Associate Loan Officer Salary in the United States
How much does an Associate Loan Officer make in the United States?
As of September 01, 2026, the average salary for an Associate Loan Officer in the United States is $67,108 per year, which breaks down to an hourly rate of $32.
However, an Associate Loan Officer's salary can vary significantly. Here’s a look at the typical salary range:
Top Earners (90th percentile): $79,246
Majority Range (25th-75th percentile): $58,369 to $73,461
Key Factors That Influence Associate Loan Officer Salaries
An Associate Loan Officer's salary isn't a fixed number. It's shaped by several important factors.
Below, we'll explore how your years of experience, geographic location, education
and company size
can directly affect your earning potential.
How Experience Level Affects Associate Loan Officer Salaries?
Experience is a primary driver of an Associate Loan Officer's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
How Do Associate Loan Officer Salaries Vary from State to State?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Associate Loan Officers. For example, consider the average annual salaries in these key locations:
District of Columbia: $74,302.
California: $74,020.
Massachusetts: $73,033.
District of Columbia$74,302
California$74,020
Massachusetts$73,033
Washington$72,765
New Jersey$72,738
Alaska$72,644
Connecticut$71,718
New York$71,342
Hawaii$70,141
Rhode Island$69,577
Maryland$69,195
Minnesota$68,671
Colorado$68,470
Illinois$68,403
Oregon$68,148
Delaware$67,960
New Hampshire$67,842
Virginia$67,577
Pennsylvania$66,806
Nevada$66,416
North Dakota$66,289
Michigan$66,088
Wisconsin$66,014
Vermont$65,866
Texas$65,457
Maine$65,430
Arizona$65,390
Ohio$65,343
Georgia$64,725
Indiana$64,417
Wyoming$64,356
Utah$64,262
Iowa$64,222
Kansas$63,900
Louisiana$63,806
North Carolina$63,772
Missouri$63,759
Florida$63,497
Montana$63,356
Nebraska$63,222
Kentucky$63,148
South Carolina$62,880
Tennessee$62,712
Idaho$62,645
New Mexico$62,155
Oklahoma$62,048
Alabama$61,652
South Dakota$60,987
Arkansas$60,625
West Virginia$60,430
Mississippi$59,847
Top Paying Cities for Associate Loan Officers
Salaries can also vary between different cities.
Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay.
Here are a few examples of average annual salaries in different U.S. cities:
San Jose: $84,643
San Francisco: $83,716
Oakland: $81,952
San Jose, CA$84,643
San Francisco, CA$83,716
Oakland, CA$81,952
New York, NY$77,267
Paramus, NJ$76,328
Queens Village, NY$76,324
Passaic, NJ$76,261
Bergenfield, NJ$76,254
Stamford, CT$76,107
Huntington, NY$76,079
Newark, NJ$75,583
Bridgeport, CT$75,442
Vallejo, CA$75,308
New Brunswick, NJ$75,281
Petaluma, CA$75,241
Middlesex, NJ$75,114
Somerset, NJ$75,067
Santa Cruz, CA$74,979
Boston, MA$74,570
Monterey, CA$74,335
Seattle, WA$74,181
Santa Rosa, CA$74,167
Los Angeles, CA$74,147
Juneau, AK$73,973
Washington, DC$73,899
Orange, CA$73,660
Santa Ana, CA$73,483
Long Beach, CA$73,416
Anaheim, CA$73,402
Anchorage, AK$73,369
Santa Maria, CA$73,168
Everett, WA$73,154
Danbury, CT$72,918
Bremerton, WA$72,825
Tacoma, WA$72,584
New Suffolk, NY$72,582
Sacramento, CA$72,564
Santa Barbara, CA$72,490
Trenton, NJ$72,416
San Diego, CA$72,416
Brockton, MA$72,342
Fairbanks, AK$72,178
Lompoc, CA$72,007
