Municipal Credit Analyst Salary in the United States
How much does a Municipal Credit Analyst make in the United States?
As of October 01, 2026, the average salary for a Municipal Credit Analyst in the United States is $64,651 per year, which breaks down to an hourly rate of $31.
However, a Municipal Credit Analyst's salary can vary significantly. Here’s a look at the typical salary range:
Top Earners (90th percentile): $74,675
Majority Range (25th-75th percentile): $60,613 to $69,898
Key Factors That Influence Municipal Credit Analyst Salaries
A Municipal Credit Analyst's salary isn't a fixed number. It's shaped by several important factors.
Below, we'll explore how your years of experience, geographic location
and company size
can directly affect your earning potential.
How Experience Level Affects Municipal Credit Analyst Salaries?
Experience is a primary driver of a Municipal Credit Analyst's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
How Do Municipal Credit Analyst Salaries Vary from State to State?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Municipal Credit Analysts. For example, consider the average annual salaries in these key locations:
District of Columbia: $71,582.
California: $71,310.
Massachusetts: $70,360.
District of Columbia$71,582
California$71,310
Massachusetts$70,360
Washington$70,102
New Jersey$70,076
Alaska$69,985
Connecticut$69,093
New York$68,731
Hawaii$67,574
Rhode Island$67,031
Maryland$66,662
Minnesota$66,158
Colorado$65,964
Illinois$65,899
Oregon$65,653
Delaware$65,472
New Hampshire$65,359
Virginia$65,104
Pennsylvania$64,360
Nevada$63,985
North Dakota$63,863
Michigan$63,669
Wisconsin$63,598
Vermont$63,455
Texas$63,061
Maine$63,035
Arizona$62,996
Ohio$62,951
Georgia$62,356
Indiana$62,059
Wyoming$62,001
Utah$61,910
Iowa$61,871
Kansas$61,561
Louisiana$61,471
North Carolina$61,438
Missouri$61,425
Florida$61,173
Montana$61,037
Nebraska$60,908
Kentucky$60,837
South Carolina$60,578
Tennessee$60,417
Idaho$60,352
New Mexico$59,880
Oklahoma$59,777
Alabama$59,395
South Dakota$58,755
Arkansas$58,406
West Virginia$58,219
Mississippi$57,656
Top Paying Cities for Municipal Credit Analysts
Salaries can also vary between different cities.
Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay.
Here are a few examples of average annual salaries in different U.S. cities:
San Jose: $81,545
San Francisco: $80,652
Oakland: $78,952
San Jose, CA$81,545
San Francisco, CA$80,652
Oakland, CA$78,952
New York, NY$74,439
Paramus, NJ$73,534
Queens Village, NY$73,531
Passaic, NJ$73,469
Bergenfield, NJ$73,463
Stamford, CT$73,321
Huntington, NY$73,295
Newark, NJ$72,817
Bridgeport, CT$72,680
Vallejo, CA$72,552
New Brunswick, NJ$72,526
Petaluma, CA$72,487
Middlesex, NJ$72,364
Somerset, NJ$72,319
Santa Cruz, CA$72,235
Boston, MA$71,841
Monterey, CA$71,614
Seattle, WA$71,466
Santa Rosa, CA$71,453
Los Angeles, CA$71,433
Juneau, AK$71,265
Washington, DC$71,194
Orange, CA$70,964
Santa Ana, CA$70,793
Long Beach, CA$70,729
Anaheim, CA$70,716
Anchorage, AK$70,683
