Credit Portfolio Analyst Salary in the United States
How much does a Credit Portfolio Analyst make in the United States?
As of July 01, 2026, the average salary for a Credit Portfolio Analyst in the United States is $72,032 per year, which breaks down to an hourly rate of $35.
However, a Credit Portfolio Analyst's salary can vary significantly. Here’s a look at the typical salary range:
Top Earners (90th percentile): $81,984
Majority Range (25th-75th percentile): $59,630 to $77,242
Key Factors That Influence Credit Portfolio Analyst Salaries
A Credit Portfolio Analyst's salary isn't a fixed number.
It's shaped by several important factors.
Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.
How Experience Level Affects Credit Portfolio Analyst Salaries?
Experience is a primary driver of a Credit Portfolio Analyst's salary.
As you build your skills and take on more complex tasks, your compensation generally increases.
Here's how the average salary grows at different career stages:
Entry-Level (less than 1 year): $61,675
Early Career (1-2 years): $72,893
Mid-Level (2-4 years): $90,453
Senior-Level (5-8 years): $104,741
Expert (over 8 years): $119,450
Levels
Salary
Commercia... Level Credit Portfolio Analyst
$61,675
Credit Po... Level Credit Portfolio Analyst
$72,893
Commercia... Level Credit Portfolio Analyst
$90,453
Commercia... Level Credit Portfolio Analyst
$104,741
Commercia... Level Credit Portfolio Analyst
$119,450
$61,6750 yr
$72,893< 2 yrs
$90,4532-4 yrs
$104,7415-8 yrs
$119,450> 8 yrs
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What Am I Worth?
How Do Credit Portfolio Analyst Salaries Vary from State to State?
Your salary can change significantly depending on where you work.
States with a higher cost of living and strong industrial sectors
often pay more to attract Credit Portfolio Analysts.
For example, consider the average annual salaries in these key locations:
District of Columbia: $79,754.
California: $79,451.
Massachusetts: $78,393.
District of Columbia$79,754
California$79,451
Massachusetts$78,393
Washington$78,104
New Jersey$78,076
Alaska$77,975
Connecticut$76,981
New York$76,577
Hawaii$75,288
Rhode Island$74,683
Maryland$74,272
Minnesota$73,710
Colorado$73,494
Illinois$73,422
Oregon$73,149
Delaware$72,947
New Hampshire$72,820
Virginia$72,536
Pennsylvania$71,708
Nevada$71,290
North Dakota$71,153
Michigan$70,937
Wisconsin$70,858
Vermont$70,700
Texas$70,260
Maine$70,231
Arizona$70,188
Ohio$70,138
Georgia$69,475
Indiana$69,144
Wyoming$69,079
Utah$68,978
Iowa$68,935
Kansas$68,589
Louisiana$68,488
North Carolina$68,452
Missouri$68,438
Florida$68,157
Montana$68,006
Nebraska$67,861
Kentucky$67,782
South Carolina$67,494
Tennessee$67,314
Idaho$67,242
New Mexico$66,716
Oklahoma$66,601
Alabama$66,176
South Dakota$65,463
Arkansas$65,074
West Virginia$64,865
Mississippi$64,238
Top Paying Cities for Credit Portfolio Analysts
Salaries can also vary between different cities.
Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay.
