Loan Reconciliation Analyst Salary in the United States
How much does a Loan Reconciliation Analyst make in the United States?
As of September 01, 2026, the average salary for a Loan Reconciliation Analyst in the United States is $78,819 per year, which breaks down to an hourly rate of $38.
However, a Loan Reconciliation Analyst's salary can vary significantly. Here’s a look at the typical salary range:
Top Earners (90th percentile): $91,017
Majority Range (25th-75th percentile): $73,614 to $85,204
Entry-Level (10th percentile): $68,875
10%$68,875
50% (Median)$78,819
90%$91,017
Loan Reconciliation Analyst Salaries by Percentile
Key Factors That Influence Loan Reconciliation Analyst Salaries
A Loan Reconciliation Analyst's salary isn't a fixed number. It's shaped by several important factors.
Below, we'll explore how your years of experience, geographic location, education
and company size
can directly affect your earning potential.
How Experience Level Affects Loan Reconciliation Analyst Salaries?
Experience is a primary driver of a Loan Reconciliation Analyst's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
How Do Loan Reconciliation Analyst Salaries Vary from State to State?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Loan Reconciliation Analysts. For example, consider the average annual salaries in these key locations:
District of Columbia: $87,268.
California: $86,937.
Massachusetts: $85,779.
District of Columbia$87,268
California$86,937
Massachusetts$85,779
Washington$85,463
New Jersey$85,432
Alaska$85,322
Connecticut$84,234
New York$83,792
Hawaii$82,382
Rhode Island$81,720
Maryland$81,270
Minnesota$80,655
Colorado$80,419
Illinois$80,340
Oregon$80,041
Delaware$79,820
New Hampshire$79,681
Virginia$79,371
Pennsylvania$78,464
Nevada$78,007
North Dakota$77,857
Michigan$77,621
Wisconsin$77,534
Vermont$77,361
Texas$76,880
Maine$76,849
Arizona$76,801
Ohio$76,746
Georgia$76,021
Indiana$75,658
Wyoming$75,587
Utah$75,477
Iowa$75,430
Kansas$75,051
Louisiana$74,941
North Carolina$74,902
Missouri$74,886
Florida$74,579
Montana$74,413
Nebraska$74,255
Kentucky$74,169
South Carolina$73,853
Tennessee$73,656
Idaho$73,578
New Mexico$73,002
Oklahoma$72,876
Alabama$72,411
South Dakota$71,631
Arkansas$71,205
West Virginia$70,977
Mississippi$70,291
Top Paying Cities for Loan Reconciliation Analysts
Salaries can also vary between different cities.
Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay.
Here are a few examples of average annual salaries in different U.S. cities:
San Jose: $99,414
San Francisco: $98,326
Oakland: $96,254
San Jose, CA$99,414
San Francisco, CA$98,326
Oakland, CA$96,254
New York, NY$90,751
Paramus, NJ$89,648
Queens Village, NY$89,644
Passaic, NJ$89,569
Bergenfield, NJ$89,562
Stamford, CT$89,389
Huntington, NY$89,356
Newark, NJ$88,774
Bridgeport, CT$88,608
Vallejo, CA$88,451
New Brunswick, NJ$88,419
Petaluma, CA$88,372
Middlesex, NJ$88,222
Somerset, NJ$88,167
Santa Cruz, CA$88,064
Boston, MA$87,584
Monterey, CA$87,307
Seattle, WA$87,127
Santa Rosa, CA$87,111
Los Angeles, CA$87,087
Juneau, AK$86,882
