Retirement Services Specialist Salary in the United States
How much does a Retirement Services Specialist make in the United States?
As of September 01, 2026, the average salary for a Retirement Services Specialist in the United States is $59,729 per year, which breaks down to an hourly rate of $29.
However, a Retirement Services Specialist's salary can vary significantly. Here’s a look at the typical salary range:
Top Earners (90th percentile): $72,607
Majority Range (25th-75th percentile): $52,102 to $66,470
Entry-Level (10th percentile): $45,158
10%$45,158
50% (Median)$59,729
90%$72,607
Retirement Services Specialist Salaries by Percentile
Key Factors That Influence Retirement Services Specialist Salaries
A Retirement Services Specialist's salary isn't a fixed number. It's shaped by several important factors.
Below, we'll explore how your years of experience, geographic location, education
and company size
can directly affect your earning potential.
How Experience Level Affects Retirement Services Specialist Salaries?
Experience is a primary driver of a Retirement Services Specialist's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
How Do Retirement Services Specialist Salaries Vary from State to State?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Retirement Services Specialists. For example, consider the average annual salaries in these key locations:
District of Columbia: $66,132.
California: $65,881.
Massachusetts: $65,003.
District of Columbia$66,132
California$65,881
Massachusetts$65,003
Washington$64,764
New Jersey$64,741
Alaska$64,657
Connecticut$63,833
New York$63,498
Hawaii$62,429
Rhode Island$61,927
Maryland$61,587
Minnesota$61,121
Colorado$60,942
Illinois$60,882
Oregon$60,655
Delaware$60,488
New Hampshire$60,383
Virginia$60,147
Pennsylvania$59,461
Nevada$59,114
North Dakota$59,001
Michigan$58,821
Wisconsin$58,756
Vermont$58,624
Texas$58,260
Maine$58,236
Arizona$58,200
Ohio$58,158
Georgia$57,609
Indiana$57,334
Wyoming$57,280
Utah$57,197
Iowa$57,161
Kansas$56,874
Louisiana$56,791
North Carolina$56,761
Missouri$56,749
Florida$56,516
Montana$56,390
Nebraska$56,271
Kentucky$56,205
South Carolina$55,966
Tennessee$55,817
Idaho$55,757
New Mexico$55,321
Oklahoma$55,226
Alabama$54,873
South Dakota$54,282
Arkansas$53,959
West Virginia$53,786
Mississippi$53,267
Top Paying Cities for Retirement Services Specialists
Salaries can also vary between different cities.
Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay.
Here are a few examples of average annual salaries in different U.S. cities:
San Jose: $75,337
San Francisco: $74,512
Oakland: $72,941
San Jose, CA$75,337
San Francisco, CA$74,512
Oakland, CA$72,941
New York, NY$68,772
Paramus, NJ$67,936
Queens Village, NY$67,933
Passaic, NJ$67,876
Bergenfield, NJ$67,870
Stamford, CT$67,739
Huntington, NY$67,715
Newark, NJ$67,273
Bridgeport, CT$67,147
Vallejo, CA$67,028
New Brunswick, NJ$67,004
Petaluma, CA$66,968
Middlesex, NJ$66,855
Somerset, NJ$66,813
Santa Cruz, CA$66,736
Boston, MA$66,371
Monterey, CA$66,162
Seattle, WA$66,025
Santa Rosa, CA$66,013
Los Angeles, CA$65,995
