Mortgage Servicing Specialist Salary in the United States
How much does a Mortgage Servicing Specialist make in the United States?
As of September 01, 2026, the average salary for a Mortgage Servicing Specialist in the United States is $49,880 per year, which breaks down to an hourly rate of $24.
However, a Mortgage Servicing Specialist's salary can vary significantly. Here’s a look at the typical salary range:
Top Earners (90th percentile): $58,945
Majority Range (25th-75th percentile): $45,271 to $54,625
Entry-Level (10th percentile): $41,074
10%$41,074
50% (Median)$49,880
90%$58,945
Mortgage Servicing Specialist Salaries by Percentile
Key Factors That Influence Mortgage Servicing Specialist Salaries
A Mortgage Servicing Specialist's salary isn't a fixed number. It's shaped by several important factors.
Below, we'll explore how geographic location
and company size
can directly affect your earning potential.
How Do Mortgage Servicing Specialist Salaries Vary from State to State?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Mortgage Servicing Specialists. For example, consider the average annual salaries in these key locations:
District of Columbia: $55,227.
California: $55,018.
Massachusetts: $54,285.
District of Columbia$55,227
California$55,018
Massachusetts$54,285
Washington$54,085
New Jersey$54,065
Alaska$53,995
Connecticut$53,307
New York$53,028
Hawaii$52,135
Rhode Island$51,716
Maryland$51,432
Minnesota$51,043
Colorado$50,893
Illinois$50,843
Oregon$50,653
Delaware$50,514
New Hampshire$50,426
Virginia$50,229
Pennsylvania$49,656
Nevada$49,367
North Dakota$49,272
Michigan$49,122
Wisconsin$49,067
Vermont$48,958
Texas$48,653
Maine$48,633
Arizona$48,603
Ohio$48,568
Georgia$48,110
Indiana$47,880
Wyoming$47,835
Utah$47,765
Iowa$47,735
Kansas$47,496
Louisiana$47,426
North Carolina$47,401
Missouri$47,391
Florida$47,197
Montana$47,092
Nebraska$46,992
Kentucky$46,937
South Carolina$46,738
Tennessee$46,613
Idaho$46,563
New Mexico$46,199
Oklahoma$46,119
Alabama$45,825
South Dakota$45,331
Arkansas$45,062
West Virginia$44,917
Mississippi$44,483
Top Paying Cities for Mortgage Servicing Specialists
Salaries can also vary between different cities.
Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay.
Here are a few examples of average annual salaries in different U.S. cities:
San Jose: $62,914
San Francisco: $62,225
Oakland: $60,914
San Jose, CA$62,914
San Francisco, CA$62,225
Oakland, CA$60,914
New York, NY$57,432
Paramus, NJ$56,733
Queens Village, NY$56,731
Passaic, NJ$56,683
Bergenfield, NJ$56,679
Stamford, CT$56,569
Huntington, NY$56,549
Newark, NJ$56,180
Bridgeport, CT$56,075
Vallejo, CA$55,976
New Brunswick, NJ$55,956
Petaluma, CA$55,926
Middlesex, NJ$55,831
Somerset, NJ$55,796
Santa Cruz, CA$55,731
Boston, MA$55,427
Monterey, CA$55,252
Seattle, WA$55,138
Santa Rosa, CA$55,128
Los Angeles, CA$55,113
Juneau, AK$54,983
Washington, DC$54,928
Orange, CA$54,751
Santa Ana, CA$54,619
Long Beach, CA$54,569
Anaheim, CA$54,559
Anchorage, AK$54,534
Santa Maria, CA$54,384
Everett, WA$54,375
Danbury, CT$54,199
Bremerton, WA$54,130
Tacoma, WA$53,951
New Suffolk, NY$53,950
Sacramento, CA$53,936
Santa Barbara, CA$53,881
Trenton, NJ$53,826
San Diego, CA$53,826
Brockton, MA$53,771
