Credit Portfolio Analyst Salary in the United States
How much does a Credit Portfolio Analyst make in the United States?
As of September 01, 2026, the average salary for a Credit Portfolio Analyst in the United States is $72,025 per year, which breaks down to an hourly rate of $35.
However, a Credit Portfolio Analyst's salary can vary significantly. Here’s a look at the typical salary range:
Top Earners (90th percentile): $81,946
Majority Range (25th-75th percentile): $59,606 to $77,218
Key Factors That Influence Credit Portfolio Analyst Salaries
A Credit Portfolio Analyst's salary isn't a fixed number. It's shaped by several important factors.
Below, we'll explore how your years of experience, geographic location, education
and company size
can directly affect your earning potential.
How Experience Level Affects Credit Portfolio Analyst Salaries?
Experience is a primary driver of a Credit Portfolio Analyst's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
How Do Credit Portfolio Analyst Salaries Vary from State to State?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Credit Portfolio Analysts. For example, consider the average annual salaries in these key locations:
District of Columbia: $79,746.
California: $79,443.
Massachusetts: $78,385.
District of Columbia$79,746
California$79,443
Massachusetts$78,385
Washington$78,097
New Jersey$78,068
Alaska$77,967
Connecticut$76,973
New York$76,570
Hawaii$75,280
Rhode Island$74,675
Maryland$74,265
Minnesota$73,703
Colorado$73,487
Illinois$73,415
Oregon$73,141
Delaware$72,940
New Hampshire$72,813
Virginia$72,529
Pennsylvania$71,701
Nevada$71,283
North Dakota$71,146
Michigan$70,930
Wisconsin$70,851
Vermont$70,692
Texas$70,253
Maine$70,224
Arizona$70,181
Ohio$70,131
Georgia$69,468
Indiana$69,137
Wyoming$69,072
Utah$68,971
Iowa$68,928
Kansas$68,582
Louisiana$68,481
North Carolina$68,445
Missouri$68,431
Florida$68,150
Montana$67,999
Nebraska$67,855
Kentucky$67,775
South Carolina$67,487
Tennessee$67,307
Idaho$67,235
New Mexico$66,709
Oklahoma$66,594
Alabama$66,169
South Dakota$65,456
Arkansas$65,067
West Virginia$64,858
Mississippi$64,232
Top Paying Cities for Credit Portfolio Analysts
Salaries can also vary between different cities.
Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay.
Here are a few examples of average annual salaries in different U.S. cities:
San Jose: $90,845
San Francisco: $89,850
Oakland: $87,957
San Jose, CA$90,845
San Francisco, CA$89,850
Oakland, CA$87,957
New York, NY$82,929
Paramus, NJ$81,920
Queens Village, NY$81,917
Passaic, NJ$81,848
Bergenfield, NJ$81,842
Stamford, CT$81,683
Huntington, NY$81,654
Newark, NJ$81,122
Bridgeport, CT$80,970
Vallejo, CA$80,826
New Brunswick, NJ$80,798
Petaluma, CA$80,754
Middlesex, NJ$80,617
Somerset, NJ$80,567
Santa Cruz, CA$80,473
Boston, MA$80,034
Monterey, CA$79,781
Seattle, WA$79,616
Santa Rosa, CA$79,602
Los Angeles, CA$79,580
Juneau, AK$79,393
Washington, DC$79,314
Orange, CA$79,057
Santa Ana, CA$78,867
Long Beach, CA$78,795
Anaheim, CA$78,781
Anchorage, AK$78,745
Santa Maria, CA$78,529
Everett, WA$78,514
Danbury, CT$78,261
Bremerton, WA$78,161
Tacoma, WA$77,902
New Suffolk, NY$77,901
Sacramento, CA$77,881
Santa Barbara, CA$77,801
Trenton, NJ$77,722
San Diego, CA$77,722
Brockton, MA$77,643
Fairbanks, AK$77,466
Lompoc, CA$77,283
Lowell, MA$77,224
Ventura, CA$77,211
Nashua, NH$77,196
Stockton, CA$77,189
Modesto, CA$76,663
Poughkeepsie, NY$76,505
Olympia, WA$76,368
Kennewick, WA$76,368
New Haven, CT$76,339
Lawrence, MA$76,080
Hartford, CT$76,008
Riverside, CA$75,993
New Bedford, MA$75,921
Richland, WA$75,921
Bakersfield, CA$75,821