Juneau, AK$65,840
Washington, DC$65,774
Orange, CA$65,561
Santa Ana, CA$65,404
Long Beach, CA$65,344
Anaheim, CA$65,332
Anchorage, AK$65,302
Santa Maria, CA$65,123
Everett, WA$65,111
Danbury, CT$64,901
Bremerton, WA$64,818
Tacoma, WA$64,603
New Suffolk, NY$64,602
Sacramento, CA$64,585
Santa Barbara, CA$64,520
Trenton, NJ$64,454
San Diego, CA$64,454
Brockton, MA$64,388
Fairbanks, AK$64,242
Lompoc, CA$64,090
Lowell, MA$64,041
Ventura, CA$64,030
Nashua, NH$64,018
Stockton, CA$64,012
Modesto, CA$63,576
Poughkeepsie, NY$63,444
Olympia, WA$63,331
Kennewick, WA$63,331
New Haven, CT$63,307
Lawrence, MA$63,092
Hartford, CT$63,032
Riverside, CA$63,020
New Bedford, MA$62,961
Richland, WA$62,961
Bakersfield, CA$62,877
San Bernardino, CA$62,853
New Britain, CT$62,847
Atlantic City, NJ$62,847
New London, CT$62,823
Norwich, CT$62,805
Portsmouth, NH$62,793
Boulder, CO$62,667
Portland, OR$62,584
Worcester, MA$62,578
Minneapolis, MN$62,393
Philadelphia, PA$62,310
Honolulu, HI$62,112
Saint Paul, MN$62,084
Vineland, NJ$62,071
Providence, RI$61,897
Chicago, IL$61,724
Bellingham, WA$61,653
Springfield, MA$61,605
Baltimore, MD$61,587
Chico, CA$61,438
Pittsfield, MA$61,276
Manchester, NH$61,163
Spokane, WA$60,900
Denver, CO$60,894
Albany, NY$60,613
Troy, NY$60,589
Nassau, NY$60,525
Schenectady, NY$60,464
Wilmington, DE$60,416
Burlington, VT$60,333
Salem, OR$60,309
Portland, ME$60,124
Yakima, WA$60,064
Rochester, MN$59,879
Reno, NV$59,849
Fresno, CA$59,849
Milwaukee, WI$59,795
Detroit, MI$59,735
Ann Arbor, MI$59,725
Allentown, PA$59,717
Colorado Springs, CO$59,616
Syracuse, NY$59,586
Carson City, NV$59,586
Houston, TX$59,502
Eugene, OR$59,472
Gary, IN$59,401
Springfield, OR$59,353
Bismarck, ND$59,341
Galveston, TX$59,299
Medford, OR$59,210
Fort Collins, CO$59,186
Concord, NH$59,156
Austin, TX$59,138
Mesa, AZ$59,013
Reading, PA$59,007
Phoenix, AZ$59,001
Dallas, TX$58,983
Saint Cloud, MN$58,925
Madison, WI$58,845
Utica, NY$58,684
Rochester, NY$58,588
Des Moines, IA$58,582
Raleigh, NC$58,577
Atlanta, GA$58,487
Battle Creek, MI$58,469
Salt Lake City, UT$58,451
Lancaster, PA$58,361
Harrisburg, PA$58,278
Kansas City, MO$58,218
Champaign, IL$58,206
Kansas City, KS$58,206
Fort Worth, TX$58,200
Columbus, OH$58,190
Boca Raton, FL$58,176
Pittsburgh, PA$58,152
Richmond, VA$58,129
Indianapolis, IN$58,117
Cleveland, OH$58,111
Las Vegas, NV$58,039
Cincinnati, OH$58,039
Petersburg, VA$57,949
Huntsville, AL$57,860
Lansing, MI$57,820
Lebanon, PA$57,812
Pueblo, CO$57,806
Appleton, WI$57,788
Buffalo, NY$57,764
Dayton, OH$57,746
Racine, WI$57,734
Charlotte, NC$57,728
Saint Louis, MO$57,710
York, PA$57,675
Elkhart, IN$57,675
Gastonia, NC$57,663
Billings, MT$57,649
Beaumont, TX$57,633
Lorain, OH$57,621
Benton Harbor, MI$57,609
Toledo, OH$57,597
Binghamton, NY$57,567
Rock Hill, SC$57,561
Rockford, IL$57,531
Springfield, IL$57,507
Elyria, OH$57,501
Fargo, ND$57,501
Flagstaff, AZ$57,460
Fort Lauderdale, FL$57,424
Duluth, MN$57,388
Miami, FL$57,388
Cheyenne, WY$57,346
Grand Forks, ND$57,346
Bangor, ME$57,215
Cedar Rapids, IA$57,149
Durham, NC$57,124
Louisville, KY$57,119