Fairbanks, AK$53,649
Lompoc, CA$53,522
Lowell, MA$53,481
Ventura, CA$53,472
Nashua, NH$53,462
Stockton, CA$53,457
Modesto, CA$53,093
Poughkeepsie, NY$52,983
Olympia, WA$52,888
Kennewick, WA$52,888
New Haven, CT$52,868
Lawrence, MA$52,689
Hartford, CT$52,639
Riverside, CA$52,629
New Bedford, MA$52,579
Richland, WA$52,579
Bakersfield, CA$52,509
San Bernardino, CA$52,489
New Britain, CT$52,484
Atlantic City, NJ$52,484
New London, CT$52,464
Norwich, CT$52,449
Portsmouth, NH$52,439
Boulder, CO$52,333
Portland, OR$52,265
Worcester, MA$52,260
Minneapolis, MN$52,105
Philadelphia, PA$52,035
Honolulu, HI$51,871
Saint Paul, MN$51,847
Vineland, NJ$51,836
Providence, RI$51,691
Chicago, IL$51,546
Bellingham, WA$51,486
Springfield, MA$51,447
Baltimore, MD$51,432
Chico, CA$51,307
Pittsfield, MA$51,172
Manchester, NH$51,077
Spokane, WA$50,858
Denver, CO$50,853
Albany, NY$50,619
Troy, NY$50,599
Nassau, NY$50,545
Schenectady, NY$50,494
Wilmington, DE$50,454
Burlington, VT$50,384
Salem, OR$50,364
Portland, ME$50,210
Yakima, WA$50,160
Rochester, MN$50,005
Reno, NV$49,980
Fresno, CA$49,980
Milwaukee, WI$49,935
Detroit, MI$49,885
Ann Arbor, MI$49,877
Allentown, PA$49,870
Colorado Springs, CO$49,786
Syracuse, NY$49,761
Carson City, NV$49,761
Houston, TX$49,691
Eugene, OR$49,666
Gary, IN$49,606
Springfield, OR$49,566
Bismarck, ND$49,556
Galveston, TX$49,521
Medford, OR$49,446
Fort Collins, CO$49,426
Concord, NH$49,401
Austin, TX$49,386
Mesa, AZ$49,282
Reading, PA$49,277
Phoenix, AZ$49,272
Dallas, TX$49,257
Saint Cloud, MN$49,209
Madison, WI$49,142
Utica, NY$49,007
Rochester, NY$48,928
Des Moines, IA$48,923
Raleigh, NC$48,918
Atlanta, GA$48,843
Battle Creek, MI$48,828
Salt Lake City, UT$48,813
Lancaster, PA$48,738
Harrisburg, PA$48,668
Kansas City, MO$48,618
Champaign, IL$48,608
Kansas City, KS$48,608
Fort Worth, TX$48,603
Columbus, OH$48,595
Boca Raton, FL$48,583
Pittsburgh, PA$48,563
Richmond, VA$48,544
Indianapolis, IN$48,534
Cleveland, OH$48,529
Las Vegas, NV$48,469
Cincinnati, OH$48,469
Petersburg, VA$48,394
Huntsville, AL$48,319
Lansing, MI$48,286
Lebanon, PA$48,279
Pueblo, CO$48,274
Appleton, WI$48,259
Buffalo, NY$48,239
Dayton, OH$48,224
Racine, WI$48,214
Charlotte, NC$48,209
Saint Louis, MO$48,194
York, PA$48,164
Elkhart, IN$48,164
Gastonia, NC$48,155
Billings, MT$48,143
Beaumont, TX$48,130
Lorain, OH$48,120
Benton Harbor, MI$48,110
Toledo, OH$48,100
Binghamton, NY$48,075
Rock Hill, SC$48,070
Rockford, IL$48,045
Springfield, IL$48,025
Elyria, OH$48,020
Fargo, ND$48,020
Flagstaff, AZ$47,985
Fort Lauderdale, FL$47,955
Duluth, MN$47,925
Miami, FL$47,925
Cheyenne, WY$47,890
Grand Forks, ND$47,890
Bangor, ME$47,780
Cedar Rapids, IA$47,725
Durham, NC$47,705
Louisville, KY$47,701
Grand Rapids, MI$47,691
Hialeah, FL$47,686
Casper, WY$47,616
Scranton, PA$47,556
New Orleans, LA$47,541
Virginia Beach, VA$47,536
Akron, OH$47,511
Peoria, IL$47,446
Sarasota, FL$47,436
Nashville, TN$47,401
Omaha, NE$47,401
Green Bay, WI$47,401
Baton Rouge, LA$47,376
Charleston, SC$47,366
Jamestown, NY$47,341
Davenport, IA$47,341
Tucson, AZ$47,316
Saint Petersburg, FL$47,287
Tampa, FL$47,277
Evansville, IN$47,247
Port Arthur, TX$47,247
Bradenton, FL$47,227
Santa Fe, NM$47,137
Orlando, FL$47,047
Clearwater, FL$47,032
Canton, OH$46,927
