Credit Portfolio Consultant Salary in the United States
How much does a Credit Portfolio Consultant make in the United States?
As of September 01, 2026, the average salary for a Credit Portfolio Consultant in the United States is $86,524 per year, which breaks down to an hourly rate of $42.
However, a Credit Portfolio Consultant's salary can vary significantly. Here’s a look at the typical salary range:
Top Earners (90th percentile): $102,189
Majority Range (25th-75th percentile): $78,029 to $94,724
Entry-Level (10th percentile): $70,295
10%$70,295
50% (Median)$86,524
90%$102,189
Credit Portfolio Consultant Salaries by Percentile
Key Factors That Influence Credit Portfolio Consultant Salaries
A Credit Portfolio Consultant's salary isn't a fixed number. It's shaped by several important factors.
Below, we'll explore how your years of experience, geographic location, education
and company size
can directly affect your earning potential.
How Experience Level Affects Credit Portfolio Consultant Salaries?
Experience is a primary driver of a Credit Portfolio Consultant's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
How Do Credit Portfolio Consultant Salaries Vary from State to State?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Credit Portfolio Consultants. For example, consider the average annual salaries in these key locations:
District of Columbia: $95,800.
California: $95,436.
Massachusetts: $94,164.
District of Columbia$95,800
California$95,436
Massachusetts$94,164
Washington$93,818
New Jersey$93,784
Alaska$93,663
Connecticut$92,469
New York$91,984
Hawaii$90,435
Rhode Island$89,708
Maryland$89,215
Minnesota$88,540
Colorado$88,281
Illinois$88,194
Oregon$87,865
Delaware$87,623
New Hampshire$87,471
Virginia$87,130
Pennsylvania$86,135
Nevada$85,633
North Dakota$85,469
Michigan$85,209
Wisconsin$85,114
Vermont$84,924
Texas$84,396
Maine$84,361
Arizona$84,309
Ohio$84,249
Georgia$83,453
Indiana$83,055
Wyoming$82,977
Utah$82,856
Iowa$82,804
Kansas$82,388
Louisiana$82,267
North Carolina$82,224
Missouri$82,207
Florida$81,869
Montana$81,688
Nebraska$81,515
Kentucky$81,419
South Carolina$81,073
Tennessee$80,857
Idaho$80,770
New Mexico$80,139
Oklahoma$80,000
Alabama$79,490
South Dakota$78,633
Arkansas$78,166
West Virginia$77,915
Mississippi$77,162
Top Paying Cities for Credit Portfolio Consultants
Salaries can also vary between different cities.
Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay.
Here are a few examples of average annual salaries in different U.S. cities:
San Jose: $109,133
San Francisco: $107,938
Oakland: $105,663
San Jose, CA$109,133
San Francisco, CA$107,938
Oakland, CA$105,663
New York, NY$99,623
Paramus, NJ$98,412
Queens Village, NY$98,408
Passaic, NJ$98,325
Bergenfield, NJ$98,318
Stamford, CT$98,127
Huntington, NY$98,092
Newark, NJ$97,452
Bridgeport, CT$97,270
Vallejo, CA$97,098
New Brunswick, NJ$97,063
Petaluma, CA$97,011
Middlesex, NJ$96,847
Somerset, NJ$96,786
Santa Cruz, CA$96,674