Grand Rapids, MI$57,107
Hialeah, FL$57,101
Casper, WY$57,018
Scranton, PA$56,946
New Orleans, LA$56,928
Virginia Beach, VA$56,922
Akron, OH$56,892
Peoria, IL$56,815
Sarasota, FL$56,803
Nashville, TN$56,761
Omaha, NE$56,761
Green Bay, WI$56,761
Baton Rouge, LA$56,731
Charleston, SC$56,719
Jamestown, NY$56,689
Davenport, IA$56,689
Tucson, AZ$56,659
Saint Petersburg, FL$56,623
Tampa, FL$56,611
Evansville, IN$56,576
Port Arthur, TX$56,576
Bradenton, FL$56,552
Santa Fe, NM$56,444
Orlando, FL$56,337
Clearwater, FL$56,319
Canton, OH$56,193
La Crosse, WI$56,193
Albuquerque, NM$56,157
Newport News, VA$56,152
High Point, NC$56,134
Ogden, UT$56,110
Corpus Christi, TX$56,062
Norfolk, VA$56,026
Laramie, WY$56,026
Rock Island, IL$55,990
Saginaw, MI$55,978
Jacksonville, FL$55,972
Salisbury, NC$55,960
Boise, ID$55,948
Moline, IL$55,919
Fort Myers, FL$55,901
Memphis, TN$55,889
Tulsa, OK$55,859
Waterloo, IA$55,823
Spartanburg, SC$55,763
Lincoln, NE$55,733
Fort Wayne, IN$55,721
Provo, UT$55,715
Cedar Falls, IA$55,644
San Antonio, TX$55,620
Greensboro, NC$55,596
South Bend, IN$55,590
Savannah, GA$55,524
Muskegon, MI$55,500
Birmingham, AL$55,494
Winston Salem, NC$55,465
Lake Charles, LA$55,321
Anderson, IN$55,309
Lexington, KY$55,291
Augusta, GA$55,273
Greenville, SC$55,273
Lima, OH$55,226
Wichita, KS$55,220
Tuscaloosa, AL$55,220
Columbia, SC$55,166
Springfield, OH$55,154
Asheville, NC$55,058
Bloomington, IN$55,017
Knoxville, TN$54,802
Shreveport, LA$54,796
Wilmington, NC$54,718
Roanoke, VA$54,718
Topeka, KS$54,610
Frankfort, KY$54,604
Oklahoma City, OK$54,563
Chillicothe, OH$54,539
Longview, TX$54,533
Melbourne, FL$54,527
Sioux Falls, SD$54,431
Mobile, AL$54,425
Terre Haute, IN$54,401
Altoona, PA$54,366
Amarillo, TX$54,324
Killeen, TX$54,306
Fayetteville, AR$54,258
Chattanooga, TN$54,240
Sioux City, IA$54,186
Idaho Falls, ID$54,174
Lynchburg, VA$54,127
Gainesville, FL$54,049
Portsmouth, OH$54,019
Little Rock, AR$54,007
Lafayette, LA$53,983
Youngstown, OH$53,983
Daytona Beach, FL$53,948
Clarksville, TN$53,942
Pensacola, FL$53,936
Temple, TX$53,931
Hopkinsville, KY$53,756
Erie, PA$53,744
Florence, SC$53,721
Charleston, WV$53,625
Great Falls, MT$53,595
Macon, GA$53,511
Tallahassee, FL$53,506
Fayetteville, NC$53,494
Waco, TX$53,482
Helena, MT$53,440
Pine Bluff, AR$53,417
Vincennes, IN$53,344
Lubbock, TX$53,320
Alamogordo, NM$53,285
Twin Falls, ID$53,231
Rapid City, SD$53,213
Jackson, MS$53,105
Huntington, WV$53,101
Greenville, MS$53,099
Parkersburg, WV$53,038
Montgomery, AL$53,028
Wichita Falls, TX$52,968
Springfield, MO$52,968
Biloxi, MS$52,938
Monroe, LA$52,878
Johnstown, PA$52,837
Sumter, SC$52,813
Columbus, GA$52,807
Pascagoula, MS$52,693
Abilene, TX$52,693
Kingsport, TN$52,538
Albany, GA$52,538
Gulfport, MS$52,520
Alexandria, LA$52,323
Fort Smith, AR$52,174
El Paso, TX$52,012
Las Cruces, NM$51,743
Harlingen, TX$51,592
Pocatello, ID$51,582
Florence, AL$51,505
Brownsville, TX$51,493
Mcallen, TX$51,367
Dothan, AL$51,284
Columbus, MS$50,929
Altus, OK$50,650
Lawton, OK$50,537
Pierre, SD$50,322
What Skills Can Increase a Retirement Services Specialist's Salary?