Washington, DC$86,795
Orange, CA$86,515
Santa Ana, CA$86,307
Long Beach, CA$86,228
Anaheim, CA$86,212
Anchorage, AK$86,173
Santa Maria, CA$85,936
Everett, WA$85,921
Danbury, CT$85,643
Bremerton, WA$85,534
Tacoma, WA$85,251
New Suffolk, NY$85,249
Sacramento, CA$85,227
Santa Barbara, CA$85,140
Trenton, NJ$85,054
San Diego, CA$85,054
Brockton, MA$84,967
Fairbanks, AK$84,774
Lompoc, CA$84,573
Lowell, MA$84,509
Ventura, CA$84,494
Nashua, NH$84,478
Stockton, CA$84,470
Modesto, CA$83,895
Poughkeepsie, NY$83,722
Olympia, WA$83,572
Kennewick, WA$83,572
New Haven, CT$83,540
Lawrence, MA$83,257
Hartford, CT$83,178
Riverside, CA$83,162
New Bedford, MA$83,083
Richland, WA$83,083
Bakersfield, CA$82,973
San Bernardino, CA$82,941
New Britain, CT$82,933
Atlantic City, NJ$82,933
New London, CT$82,902
Norwich, CT$82,878
Portsmouth, NH$82,862
Boulder, CO$82,695
Portland, OR$82,587
Worcester, MA$82,579
Minneapolis, MN$82,334
Philadelphia, PA$82,224
Honolulu, HI$81,964
Saint Paul, MN$81,926
Vineland, NJ$81,909
Providence, RI$81,680
Chicago, IL$81,452
Bellingham, WA$81,357
Springfield, MA$81,294
Baltimore, MD$81,270
Chico, CA$81,073
Pittsfield, MA$80,860
Manchester, NH$80,711
Spokane, WA$80,364
Denver, CO$80,356
Albany, NY$79,986
Troy, NY$79,954
Nassau, NY$79,870
Schenectady, NY$79,788
Wilmington, DE$79,725
Burlington, VT$79,615
Salem, OR$79,584
Portland, ME$79,339
Yakima, WA$79,260
Rochester, MN$79,016
Reno, NV$78,977
Fresno, CA$78,977
Milwaukee, WI$78,906
Detroit, MI$78,827
Ann Arbor, MI$78,813
Allentown, PA$78,803
Colorado Springs, CO$78,669
Syracuse, NY$78,630
Carson City, NV$78,630
Houston, TX$78,519
Eugene, OR$78,480
Gary, IN$78,385
Springfield, OR$78,322
Bismarck, ND$78,307
Galveston, TX$78,252
Medford, OR$78,133
Fort Collins, CO$78,102
Concord, NH$78,062
Austin, TX$78,039
Mesa, AZ$77,873
Reading, PA$77,865
Phoenix, AZ$77,857
Dallas, TX$77,834
Saint Cloud, MN$77,758
Madison, WI$77,652
Utica, NY$77,440
Rochester, NY$77,314
Des Moines, IA$77,306
Raleigh, NC$77,298
Atlanta, GA$77,180
Battle Creek, MI$77,156
Salt Lake City, UT$77,132
Lancaster, PA$77,014
Harrisburg, PA$76,904
Kansas City, MO$76,825
Champaign, IL$76,809
Kansas City, KS$76,809
Fort Worth, TX$76,801
Columbus, OH$76,788
Boca Raton, FL$76,770
Pittsburgh, PA$76,738
Richmond, VA$76,707
Indianapolis, IN$76,691
Cleveland, OH$76,683
Las Vegas, NV$76,588
Cincinnati, OH$76,588
Petersburg, VA$76,470
Huntsville, AL$76,352
Lansing, MI$76,299
Lebanon, PA$76,289
Pueblo, CO$76,281
Appleton, WI$76,257
Buffalo, NY$76,226
Dayton, OH$76,202
Racine, WI$76,186
Charlotte, NC$76,179
Saint Louis, MO$76,155
York, PA$76,108
Elkhart, IN$76,108
Gastonia, NC$76,093
Billings, MT$76,074
Beaumont, TX$76,052
Lorain, OH$76,037
Benton Harbor, MI$76,021
Toledo, OH$76,005
Binghamton, NY$75,966
Rock Hill, SC$75,958
Rockford, IL$75,918
Springfield, IL$75,887
Elyria, OH$75,879
Fargo, ND$75,879
Flagstaff, AZ$75,824
Fort Lauderdale, FL$75,777
Duluth, MN$75,729
Miami, FL$75,729
Cheyenne, WY$75,674
Grand Forks, ND$75,674
Bangor, ME$75,501
Cedar Rapids, IA$75,414
Durham, NC$75,381
Louisville, KY$75,375
Grand Rapids, MI$75,359