Here are a few examples of average annual salaries in different U.S. cities:
San Jose: $90,854
San Francisco: $89,859
Oakland: $87,966
San Jose, CA$90,854
San Francisco, CA$89,859
Oakland, CA$87,966
New York, NY$82,937
Paramus, NJ$81,929
Queens Village, NY$81,925
Passaic, NJ$81,857
Bergenfield, NJ$81,850
Stamford, CT$81,692
Huntington, NY$81,662
Newark, NJ$81,130
Bridgeport, CT$80,978
Vallejo, CA$80,834
New Brunswick, NJ$80,806
Petaluma, CA$80,762
Middlesex, NJ$80,626
Somerset, NJ$80,575
Santa Cruz, CA$80,481
Boston, MA$80,042
Monterey, CA$79,789
Seattle, WA$79,624
Santa Rosa, CA$79,610
Los Angeles, CA$79,588
Juneau, AK$79,401
Washington, DC$79,322
Orange, CA$79,065
Santa Ana, CA$78,875
Long Beach, CA$78,803
Anaheim, CA$78,789
Anchorage, AK$78,753
Santa Maria, CA$78,537
Everett, WA$78,522
Danbury, CT$78,269
Bremerton, WA$78,169
Tacoma, WA$77,910
New Suffolk, NY$77,908
Sacramento, CA$77,888
Santa Barbara, CA$77,809
Trenton, NJ$77,730
San Diego, CA$77,730
Brockton, MA$77,651
Fairbanks, AK$77,474
Lompoc, CA$77,290
Lowell, MA$77,232
Ventura, CA$77,218
Nashua, NH$77,204
Stockton, CA$77,197
Modesto, CA$76,671
Poughkeepsie, NY$76,512
Olympia, WA$76,376
Kennewick, WA$76,376
New Haven, CT$76,347
Lawrence, MA$76,088
Hartford, CT$76,015
Riverside, CA$76,001
New Bedford, MA$75,929
Richland, WA$75,929
Bakersfield, CA$75,828
San Bernardino, CA$75,799
New Britain, CT$75,792
Atlantic City, NJ$75,792
New London, CT$75,763
Norwich, CT$75,742
Portsmouth, NH$75,727
Boulder, CO$75,575
Portland, OR$75,475
Worcester, MA$75,468
Minneapolis, MN$75,245
Philadelphia, PA$75,144
Honolulu, HI$74,906
Saint Paul, MN$74,872
Vineland, NJ$74,856
Providence, RI$74,647
Chicago, IL$74,438
Bellingham, WA$74,352
Springfield, MA$74,294
Baltimore, MD$74,272
Chico, CA$74,092
Pittsfield, MA$73,898
Manchester, NH$73,761
Spokane, WA$73,444
Denver, CO$73,437
Albany, NY$73,098
Troy, NY$73,069
Nassau, NY$72,992
Schenectady, NY$72,918
Wilmington, DE$72,860
Burlington, VT$72,760
Salem, OR$72,731
Portland, ME$72,508
Yakima, WA$72,435
Rochester, MN$72,212
Reno, NV$72,176
Fresno, CA$72,176
Milwaukee, WI$72,111
Detroit, MI$72,039
Ann Arbor, MI$72,027
Allentown, PA$72,018
Colorado Springs, CO$71,895
Syracuse, NY$71,859
Carson City, NV$71,859
Houston, TX$71,758
Eugene, OR$71,722
Gary, IN$71,636
Springfield, OR$71,578
Bismarck, ND$71,564
Galveston, TX$71,513
Medford, OR$71,405
Fort Collins, CO$71,377
Concord, NH$71,341
Austin, TX$71,319
Mesa, AZ$71,168
Reading, PA$71,161
Phoenix, AZ$71,153
Dallas, TX$71,132
Saint Cloud, MN$71,063
Madison, WI$70,966
Utica, NY$70,772
Rochester, NY$70,656
Des Moines, IA$70,649
Raleigh, NC$70,642
Atlanta, GA$70,534
Battle Creek, MI$70,512
Salt Lake City, UT$70,491
Lancaster, PA$70,383
Harrisburg, PA$70,282
Kansas City, MO$70,210
Champaign, IL$70,195
Kansas City, KS$70,195
Fort Worth, TX$70,188
Columbus, OH$70,176
Boca Raton, FL$70,159
Pittsburgh, PA$70,130
Richmond, VA$70,102
Indianapolis, IN$70,087
Cleveland, OH$70,080
