How much does a Loan Closing Officer make in the United States?
As of September 01, 2026, the average salary for a Loan Closing Officer in the United States is $63,110 per year, which breaks down to an hourly rate of $30.
However, a Loan Closing Officer's salary can vary significantly. Here’s a look at the typical salary range:
Top Earners (90th percentile): $70,830
Majority Range (25th-75th percentile): $57,616 to $67,151
Key Factors That Influence Loan Closing Officer Salaries
A Loan Closing Officer's salary isn't a fixed number. It's shaped by several important factors.
Below, we'll explore how your years of experience, geographic location
and company size
can directly affect your earning potential.
How Experience Level Affects Loan Closing Officer Salaries?
Experience is a primary driver of a Loan Closing Officer's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
How Do Loan Closing Officer Salaries Vary from State to State?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Loan Closing Officers. For example, consider the average annual salaries in these key locations:
District of Columbia: $69,875.
California: $69,610.
Massachusetts: $68,682.
District of Columbia$69,875
California$69,610
Massachusetts$68,682
Washington$68,430
New Jersey$68,404
Alaska$68,316
Connecticut$67,445
New York$67,092
Hawaii$65,962
Rhode Island$65,432
Maryland$65,072
Minnesota$64,580
Colorado$64,391
Illinois$64,328
Oregon$64,088
Delaware$63,911
New Hampshire$63,800
Virginia$63,551
Pennsylvania$62,826
Nevada$62,459
North Dakota$62,340
Michigan$62,150
Wisconsin$62,081
Vermont$61,942
Texas$61,557
Maine$61,532
Arizona$61,494
Ohio$61,450
Georgia$60,869
Indiana$60,579
Wyoming$60,522
Utah$60,434
Iowa$60,396
Kansas$60,093
Louisiana$60,005
North Carolina$59,973
Missouri$59,960
Florida$59,714
Montana$59,582
Nebraska$59,455
Kentucky$59,386
South Carolina$59,134
Tennessee$58,976
Idaho$58,913
New Mexico$58,452
Oklahoma$58,351
Alabama$57,979
South Dakota$57,354
Arkansas$57,013
West Virginia$56,830
Mississippi$56,281
Top Paying Cities for Loan Closing Officers
Salaries can also vary between different cities.
Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay.
Here are a few examples of average annual salaries in different U.S. cities:
San Jose: $79,600
San Francisco: $78,728
Oakland: $77,069
San Jose, CA$79,600
San Francisco, CA$78,728
Oakland, CA$77,069
New York, NY$72,664
Paramus, NJ$71,780
Queens Village, NY$71,777
Passaic, NJ$71,717
Bergenfield, NJ$71,711
Stamford, CT$71,572
Huntington, NY$71,547
Newark, NJ$71,080
Bridgeport, CT$70,947
Vallejo, CA$70,821
New Brunswick, NJ$70,796
Petaluma, CA$70,758
Middlesex, NJ$70,638
Somerset, NJ$70,594
Santa Cruz, CA$70,512
Boston, MA$70,127
Monterey, CA$69,906
Seattle, WA$69,761
Santa Rosa, CA$69,749
Los Angeles, CA$69,730
Juneau, AK$69,566
Washington, DC$69,496
Orange, CA$69,272
Santa Ana, CA$69,105
Long Beach, CA$69,042
Anaheim, CA$69,029
Anchorage, AK$68,998
Santa Maria, CA$68,808
Everett, WA$68,796
Danbury, CT$68,574
Bremerton, WA$68,486
Tacoma, WA$68,259
New Suffolk, NY$68,258
Sacramento, CA$68,240
Santa Barbara, CA$68,171
Trenton, NJ$68,101
San Diego, CA$68,101
Brockton, MA$68,032
Fairbanks, AK$67,877
Lompoc, CA$67,716
Lowell, MA$67,665
Ventura, CA$67,653
Nashua, NH$67,641
Stockton, CA$67,634
Modesto, CA$67,174
Poughkeepsie, NY$67,035
Olympia, WA$66,915
Kennewick, WA$66,915
New Haven, CT$66,890
Lawrence, MA$66,663