Lowell, MA$71,952
Ventura, CA$71,939
Nashua, NH$71,926
Stockton, CA$71,919
Modesto, CA$71,429
Poughkeepsie, NY$71,282
Olympia, WA$71,154
Kennewick, WA$71,154
New Haven, CT$71,127
Lawrence, MA$70,886
Hartford, CT$70,819
Riverside, CA$70,805
New Bedford, MA$70,738
Richland, WA$70,738
Bakersfield, CA$70,644
San Bernardino, CA$70,617
New Britain, CT$70,611
Atlantic City, NJ$70,611
New London, CT$70,584
Norwich, CT$70,564
Portsmouth, NH$70,550
Boulder, CO$70,408
Portland, OR$70,315
Worcester, MA$70,309
Minneapolis, MN$70,101
Philadelphia, PA$70,007
Honolulu, HI$69,785
Saint Paul, MN$69,753
Vineland, NJ$69,738
Providence, RI$69,544
Chicago, IL$69,349
Bellingham, WA$69,269
Springfield, MA$69,215
Baltimore, MD$69,195
Chico, CA$69,027
Pittsfield, MA$68,846
Manchester, NH$68,718
Spokane, WA$68,423
Denver, CO$68,416
Albany, NY$68,101
Troy, NY$68,074
Nassau, NY$68,002
Schenectady, NY$67,933
Wilmington, DE$67,879
Burlington, VT$67,785
Salem, OR$67,759
Portland, ME$67,551
Yakima, WA$67,484
Rochester, MN$67,275
Reno, NV$67,242
Fresno, CA$67,242
Milwaukee, WI$67,182
Detroit, MI$67,114
Ann Arbor, MI$67,103
Allentown, PA$67,094
Colorado Springs, CO$66,980
Syracuse, NY$66,947
Carson City, NV$66,947
Houston, TX$66,853
Eugene, OR$66,819
Gary, IN$66,739
Springfield, OR$66,685
Bismarck, ND$66,671
Galveston, TX$66,625
Medford, OR$66,524
Fort Collins, CO$66,497
Concord, NH$66,463
Austin, TX$66,443
Mesa, AZ$66,302
Reading, PA$66,296
Phoenix, AZ$66,289
Dallas, TX$66,269
Saint Cloud, MN$66,204
Madison, WI$66,115
Utica, NY$65,933
Rochester, NY$65,826
Des Moines, IA$65,819
Raleigh, NC$65,813
Atlanta, GA$65,712
Battle Creek, MI$65,692
Salt Lake City, UT$65,672
Lancaster, PA$65,571
Harrisburg, PA$65,477
Kansas City, MO$65,410
Champaign, IL$65,396
Kansas City, KS$65,396
Fort Worth, TX$65,390
Columbus, OH$65,378
Boca Raton, FL$65,363
Pittsburgh, PA$65,336
Richmond, VA$65,309
Indianapolis, IN$65,296
Cleveland, OH$65,289
Las Vegas, NV$65,209
Cincinnati, OH$65,209
Petersburg, VA$65,108
Huntsville, AL$65,007
Lansing, MI$64,962
Lebanon, PA$64,954
Pueblo, CO$64,947
Appleton, WI$64,927
Buffalo, NY$64,900
Dayton, OH$64,880
Racine, WI$64,866
Charlotte, NC$64,860
Saint Louis, MO$64,839
York, PA$64,799
Elkhart, IN$64,799
Gastonia, NC$64,786
Billings, MT$64,770
Beaumont, TX$64,752
Lorain, OH$64,739
Benton Harbor, MI$64,725
Toledo, OH$64,712
Binghamton, NY$64,678
Rock Hill, SC$64,672
Rockford, IL$64,638
Springfield, IL$64,611
Elyria, OH$64,605
Fargo, ND$64,605
Flagstaff, AZ$64,558
Fort Lauderdale, FL$64,517
Duluth, MN$64,477
Miami, FL$64,477
Cheyenne, WY$64,430
Grand Forks, ND$64,430
Bangor, ME$64,282
Cedar Rapids, IA$64,209
Durham, NC$64,180
Louisville, KY$64,175
Grand Rapids, MI$64,162
Hialeah, FL$64,155
Casper, WY$64,061
Scranton, PA$63,980
New Orleans, LA$63,960
Virginia Beach, VA$63,954
Akron, OH$63,920
Peoria, IL$63,833
Sarasota, FL$63,819
Nashville, TN$63,772
Omaha, NE$63,772
Green Bay, WI$63,772
Baton Rouge, LA$63,739
Charleston, SC$63,725
Jamestown, NY$63,692
Davenport, IA$63,692
Tucson, AZ$63,658
Saint Petersburg, FL$63,618
Tampa, FL$63,605
Evansville, IN$63,564
Port Arthur, TX$63,564
Bradenton, FL$63,538
Santa Fe, NM$63,417
Orlando, FL$63,296
Clearwater, FL$63,276
Canton, OH$63,135
La Crosse, WI$63,135
Albuquerque, NM$63,095
Newport News, VA$63,088