Boston, MA$96,146
Monterey, CA$95,842
Seattle, WA$95,644
Santa Rosa, CA$95,627
Los Angeles, CA$95,601
Juneau, AK$95,376
Washington, DC$95,281
Orange, CA$94,973
Santa Ana, CA$94,744
Long Beach, CA$94,658
Anaheim, CA$94,640
Anchorage, AK$94,597
Santa Maria, CA$94,337
Everett, WA$94,320
Danbury, CT$94,016
Bremerton, WA$93,896
Tacoma, WA$93,585
New Suffolk, NY$93,583
Sacramento, CA$93,559
Santa Barbara, CA$93,464
Trenton, NJ$93,368
San Diego, CA$93,368
Brockton, MA$93,273
Fairbanks, AK$93,061
Lompoc, CA$92,841
Lowell, MA$92,770
Ventura, CA$92,754
Nashua, NH$92,737
Stockton, CA$92,728
Modesto, CA$92,096
Poughkeepsie, NY$91,906
Olympia, WA$91,742
Kennewick, WA$91,742
New Haven, CT$91,707
Lawrence, MA$91,396
Hartford, CT$91,309
Riverside, CA$91,292
New Bedford, MA$91,205
Richland, WA$91,205
Bakersfield, CA$91,084
San Bernardino, CA$91,050
New Britain, CT$91,041
Atlantic City, NJ$91,041
New London, CT$91,006
Norwich, CT$90,980
Portsmouth, NH$90,963
Boulder, CO$90,780
Portland, OR$90,660
Worcester, MA$90,652
Minneapolis, MN$90,383
Philadelphia, PA$90,262
Honolulu, HI$89,977
Saint Paul, MN$89,935
Vineland, NJ$89,916
Providence, RI$89,665
Chicago, IL$89,414
Bellingham, WA$89,310
Springfield, MA$89,241
Baltimore, MD$89,215
Chico, CA$88,999
Pittsfield, MA$88,765
Manchester, NH$88,601
Spokane, WA$88,220
Denver, CO$88,212
Albany, NY$87,805
Troy, NY$87,770
Nassau, NY$87,678
Schenectady, NY$87,589
Wilmington, DE$87,519
Burlington, VT$87,398
Salem, OR$87,364
Portland, ME$87,095
Yakima, WA$87,009
Rochester, MN$86,741
Reno, NV$86,697
Fresno, CA$86,697
Milwaukee, WI$86,619
Detroit, MI$86,533
Ann Arbor, MI$86,518
Allentown, PA$86,507
Colorado Springs, CO$86,360
Syracuse, NY$86,317
Carson City, NV$86,317
Houston, TX$86,196
Eugene, OR$86,152
Gary, IN$86,048
Springfield, OR$85,979
Bismarck, ND$85,962
Galveston, TX$85,901
Medford, OR$85,772
Fort Collins, CO$85,737
Concord, NH$85,694
Austin, TX$85,668
Mesa, AZ$85,486
Reading, PA$85,477
Phoenix, AZ$85,469
Dallas, TX$85,443
Saint Cloud, MN$85,360
Madison, WI$85,244
Utica, NY$85,010
Rochester, NY$84,872
Des Moines, IA$84,863
Raleigh, NC$84,854
Atlanta, GA$84,725
Battle Creek, MI$84,699
Salt Lake City, UT$84,673
Lancaster, PA$84,543
Harrisburg, PA$84,422
Kansas City, MO$84,335
Champaign, IL$84,318
Kansas City, KS$84,318
Fort Worth, TX$84,309
Columbus, OH$84,295
Boca Raton, FL$84,275
Pittsburgh, PA$84,240
Richmond, VA$84,205
Indianapolis, IN$84,188
Cleveland, OH$84,179
Las Vegas, NV$84,076
Cincinnati, OH$84,076
Petersburg, VA$83,946
Huntsville, AL$83,816
Lansing, MI$83,758
Lebanon, PA$83,747
Pueblo, CO$83,738
Appleton, WI$83,712
Buffalo, NY$83,678
Dayton, OH$83,652
Racine, WI$83,634
Charlotte, NC$83,626
Saint Louis, MO$83,600
York, PA$83,548
Elkhart, IN$83,548
Gastonia, NC$83,531
Billings, MT$83,511
Beaumont, TX$83,487
Lorain, OH$83,470
Benton Harbor, MI$83,453
Toledo, OH$83,435
Binghamton, NY$83,392
Rock Hill, SC$83,383
Rockford, IL$83,340
Springfield, IL$83,306