Hartford, CT$66,599
Riverside, CA$66,587
New Bedford, MA$66,524
Richland, WA$66,524
Bakersfield, CA$66,435
San Bernardino, CA$66,410
New Britain, CT$66,404
Atlantic City, NJ$66,404
New London, CT$66,379
Norwich, CT$66,360
Portsmouth, NH$66,347
Boulder, CO$66,213
Portland, OR$66,126
Worcester, MA$66,120
Minneapolis, MN$65,924
Philadelphia, PA$65,836
Honolulu, HI$65,628
Saint Paul, MN$65,597
Vineland, NJ$65,583
Providence, RI$65,400
Chicago, IL$65,217
Bellingham, WA$65,142
Springfield, MA$65,091
Baltimore, MD$65,072
Chico, CA$64,914
Pittsfield, MA$64,744
Manchester, NH$64,624
Spokane, WA$64,346
Denver, CO$64,340
Albany, NY$64,044
Troy, NY$64,018
Nassau, NY$63,951
Schenectady, NY$63,886
Wilmington, DE$63,835
Burlington, VT$63,747
Salem, OR$63,722
Portland, ME$63,526
Yakima, WA$63,463
Rochester, MN$63,267
Reno, NV$63,236
Fresno, CA$63,236
Milwaukee, WI$63,179
Detroit, MI$63,116
Ann Arbor, MI$63,105
Allentown, PA$63,097
Colorado Springs, CO$62,990
Syracuse, NY$62,958
Carson City, NV$62,958
Houston, TX$62,870
Eugene, OR$62,838
Gary, IN$62,762
Springfield, OR$62,712
Bismarck, ND$62,699
Galveston, TX$62,655
Medford, OR$62,560
Fort Collins, CO$62,535
Concord, NH$62,504
Austin, TX$62,485
Mesa, AZ$62,352
Reading, PA$62,346
Phoenix, AZ$62,340
Dallas, TX$62,321
Saint Cloud, MN$62,260
Madison, WI$62,175
Utica, NY$62,005
Rochester, NY$61,904
Des Moines, IA$61,898
Raleigh, NC$61,891
Atlanta, GA$61,797
Battle Creek, MI$61,778
Salt Lake City, UT$61,759
Lancaster, PA$61,664
Harrisburg, PA$61,576
Kansas City, MO$61,513
Champaign, IL$61,500
Kansas City, KS$61,500
Fort Worth, TX$61,494
Columbus, OH$61,483
Boca Raton, FL$61,469
Pittsburgh, PA$61,443
Richmond, VA$61,418
Indianapolis, IN$61,406
Cleveland, OH$61,399
Las Vegas, NV$61,324
Cincinnati, OH$61,324
Petersburg, VA$61,229
Huntsville, AL$61,134
Lansing, MI$61,092
Lebanon, PA$61,084
Pueblo, CO$61,077
Appleton, WI$61,058
Buffalo, NY$61,033
Dayton, OH$61,014
Racine, WI$61,002
Charlotte, NC$60,995
Saint Louis, MO$60,976
York, PA$60,939
Elkhart, IN$60,939
Gastonia, NC$60,927
Billings, MT$60,911
Beaumont, TX$60,894
Lorain, OH$60,882
Benton Harbor, MI$60,869
Toledo, OH$60,856
Binghamton, NY$60,825
Rock Hill, SC$60,819
Rockford, IL$60,787
Springfield, IL$60,762
Elyria, OH$60,756
Fargo, ND$60,756
Flagstaff, AZ$60,711
Fort Lauderdale, FL$60,673
Duluth, MN$60,636
Miami, FL$60,636
Cheyenne, WY$60,591
Grand Forks, ND$60,591
Bangor, ME$60,453
Cedar Rapids, IA$60,383
Durham, NC$60,357
Louisville, KY$60,352
Grand Rapids, MI$60,339
Hialeah, FL$60,333
Casper, WY$60,244
Scranton, PA$60,169
New Orleans, LA$60,150
Virginia Beach, VA$60,143
Akron, OH$60,112
Peoria, IL$60,030
Sarasota, FL$60,017
Nashville, TN$59,973
Omaha, NE$59,973
Green Bay, WI$59,973
Baton Rouge, LA$59,941
Charleston, SC$59,929
Jamestown, NY$59,897
Davenport, IA$59,897
Tucson, AZ$59,866
Saint Petersburg, FL$59,828
Tampa, FL$59,815
Evansville, IN$59,777
Port Arthur, TX$59,777
Bradenton, FL$59,752
Santa Fe, NM$59,638
Orlando, FL$59,525
Clearwater, FL$59,506
Canton, OH$59,373
La Crosse, WI$59,373
Albuquerque, NM$59,336
Newport News, VA$59,329
High Point, NC$59,310
Ogden, UT$59,285
Corpus Christi, TX$59,235
Norfolk, VA$59,197
Laramie, WY$59,197
Rock Island, IL$59,159
Saginaw, MI$59,146
Jacksonville, FL$59,140
Salisbury, NC$59,127
Boise, ID$59,115
Moline, IL$59,083
Fort Myers, FL$59,064
Memphis, TN$59,052
Tulsa, OK$59,020
Waterloo, IA$58,982
Spartanburg, SC$58,919