Demanded Skills for the Role:
Customer Service (Mentioned in 12.01% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
Microsoft Office (Mentioned in 2.57% Job Postings): Microsoft Office is a suite of desktop productivity applications that is designed by Microsoft for business use. You can create documents containing text and images, work with data in spreadsheets and databases, create presentations and posters.
Auditing (Mentioned in 1.54% Job Postings): Auditing refers to the independent examination of financial information of any entity whether profit oriented or not. It is a safeguard measure that prevents corruption.
Mastering certain specialized skills can lead to a significant increase in pay.
Here are examples of skills and the potential impact they can have on a Retirement Services Specialist's salary.
Complex Problem Solving: Can increase your salary by up to 26%.
Talent Acquisition: Can increase your salary by up to 8%.
Talent Management: Can increase your salary by up to 8%.
Retirement Services Specialist Salary by Industry: Top Paying Sectors
For Retirement Services Specialist roles, the industry you choose can affect earning potential
by as much as 40% (the gap between the highest and lowest paying industries).
Data shows that the Financial Services and Chemicals
sectors offer the strongest compensation, at 20% above the average.
In contrast, Retirement Services Specialist positions in Energy & Utilities or Business Services typically offer lower base pay,
as these industries often view Retirement Services Specialist as a support function rather than a direct revenue driver.
The top paying industries for a Retirement Services Specialist
Industry Sector
Average Annual Salary
Average Hourly Rate
Pay vs.Avg
Financial Services
$71,675
$34.0
20%
Chemicals
$68,689
$33.0
15%
Transportation
$68,091
$33.0
14%
MFG Durable
$66,897
$32.0
12%
Biotechnology
$65,702
$32.0
10%
How Education impacts a Retirement Services Specialist's Salary?
Your level of education can impact your salary potential.
While many Retirement Services Specialists enter the field with a High School Diploma or Technical Certificate degree,
higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data,
the median salary for a Retirement Services Specialist with a High School Diploma or Technical Certificate is between
$57,246
and $61,482).
Retirement Services Specialist Salaries by Degree Level
$63,300
$62,500
$61,600
$60,700
$59,900
$59,000
$58,200
$57,300
No Diploma
High School
Associates
Bachelors
Masters
Doctorate
Typical Education for Retirement Services Specialist
Degree Level
% of user with this level of education
No Diploma
9.1%
High School
13.6%
Associates
9.1%
Bachelors
50.0%
Masters
18.2%
Doctorate
0.0%
Typical Education for Retirement Services Specialist
Understanding how a Retirement Services Specialist's annual salary breaks down can help with budgeting.
Below, you can see the average hourly rate, weekly pay, and monthly pay for this role.
Use the buttons to switch between different pay periods.