La Crosse, WI$46,927
Albuquerque, NM$46,897
Newport News, VA$46,892
High Point, NC$46,878
Ogden, UT$46,858
Corpus Christi, TX$46,818
Norfolk, VA$46,788
Laramie, WY$46,788
Rock Island, IL$46,758
Saginaw, MI$46,748
Jacksonville, FL$46,743
Salisbury, NC$46,733
Boise, ID$46,723
Moline, IL$46,698
Fort Myers, FL$46,683
Memphis, TN$46,673
Tulsa, OK$46,648
Waterloo, IA$46,618
Spartanburg, SC$46,568
Lincoln, NE$46,543
Fort Wayne, IN$46,533
Provo, UT$46,528
Cedar Falls, IA$46,468
San Antonio, TX$46,449
Greensboro, NC$46,429
South Bend, IN$46,424
Savannah, GA$46,369
Muskegon, MI$46,349
Birmingham, AL$46,344
Winston Salem, NC$46,319
Lake Charles, LA$46,199
Anderson, IN$46,189
Lexington, KY$46,174
Augusta, GA$46,159
Greenville, SC$46,159
Lima, OH$46,119
Wichita, KS$46,114
Tuscaloosa, AL$46,114
Columbia, SC$46,069
Springfield, OH$46,059
Asheville, NC$45,980
Bloomington, IN$45,945
Knoxville, TN$45,765
Shreveport, LA$45,760
Wilmington, NC$45,695
Roanoke, VA$45,695
Topeka, KS$45,606
Frankfort, KY$45,600
Oklahoma City, OK$45,566
Chillicothe, OH$45,546
Longview, TX$45,541
Melbourne, FL$45,536
Sioux Falls, SD$45,456
Mobile, AL$45,451
Terre Haute, IN$45,431
Altoona, PA$45,401
Amarillo, TX$45,366
Killeen, TX$45,351
Fayetteville, AR$45,311
Chattanooga, TN$45,296
Sioux City, IA$45,251
Idaho Falls, ID$45,241
Lynchburg, VA$45,202
Gainesville, FL$45,137
Portsmouth, OH$45,112
Little Rock, AR$45,102
Lafayette, LA$45,082
Youngstown, OH$45,082
Daytona Beach, FL$45,052
Clarksville, TN$45,047
Pensacola, FL$45,042
Temple, TX$45,038
Hopkinsville, KY$44,892
Erie, PA$44,882
Florence, SC$44,862
Charleston, WV$44,783
Great Falls, MT$44,758
Macon, GA$44,688
Tallahassee, FL$44,683
Fayetteville, NC$44,673
Waco, TX$44,663
Helena, MT$44,628
Pine Bluff, AR$44,609
Vincennes, IN$44,548
Lubbock, TX$44,528
Alamogordo, NM$44,498
Twin Falls, ID$44,453
Rapid City, SD$44,438
Jackson, MS$44,349
Huntington, WV$44,345
Greenville, MS$44,344
Parkersburg, WV$44,293
Montgomery, AL$44,284
Wichita Falls, TX$44,234
Springfield, MO$44,234
Biloxi, MS$44,209
Monroe, LA$44,159
Johnstown, PA$44,124
Sumter, SC$44,104
Columbus, GA$44,099
Pascagoula, MS$44,004
Abilene, TX$44,004
Kingsport, TN$43,875
Albany, GA$43,875
Gulfport, MS$43,860
Alexandria, LA$43,695
Fort Smith, AR$43,570
El Paso, TX$43,436
Las Cruces, NM$43,211
Harlingen, TX$43,085
Pocatello, ID$43,077
Florence, AL$43,012
Brownsville, TX$43,002
Mcallen, TX$42,897
Dothan, AL$42,827
Columbus, MS$42,531
Altus, OK$42,298
Lawton, OK$42,204
Pierre, SD$42,024
Mortgage Servicing Specialist Salary by Industry: Top Paying Sectors
For Mortgage Servicing Specialist roles, the industry you choose can impact your earning potential
by as much as 40% (the gap between the highest and lowest paying industries).
Data shows that the highest-paying industry, Financial Services,
offers compensation 20% above the average. Conversely,
Mortgage Servicing Specialist positions in Business Services typically offer lower base pay,
as this sector often view Mortgage Servicing Specialist as a support function rather than a direct revenue driver.
The top paying industry for a Mortgage Servicing Specialist
Understanding how a Mortgage Servicing Specialist's annual salary breaks down can help with budgeting.