San Bernardino, CA$75,792
New Britain, CT$75,785
Atlantic City, NJ$75,785
New London, CT$75,756
Norwich, CT$75,734
Portsmouth, NH$75,720
Boulder, CO$75,567
Portland, OR$75,468
Worcester, MA$75,460
Minneapolis, MN$75,237
Philadelphia, PA$75,136
Honolulu, HI$74,899
Saint Paul, MN$74,864
Vineland, NJ$74,848
Providence, RI$74,639
Chicago, IL$74,431
Bellingham, WA$74,344
Springfield, MA$74,286
Baltimore, MD$74,265
Chico, CA$74,085
Pittsfield, MA$73,890
Manchester, NH$73,753
Spokane, WA$73,437
Denver, CO$73,429
Albany, NY$73,091
Troy, NY$73,062
Nassau, NY$72,985
Schenectady, NY$72,911
Wilmington, DE$72,853
Burlington, VT$72,752
Salem, OR$72,724
Portland, ME$72,500
Yakima, WA$72,428
Rochester, MN$72,205
Reno, NV$72,169
Fresno, CA$72,169
Milwaukee, WI$72,104
Detroit, MI$72,032
Ann Arbor, MI$72,020
Allentown, PA$72,010
Colorado Springs, CO$71,888
Syracuse, NY$71,852
Carson City, NV$71,852
Houston, TX$71,751
Eugene, OR$71,715
Gary, IN$71,629
Springfield, OR$71,571
Bismarck, ND$71,557
Galveston, TX$71,506
Medford, OR$71,398
Fort Collins, CO$71,369
Concord, NH$71,333
Austin, TX$71,312
Mesa, AZ$71,161
Reading, PA$71,153
Phoenix, AZ$71,146
Dallas, TX$71,125
Saint Cloud, MN$71,055
Madison, WI$70,959
Utica, NY$70,764
Rochester, NY$70,649
Des Moines, IA$70,642
Raleigh, NC$70,635
Atlanta, GA$70,527
Battle Creek, MI$70,505
Salt Lake City, UT$70,484
Lancaster, PA$70,376
Harrisburg, PA$70,275
Kansas City, MO$70,203
Champaign, IL$70,188
Kansas City, KS$70,188
Fort Worth, TX$70,181
Columbus, OH$70,169
Boca Raton, FL$70,152
Pittsburgh, PA$70,123
Richmond, VA$70,095
Indianapolis, IN$70,080
Cleveland, OH$70,073
Las Vegas, NV$69,987
Cincinnati, OH$69,987
Petersburg, VA$69,879
Huntsville, AL$69,771
Lansing, MI$69,722
Lebanon, PA$69,713
Pueblo, CO$69,706
Appleton, WI$69,684
Buffalo, NY$69,655
Dayton, OH$69,634
Racine, WI$69,619
Charlotte, NC$69,612
Saint Louis, MO$69,590
York, PA$69,547
Elkhart, IN$69,547
Gastonia, NC$69,534
Billings, MT$69,516
Beaumont, TX$69,497
Lorain, OH$69,482
Benton Harbor, MI$69,468
Toledo, OH$69,454
Binghamton, NY$69,418
Rock Hill, SC$69,410
Rockford, IL$69,374
Springfield, IL$69,346
Elyria, OH$69,338
Fargo, ND$69,338
Flagstaff, AZ$69,288
Fort Lauderdale, FL$69,245
Duluth, MN$69,202
Miami, FL$69,202
Cheyenne, WY$69,151
Grand Forks, ND$69,151
Bangor, ME$68,993
Cedar Rapids, IA$68,913
Durham, NC$68,883
Louisville, KY$68,877
Grand Rapids, MI$68,863
Hialeah, FL$68,856
Casper, WY$68,755
Scranton, PA$68,669
New Orleans, LA$68,647
Virginia Beach, VA$68,640
Akron, OH$68,604
Peoria, IL$68,510
Sarasota, FL$68,496
Nashville, TN$68,445
Omaha, NE$68,445
Green Bay, WI$68,445
Baton Rouge, LA$68,409
Charleston, SC$68,395
Jamestown, NY$68,359
Davenport, IA$68,359
Tucson, AZ$68,323
Saint Petersburg, FL$68,280
Tampa, FL$68,265
Evansville, IN$68,222
Port Arthur, TX$68,222
Bradenton, FL$68,193
Santa Fe, NM$68,064
Orlando, FL$67,934
Clearwater, FL$67,912
Canton, OH$67,761
La Crosse, WI$67,761
Albuquerque, NM$67,718
Newport News, VA$67,711
High Point, NC$67,689
Ogden, UT$67,660
Corpus Christi, TX$67,603
Norfolk, VA$67,559
Laramie, WY$67,559
Rock Island, IL$67,516
Saginaw, MI$67,502
Jacksonville, FL$67,495
Salisbury, NC$67,480
Boise, ID$67,466
Moline, IL$67,430
Fort Myers, FL$67,408
Memphis, TN$67,394
Tulsa, OK$67,358
Waterloo, IA$67,314
Spartanburg, SC$67,242
Lincoln, NE$67,206
Fort Wayne, IN$67,192
Provo, UT$67,185
Cedar Falls, IA$67,098
San Antonio, TX$67,070
Greensboro, NC$67,041
South Bend, IN$67,034
Savannah, GA$66,954
Muskegon, MI$66,926
Birmingham, AL$66,918
Winston Salem, NC$66,883
Lake Charles, LA$66,709
Anderson, IN$66,695
Lexington, KY$66,673
Augusta, GA$66,652