Santa Maria, CA$70,489
Everett, WA$70,476
Danbury, CT$70,249
Bremerton, WA$70,160
Tacoma, WA$69,927
New Suffolk, NY$69,926
Sacramento, CA$69,908
Santa Barbara, CA$69,836
Trenton, NJ$69,765
San Diego, CA$69,765
Brockton, MA$69,694
Fairbanks, AK$69,536
Lompoc, CA$69,371
Lowell, MA$69,319
Ventura, CA$69,306
Nashua, NH$69,293
Stockton, CA$69,287
Modesto, CA$68,815
Poughkeepsie, NY$68,673
Olympia, WA$68,550
Kennewick, WA$68,550
New Haven, CT$68,524
Lawrence, MA$68,291
Hartford, CT$68,227
Riverside, CA$68,214
New Bedford, MA$68,149
Richland, WA$68,149
Bakersfield, CA$68,059
San Bernardino, CA$68,033
New Britain, CT$68,026
Atlantic City, NJ$68,026
New London, CT$68,000
Norwich, CT$67,981
Portsmouth, NH$67,968
Boulder, CO$67,831
Portland, OR$67,742
Worcester, MA$67,735
Minneapolis, MN$67,535
Philadelphia, PA$67,444
Honolulu, HI$67,231
Saint Paul, MN$67,200
Vineland, NJ$67,186
Providence, RI$66,998
Chicago, IL$66,811
Bellingham, WA$66,733
Springfield, MA$66,681
Baltimore, MD$66,662
Chico, CA$66,500
Pittsfield, MA$66,326
Manchester, NH$66,203
Spokane, WA$65,919
Denver, CO$65,912
Albany, NY$65,608
Troy, NY$65,582
Nassau, NY$65,513
Schenectady, NY$65,447
Wilmington, DE$65,395
Burlington, VT$65,304
Salem, OR$65,279
Portland, ME$65,078
Yakima, WA$65,013
Rochester, MN$64,813
Reno, NV$64,781
Fresno, CA$64,781
Milwaukee, WI$64,723
Detroit, MI$64,658
Ann Arbor, MI$64,647
Allentown, PA$64,638
Colorado Springs, CO$64,529
Syracuse, NY$64,496
Carson City, NV$64,496
Houston, TX$64,406
Eugene, OR$64,373
Gary, IN$64,296
Springfield, OR$64,244
Bismarck, ND$64,231
Galveston, TX$64,186
Medford, OR$64,089
Fort Collins, CO$64,063
Concord, NH$64,031
Austin, TX$64,011
Mesa, AZ$63,876
Reading, PA$63,869
Phoenix, AZ$63,863
Dallas, TX$63,843
Saint Cloud, MN$63,781
Madison, WI$63,695
Utica, NY$63,520
Rochester, NY$63,417
Des Moines, IA$63,410
Raleigh, NC$63,404
Atlanta, GA$63,307
Battle Creek, MI$63,287
Salt Lake City, UT$63,268
Lancaster, PA$63,171
Harrisburg, PA$63,080
Kansas City, MO$63,016
Champaign, IL$63,003
Kansas City, KS$63,003
Fort Worth, TX$62,996
Columbus, OH$62,985
Boca Raton, FL$62,970
Pittsburgh, PA$62,945
Richmond, VA$62,919
Indianapolis, IN$62,906
Cleveland, OH$62,899
Las Vegas, NV$62,822
Cincinnati, OH$62,822
Petersburg, VA$62,725
Huntsville, AL$62,628
Lansing, MI$62,584
Lebanon, PA$62,576
Pueblo, CO$62,570
Appleton, WI$62,550
Buffalo, NY$62,524
Dayton, OH$62,505
Racine, WI$62,492
Charlotte, NC$62,486
Saint Louis, MO$62,466
York, PA$62,427
Elkhart, IN$62,427
Gastonia, NC$62,415
Billings, MT$62,400
Beaumont, TX$62,382
Lorain, OH$62,369
Benton Harbor, MI$62,356
Toledo, OH$62,343
Binghamton, NY$62,311
Rock Hill, SC$62,305
Rockford, IL$62,272
Springfield, IL$62,246
Elyria, OH$62,240
Fargo, ND$62,240
Flagstaff, AZ$62,195
Fort Lauderdale, FL$62,156
Duluth, MN$62,117
Miami, FL$62,117
Cheyenne, WY$62,072
Grand Forks, ND$62,072
Bangor, ME$61,930
Cedar Rapids, IA$61,858
Durham, NC$61,831
Louisville, KY$61,826
Grand Rapids, MI$61,813
Hialeah, FL$61,807
Casper, WY$61,716
Scranton, PA$61,639