Below, you can see the average hourly rate, weekly pay, and monthly pay for this role.
Use the buttons to switch between different pay periods.
Hourly
Monthly
Weekly
Yearly
Table View
Last Updated on September 01, 2026
$45,271
Average$49,880/year
$54,625
$3,773
Average$4,157/month
$4,552
$871
Average$959/week
$1,050
$22
Average$24/hour
$26
Annual Salary
Monthly Pay
Weekly Pay
Hourly Wage
75th Percentile
$54,625
$4,552
$1,050
$26
Average
$49,880
$4,157
$959
$24
25th Percentile
$45,271
$3,773
$871
$22
Salaries of Jobs related to Mortgage Servicing Specialist
Mortgage Servicing Manager$96,652
Mortgage Loan Servicing Manager$96,002
Mortgage Servicing Representative$62,030
Commercial Loan Servicing Specialist$61,969
Mortgage Servicing Specialist II$49,635
Mortgage Servicing$47,127
Loan Servicing Specialist II$46,556
Mortgage Loan Servicing Specialist$44,930
Servicing Specialist$43,291
Account Servicing Specialist$42,731
Loan Servicing Specialist$41,931
Salary Trends for Mortgage Servicing Specialist
Salaries for a Mortgage Servicing Specialist can change over time,
reflecting shifts in market demand and the overall economy.
The median salary decreased from $47,805 in 2023
to around $46,983 in 2025,
reflecting changes in demand, location, experience, and the wider economy.
For a detailed analysis of Mortgage Servicing Specialist salary trends,
.
Average Annual Salary of Mortgage Servicing Specialist Over Time
$???
$47,805
$47,291
$46,983
$???
$???
2022
2023
2024
2025
2026
2027
Year
Average Annual Salary
2022
View More
2023
$47,805
2024
$47,291
2025
$46,983
2026
View More
2027
View More
Most common benefits for Mortgage Servicing Specialist
Social Security
401 (k)
Disability
Healthcare
Pension
Time Off (days)
Common company salaries for Mortgage Servicing Specialist
Here are companies hiring for Mortgage Servicing Specialist and their salaries, click below for more details.
K$114,295/per year
Kpmg Us LLPBusiness Servicesthe United States
W$114,096/per year
Warner Bros DiscoveryBusiness Servicesthe United States
D$111,927/per year
Dentsu International LtdBusiness Servicesthe United States
G$111,873/per year
GroupM Worldwide IncBusiness Servicesthe United States
C$111,651/per year
CoWorx StaffingBusiness Servicesthe United States
C$110,194/per year
Contemporary Services CorpBusiness Servicesthe United States
S$107,128/per year
Showcase CinemasBusiness Servicesthe United States
A$106,429/per year
Amentum Services IncBusiness Servicesthe United States
A$106,199/per year
Allied Universal Security Services LLCBusiness Servicesthe United States
S$106,104/per year
Sodexo USABusiness Servicesthe United States
J$105,192/per year
JLL TechnologiesBusiness Servicesthe United States
I$104,478/per year
Intact Insurance Group USA LLCBusiness Servicesthe United States
N$101,619/per year
NielsenIQBusiness Servicesthe United States
T$101,470/per year
The Leading Edge AllianceBusiness Servicesthe United States
H$101,308/per year
Honeywell UOPBusiness Servicesthe United States
R$97,720/per year
Reeve & AssociatesBusiness Servicesthe United States
M$97,584/per year
ManpowerGroup Global IncBusiness Servicesthe United States
F$95,980/per year
Financial Sys NcoBusiness Servicesthe United States
A$95,314/per year
Arrow Global LtdBusiness Servicesthe United States
C$94,777/per year
CarMax Enterprise Services LLCBusiness Servicesthe United States
D$94,479/per year
DZConneXBusiness Servicesthe United States
A$93,802/per year
Adecco Staffing, USABusiness Servicesthe United States
R$92,937/per year
Resource MFGBusiness Servicesthe United States
Z$92,774/per year
Zachry Brands IncBusiness Servicesthe United States
G$88,138/per year
Greystar Worldwide LLCBusiness Servicesthe United States
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FAQ about Mortgage Servicing Specialist
1. What industry pays the highest salary for Mortgage Servicing Specialist?
The Financial Services industry offers the highest average compensation for Mortgage Servicing Specialist roles,
with salaries approximately 20% above the market median.
Where Does Our Salary Data Come From?
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