Greenville, SC$66,652
Lima, OH$66,594
Wichita, KS$66,587
Tuscaloosa, AL$66,587
Columbia, SC$66,522
Springfield, OH$66,508
Asheville, NC$66,393
Bloomington, IN$66,342
Knoxville, TN$66,083
Shreveport, LA$66,076
Wilmington, NC$65,982
Roanoke, VA$65,982
Topeka, KS$65,852
Frankfort, KY$65,844
Oklahoma City, OK$65,795
Chillicothe, OH$65,766
Longview, TX$65,759
Melbourne, FL$65,752
Sioux Falls, SD$65,636
Mobile, AL$65,629
Terre Haute, IN$65,600
Altoona, PA$65,557
Amarillo, TX$65,507
Killeen, TX$65,485
Fayetteville, AR$65,427
Chattanooga, TN$65,406
Sioux City, IA$65,341
Idaho Falls, ID$65,327
Lynchburg, VA$65,269
Gainesville, FL$65,175
Portsmouth, OH$65,139
Little Rock, AR$65,125
Lafayette, LA$65,096
Youngstown, OH$65,096
Daytona Beach, FL$65,053
Clarksville, TN$65,046
Pensacola, FL$65,038
Temple, TX$65,033
Hopkinsville, KY$64,822
Erie, PA$64,808
Florence, SC$64,779
Charleston, WV$64,664
Great Falls, MT$64,628
Macon, GA$64,527
Tallahassee, FL$64,520
Fayetteville, NC$64,506
Waco, TX$64,491
Helena, MT$64,441
Pine Bluff, AR$64,413
Vincennes, IN$64,325
Lubbock, TX$64,297
Alamogordo, NM$64,253
Twin Falls, ID$64,189
Rapid City, SD$64,167
Jackson, MS$64,037
Huntington, WV$64,032
Greenville, MS$64,030
Parkersburg, WV$63,957
Montgomery, AL$63,944
Wichita Falls, TX$63,872
Springfield, MO$63,872
Biloxi, MS$63,836
Monroe, LA$63,764
Johnstown, PA$63,713
Sumter, SC$63,684
Columbus, GA$63,677
Pascagoula, MS$63,540
Abilene, TX$63,540
Kingsport, TN$63,353
Albany, GA$63,353
Gulfport, MS$63,331
Alexandria, LA$63,094
Fort Smith, AR$62,914
El Paso, TX$62,719
Las Cruces, NM$62,395
Harlingen, TX$62,212
Pocatello, ID$62,201
Florence, AL$62,107
Brownsville, TX$62,093
Mcallen, TX$61,941
Dothan, AL$61,841
Columbus, MS$61,413
Altus, OK$61,077
Lawton, OK$60,940
Pierre, SD$60,681
What Skills Can Increase a Credit Portfolio Analyst's Salary?
Demanded Skills for the Role:
Analysis (Mentioned in 20.47% Job Postings): Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
Microsoft Office (Mentioned in 2.16% Job Postings): Microsoft Office is a suite of desktop productivity applications that is designed by Microsoft for business use. You can create documents containing text and images, work with data in spreadsheets and databases, create presentations and posters.
Customer Care (Mentioned in 1.16% Job Postings): Customer care is the process of building an emotional connection with your customers, whereas customer service is simply the advice or assistance your business provides them.
Mastering certain specialized skills can lead to a significant increase in pay.
Here are examples of skills and the potential impact they can have on a Credit Portfolio Analyst's salary.
Customer Care: Can increase your salary by up to 24%.
Process Improvement: Can increase your salary by up to 9%.
Credit Risk: Can increase your salary by up to 7%.
Credit Portfolio Analyst Salary by Industry: Top Paying Sectors
For Credit Portfolio Analyst roles, the industry you choose can impact your earning potential
by as much as 20% (the gap between the highest and lowest paying industries).
Data shows that the highest-paying industry, Edu., Gov't. & Nonprofit,
offers compensation 10% above the average. Conversely,
Credit Portfolio Analyst positions in Business Services typically offer lower base pay,
as this sector often view Credit Portfolio Analyst as a support function rather than a direct revenue driver.
The top paying industry for a Credit Portfolio Analyst
Industry Sector
Average Annual Salary
Average Hourly Rate
Pay vs.Avg
Edu., Gov't. & Nonprofit
$79,227
$38.0
10%
How Education impacts a Credit Portfolio Analyst's Salary?