Hialeah, FL$75,351
Casper, WY$75,241
Scranton, PA$75,146
New Orleans, LA$75,122
Virginia Beach, VA$75,115
Akron, OH$75,075
Peoria, IL$74,973
Sarasota, FL$74,957
Nashville, TN$74,902
Omaha, NE$74,902
Green Bay, WI$74,902
Baton Rouge, LA$74,862
Charleston, SC$74,847
Jamestown, NY$74,807
Davenport, IA$74,807
Tucson, AZ$74,768
Saint Petersburg, FL$74,720
Tampa, FL$74,705
Evansville, IN$74,657
Port Arthur, TX$74,657
Bradenton, FL$74,626
Santa Fe, NM$74,484
Orlando, FL$74,342
Clearwater, FL$74,318
Canton, OH$74,153
La Crosse, WI$74,153
Albuquerque, NM$74,106
Newport News, VA$74,098
High Point, NC$74,074
Ogden, UT$74,043
Corpus Christi, TX$73,980
Norfolk, VA$73,932
Laramie, WY$73,932
Rock Island, IL$73,885
Saginaw, MI$73,869
Jacksonville, FL$73,861
Salisbury, NC$73,846
Boise, ID$73,830
Moline, IL$73,790
Fort Myers, FL$73,767
Memphis, TN$73,751
Tulsa, OK$73,712
Waterloo, IA$73,664
Spartanburg, SC$73,585
Lincoln, NE$73,546
Fort Wayne, IN$73,530
Provo, UT$73,522
Cedar Falls, IA$73,428
San Antonio, TX$73,396
Greensboro, NC$73,365
South Bend, IN$73,357
Savannah, GA$73,270
Muskegon, MI$73,239
Birmingham, AL$73,231
Winston Salem, NC$73,192
Lake Charles, LA$73,002
Anderson, IN$72,986
Lexington, KY$72,963
Augusta, GA$72,939
Greenville, SC$72,939
Lima, OH$72,876
Wichita, KS$72,868
Tuscaloosa, AL$72,868
Columbia, SC$72,797
Springfield, OH$72,781
Asheville, NC$72,655
Bloomington, IN$72,600
Knoxville, TN$72,316
Shreveport, LA$72,309
Wilmington, NC$72,206
Roanoke, VA$72,206
Topeka, KS$72,064
Frankfort, KY$72,056
Oklahoma City, OK$72,001
Chillicothe, OH$71,970
Longview, TX$71,962
Melbourne, FL$71,954
Sioux Falls, SD$71,828
Mobile, AL$71,820
Terre Haute, IN$71,788
Altoona, PA$71,741
Amarillo, TX$71,686
Killeen, TX$71,662
Fayetteville, AR$71,599
Chattanooga, TN$71,576
Sioux City, IA$71,505
Idaho Falls, ID$71,489
Lynchburg, VA$71,426
Gainesville, FL$71,323
Portsmouth, OH$71,284
Little Rock, AR$71,268
Lafayette, LA$71,237
Youngstown, OH$71,237
Daytona Beach, FL$71,189
Clarksville, TN$71,181
Pensacola, FL$71,174
Temple, TX$71,168
Hopkinsville, KY$70,937
Erie, PA$70,921
Florence, SC$70,890
Charleston, WV$70,764
Great Falls, MT$70,724
Macon, GA$70,614
Tallahassee, FL$70,606
Fayetteville, NC$70,590
Waco, TX$70,575
Helena, MT$70,519
Pine Bluff, AR$70,489
Vincennes, IN$70,393
Lubbock, TX$70,362
Alamogordo, NM$70,314
Twin Falls, ID$70,243
Rapid City, SD$70,220
Jackson, MS$70,078
Huntington, WV$70,072
Greenville, MS$70,070
Parkersburg, WV$69,990
Montgomery, AL$69,976
Wichita Falls, TX$69,897
Springfield, MO$69,897
Biloxi, MS$69,857
Monroe, LA$69,778
Johnstown, PA$69,723
Sumter, SC$69,692
Columbus, GA$69,684
Pascagoula, MS$69,534
Abilene, TX$69,534
Kingsport, TN$69,329
Albany, GA$69,329
Gulfport, MS$69,306
Alexandria, LA$69,045
Fort Smith, AR$68,848
El Paso, TX$68,636
Las Cruces, NM$68,281
Harlingen, TX$68,081
Pocatello, ID$68,068
Florence, AL$67,966
Brownsville, TX$67,950
Mcallen, TX$67,784
Dothan, AL$67,674
Columbus, MS$67,206
Altus, OK$66,839
Lawton, OK$66,689
Pierre, SD$66,405
What Skills Can Increase a Loan Reconciliation Analyst's Salary?
