Reverse Mortgage Loan Officer Salary in the United States
How much does a Reverse Mortgage Loan Officer make in the United States?
As of October 01, 2026, the average salary for a Reverse Mortgage Loan Officer in the United States is $51,430 per year, which breaks down to an hourly rate of $25.
However, a Reverse Mortgage Loan Officer's salary can vary significantly. Here’s a look at the typical salary range:
Top Earners (90th percentile): $61,026
Majority Range (25th-75th percentile): $44,503 to $56,453
Entry-Level (10th percentile): $38,197
10%$38,197
50% (Median)$51,430
90%$61,026
Reverse Mortgage Loan Officer Salaries by Percentile
Key Factors That Influence Reverse Mortgage Loan Officer Salaries
A Reverse Mortgage Loan Officer's salary isn't a fixed number. It's shaped by several important factors.
Below, we'll explore how your years of experience, geographic location
and company size
can directly affect your earning potential.
How Experience Level Affects Reverse Mortgage Loan Officer Salaries?
Experience is a primary driver of a Reverse Mortgage Loan Officer's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
How Do Reverse Mortgage Loan Officer Salaries Vary from State to State?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Reverse Mortgage Loan Officers. For example, consider the average annual salaries in these key locations:
District of Columbia: $56,943.
California: $56,727.
Massachusetts: $55,971.
District of Columbia$56,943
California$56,727
Massachusetts$55,971
Washington$55,765
New Jersey$55,745
Alaska$55,673
Connecticut$54,963
New York$54,675
Hawaii$53,754
Rhode Island$53,322
Maryland$53,029
Minnesota$52,628
Colorado$52,474
Illinois$52,422
Oregon$52,227
Delaware$52,083
New Hampshire$51,992
Virginia$51,790
Pennsylvania$51,198
Nevada$50,900
North Dakota$50,802
Michigan$50,648
Wisconsin$50,591
Vermont$50,478
Texas$50,165
Maine$50,144
Arizona$50,113
Ohio$50,077
Georgia$49,604
Indiana$49,367
Wyoming$49,321
Utah$49,249
Iowa$49,218
Kansas$48,971
Louisiana$48,899
North Carolina$48,874
Missouri$48,863
Florida$48,663
Montana$48,555
Nebraska$48,452
Kentucky$48,395
South Carolina$48,190
Tennessee$48,061
Idaho$48,010
New Mexico$47,634
Oklahoma$47,552
Alabama$47,249
South Dakota$46,739
Arkansas$46,462
West Virginia$46,313
Mississippi$45,865
Top Paying Cities for Reverse Mortgage Loan Officers
Salaries can also vary between different cities.
Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay.
Here are a few examples of average annual salaries in different U.S. cities:
San Jose: $64,868
San Francisco: $64,158
Oakland: $62,806
San Jose, CA$64,868
San Francisco, CA$64,158
Oakland, CA$62,806
New York, NY$59,216
Paramus, NJ$58,496
Queens Village, NY$58,493
Passaic, NJ$58,444
Bergenfield, NJ$58,440
Stamford, CT$58,327
Huntington, NY$58,305
Newark, NJ$57,925
Bridgeport, CT$57,817
Vallejo, CA$57,715
New Brunswick, NJ$57,694
Petaluma, CA$57,663
Middlesex, NJ$57,565
Somerset, NJ$57,529
Santa Cruz, CA$57,463
Boston, MA$57,149
Monterey, CA$56,968
Seattle, WA$56,851
Santa Rosa, CA$56,840
Los Angeles, CA$56,825
Juneau, AK$56,691
Washington, DC$56,634
Orange, CA$56,451
Santa Ana, CA$56,316
Long Beach, CA$56,264
Anaheim, CA$56,254
Anchorage, AK$56,228
Santa Maria, CA$56,074
Everett, WA$56,064
Danbury, CT$55,883
Bremerton, WA$55,812
Tacoma, WA$55,626
New Suffolk, NY$55,625
Sacramento, CA$55,611
Santa Barbara, CA$55,554
Trenton, NJ$55,498
San Diego, CA$55,498
Brockton, MA$55,441
Fairbanks, AK$55,315
Lompoc, CA$55,184
Lowell, MA$55,143
Ventura, CA$55,133
Nashua, NH$55,122
Stockton, CA$55,117
Modesto, CA$54,742
