Structured Finance Associate Salary in the United States

How much does a Structured Finance Associate make in the United States?

As of February 01, 2026, the average salary for a Structured Finance Associate in the United States is $107,517 per year, which breaks down to an hourly rate of $52.

However, a Structured Finance Associate's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $123,490
  • Majority Range (25th-75th percentile): $97,277 to $115,878
  • Entry-Level (10th percentile): $87,954
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View as table View as graph 25% $97,277 10% $87,954 90% $123,490 75% $115,878 $107,517 50%(Median) Didn’t find job title? Click

Structured Finance Associate Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $115,878 $9,657 $2,228 $56
Average $107,517 $8,960 $2,068 $52
25th Percentile $97,277 $8,106 $1,871 $47
Check out Structured Finance Associate Job Openings in the United States
Associate Program Finance

L3Harris Technologies - MASON, OH

Senior Associate Program Finance

L3Harris Technologies - LONDONDERRY, NH

Associate Finance Manager

Lockheed Martin - MARIETTA, GA

Associate Program Finance

L3Harris Technologies - SALT LAKE CITY, UT

Search More Structured Finance Associate Jobs in the United States

Key Factors That Influence Structured Finance Associate Salaries

A Structured Finance Associate's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Structured Finance Associate Salaries?

Experience is a primary driver of a Structured Finance Associate's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $105,099
  • Early Career (1-2 years): $105,384
  • Mid-Level (2-4 years): $107,233
  • Senior-Level (5-8 years): $110,866
  • Expert (over 8 years): $112,844
Levels Salary
Entry Level Structured Finance Associate$105,099
Intermediate Level Structured Finance Associate$105,384
Senior Level Structured Finance Associate$107,233
Specialist Level Structured Finance Associate$110,866
Expert Level Structured Finance Associate$112,844
$105,099 0 yr
$105,384 < 2 yrs
$107,233 2-4 yrs
$110,866 5-8 yrs
$112,844 > 8 yrs
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What Am I Worth?

How Do Structured Finance Associate Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Structured Finance Associates. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $119,043.
  • California: $118,591.
  • Massachusetts: $117,011.

Top Paying Cities for Structured Finance Associates

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $135,611
  • San Francisco: $134,278
  • Oakland: $131,300

What Skills Can Increase a Structured Finance Associate's Salary?

Demanded Skills for the Role:

  • Analysis (Mentioned in 15.93% Job Postings): Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
  • Data Analysis (Mentioned in 1.59% Job Postings): Data analysis is a process of inspecting, cleansing, transforming, and modeling data with the goal of discovering useful information, informing conclusions, and supporting decision-making. Data analysis has multiple facets and approaches, encompassing diverse techniques under a variety of names, and is used in different business, science, and social science domains. In today's business world, data analysis plays a role in making decisions more scientific and helping businesses operate more effectively. Data mining is a particular data analysis technique that focuses on modeling and knowledge discovery for predictive rather than purely descriptive purposes, while business intelligence covers data analysis that relies heavily on aggregation, focusing mainly on business information. In statistical applications, data analysis can be divided into descriptive statistics, exploratory data analysis (EDA), and confirmatory data analysis (CDA). EDA focuses on discovering new features in the data while CDA focuses on confirming or falsifying existing hypotheses. Predictive analytics focuses on application of statistical models for predictive forecasting or classification, while text analytics applies statistical, linguistic, and structural techniques to extract and classify information from textual sources, a species of unstructured data. All of the above are varieties of data analysis.
  • Financial Analysis (Mentioned in 1.13% Job Postings): Financial statement analysis (or financial analysis) is the process of reviewing and analyzing a company's financial statements to make better economic decisions to earn income in future. These statements include the income statement, balance sheet, statement of cash flows, notes to accounts and a statement of changes in equity (if applicable). Financial statement analysis is a method or process involving specific techniques for evaluating risks, performance, financial health, and future prospects of an organization. It is used by a variety of stakeholders, such as credit and equity investors, the government, the public, and decision-makers within the organization. These stakeholders have different interests and apply a variety of different techniques to meet their needs. For example, equity investors are interested in the long-term earnings power of the organization and perhaps the sustainability and growth of dividend payments. Creditors want to ensure the interest and principal is paid on the organizations debt securities (e.g., bonds) when due.
See More Skills
Skills Demand Percentage
Analysis 15.93%
Data Analysis 1.59%
Financial Analysis 1.13%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Structured Finance Associate's salary.
  • Supply Chain: Can increase your salary by up to 52%.
  • Python: Can increase your salary by up to 15%.
  • Trading: Can increase your salary by up to 14%.
Skill Salary Salary % Increase
Supply Chain
$163,426
52%
Python
$123,645
15%
Trading
$122,569
14%
Business Development
$121,494
13%
Asset Management
$120,419
12%
Client Service
$120,419
12%
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How Education impacts a Structured Finance Associate's Salary?

Your level of education can impact your salary potential. While many Structured Finance Associates enter the field with a Bachelor's Degree degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for a Structured Finance Associate with a Bachelor's Degree is between $114,164 and $121,491).

Structured Finance Associate Salaries by Degree Level

Typical Education for Structured Finance Associate
Degree Level % of user with this level of education
No Diploma 3.6%
High School 3.6%
Associates 46.4%
Bachelors 39.3%
Masters 46.4%
Doctorate 10.7%
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Structured Finance Associate Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Structured Finance Associate's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on February 01, 2026

Salary Trends for Structured Finance Associate

Salaries for a Structured Finance Associate can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $96,264 in 2023 to around $95,080 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Structured Finance Associate salary trends, .

Average Annual Salary of Structured Finance Associate Over Time

2022
$???
2023
$96,264
2024
$96,705
2025
$95,080
2026
$???
2027
$???
Year Average Annual Salary
2022
View More
2023 $96,264
2024 $96,705
2025 $95,080
2026
View More
2027
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Most common benefits for Structured Finance Associate

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Common company salaries for Structured Finance Associate

Here are companies hiring for Structured Finance Associate and their salaries, click below for more details.

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Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

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