Hourly
Monthly
Weekly
Yearly
Table View
Last Updated on September 01, 2026
$52,102
Average$59,729/year
$66,470
$4,342
Average$4,977/month
$5,539
$1,002
Average$1,149/week
$1,278
$25
Average$29/hour
$32
Annual Salary
Monthly Pay
Weekly Pay
Hourly Wage
75th Percentile
$66,470
$5,539
$1,278
$32
Average
$59,729
$4,977
$1,149
$29
25th Percentile
$52,102
$4,342
$1,002
$25
Salaries of Jobs related to Retirement Services Specialist
Retirement Plan Services Manager$140,084
Retirement Education Specialist$105,672
Retirement Plan Services Supervisor$95,110
Retirement Plan Services Specialist III$93,648
Retirement Plan Services Specialist II$71,784
Retirement Plan Specialist$63,891
Retirement Specialist$62,192
Retirement Plan Services Specialist I$58,620
Individual Retirement Account Specialist$55,900
Retirement Operations Specialist$43,788
Retirement Plan Services Representative$43,718
Salary Trends for Retirement Services Specialist
Salaries for a Retirement Services Specialist can change over time,
reflecting shifts in market demand and the overall economy.
The median salary increased from $69,645 in 2023
to around $69,848 in 2025,
reflecting changes in demand, location, experience, and the wider economy.
For a detailed analysis of Retirement Services Specialist salary trends,
.
Average Annual Salary of Retirement Services Specialist Over Time
$???
$69,645
$69,999
$69,848
$???
$???
2022
2023
2024
2025
2026
2027
Year
Average Annual Salary
2022
View More
2023
$69,645
2024
$69,999
2025
$69,848
2026
View More
2027
View More
Most common benefits for Retirement Services Specialist
Social Security
401 (k)
Disability
Healthcare
Pension
Time Off (days)
Common company salaries for Retirement Services Specialist
Here are companies hiring for Retirement Services Specialist and their salaries, click below for more details.
C$128,509/per year
C R Bard IncBiotechnologythe United States
H$124,697/per year
Henry Schein CanadaBiotechnologythe United States
N$123,899/per year
Nordex IncBiotechnologythe United States
N$120,416/per year
Nipro CorpBiotechnologythe United States
E$115,870/per year
EnovisBiotechnologythe United States
A$114,553/per year
Advanced Research Projects Agency - EnergyBiotechnologythe United States
M$112,110/per year
MiniMed IncBiotechnologythe United States
L$111,500/per year
Labcorp Drug DevelopmentBiotechnologythe United States
L$110,229/per year
Life Technologies CorpBiotechnologythe United States
Z$106,224/per year
Zimmer BiometBiotechnologythe United States
P$103,077/per year
Promontory TherapeuticsBiotechnologythe United States
S$102,181/per year
Steris PLCBiotechnologythe United States
G$97,274/per year
Gavin Conferences Pty LtdBiotechnologythe United States
E$94,764/per year
Endeavor BioMedicinesBiotechnologythe United States
R$94,402/per year
Replay Holdings LLCBiotechnologythe United States
P$94,235/per year
Pleno IncBiotechnologythe United States
S$93,666/per year
Simulaids IncBiotechnologythe United States
N$88,880/per year
NOIRLab/CASBiotechnologythe United States
O$86,468/per year
Onward TechnologyBiotechnologythe United States
L$84,895/per year
LED Medical Diagnostics IncBiotechnologythe United States
E$84,682/per year
Eyeco LtdBiotechnologythe United States
P$84,523/per year
PaerosolBiotechnologythe United States
I$83,525/per year
IONIQ Sciences IncBiotechnologythe United States
S$82,815/per year
Stateside PPEBiotechnologythe United States
D$82,041/per year
Digi BioBiotechnologythe United States
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FAQ about Retirement Services Specialist
1. What industry pays the highest salary for Retirement Services Specialist?
The Financial Services industry offers the highest average compensation for Retirement Services Specialist roles,
with salaries approximately 20% above the market median.
Where Does Our Salary Data Come From?
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
