As of January 01, 2026, the average salary for a Credit Portfolio Consultant in the United States is $86,538 per year, which breaks down to an hourly rate of $42.
However, a Credit Portfolio Consultant's salary can vary significantly. Here’s a look at the typical salary range:
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A Credit Portfolio Consultant's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.
Experience is a primary driver of a Credit Portfolio Consultant's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Levels | Salary |
|---|---|
| Entry Level Credit Portfolio Consultant | $83,591 |
| Intermediate Level Credit Portfolio Consultant | $84,180 |
| Senior Level Credit Portfolio Consultant | $85,359 |
| Specialist Level Credit Portfolio Consultant | $87,128 |
| Expert Level Credit Portfolio Consultant | $90,380 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Credit Portfolio Consultants. For example, consider the average annual salaries in these key locations:
Demanded Skills for the Role:
| Skills | Demand Percentage |
|---|---|
| Analysis | 19.28% |
| Commercial Loans | 2.37% |
| Loan Review | 1.17% |
| Skill | Salary | Salary % Increase |
|---|---|---|
|
Portfolio Management
|
$94,327 |
9%
|
|
Balance Sheet
|
$92,596 |
7%
|
|
Accountability
|
$92,596 |
7%
|
|
Risk Management
|
$90,865 |
5%
|
|
Collaboration
|
$90,865 |
5%
|
|
Cash Flow Analysis
|
$90,000 |
4%
|
Your level of education can impact your salary potential. While many Credit Portfolio Consultants enter the field with a Bachelor's Degree degree, higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data, the median salary for a Credit Portfolio Consultant with a Bachelor's Degree is between $82,471 and $87,841).
Credit Portfolio Consultant Salaries by Degree Level
| Degree Level | % of user with this level of education |
|---|---|
| No Diploma | 0.7% |
| High School | 7.3% |
| Associates | 5.9% |
| Bachelors | 44.2% |
| Masters | 40.6% |
| Doctorate | 1.3% |
Understanding how a Credit Portfolio Consultant's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
Last Updated on January 01, 2026Salaries for a Credit Portfolio Consultant can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $87,495 in 2023 to around $86,935 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Credit Portfolio Consultant salary trends, .
| Year | Average Annual Salary |
|---|---|
| 2022 |
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|
| 2023 | $87,495 |
| 2024 | $87,275 |
| 2025 | $86,935 |
| 2026 |
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|
| 2027 |
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|
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