As of January 01, 2026, the average annual salary for Loan Servicing Specialist in the US is $41,921, equivalent to $20 per hour, $806 weekly, or $3,493 monthly. These figures, sourced from Salary.com’s real-time job posting scans, highlight competitive earning potential for Loan Servicing Specialist in cities like Santa Clara, San Jose, and Fremont.

Annually Salaries for Loan Servicing Specialist in the US vary widely, spanning from $35,996 to $48,319. Most professionals fall between the 25th percentile ($38,820) and 75th percentile ($45,270), while top earners (90th percentile) make $48,319 per year. This $6,450 pay gap underscores opportunities for salary growth through certifications, specialized skills like Customer Service or Commercial Loans, or targeting high-paying regions like District of Columbia or California.

Location and experience significantly influence earnings. For example, District of Columbia Loan Servicing Specialist often earn 10.7% above national averages due to demand from Fortune 67 companies and industry startups. Professionals are advised to focus on high-growth sectors like to offset market challenges.

Based on HR-reported data: a national average with a geographic differential
Loan Servicing Specialist Salaries by Percentile
Percentile Salary Location Last Updated
10th Percentile Loan Servicing Specialist Salary $35,996 US January 01, 2026
25th Percentile Loan Servicing Specialist Salary $38,820 US January 01, 2026
50th Percentile Loan Servicing Specialist Salary $41,921 US January 01, 2026
75th Percentile Loan Servicing Specialist Salary $45,270 US January 01, 2026
90th Percentile Loan Servicing Specialist Salary $48,319 US January 01, 2026
25% $38,820 10% $35,996 90% $48,319 75% $45,270 $41,921 50%(Median) Didn’t find job title? Click
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Loan Servicing Specialist

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Average Base Salary

Core compensation

 
 
 
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45270
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Average Total Cash Compensation

Includes base and annual incentives

 
 
 
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50804
44977
These charts show the average base salary (core compensation), as well as the average total cash compensation for the job of Loan Servicing Specialist in the United States. The base salary for Loan Servicing Specialist ranges from $38,820 to $45,270 with the average base salary of $41,921. The total cash compensation, which includes base, and annual incentives, can vary anywhere from $40,211 to $50,804 with the average total cash compensation of $44,977.

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38820
45270

 

Skills associated with Loan Servicing Specialist: Loan Servicing

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