New Orleans, LA$61,619
Virginia Beach, VA$61,613
Akron, OH$61,580
Peoria, IL$61,496
Sarasota, FL$61,483
Nashville, TN$61,438
Omaha, NE$61,438
Green Bay, WI$61,438
Baton Rouge, LA$61,406
Charleston, SC$61,393
Jamestown, NY$61,361
Davenport, IA$61,361
Tucson, AZ$61,328
Saint Petersburg, FL$61,290
Tampa, FL$61,277
Evansville, IN$61,238
Port Arthur, TX$61,238
Bradenton, FL$61,212
Santa Fe, NM$61,096
Orlando, FL$60,979
Clearwater, FL$60,960
Canton, OH$60,824
La Crosse, WI$60,824
Albuquerque, NM$60,785
Newport News, VA$60,779
High Point, NC$60,759
Ogden, UT$60,734
Corpus Christi, TX$60,682
Norfolk, VA$60,643
Laramie, WY$60,643
Rock Island, IL$60,604
Saginaw, MI$60,591
Jacksonville, FL$60,585
Salisbury, NC$60,572
Boise, ID$60,559
Moline, IL$60,527
Fort Myers, FL$60,507
Memphis, TN$60,494
Tulsa, OK$60,462
Waterloo, IA$60,423
Spartanburg, SC$60,359
Lincoln, NE$60,326
Fort Wayne, IN$60,313
Provo, UT$60,307
Cedar Falls, IA$60,229
San Antonio, TX$60,203
Greensboro, NC$60,178
South Bend, IN$60,171
Savannah, GA$60,100
Muskegon, MI$60,074
Birmingham, AL$60,068
Winston Salem, NC$60,036
Lake Charles, LA$59,880
Anderson, IN$59,867
Lexington, KY$59,848
Augusta, GA$59,828
Greenville, SC$59,828
Lima, OH$59,777
Wichita, KS$59,770
Tuscaloosa, AL$59,770
Columbia, SC$59,712
Springfield, OH$59,699
Asheville, NC$59,596
Bloomington, IN$59,550
Knoxville, TN$59,318
Shreveport, LA$59,311
Wilmington, NC$59,227
Roanoke, VA$59,227
Topeka, KS$59,111
Frankfort, KY$59,104
Oklahoma City, OK$59,059
Chillicothe, OH$59,033
Longview, TX$59,027
Melbourne, FL$59,020
Sioux Falls, SD$58,917
Mobile, AL$58,910
Terre Haute, IN$58,884
Altoona, PA$58,846
Amarillo, TX$58,800
Killeen, TX$58,781
Fayetteville, AR$58,729
Chattanooga, TN$58,710
Sioux City, IA$58,652
Idaho Falls, ID$58,639
Lynchburg, VA$58,587
Gainesville, FL$58,503
Portsmouth, OH$58,471
Little Rock, AR$58,458
Lafayette, LA$58,432
Youngstown, OH$58,432
Daytona Beach, FL$58,393
Clarksville, TN$58,387
Pensacola, FL$58,380
Temple, TX$58,376
Hopkinsville, KY$58,186
Erie, PA$58,173
Florence, SC$58,147
Charleston, WV$58,044
Great Falls, MT$58,012
Macon, GA$57,921
Tallahassee, FL$57,915
Fayetteville, NC$57,902
Waco, TX$57,889
Helena, MT$57,844
Pine Bluff, AR$57,819
Vincennes, IN$57,740
Lubbock, TX$57,714
Alamogordo, NM$57,676
Twin Falls, ID$57,617
Rapid City, SD$57,598
Jackson, MS$57,482
Huntington, WV$57,477
Greenville, MS$57,475
Parkersburg, WV$57,409
Montgomery, AL$57,398
Wichita Falls, TX$57,333
Springfield, MO$57,333
Biloxi, MS$57,301
Monroe, LA$57,236
Johnstown, PA$57,191
Sumter, SC$57,165
Columbus, GA$57,158
Pascagoula, MS$57,035
Abilene, TX$57,035
Kingsport, TN$56,867
Albany, GA$56,867
Gulfport, MS$56,848
Alexandria, LA$56,635
Fort Smith, AR$56,473
El Paso, TX$56,298
Las Cruces, NM$56,008
Harlingen, TX$55,843
Pocatello, ID$55,833
Florence, AL$55,749
Brownsville, TX$55,736
Mcallen, TX$55,600
Dothan, AL$55,510
Columbus, MS$55,126
Altus, OK$54,824
Lawton, OK$54,702
Pierre, SD$54,469
What Skills Can Increase a Municipal Credit Analyst's Salary?