Poughkeepsie, NY$54,629
Olympia, WA$54,531
Kennewick, WA$54,531
New Haven, CT$54,510
Lawrence, MA$54,325
Hartford, CT$54,274
Riverside, CA$54,264
New Bedford, MA$54,212
Richland, WA$54,212
Bakersfield, CA$54,140
San Bernardino, CA$54,120
New Britain, CT$54,114
Atlantic City, NJ$54,114
New London, CT$54,094
Norwich, CT$54,078
Portsmouth, NH$54,068
Boulder, CO$53,959
Portland, OR$53,888
Worcester, MA$53,883
Minneapolis, MN$53,724
Philadelphia, PA$53,652
Honolulu, HI$53,482
Saint Paul, MN$53,457
Vineland, NJ$53,446
Providence, RI$53,297
Chicago, IL$53,148
Bellingham, WA$53,086
Springfield, MA$53,045
Baltimore, MD$53,029
Chico, CA$52,901
Pittsfield, MA$52,762
Manchester, NH$52,664
Spokane, WA$52,438
Denver, CO$52,433
Albany, NY$52,191
Troy, NY$52,170
Nassau, NY$52,115
Schenectady, NY$52,062
Wilmington, DE$52,021
Burlington, VT$51,949
Salem, OR$51,929
Portland, ME$51,769
Yakima, WA$51,718
Rochester, MN$51,558
Reno, NV$51,533
Fresno, CA$51,533
Milwaukee, WI$51,486
Detroit, MI$51,435
Ann Arbor, MI$51,426
Allentown, PA$51,420
Colorado Springs, CO$51,332
Syracuse, NY$51,306
Carson City, NV$51,306
Houston, TX$51,234
Eugene, OR$51,209
Gary, IN$51,147
Springfield, OR$51,106
Bismarck, ND$51,096
Galveston, TX$51,060
Medford, OR$50,982
Fort Collins, CO$50,962
Concord, NH$50,936
Austin, TX$50,921
Mesa, AZ$50,813
Reading, PA$50,807
Phoenix, AZ$50,802
Dallas, TX$50,787
Saint Cloud, MN$50,738
Madison, WI$50,669
Utica, NY$50,530
Rochester, NY$50,447
Des Moines, IA$50,442
Raleigh, NC$50,437
Atlanta, GA$50,360
Battle Creek, MI$50,345
Salt Lake City, UT$50,329
Lancaster, PA$50,252
Harrisburg, PA$50,180
Kansas City, MO$50,129
Champaign, IL$50,118
Kansas City, KS$50,118
Fort Worth, TX$50,113
Columbus, OH$50,104
Boca Raton, FL$50,093
Pittsburgh, PA$50,072
Richmond, VA$50,051
Indianapolis, IN$50,041
Cleveland, OH$50,036
Las Vegas, NV$49,974
Cincinnati, OH$49,974
Petersburg, VA$49,897
Huntsville, AL$49,820
Lansing, MI$49,786
Lebanon, PA$49,779
Pueblo, CO$49,774
Appleton, WI$49,758
Buffalo, NY$49,738
Dayton, OH$49,722
Racine, WI$49,712
Charlotte, NC$49,707
Saint Louis, MO$49,691
York, PA$49,661
Elkhart, IN$49,661
Gastonia, NC$49,651
Billings, MT$49,639
Beaumont, TX$49,625
Lorain, OH$49,614
Benton Harbor, MI$49,604
Toledo, OH$49,594
Binghamton, NY$49,568
Rock Hill, SC$49,563
Rockford, IL$49,537
Springfield, IL$49,517
Elyria, OH$49,511
Fargo, ND$49,511
Flagstaff, AZ$49,475
Fort Lauderdale, FL$49,445
Duluth, MN$49,414
Miami, FL$49,414
Cheyenne, WY$49,378
Grand Forks, ND$49,378
Bangor, ME$49,265
Cedar Rapids, IA$49,208
Durham, NC$49,186
Louisville, KY$49,182
Grand Rapids, MI$49,172
Hialeah, FL$49,167
Casper, WY$49,095
Scranton, PA$49,033
New Orleans, LA$49,018
Virginia Beach, VA$49,013
Akron, OH$48,987
Peoria, IL$48,920
Sarasota, FL$48,910
Nashville, TN$48,874
Omaha, NE$48,874
Green Bay, WI$48,874
Baton Rouge, LA$48,848
Charleston, SC$48,838
Jamestown, NY$48,812
Davenport, IA$48,812
Tucson, AZ$48,786
Saint Petersburg, FL$48,755
Tampa, FL$48,745
Evansville, IN$48,714
Port Arthur, TX$48,714
Bradenton, FL$48,694
Santa Fe, NM$48,601
Orlando, FL$48,509
Clearwater, FL$48,493
Canton, OH$48,385
La Crosse, WI$48,385
Albuquerque, NM$48,354
Newport News, VA$48,349
High Point, NC$48,334
Ogden, UT$48,313
Corpus Christi, TX$48,272
Norfolk, VA$48,241
Laramie, WY$48,241
Rock Island, IL$48,210
Saginaw, MI$48,200
Jacksonville, FL$48,195
Salisbury, NC$48,185
Boise, ID$48,174
Moline, IL$48,149
Fort Myers, FL$48,133
Memphis, TN$48,123
Tulsa, OK$48,097
Waterloo, IA$48,066
Spartanburg, SC$48,015
Lincoln, NE$47,989
Fort Wayne, IN$47,979
Provo, UT$47,974
Cedar Falls, IA$47,912