Demanded Skills for the Role:
Analysis (Mentioned in 16.33% Job Postings): Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
Financial Planning (Mentioned in 1.61% Job Postings): In general usage, a financial plan is a comprehensive evaluation of an individual's current pay and future financial state by using current known variables to predict future income, asset values and withdrawal plans. This often includes a budget which organizes an individual's finances and sometimes includes a series of steps or specific goals for spending and saving in the future. This plan allocates future income to various types of expenses, such as rent or utilities, and also reserves some income for short-term and long-term savings. A financial plan is sometimes referred to as an investment plan, but in personal finance a financial plan can focus on other specific areas such as risk management, estates, college, or retirement.
CPA (Mentioned in 1.05% Job Postings): A CPA, or Certified Public Accountant, is a trusted financial advisor who helps individuals, businesses, and other organizations plan and reach their financial goals.
Mastering certain specialized skills can lead to a significant increase in pay.
Here are examples of skills and the potential impact they can have on a Loan Reconciliation Analyst's salary.
Consulting: Can increase your salary by up to 6%.
Insight: Can increase your salary by up to 4%.
Project Management: Can increase your salary by up to 4%.
Loan Reconciliation Analyst Salary by Industry: Top Paying Sectors
For Loan Reconciliation Analyst roles, the industry you choose can affect earning potential
by as much as 10% (the gap between the highest and lowest paying industries).
Data shows that the Aerospace & Defense and Business Services
sectors offer the strongest compensation, at 5% above the average.
In contrast, Loan Reconciliation Analyst positions in Transportation or Software & Networking typically offer lower base pay,
as these industries often view Loan Reconciliation Analyst as a support function rather than a direct revenue driver.
The top paying industries for a Loan Reconciliation Analyst
Industry Sector
Average Annual Salary
Average Hourly Rate
Pay vs.Avg
Aerospace & Defense
$82,760
$40.0
5%
Business Services
$82,760
$40.0
5%
Construction
$82,760
$40.0
5%
Energy & Utilities
$82,760
$40.0
5%
Healthcare
$82,760
$40.0
5%
How Education impacts a Loan Reconciliation Analyst's Salary?
Your level of education can impact your salary potential.
While many Loan Reconciliation Analysts enter the field with a Bachelor's Degree degree,
higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data,
the median salary for a Loan Reconciliation Analyst with a Bachelor's Degree is between
$77,760
and $82,194).
Loan Reconciliation Analyst Salaries by Degree Level
Understanding how a Loan Reconciliation Analyst's annual salary breaks down can help with budgeting.
Below, you can see the average hourly rate, weekly pay, and monthly pay for this role.
Use the buttons to switch between different pay periods.