Demanded Skills for the Role:
Risk Management (Mentioned in 3.53% Job Postings): Risk management is the identification, evaluation, and prioritization of risks (defined in ISO 31000 as the effect of uncertainty on objectives) followed by coordinated and economical application of resources to minimize, monitor, and control the probability or impact of unfortunate events or to maximize the realization of opportunities. Risks can come from various sources including uncertainty in financial markets, threats from project failures (at any phase in design, development, production, or sustainment life-cycles), legal liabilities, credit risk, accidents, natural causes and disasters, deliberate attack from an adversary, or events of uncertain or unpredictable root-cause. There are two types of events i.e. negative events can be classified as risks while positive events are classified as opportunities. Several risk management standards have been developed including the Project Management Institute, the National Institute of Standards and Technology, actuarial societies, and ISO standards. Methods, definitions and goals vary widely according to whether the risk management method is in the context of project management, security, engineering, industrial processes, financial portfolios, actuarial assessments, or public health and safety.
HVAC (Mentioned in 5.49% Job Postings): Designing, developing, maintaining, and updating Heating, Ventilation, Air-conditioning and Cooling system.
Business Operations (Mentioned in 1.73% Job Postings): The outcome of business operations is the harvesting of value from assets owned by a business. Assets can be either physical or intangible. An example of value derived from a physical asset, like a building, is rent. An example of value derived from an intangible asset, like an idea, is a royalty. The effort involved in "harvesting" this value is what constitutes business operations cycles.
Mastering certain specialized skills can lead to a significant increase in pay.
Here are examples of skills and the potential impact they can have on a Municipal Credit Analyst's salary.
Square: Can increase your salary by up to 26%.
Presentation: Can increase your salary by up to 24%.
Program Management: Can increase your salary by up to 20%.
Municipal Credit Analyst Salary by Industry: Top Paying Sectors
For Municipal Credit Analyst roles, the industry you choose can affect earning potential
by as much as 47% (the gap between the highest and lowest paying industries).
Data shows that the Biotechnology and Software & Networking
sectors offer the strongest compensation, at 25% above the average.
In contrast, Municipal Credit Analyst positions in Transportation or Hospitality & Leisure typically offer lower base pay,
as these industries often view Municipal Credit Analyst as a support function rather than a direct revenue driver.
The top paying industries for a Municipal Credit Analyst
Industry Sector
Average Annual Salary
Average Hourly Rate
Pay vs.Avg
Biotechnology
$80,814
$39.0
25%
Software & Networking
$78,875
$38.0
22%
Insurance
$72,410
$35.0
12%
Energy & Utilities
$71,117
$34.0
10%
Financial Services
$71,117
$34.0
10%
Municipal Credit Analyst Salary: Hourly Rate, Weekly Pay, and Monthly Pay
Understanding how a Municipal Credit Analyst's annual salary breaks down can help with budgeting.
Below, you can see the average hourly rate, weekly pay, and monthly pay for this role.
Use the buttons to switch between different pay periods.