Your level of education can impact your salary potential.
While many Credit Portfolio Analysts enter the field with a Bachelor's Degree degree,
higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data,
the median salary for a Credit Portfolio Analyst with a Bachelor's Degree is between
$69,942
and $75,270).
Understanding how a Credit Portfolio Analyst's annual salary breaks down can help with budgeting.
Below, you can see the average hourly rate, weekly pay, and monthly pay for this role.
Use the buttons to switch between different pay periods.
Hourly
Monthly
Weekly
Yearly
Table View
Last Updated on September 01, 2026
$59,606
Average$72,025/year
$77,218
$4,967
Average$6,002/month
$6,435
$1,146
Average$1,385/week
$1,485
$29
Average$35/hour
$37
Annual Salary
Monthly Pay
Weekly Pay
Hourly Wage
75th Percentile
$77,218
$6,435
$1,485
$37
Average
$72,025
$6,002
$1,385
$35
25th Percentile
$59,606
$4,967
$1,146
$29
Salaries of Jobs related to Credit Portfolio Analyst
Analyst, Portfolio Management$141,628
Quantitative Portfolio Analyst$128,484
Credit Portfolio Manager$114,194
Portfolio Analyst$106,362
Portfolio Valuation Analyst$100,467
Credit Portfolio Consultant$86,524
Credit Portfolio Consultant 4$83,470
Project Portfolio Analyst$82,424
Portfolio Monitoring Analyst$73,079
Portfolio Compliance Analyst$58,916
Loan Portfolio Analyst$57,198
Salary Trends for Credit Portfolio Analyst
Salaries for a Credit Portfolio Analyst can change over time,
reflecting shifts in market demand and the overall economy.
The median salary decreased from $70,560 in 2023
to around $69,853 in 2025,
reflecting changes in demand, location, experience, and the wider economy.
For a detailed analysis of Credit Portfolio Analyst salary trends,
.
Average Annual Salary of Credit Portfolio Analyst Over Time
$???
$70,560
$70,577
$69,853
$???
$???
2022
2023
2024
2025
2026
2027
Year
Average Annual Salary
2022
View More
2023
$70,560
2024
$70,577
2025
$69,853
2026
View More
2027
View More
Most common benefits for Credit Portfolio Analyst
Social Security
401 (k)
Disability
Healthcare
Pension
Time Off (days)
Common company salaries for Credit Portfolio Analyst
Here are companies hiring for Credit Portfolio Analyst and their salaries, click below for more details.
K$114,295/per year
Kpmg Us LLPBusiness Servicesthe United States
W$114,096/per year
Warner Bros DiscoveryBusiness Servicesthe United States
D$111,927/per year
Dentsu International LtdBusiness Servicesthe United States
G$111,873/per year
GroupM Worldwide IncBusiness Servicesthe United States
C$111,651/per year
CoWorx StaffingBusiness Servicesthe United States
C$110,194/per year
Contemporary Services CorpBusiness Servicesthe United States
S$107,128/per year
Showcase CinemasBusiness Servicesthe United States
A$106,429/per year
Amentum Services IncBusiness Servicesthe United States
A$106,199/per year
Allied Universal Security Services LLCBusiness Servicesthe United States
S$106,104/per year
Sodexo USABusiness Servicesthe United States
J$105,192/per year
JLL TechnologiesBusiness Servicesthe United States
I$104,478/per year
Intact Insurance Group USA LLCBusiness Servicesthe United States
N$101,619/per year
NielsenIQBusiness Servicesthe United States
T$101,470/per year
The Leading Edge AllianceBusiness Servicesthe United States
H$101,308/per year
Honeywell UOPBusiness Servicesthe United States
R$97,720/per year
Reeve & AssociatesBusiness Servicesthe United States
M$97,584/per year
ManpowerGroup Global IncBusiness Servicesthe United States
F$95,980/per year
Financial Sys NcoBusiness Servicesthe United States
A$95,314/per year
Arrow Global LtdBusiness Servicesthe United States
C$94,777/per year
CarMax Enterprise Services LLCBusiness Servicesthe United States
D$94,479/per year
DZConneXBusiness Servicesthe United States
A$93,802/per year
Adecco Staffing, USABusiness Servicesthe United States
R$92,937/per year
Resource MFGBusiness Servicesthe United States
Z$92,774/per year
Zachry Brands IncBusiness Servicesthe United States
G$88,138/per year
Greystar Worldwide LLCBusiness Servicesthe United States
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FAQ about Credit Portfolio Analyst
1. What industry pays the highest salary for Credit Portfolio Analyst?
The Edu., Gov't. & Nonprofit industry offers the highest average compensation for Credit Portfolio Analyst roles,
with salaries approximately 10% above the market median.
Where Does Our Salary Data Come From?
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