Las Vegas, NV$69,994
Cincinnati, OH$69,994
Petersburg, VA$69,886
Huntsville, AL$69,777
Lansing, MI$69,729
Lebanon, PA$69,720
Pueblo, CO$69,713
Appleton, WI$69,691
Buffalo, NY$69,662
Dayton, OH$69,641
Racine, WI$69,626
Charlotte, NC$69,619
Saint Louis, MO$69,597
York, PA$69,554
Elkhart, IN$69,554
Gastonia, NC$69,541
Billings, MT$69,523
Beaumont, TX$69,504
Lorain, OH$69,489
Benton Harbor, MI$69,475
Toledo, OH$69,461
Binghamton, NY$69,425
Rock Hill, SC$69,417
Rockford, IL$69,381
Springfield, IL$69,353
Elyria, OH$69,345
Fargo, ND$69,345
Flagstaff, AZ$69,295
Fort Lauderdale, FL$69,252
Duluth, MN$69,208
Miami, FL$69,208
Cheyenne, WY$69,158
Grand Forks, ND$69,158
Bangor, ME$69,000
Cedar Rapids, IA$68,920
Durham, NC$68,890
Louisville, KY$68,884
Grand Rapids, MI$68,870
Hialeah, FL$68,863
Casper, WY$68,762
Scranton, PA$68,675
New Orleans, LA$68,654
Virginia Beach, VA$68,647
Akron, OH$68,611
Peoria, IL$68,517
Sarasota, FL$68,503
Nashville, TN$68,452
Omaha, NE$68,452
Green Bay, WI$68,452
Baton Rouge, LA$68,416
Charleston, SC$68,402
Jamestown, NY$68,366
Davenport, IA$68,366
Tucson, AZ$68,330
Saint Petersburg, FL$68,286
Tampa, FL$68,272
Evansville, IN$68,229
Port Arthur, TX$68,229
Bradenton, FL$68,200
Santa Fe, NM$68,070
Orlando, FL$67,941
Clearwater, FL$67,919
Canton, OH$67,768
La Crosse, WI$67,768
Albuquerque, NM$67,725
Newport News, VA$67,717
High Point, NC$67,696
Ogden, UT$67,667
Corpus Christi, TX$67,609
Norfolk, VA$67,566
Laramie, WY$67,566
Rock Island, IL$67,523
Saginaw, MI$67,508
Jacksonville, FL$67,501
Salisbury, NC$67,487
Boise, ID$67,472
Moline, IL$67,436
Fort Myers, FL$67,415
Memphis, TN$67,400
Tulsa, OK$67,364
Waterloo, IA$67,321
Spartanburg, SC$67,249
Lincoln, NE$67,213
Fort Wayne, IN$67,199
Provo, UT$67,192
Cedar Falls, IA$67,105
San Antonio, TX$67,076
Greensboro, NC$67,047
South Bend, IN$67,040
Savannah, GA$66,961
Muskegon, MI$66,932
Birmingham, AL$66,925
Winston Salem, NC$66,890
Lake Charles, LA$66,716
Anderson, IN$66,702
Lexington, KY$66,680
Augusta, GA$66,659
Greenville, SC$66,659
Lima, OH$66,601
Wichita, KS$66,594
Tuscaloosa, AL$66,594
Columbia, SC$66,529
Springfield, OH$66,514
Asheville, NC$66,399
Bloomington, IN$66,349
Knoxville, TN$66,089
Shreveport, LA$66,082
Wilmington, NC$65,989
Roanoke, VA$65,989
Topeka, KS$65,859
Frankfort, KY$65,851
Oklahoma City, OK$65,801
Chillicothe, OH$65,773
Longview, TX$65,765
Melbourne, FL$65,758
Sioux Falls, SD$65,643
Mobile, AL$65,636
Terre Haute, IN$65,607
Altoona, PA$65,564
Amarillo, TX$65,513
Killeen, TX$65,492
Fayetteville, AR$65,434
Chattanooga, TN$65,412
Sioux City, IA$65,348
Idaho Falls, ID$65,333
Lynchburg, VA$65,275
Gainesville, FL$65,182
Portsmouth, OH$65,146
Little Rock, AR$65,131
Lafayette, LA$65,103
Youngstown, OH$65,103
Daytona Beach, FL$65,059
Clarksville, TN$65,052
Pensacola, FL$65,045
Temple, TX$65,040
Hopkinsville, KY$64,829
Erie, PA$64,814
Florence, SC$64,786
Charleston, WV$64,670
Great Falls, MT$64,634
Macon, GA$64,534
Tallahassee, FL$64,526