San Antonio, TX$47,891
Greensboro, NC$47,871
South Bend, IN$47,866
Savannah, GA$47,809
Muskegon, MI$47,789
Birmingham, AL$47,783
Winston Salem, NC$47,758
Lake Charles, LA$47,634
Anderson, IN$47,624
Lexington, KY$47,609
Augusta, GA$47,593
Greenville, SC$47,593
Lima, OH$47,552
Wichita, KS$47,547
Tuscaloosa, AL$47,547
Columbia, SC$47,501
Springfield, OH$47,490
Asheville, NC$47,408
Bloomington, IN$47,372
Knoxville, TN$47,187
Shreveport, LA$47,182
Wilmington, NC$47,115
Roanoke, VA$47,115
Topeka, KS$47,022
Frankfort, KY$47,017
Oklahoma City, OK$46,981
Chillicothe, OH$46,961
Longview, TX$46,955
Melbourne, FL$46,950
Sioux Falls, SD$46,868
Mobile, AL$46,863
Terre Haute, IN$46,842
Altoona, PA$46,811
Amarillo, TX$46,775
Killeen, TX$46,760
Fayetteville, AR$46,719
Chattanooga, TN$46,703
Sioux City, IA$46,657
Idaho Falls, ID$46,647
Lynchburg, VA$46,606
Gainesville, FL$46,539
Portsmouth, OH$46,513
Little Rock, AR$46,503
Lafayette, LA$46,482
Youngstown, OH$46,482
Daytona Beach, FL$46,451
Clarksville, TN$46,446
Pensacola, FL$46,441
Temple, TX$46,438
Hopkinsville, KY$46,287
Erie, PA$46,277
Florence, SC$46,256
Charleston, WV$46,174
Great Falls, MT$46,148
Macon, GA$46,076
Tallahassee, FL$46,071
Fayetteville, NC$46,061
Waco, TX$46,050
Helena, MT$46,014
Pine Bluff, AR$45,995
Vincennes, IN$45,932
Lubbock, TX$45,911
Alamogordo, NM$45,881
Twin Falls, ID$45,834
Rapid City, SD$45,819
Jackson, MS$45,726
Huntington, WV$45,723
Greenville, MS$45,721
Parkersburg, WV$45,669
Montgomery, AL$45,659
Wichita Falls, TX$45,608
Springfield, MO$45,608
Biloxi, MS$45,582
Monroe, LA$45,531
Johnstown, PA$45,495
Sumter, SC$45,474
Columbus, GA$45,469
Pascagoula, MS$45,371
Abilene, TX$45,371
Kingsport, TN$45,238
Albany, GA$45,238
Gulfport, MS$45,222
Alexandria, LA$45,053
Fort Smith, AR$44,924
El Paso, TX$44,785
Las Cruces, NM$44,554
Harlingen, TX$44,423
Pocatello, ID$44,415
Florence, AL$44,348
Brownsville, TX$44,338
Mcallen, TX$44,230
Dothan, AL$44,158
Columbus, MS$43,852
Altus, OK$43,612
Lawton, OK$43,515
Pierre, SD$43,330
What Skills Can Increase a Reverse Mortgage Loan Officer's Salary?
Demanded Skills for the Role:
Customer Service (Mentioned in 3.95% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
CRM (Mentioned in 5.87% Job Postings): Customer relationship management (CRM) is a technology for managing all your company's relationships and interactions with customers and potential customers.
Mortgage Lending (Mentioned in 0.84% Job Postings): A mortgage loan is a secured loan that allows you to avail funds by providing an immovable asset, such as a house or commercial property, as collateral to the lender.
Mastering certain specialized skills can lead to a significant increase in pay.
Here are examples of skills and the potential impact they can have on a Reverse Mortgage Loan Officer's salary.
Food Safety: Can increase your salary by up to 82%.
Integrity: Can increase your salary by up to 4%.
Products and Services: Can increase your salary by up to 4%.
Reverse Mortgage Loan Officer Salary by Industry: Top Paying Sectors
For Reverse Mortgage Loan Officer roles, the industry you choose can affect earning potential
by as much as 35% (the gap between the highest and lowest paying industries).
Data shows that the Financial Services and Edu., Gov't. & Nonprofit
sectors offer the strongest compensation, at 20% above the average.
In contrast, Reverse Mortgage Loan Officer positions in Insurance or Business Services typically offer lower base pay,
as these industries often view Reverse Mortgage Loan Officer as a support function rather than a direct revenue driver.