Hourly
Monthly
Weekly
Yearly
Table View
Last Updated on September 01, 2026
$73,614
Average$78,819/year
$85,204
$6,134
Average$6,568/month
$7,100
$1,416
Average$1,516/week
$1,639
$35
Average$38/hour
$41
Annual Salary
Monthly Pay
Weekly Pay
Hourly Wage
75th Percentile
$85,204
$7,100
$1,639
$41
Average
$78,819
$6,568
$1,516
$38
25th Percentile
$73,614
$6,134
$1,416
$35
Salaries of Jobs related to Loan Reconciliation Analyst
Reconciliation Analyst$79,731
Account Reconciliation Analyst$76,850
Analyst-License Inventory and Reconciliation$71,972
Accounting Reconciliation Analyst$61,015
Financial Loan Analyst$58,638
Loan Review Analyst$58,427
Commercial Loan Analyst$58,223
Loan Support Analyst$57,548
Loan Portfolio Analyst$57,198
Loan Analyst$49,221
Cash Reconciliation Analyst$42,288
Salary Trends for Loan Reconciliation Analyst
Salaries for a Loan Reconciliation Analyst can change over time,
reflecting shifts in market demand and the overall economy.
The median salary decreased from $72,579 in 2023
to around $72,273 in 2025,
reflecting changes in demand, location, experience, and the wider economy.
For a detailed analysis of Loan Reconciliation Analyst salary trends,
.
Average Annual Salary of Loan Reconciliation Analyst Over Time
$???
$72,579
$72,644
$72,273
$???
$???
2022
2023
2024
2025
2026
2027
Year
Average Annual Salary
2022
View More
2023
$72,579
2024
$72,644
2025
$72,273
2026
View More
2027
View More
Most common benefits for Loan Reconciliation Analyst
Social Security
401 (k)
Disability
Healthcare
Pension
Time Off (days)
Common company salaries for Loan Reconciliation Analyst
Here are companies hiring for Loan Reconciliation Analyst and their salaries, click below for more details.
C$128,509/per year
C R Bard IncBiotechnologythe United States
H$124,697/per year
Henry Schein CanadaBiotechnologythe United States
N$123,899/per year
Nordex IncBiotechnologythe United States
N$120,416/per year
Nipro CorpBiotechnologythe United States
E$115,870/per year
EnovisBiotechnologythe United States
A$114,553/per year
Advanced Research Projects Agency - EnergyBiotechnologythe United States
M$112,110/per year
MiniMed IncBiotechnologythe United States
L$111,500/per year
Labcorp Drug DevelopmentBiotechnologythe United States
L$110,229/per year
Life Technologies CorpBiotechnologythe United States
Z$106,224/per year
Zimmer BiometBiotechnologythe United States
P$103,077/per year
Promontory TherapeuticsBiotechnologythe United States
S$102,181/per year
Steris PLCBiotechnologythe United States
G$97,274/per year
Gavin Conferences Pty LtdBiotechnologythe United States
E$94,764/per year
Endeavor BioMedicinesBiotechnologythe United States
R$94,402/per year
Replay Holdings LLCBiotechnologythe United States
P$94,235/per year
Pleno IncBiotechnologythe United States
S$93,666/per year
Simulaids IncBiotechnologythe United States
N$88,880/per year
NOIRLab/CASBiotechnologythe United States
O$86,468/per year
Onward TechnologyBiotechnologythe United States
L$84,895/per year
LED Medical Diagnostics IncBiotechnologythe United States
E$84,682/per year
Eyeco LtdBiotechnologythe United States
P$84,523/per year
PaerosolBiotechnologythe United States
I$83,525/per year
IONIQ Sciences IncBiotechnologythe United States
S$82,815/per year
Stateside PPEBiotechnologythe United States
D$82,041/per year
Digi BioBiotechnologythe United States
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FAQ about Loan Reconciliation Analyst
1. What industry pays the highest salary for Loan Reconciliation Analyst?
The Aerospace & Defense industry offers the highest average compensation for Loan Reconciliation Analyst roles,
with salaries approximately 5% above the market median.
Where Does Our Salary Data Come From?
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
