As of September 01, 2026, the average annual salary for Loan Underwriter in Virginia is $66,082, equivalent to $32 per hour, $1,271 weekly, or $5,507 monthly. These figures, sourced from Salary.com’s real-time job posting scans, highlight competitive earning potential for Loan Underwriter in cities like San Jose, Santa Clara, and San Francisco.

Annually Salaries for Loan Underwriter in Virginia vary widely, spanning from $53,079 to $86,696. Most professionals fall between the 25th percentile ($59,276) and 75th percentile ($76,872), while top earners (90th percentile) make $86,696 per year. This $17,596 pay gap underscores opportunities for salary growth through certifications, specialized skills like Analysis or Tax Return, or targeting high-paying regions like District of Columbia or California.

Location and experience significantly influence earnings. For example, Virginia Loan Underwriter often earn 0.7% higher than national averages due to demand from Fortune 73 companies. However, Virginia currently ranks 18 nationwide for Loan Underwriter job salary. Professionals are advised to focus on high-growth sectors like to offset market challenges.

Based on HR-reported data: a national average with a geographic differential
Loan Underwriter Salaries by Percentile
Percentile Salary Location Last Updated
10th Percentile Loan Underwriter Salary $53,079 VA September 01, 2026
25th Percentile Loan Underwriter Salary $59,276 VA September 01, 2026
50th Percentile Loan Underwriter Salary $66,082 VA September 01, 2026
75th Percentile Loan Underwriter Salary $76,872 VA September 01, 2026
90th Percentile Loan Underwriter Salary $86,696 VA September 01, 2026
25% $59,276 10% $53,079 90% $86,696 75% $76,872 $66,082 50%(Median) Didn’t find job title? Click
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Check out Loan Underwriter jobs in Virginia

Retail Loan Processor/Underwriter I

Reliance Savings Bank - ALTOONA, PA

Executive Underwriter

Zurich Insurance Company Ltd. - SCHILLER PARK, IL

Executive Underwriter

Zurich Insurance Company Ltd. - BOLINAS, CA

Executive Underwriter

Zurich Insurance Company Ltd. - CHELSEA AND CLINTON, NY

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Loan Underwriter

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Location Avg. Salary Date Updated
Location Annandale, VA Avg. Salary $69,931 Date Updated September 01, 2026
Location Virginia State University, VA Avg. Salary $61,764 Date Updated September 01, 2026
Location Abingdon, VA Avg. Salary $57,799 Date Updated September 01, 2026
Location Accomac, VA Avg. Salary $60,507 Date Updated September 01, 2026
Location Achilles, VA Avg. Salary $60,020 Date Updated September 01, 2026
Location Afton, VA Avg. Salary $59,573 Date Updated September 01, 2026
Location Alberta, VA Avg. Salary $60,543 Date Updated September 01, 2026
Location Aldie, VA Avg. Salary $66,765 Date Updated September 01, 2026
Location Alexandria, VA Avg. Salary $70,093 Date Updated September 01, 2026
Location Altavista, VA Avg. Salary $58,237 Date Updated September 01, 2026
Job Openings for Loan Underwriter in Virginia

Career Path for this job

  1. This Job:

    Loan Underwriter

    0 - 2 years experience
    Bachelor's Degree

  2. Up a level:

    Mortgage Underwriter II

    2 - 4 years experience
    Bachelor's Degree

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