Hourly
Monthly
Weekly
Yearly
Table View
Last Updated on October 01, 2026
$60,613
Average$64,651/year
$69,898
$5,051
Average$5,388/month
$5,825
$1,166
Average$1,243/week
$1,344
$29
Average$31/hour
$34
Annual Salary
Monthly Pay
Weekly Pay
Hourly Wage
75th Percentile
$69,898
$5,825
$1,344
$34
Average
$64,651
$5,388
$1,243
$31
25th Percentile
$60,613
$5,051
$1,166
$29
Salaries of Jobs related to Municipal Credit Analyst
Commercial Credit Analyst III$92,481
Credit Analyst III$85,029
Credit and Collections Analyst III$79,884
Commercial Credit Analyst II$74,524
Credit Analyst II$71,202
Credit Analyst$70,285
Credit and Collections Analyst II$67,775
Municipal Analyst$65,431
Commercial Credit Analyst I$63,063
Credit and Collections Analyst I$61,198
Credit Analyst I$58,081
Salary Trends for Municipal Credit Analyst
Salaries for a Municipal Credit Analyst can change over time,
reflecting shifts in market demand and the overall economy.
The median salary decreased from $67,138 in 2023
to around $66,248 in 2025,
reflecting changes in demand, location, experience, and the wider economy.
For a detailed analysis of Municipal Credit Analyst salary trends,
.
Average Annual Salary of Municipal Credit Analyst Over Time
$???
$67,138
$66,653
$66,248
$???
$???
2022
2023
2024
2025
2026
2027
Year
Average Annual Salary
2022
View More
2023
$67,138
2024
$66,653
2025
$66,248
2026
View More
2027
View More
Most common benefits for Municipal Credit Analyst
Social Security
401 (k)
Disability
Healthcare
Pension
Time Off (days)
Common company salaries for Municipal Credit Analyst
Here are companies hiring for Municipal Credit Analyst and their salaries, click below for more details.
C$128,509/per year
C R Bard IncBiotechnologythe United States
H$124,697/per year
Henry Schein CanadaBiotechnologythe United States
N$123,899/per year
Nordex IncBiotechnologythe United States
N$120,416/per year
Nipro CorpBiotechnologythe United States
E$115,870/per year
EnovisBiotechnologythe United States
A$114,553/per year
Advanced Research Projects Agency - EnergyBiotechnologythe United States
M$112,110/per year
MiniMed IncBiotechnologythe United States
L$111,500/per year
Labcorp Drug DevelopmentBiotechnologythe United States
L$110,229/per year
Life Technologies CorpBiotechnologythe United States
Z$106,224/per year
Zimmer BiometBiotechnologythe United States
P$103,077/per year
Promontory TherapeuticsBiotechnologythe United States
S$102,181/per year
Steris PLCBiotechnologythe United States
G$97,274/per year
Gavin Conferences Pty LtdBiotechnologythe United States
E$94,764/per year
Endeavor BioMedicinesBiotechnologythe United States
R$94,402/per year
Replay Holdings LLCBiotechnologythe United States
P$94,235/per year
Pleno IncBiotechnologythe United States
S$93,666/per year
Simulaids IncBiotechnologythe United States
N$88,880/per year
NOIRLab/CASBiotechnologythe United States
O$86,468/per year
Onward TechnologyBiotechnologythe United States
L$84,895/per year
LED Medical Diagnostics IncBiotechnologythe United States
E$84,682/per year
Eyeco LtdBiotechnologythe United States
P$84,523/per year
PaerosolBiotechnologythe United States
I$83,525/per year
IONIQ Sciences IncBiotechnologythe United States
S$82,815/per year
Stateside PPEBiotechnologythe United States
D$82,041/per year
Digi BioBiotechnologythe United States
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FAQ about Municipal Credit Analyst
1. What industry pays the highest salary for Municipal Credit Analyst?
The Biotechnology industry offers the highest average compensation for Municipal Credit Analyst roles,
with salaries approximately 25% above the market median.
Where Does Our Salary Data Come From?
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