The top paying industries for a Reverse Mortgage Loan Officer
Understanding how a Reverse Mortgage Loan Officer's annual salary breaks down can help with budgeting.
Below, you can see the average hourly rate, weekly pay, and monthly pay for this role.
Use the buttons to switch between different pay periods.
Hourly
Monthly
Weekly
Yearly
Table View
Last Updated on October 01, 2026
$44,503
Average$51,430/year
$56,453
$3,709
Average$4,286/month
$4,704
$856
Average$989/week
$1,086
$21
Average$25/hour
$27
Annual Salary
Monthly Pay
Weekly Pay
Hourly Wage
75th Percentile
$56,453
$4,704
$1,086
$27
Average
$51,430
$4,286
$989
$25
25th Percentile
$44,503
$3,709
$856
$21
Salaries of Jobs related to Reverse Mortgage Loan Officer
Licensed Mortgage Loan Officer$69,395
Mortgage Loan Officer II$65,384
Senior Mortgage Loan Officer$64,067
Residential Mortgage Loan Officer$51,405
Agent Mortgage Loan Officer$50,606
Junior Mortgage Loan Officer$50,417
Mortgage Loan Officer Strategic$50,006
Mortgage Loan Officer$49,862
Reverse Mortgage Specialist$49,166
Mortgage Loan Officer Assistant$47,231
Reverse Mortgage Consultant$40,834
Salary Trends for Reverse Mortgage Loan Officer
Salaries for a Reverse Mortgage Loan Officer can change over time,
reflecting shifts in market demand and the overall economy.
The median salary decreased from $60,651 in 2023
to around $60,231 in 2025,
reflecting changes in demand, location, experience, and the wider economy.
For a detailed analysis of Reverse Mortgage Loan Officer salary trends,
.
Average Annual Salary of Reverse Mortgage Loan Officer Over Time
$???
$60,651
$60,575
$60,231
$???
$???
2022
2023
2024
2025
2026
2027
Year
Average Annual Salary
2022
View More
2023
$60,651
2024
$60,575
2025
$60,231
2026
View More
2027
View More
Most common benefits for Reverse Mortgage Loan Officer
Social Security
401 (k)
Disability
Healthcare
Pension
Time Off (days)
Common company salaries for Reverse Mortgage Loan Officer
Here are companies hiring for Reverse Mortgage Loan Officer and their salaries, click below for more details.
K$114,295/per year
Kpmg Us LLPBusiness Servicesthe United States
W$114,096/per year
Warner Bros DiscoveryBusiness Servicesthe United States
D$111,927/per year
Dentsu International LtdBusiness Servicesthe United States
G$111,873/per year
GroupM Worldwide IncBusiness Servicesthe United States
C$111,651/per year
CoWorx StaffingBusiness Servicesthe United States
C$110,194/per year
Contemporary Services CorpBusiness Servicesthe United States
S$107,128/per year
Showcase CinemasBusiness Servicesthe United States
A$106,429/per year
Amentum Services IncBusiness Servicesthe United States
A$106,199/per year
Allied Universal Security Services LLCBusiness Servicesthe United States
S$106,104/per year
Sodexo USABusiness Servicesthe United States
J$105,192/per year
JLL TechnologiesBusiness Servicesthe United States
I$104,478/per year
Intact Insurance Group USA LLCBusiness Servicesthe United States
N$101,619/per year
NielsenIQBusiness Servicesthe United States
T$101,470/per year
The Leading Edge AllianceBusiness Servicesthe United States
H$101,308/per year
Honeywell UOPBusiness Servicesthe United States
R$97,720/per year
Reeve & AssociatesBusiness Servicesthe United States
M$97,584/per year
ManpowerGroup Global IncBusiness Servicesthe United States
F$95,980/per year
Financial Sys NcoBusiness Servicesthe United States
A$95,314/per year
Arrow Global LtdBusiness Servicesthe United States
C$94,777/per year
CarMax Enterprise Services LLCBusiness Servicesthe United States
D$94,479/per year
DZConneXBusiness Servicesthe United States
A$93,802/per year
Adecco Staffing, USABusiness Servicesthe United States
R$92,937/per year
Resource MFGBusiness Servicesthe United States
Z$92,774/per year
Zachry Brands IncBusiness Servicesthe United States
G$88,138/per year
Greystar Worldwide LLCBusiness Servicesthe United States
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FAQ about Reverse Mortgage Loan Officer
1. What industry pays the highest salary for Reverse Mortgage Loan Officer?
The Financial Services industry offers the highest average compensation for Reverse Mortgage Loan Officer roles,
with salaries approximately 20% above the market median.
Where Does Our Salary Data Come From?
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
