As of September 01, 2026, the average annual salary for Loan Underwriter in Rhode Island is $68,038, equivalent to $33 per hour, $1,308 weekly, or $5,670 monthly. These figures, sourced from Salary.com’s real-time job posting scans, highlight competitive earning potential for Loan Underwriter in cities like San Jose, Santa Clara, and San Francisco.

Annually Salaries for Loan Underwriter in Rhode Island vary widely, spanning from $54,650 to $89,262. Most professionals fall between the 25th percentile ($61,030) and 75th percentile ($79,147), while top earners (90th percentile) make $89,262 per year. This $18,117 pay gap underscores opportunities for salary growth through certifications, specialized skills like Analysis or Tax Return, or targeting high-paying regions like District of Columbia or California.

Location and experience significantly influence earnings. For example, Rhode Island Loan Underwriter often earn 3.7% higher than national averages due to demand from Fortune 73 companies. However, Rhode Island currently ranks 10 nationwide for Loan Underwriter job salary. Professionals are advised to focus on high-growth sectors like to offset market challenges.

Based on HR-reported data: a national average with a geographic differential
Loan Underwriter Salaries by Percentile
Percentile Salary Location Last Updated
10th Percentile Loan Underwriter Salary $54,650 RI September 01, 2026
25th Percentile Loan Underwriter Salary $61,030 RI September 01, 2026
50th Percentile Loan Underwriter Salary $68,038 RI September 01, 2026
75th Percentile Loan Underwriter Salary $79,147 RI September 01, 2026
90th Percentile Loan Underwriter Salary $89,262 RI September 01, 2026
25% $61,030 10% $54,650 90% $89,262 75% $79,147 $68,038 50%(Median) Didn’t find job title? Click
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Check out Loan Underwriter jobs in Rhode Island

Retail Loan Processor/Underwriter I

Reliance Savings Bank - ALTOONA, PA

Executive Underwriter

Zurich Insurance Company Ltd. - SCHILLER PARK, IL

Executive Underwriter

Zurich Insurance Company Ltd. - BOLINAS, CA

Executive Underwriter

Zurich Insurance Company Ltd. - CHELSEA AND CLINTON, NY

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Loan Underwriter

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Location Avg. Salary Date Updated
Location Coventry, RI Avg. Salary $66,261 Date Updated September 01, 2026
Location Cumberland, RI Avg. Salary $66,395 Date Updated September 01, 2026
Location East Providence, RI Avg. Salary $65,976 Date Updated September 01, 2026
Location Narragansett, RI Avg. Salary $66,543 Date Updated September 01, 2026
Location Tiverton, RI Avg. Salary $66,770 Date Updated September 01, 2026
Location Westerly, RI Avg. Salary $66,718 Date Updated September 01, 2026
Location Woonsocket, RI Avg. Salary $66,601 Date Updated September 01, 2026
Location Adamsville, RI Avg. Salary $66,828 Date Updated September 01, 2026
Location Albion, RI Avg. Salary $66,264 Date Updated September 01, 2026
Location Ashaway, RI Avg. Salary $66,702 Date Updated September 01, 2026
Job Openings for Loan Underwriter in Rhode Island

Career Path for this job

  1. This Job:

    Loan Underwriter

    0 - 2 years experience
    Bachelor's Degree

  2. Up a level:

    Mortgage Underwriter II

    2 - 4 years experience
    Bachelor's Degree

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