Lincoln, NE$58,887
Fort Wayne, IN$58,875
Provo, UT$58,869
Cedar Falls, IA$58,793
San Antonio, TX$58,768
Greensboro, NC$58,742
South Bend, IN$58,736
Savannah, GA$58,667
Muskegon, MI$58,641
Birmingham, AL$58,635
Winston Salem, NC$58,604
Lake Charles, LA$58,452
Anderson, IN$58,439
Lexington, KY$58,420
Augusta, GA$58,402
Greenville, SC$58,402
Lima, OH$58,351
Wichita, KS$58,345
Tuscaloosa, AL$58,345
Columbia, SC$58,288
Springfield, OH$58,275
Asheville, NC$58,174
Bloomington, IN$58,130
Knoxville, TN$57,903
Shreveport, LA$57,897
Wilmington, NC$57,815
Roanoke, VA$57,815
Topeka, KS$57,701
Frankfort, KY$57,694
Oklahoma City, OK$57,651
Chillicothe, OH$57,625
Longview, TX$57,619
Melbourne, FL$57,613
Sioux Falls, SD$57,512
Mobile, AL$57,505
Terre Haute, IN$57,480
Altoona, PA$57,442
Amarillo, TX$57,398
Killeen, TX$57,379
Fayetteville, AR$57,329
Chattanooga, TN$57,310
Sioux City, IA$57,253
Idaho Falls, ID$57,240
Lynchburg, VA$57,190
Gainesville, FL$57,108
Portsmouth, OH$57,076
Little Rock, AR$57,064
Lafayette, LA$57,038
Youngstown, OH$57,038
Daytona Beach, FL$57,001
Clarksville, TN$56,994
Pensacola, FL$56,988
Temple, TX$56,983
Hopkinsville, KY$56,799
Erie, PA$56,786
Florence, SC$56,761
Charleston, WV$56,660
Great Falls, MT$56,628
Macon, GA$56,540
Tallahassee, FL$56,533
Fayetteville, NC$56,521
Waco, TX$56,508
Helena, MT$56,464
Pine Bluff, AR$56,440
Vincennes, IN$56,363
Lubbock, TX$56,338
Alamogordo, NM$56,300
Twin Falls, ID$56,243
Rapid City, SD$56,224
Jackson, MS$56,111
Huntington, WV$56,106
Greenville, MS$56,104
Parkersburg, WV$56,040
Montgomery, AL$56,029
Wichita Falls, TX$55,966
Springfield, MO$55,966
Biloxi, MS$55,934
Monroe, LA$55,871
Johnstown, PA$55,827
Sumter, SC$55,801
Columbus, GA$55,795
Pascagoula, MS$55,675
Abilene, TX$55,675
Kingsport, TN$55,511
Albany, GA$55,511
Gulfport, MS$55,492
Alexandria, LA$55,284
Fort Smith, AR$55,126
El Paso, TX$54,956
Las Cruces, NM$54,672
Harlingen, TX$54,511
Pocatello, ID$54,501
Florence, AL$54,419
Brownsville, TX$54,407
Mcallen, TX$54,274
Dothan, AL$54,186
Columbus, MS$53,811
Altus, OK$53,517
Lawton, OK$53,397
Pierre, SD$53,170
What Skills Can Increase a Loan Closing Officer's Salary?
Demanded Skills for the Role:
Customer Service (Mentioned in 3.96% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
CRM (Mentioned in 5.85% Job Postings): Customer relationship management (CRM) is a technology for managing all your company's relationships and interactions with customers and potential customers.
Mortgage Lending (Mentioned in 0.88% Job Postings): A mortgage loan is a secured loan that allows you to avail funds by providing an immovable asset, such as a house or commercial property, as collateral to the lender.
Mastering certain specialized skills can lead to a significant increase in pay.
Here are examples of skills and the potential impact they can have on a Loan Closing Officer's salary.
Brand Awareness: Can increase your salary by up to 11%.
Services Marketing: Can increase your salary by up to 11%.
Customer Engagement: Can increase your salary by up to 10%.
Loan Closing Officer Salary by Industry: Top Paying Sectors
For Loan Closing Officer roles, the industry you choose can affect earning potential
by as much as 25% (the gap between the highest and lowest paying industries).
Data shows that the Financial Services and Edu., Gov't. & Nonprofit
sectors offer the strongest compensation, at 10% above the average.
