1,049 $26
25th Percentile $50,323 $4,194 $968 $24

Most common benefits for Electronic Payments Specialist

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for Electronic Payments Specialist

Here are companies hiring for Electronic Payments Specialist and their salaries, click below for more details.

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FAQ about Electronic Payments Specialist

1. What industry pays the highest salary for Electronic Payments Specialist?

The Aerospace & Defense industry offers the highest average compensation for Electronic Payments Specialist roles, with salaries approximately 20% above the market median.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

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