Fayetteville, NC$64,512
Waco, TX$64,498
Helena, MT$64,447
Pine Bluff, AR$64,420
Vincennes, IN$64,332
Lubbock, TX$64,303
Alamogordo, NM$64,260
Twin Falls, ID$64,195
Rapid City, SD$64,173
Jackson, MS$64,044
Huntington, WV$64,039
Greenville, MS$64,037
Parkersburg, WV$63,963
Montgomery, AL$63,950
Wichita Falls, TX$63,878
Springfield, MO$63,878
Biloxi, MS$63,842
Monroe, LA$63,770
Johnstown, PA$63,720
Sumter, SC$63,691
Columbus, GA$63,684
Pascagoula, MS$63,547
Abilene, TX$63,547
Kingsport, TN$63,359
Albany, GA$63,359
Gulfport, MS$63,338
Alexandria, LA$63,100
Fort Smith, AR$62,920
El Paso, TX$62,726
Las Cruces, NM$62,401
Harlingen, TX$62,218
Pocatello, ID$62,207
Florence, AL$62,113
Brownsville, TX$62,099
Mcallen, TX$61,948
Dothan, AL$61,847
Columbus, MS$61,419
Altus, OK$61,083
Lawton, OK$60,946
Pierre, SD$60,687
What Skills Can Increase a Credit Portfolio Analyst's Salary?
Demanded Skills for the Role:
Analysis (Mentioned in 20.47% Job Postings): Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
Microsoft Office (Mentioned in 2.16% Job Postings): Microsoft Office is a suite of desktop productivity applications that is designed by Microsoft for business use. You can create documents containing text and images, work with data in spreadsheets and databases, create presentations and posters.
Customer Care (Mentioned in 1.16% Job Postings): Customer care is the process of building an emotional connection with your customers, whereas customer service is simply the advice or assistance your business provides them.
See More Skills
Skills
Demand Percentage
Analysis
20.47%
Microsoft Office
2.16%
Customer Care
1.16%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay.
Here are examples of skills and the potential impact they can have on a Credit Portfolio Analyst's salary.
Customer Care: Can increase your salary by up to 24%.
Process Improvement: Can increase your salary by up to 9%.
Credit Risk: Can increase your salary by up to 7%.
Skill
Salary
Salary % Increase
Customer Care
$89,320
24%
Process Improvement
$78,515
9%
Credit Risk
$77,074
7%
Balance Sheet
$75,634
5%
Initiative
$75,634
5%
Products and Services
$74,913
4%
Get Latest Data
Credit Portfolio Analyst Salary by Industry: Top Paying Sectors
For Credit Portfolio Analyst roles, the industry you choose can impact your earning potential
by as much as 20% (the gap between the highest and lowest paying industries).
Data shows that the highest-paying industry, Edu., Gov't. & Nonprofit,
offers compensation 10% above the average. Conversely,
Credit Portfolio Analyst positions in Business Services typically offer lower base pay,
as this sector often view Credit Portfolio Analyst as a support function rather than a direct revenue driver.
The top paying industry for a Credit Portfolio Analyst
Industry Sector
Average Annual Salary
Average Hourly Rate
Pay vs.Avg
Edu., Gov't. & Nonprofit
$79,235
$38.0
10%
How Education impacts a Credit Portfolio Analyst's Salary?