In contrast, Loan Closing Officer positions in Business Services or Insurance typically offer lower base pay,
as these industries often view Loan Closing Officer as a support function rather than a direct revenue driver.
The top paying industries for a Loan Closing Officer
Understanding how a Loan Closing Officer's annual salary breaks down can help with budgeting.
Below, you can see the average hourly rate, weekly pay, and monthly pay for this role.
Use the buttons to switch between different pay periods.
Hourly
Monthly
Weekly
Yearly
Table View
Last Updated on September 01, 2026
$57,616
Average$63,110/year
$67,151
$4,801
Average$5,259/month
$5,596
$1,108
Average$1,214/week
$1,291
$28
Average$30/hour
$32
Annual Salary
Monthly Pay
Weekly Pay
Hourly Wage
75th Percentile
$67,151
$5,596
$1,291
$32
Average
$63,110
$5,259
$1,214
$30
25th Percentile
$57,616
$4,801
$1,108
$28
Salaries of Jobs related to Loan Closing Officer
Commercial Loan Officer IV$129,879
Commercial Loan Officer III$115,951
Commercial Loan Closing Specialist$103,162
Commercial Loan Officer II$97,222
Loan Closing Manager$81,800
Loan Closing Supervisor$69,500
Commercial Loan Officer I$65,714
Loan Closing Analyst$65,403
Loan Closing Specialist$55,985
Loan Closing Administrator$55,917
Closing Officer$45,485
Salary Trends for Loan Closing Officer
Salaries for a Loan Closing Officer can change over time,
reflecting shifts in market demand and the overall economy.
The median salary increased from $69,762 in 2023
to around $69,950 in 2025,
reflecting changes in demand, location, experience, and the wider economy.
For a detailed analysis of Loan Closing Officer salary trends,
.
Average Annual Salary of Loan Closing Officer Over Time
$???
$69,762
$70,353
$69,950
$???
$???
2022
2023
2024
2025
2026
2027
Year
Average Annual Salary
2022
View More
2023
$69,762
2024
$70,353
2025
$69,950
2026
View More
2027
View More
Most common benefits for Loan Closing Officer
Social Security
401 (k)
Disability
Healthcare
Pension
Time Off (days)
Common company salaries for Loan Closing Officer
Here are companies hiring for Loan Closing Officer and their salaries, click below for more details.
K$114,295/per year
Kpmg Us LLPBusiness Servicesthe United States
W$114,096/per year
Warner Bros DiscoveryBusiness Servicesthe United States
D$111,927/per year
Dentsu International LtdBusiness Servicesthe United States
G$111,873/per year
GroupM Worldwide IncBusiness Servicesthe United States
C$111,651/per year
CoWorx StaffingBusiness Servicesthe United States
C$110,194/per year
Contemporary Services CorpBusiness Servicesthe United States
S$107,128/per year
Showcase CinemasBusiness Servicesthe United States
A$106,429/per year
Amentum Services IncBusiness Servicesthe United States
A$106,199/per year
Allied Universal Security Services LLCBusiness Servicesthe United States
S$106,104/per year
Sodexo USABusiness Servicesthe United States
J$105,192/per year
JLL TechnologiesBusiness Servicesthe United States
I$104,478/per year
Intact Insurance Group USA LLCBusiness Servicesthe United States
N$101,619/per year
NielsenIQBusiness Servicesthe United States
T$101,470/per year
The Leading Edge AllianceBusiness Servicesthe United States
H$101,308/per year
Honeywell UOPBusiness Servicesthe United States
R$97,720/per year
Reeve & AssociatesBusiness Servicesthe United States
M$97,584/per year
ManpowerGroup Global IncBusiness Servicesthe United States
F$95,980/per year
Financial Sys NcoBusiness Servicesthe United States
A$95,314/per year
Arrow Global LtdBusiness Servicesthe United States
C$94,777/per year
CarMax Enterprise Services LLCBusiness Servicesthe United States
D$94,479/per year
DZConneXBusiness Servicesthe United States
A$93,802/per year
Adecco Staffing, USABusiness Servicesthe United States
R$92,937/per year
Resource MFGBusiness Servicesthe United States
Z$92,774/per year
Zachry Brands IncBusiness Servicesthe United States
G$88,138/per year
Greystar Worldwide LLCBusiness Servicesthe United States
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FAQ about Loan Closing Officer
1. What industry pays the highest salary for Loan Closing Officer?
The Financial Services industry offers the highest average compensation for Loan Closing Officer roles,
with salaries approximately 10% above the market median.
Where Does Our Salary Data Come From?
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