Elyria, OH$83,297
Fargo, ND$83,297
Flagstaff, AZ$83,236
Fort Lauderdale, FL$83,184
Duluth, MN$83,133
Miami, FL$83,133
Cheyenne, WY$83,072
Grand Forks, ND$83,072
Bangor, ME$82,882
Cedar Rapids, IA$82,786
Durham, NC$82,750
Louisville, KY$82,743
Grand Rapids, MI$82,726
Hialeah, FL$82,717
Casper, WY$82,596
Scranton, PA$82,492
New Orleans, LA$82,466
Virginia Beach, VA$82,458
Akron, OH$82,414
Peoria, IL$82,302
Sarasota, FL$82,285
Nashville, TN$82,224
Omaha, NE$82,224
Green Bay, WI$82,224
Baton Rouge, LA$82,181
Charleston, SC$82,163
Jamestown, NY$82,120
Davenport, IA$82,120
Tucson, AZ$82,077
Saint Petersburg, FL$82,025
Tampa, FL$82,008
Evansville, IN$81,956
Port Arthur, TX$81,956
Bradenton, FL$81,921
Santa Fe, NM$81,765
Orlando, FL$81,610
Clearwater, FL$81,584
Canton, OH$81,402
La Crosse, WI$81,402
Albuquerque, NM$81,350
Newport News, VA$81,341
High Point, NC$81,316
Ogden, UT$81,281
Corpus Christi, TX$81,212
Norfolk, VA$81,160
Laramie, WY$81,160
Rock Island, IL$81,108
Saginaw, MI$81,091
Jacksonville, FL$81,082
Salisbury, NC$81,065
Boise, ID$81,047
Moline, IL$81,004
Fort Myers, FL$80,978
Memphis, TN$80,961
Tulsa, OK$80,918
Waterloo, IA$80,866
Spartanburg, SC$80,779
Lincoln, NE$80,736
Fort Wayne, IN$80,719
Provo, UT$80,710
Cedar Falls, IA$80,606
San Antonio, TX$80,571
Greensboro, NC$80,537
South Bend, IN$80,528
Savannah, GA$80,433
Muskegon, MI$80,398
Birmingham, AL$80,390
Winston Salem, NC$80,347
Lake Charles, LA$80,139
Anderson, IN$80,122
Lexington, KY$80,096
Augusta, GA$80,070
Greenville, SC$80,070
Lima, OH$80,000
Wichita, KS$79,992
Tuscaloosa, AL$79,992
Columbia, SC$79,914
Springfield, OH$79,897
Asheville, NC$79,758
Bloomington, IN$79,698
Knoxville, TN$79,386
Shreveport, LA$79,377
Wilmington, NC$79,265
Roanoke, VA$79,265
Topeka, KS$79,109
Frankfort, KY$79,100
Oklahoma City, OK$79,040
Chillicothe, OH$79,005
Longview, TX$78,997
Melbourne, FL$78,988
Sioux Falls, SD$78,850
Mobile, AL$78,841
Terre Haute, IN$78,806
Altoona, PA$78,754
Amarillo, TX$78,694
Killeen, TX$78,668
Fayetteville, AR$78,599
Chattanooga, TN$78,573
Sioux City, IA$78,495
Idaho Falls, ID$78,478
Lynchburg, VA$78,408
Gainesville, FL$78,296
Portsmouth, OH$78,253
Little Rock, AR$78,235
Lafayette, LA$78,201
Youngstown, OH$78,201
Daytona Beach, FL$78,149
Clarksville, TN$78,140
Pensacola, FL$78,131
Temple, TX$78,125
Hopkinsville, KY$77,872
Erie, PA$77,855
Florence, SC$77,820
Charleston, WV$77,682
Great Falls, MT$77,638
Macon, GA$77,517
Tallahassee, FL$77,508
Fayetteville, NC$77,491
Waco, TX$77,474
Helena, MT$77,413
Pine Bluff, AR$77,380
Vincennes, IN$77,275
Lubbock, TX$77,240
Alamogordo, NM$77,188
Twin Falls, ID$77,110
Rapid City, SD$77,084
Jackson, MS$76,929
Huntington, WV$76,923
Greenville, MS$76,920
Parkersburg, WV$76,832
Montgomery, AL$76,816
Wichita Falls, TX$76,730
Springfield, MO$76,730
Biloxi, MS$76,686
Monroe, LA$76,600
Johnstown, PA$76,539
Sumter, SC$76,505
Columbus, GA$76,496
Pascagoula, MS$76,332
Abilene, TX$76,332
Kingsport, TN$76,107
Albany, GA$76,107