Your level of education can impact your salary potential.
While many Credit Portfolio Analysts enter the field with a Bachelor's Degree degree,
higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data,
the median salary for a Credit Portfolio Analyst with a Bachelor's Degree is between
$69,942
and $75,270).
Understanding how a Credit Portfolio Analyst's annual salary breaks down can help with budgeting.
Below, you can see the average hourly rate, weekly pay, and monthly pay for this role.
Use the buttons to switch between different pay periods.
Hourly
Monthly
Weekly
Yearly
Table View
Last Updated on July 01, 2026
$59,630
Average$72,032/year
$77,242
$4,969
Average$6,003/month
$6,437
$1,147
Average$1,385/week
$1,485
$29
Average$35/hour
$37
Annual Salary
Monthly Pay
Weekly Pay
Hourly Wage
75th Percentile
$77,242
$6,437
$1,485
$37
Average
$72,032
$6,003
$1,385
$35
25th Percentile
$59,630
$4,969
$1,147
$29
Salaries of jobs related to Credit Portfolio Analyst
Salaries for a Credit Portfolio Analyst can change over time,
reflecting shifts in market demand and the overall economy.
The median salary decreased from $70,560 in 2023
to around $69,853 in 2025,
reflecting changes in demand, location, experience, and the wider economy.
For a detailed analysis of Credit Portfolio Analyst salary trends,
.
Average Annual Salary of Credit Portfolio Analyst Over Time
2022
$???
2023
$70,560
2024
$70,577
2025
$69,853
2026
$???
2027
$???
Year
Average Annual Salary
2022
View More
2023
$70,560
2024
$70,577
2025
$69,853
2026
View More
2027
View More
Most common benefits for Credit Portfolio Analyst
Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
For Employers
If your compensation planning software is too rigid to deploy winning incentive strategies, it’s time to find an adaptable solution.
Compensation Planning
Common company salaries for Credit Portfolio Analyst
Here are companies hiring for Credit Portfolio Analyst and their salaries, click below for more details.
K
$114,295/per year
Kpmg Us LLP
Business Services
the United States
W
$114,096/per year
Warner Bros Discovery
Business Services
the United States
D
$111,927/per year
Dentsu International Ltd
Business Services
the United States
G
$111,873/per year
GroupM Worldwide Inc
Business Services
the United States
C
$111,651/per year
CoWorx Staffing
Business Services
the United States
C
$110,194/per year
Contemporary Services Corp
Business Services
the United States
S
$107,128/per year
Showcase Cinemas
Business Services
the United States
A
$106,429/per year
Amentum Services Inc
Business Services
the United States
A
$106,199/per year
Allied Universal Security Services LLC
Business Services
the United States
S
$106,104/per year
Sodexo USA
Business Services
the United States
J
$105,192/per year
JLL Technologies
Business Services
the United States
I
$104,478/per year
Intact Insurance Group USA LLC
Business Services
the United States
N
$101,619/per year
NielsenIQ
Business Services
the United States
T
$101,470/per year
The Leading Edge Alliance
Business Services
the United States
H
$101,308/per year
Honeywell UOP
Business Services
the United States
R
$97,720/per year
Reeve & Associates
Business Services
the United States
M
$97,584/per year
ManpowerGroup Global Inc
Business Services
the United States
F
$95,980/per year
Financial Sys Nco
Business Services
the United States
A
$95,314/per year
Arrow Global Ltd
Business Services
the United States
C
$94,777/per year
CarMax Enterprise Services LLC
Business Services
the United States
D
$94,479/per year
DZConneX
Business Services
the United States
A
$93,802/per year
Adecco Staffing, USA
Business Services
the United States
R
$92,937/per year
Resource MFG
Business Services
the United States
Z
$92,774/per year
Zachry Brands Inc
Business Services
the United States
G
$88,138/per year
Greystar Worldwide LLC
Business Services
the United States
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