Gulfport, MS$76,081
Alexandria, LA$75,795
Fort Smith, AR$75,579
El Paso, TX$75,345
Las Cruces, NM$74,956
Harlingen, TX$74,736
Pocatello, ID$74,722
Florence, AL$74,610
Brownsville, TX$74,593
Mcallen, TX$74,411
Dothan, AL$74,290
Columbus, MS$73,776
Altus, OK$73,373
Lawton, OK$73,208
Pierre, SD$72,897
What Skills Can Increase a Credit Portfolio Consultant's Salary?
Demanded Skills for the Role:
Analysis (Mentioned in 19.28% Job Postings): Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
Commercial Loans (Mentioned in 2.37% Job Postings): A commercial loan is a debt-based funding arrangement between a business and a financial institution such as a bank. It is typically used to fund major capital expenditures and/or cover operational costs that the company may otherwise be unable to afford.
Loan Review (Mentioned in 1.17% Job Postings): Loan review is a process routinely used by banks to assess the current value of loan portfolios. Provisioning is a technique to translate loan review results into the balance sheet.
Mastering certain specialized skills can lead to a significant increase in pay.
Here are examples of skills and the potential impact they can have on a Credit Portfolio Consultant's salary.
Portfolio Management: Can increase your salary by up to 9%.
Balance Sheet: Can increase your salary by up to 7%.
Accountability: Can increase your salary by up to 7%.
Credit Portfolio Consultant Salary by Industry: Top Paying Sectors
For Credit Portfolio Consultant roles, the industry you choose can affect earning potential
by as much as 43% (the gap between the highest and lowest paying industries).
Data shows that the Biotechnology and Internet
sectors offer the strongest compensation, at 20% above the average.
In contrast, Credit Portfolio Consultant positions in Transportation or Edu., Gov't. & Nonprofit typically offer lower base pay,
as these industries often view Credit Portfolio Consultant as a support function rather than a direct revenue driver.
The top paying industries for a Credit Portfolio Consultant
Industry Sector
Average Annual Salary
Average Hourly Rate
Pay vs.Avg
Biotechnology
$103,829
$50.0
20%
Internet
$102,099
$49.0
18%
Energy & Utilities
$99,503
$48.0
15%
Insurance
$96,907
$47.0
12%
Chemicals
$95,177
$46.0
10%
How Education impacts a Credit Portfolio Consultant's Salary?
Your level of education can impact your salary potential.
While many Credit Portfolio Consultants enter the field with a Bachelor's Degree degree,
higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data,
the median salary for a Credit Portfolio Consultant with a Bachelor's Degree is between
$82,471
and $87,841).
Credit Portfolio Consultant Salaries by Degree Level
Understanding how a Credit Portfolio Consultant's annual salary breaks down can help with budgeting.
Below, you can see the average hourly rate, weekly pay, and monthly pay for this role.
Use the buttons to switch between different pay periods.
Hourly
Monthly
Weekly
Yearly
Table View
Last Updated on September 01, 2026
$78,029
Average$86,524/year
$94,724
$6,502
Average$7,210/month
$7,894
$1,501
Average$1,664/week
$1,822
$38
Average$42/hour
$46
Annual Salary
Monthly Pay
Weekly Pay
Hourly Wage
75th Percentile
$94,724
$7,894
$1,822
$46
Average
$86,524
$7,210
$1,664
$42
25th Percentile
$78,029
$6,502
$1,501
$38
Salaries of Jobs related to Credit Portfolio Consultant
Lending and Credit Executive$215,590
SVP of Lending and Credit$215,533
Credit Policy Manager$154,845
Credit Portfolio Manager$114,194
Portfolio Analyst$106,362
Credit Consultant$97,521
Portfolio Consultant$86,559
Credit Portfolio Consultant 4$83,470
Credit Portfolio Analyst$72,025
Credit Risk Consultant$63,615
Credit Repair Consultant$45,774
Salary Trends for Credit Portfolio Consultant
Salaries for a Credit Portfolio Consultant can change over time,
reflecting shifts in market demand and the overall economy.
The median salary decreased from $87,495 in 2023
to around $86,935 in 2025,
reflecting changes in demand, location, experience, and the wider economy.
For a detailed analysis of Credit Portfolio Consultant salary trends,
.
Average Annual Salary of Credit Portfolio Consultant Over Time
$???
$87,495
$87,275
$86,935
$???
$???
2022
2023
2024
2025
2026
2027
Year
Average Annual Salary
2022
View More
2023
$87,495
2024
$87,275
2025
$86,935
2026
View More
2027
View More
Most common benefits for Credit Portfolio Consultant
Social Security
401 (k)
Disability
Healthcare
Pension
Time Off (days)
Common company salaries for Credit Portfolio Consultant
Here are companies hiring for Credit Portfolio Consultant and their salaries, click below for more details.
C$128,509/per year
C R Bard IncBiotechnologythe United States
H$124,697/per year
Henry Schein CanadaBiotechnologythe United States
N$123,899/per year
Nordex IncBiotechnologythe United States
N$120,416/per year
Nipro CorpBiotechnologythe United States
E$115,870/per year
EnovisBiotechnologythe United States
A$114,553/per year
Advanced Research Projects Agency - EnergyBiotechnologythe United States
M$112,110/per year
MiniMed IncBiotechnologythe United States
L$111,500/per year
Labcorp Drug DevelopmentBiotechnologythe United States
L$110,229/per year
Life Technologies CorpBiotechnologythe United States
Z$106,224/per year
Zimmer BiometBiotechnologythe United States
P$103,077/per year
Promontory TherapeuticsBiotechnologythe United States
S$102,181/per year
Steris PLCBiotechnologythe United States
G$97,274/per year
Gavin Conferences Pty LtdBiotechnologythe United States
E$94,764/per year
Endeavor BioMedicinesBiotechnologythe United States
R$94,402/per year
Replay Holdings LLCBiotechnologythe United States
P$94,235/per year
Pleno IncBiotechnologythe United States
S$93,666/per year
Simulaids IncBiotechnologythe United States
N$88,880/per year
NOIRLab/CASBiotechnologythe United States
O$86,468/per year
Onward TechnologyBiotechnologythe United States
L$84,895/per year
LED Medical Diagnostics IncBiotechnologythe United States
E$84,682/per year
Eyeco LtdBiotechnologythe United States
P$84,523/per year
PaerosolBiotechnologythe United States
I$83,525/per year
IONIQ Sciences IncBiotechnologythe United States
S$82,815/per year
Stateside PPEBiotechnologythe United States
D$82,041/per year
Digi BioBiotechnologythe United States
Find Your Next Credit Portfolio Consultant Job
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FAQ about Credit Portfolio Consultant
1. What industry pays the highest salary for Credit Portfolio Consultant?
The Biotechnology industry offers the highest average compensation for Credit Portfolio Consultant roles,
with salaries approximately 20% above the market median.
Where Does Our Salary Data Come From?
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