High Point, NC$63,068
Ogden, UT$63,041
Corpus Christi, TX$62,987
Norfolk, VA$62,947
Laramie, WY$62,947
Rock Island, IL$62,907
Saginaw, MI$62,893
Jacksonville, FL$62,887
Salisbury, NC$62,873
Boise, ID$62,860
Moline, IL$62,826
Fort Myers, FL$62,806
Memphis, TN$62,793
Tulsa, OK$62,759
Waterloo, IA$62,719
Spartanburg, SC$62,652
Lincoln, NE$62,618
Fort Wayne, IN$62,605
Provo, UT$62,598
Cedar Falls, IA$62,518
San Antonio, TX$62,491
Greensboro, NC$62,464
South Bend, IN$62,457
Savannah, GA$62,383
Muskegon, MI$62,356
Birmingham, AL$62,350
Winston Salem, NC$62,317
Lake Charles, LA$62,155
Anderson, IN$62,142
Lexington, KY$62,122
Augusta, GA$62,101
Greenville, SC$62,101
Lima, OH$62,048
Wichita, KS$62,041
Tuscaloosa, AL$62,041
Columbia, SC$61,981
Springfield, OH$61,967
Asheville, NC$61,860
Bloomington, IN$61,813
Knoxville, TN$61,571
Shreveport, LA$61,565
Wilmington, NC$61,477
Roanoke, VA$61,477
Topeka, KS$61,357
Frankfort, KY$61,349
Oklahoma City, OK$61,303
Chillicothe, OH$61,276
Longview, TX$61,269
Melbourne, FL$61,263
Sioux Falls, SD$61,155
Mobile, AL$61,149
Terre Haute, IN$61,122
Altoona, PA$61,081
Amarillo, TX$61,034
Killeen, TX$61,014
Fayetteville, AR$60,961
Chattanooga, TN$60,941
Sioux City, IA$60,880
Idaho Falls, ID$60,867
Lynchburg, VA$60,813
Gainesville, FL$60,726
Portsmouth, OH$60,692
Little Rock, AR$60,679
Lafayette, LA$60,652
Youngstown, OH$60,652
Daytona Beach, FL$60,612
Clarksville, TN$60,605
Pensacola, FL$60,598
Temple, TX$60,594
Hopkinsville, KY$60,397
Erie, PA$60,384
Florence, SC$60,357
Charleston, WV$60,249
Great Falls, MT$60,216
Macon, GA$60,122
Tallahassee, FL$60,115
Fayetteville, NC$60,102
Waco, TX$60,088
Helena, MT$60,041
Pine Bluff, AR$60,016
Vincennes, IN$59,934
Lubbock, TX$59,907
Alamogordo, NM$59,867
Twin Falls, ID$59,806
Rapid City, SD$59,786
Jackson, MS$59,665
Huntington, WV$59,661
Greenville, MS$59,659
Parkersburg, WV$59,590
Montgomery, AL$59,578
Wichita Falls, TX$59,511
Springfield, MO$59,511
Biloxi, MS$59,478
Monroe, LA$59,410
Johnstown, PA$59,363
Sumter, SC$59,337
Columbus, GA$59,330
Pascagoula, MS$59,202
Abilene, TX$59,202
Kingsport, TN$59,028
Albany, GA$59,028
Gulfport, MS$59,008
Alexandria, LA$58,786
Fort Smith, AR$58,619
El Paso, TX$58,437
Las Cruces, NM$58,135
Harlingen, TX$57,965
Pocatello, ID$57,954
Florence, AL$57,867
Brownsville, TX$57,854
Mcallen, TX$57,713
Dothan, AL$57,619
Columbus, MS$57,220
Altus, OK$56,907
Lawton, OK$56,780
Pierre, SD$56,538
What Skills Can Increase an Associate Loan Officer's Salary?
Demanded Skills for the Role:
Analysis (Mentioned in 8.28% Job Postings): Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
Financial Statements (Mentioned in 2% Job Postings): Obtaining and creating formal records of business activities and cash flows to provide results for financial performance.
Bank Secrecy Act (Mentioned in 1.18% Job Postings): The Currency and Foreign Transactions Reporting Act of 1970—which legislative framework is commonly referred to as the "Bank Secrecy Act" (BSA)—requires U.S. financial institutions to assist U.S. government agencies to detect and prevent money laundering.
Mastering certain specialized skills can lead to a significant increase in pay.
Here are examples of skills and the potential impact they can have on an Associate Loan Officer's salary.
Risk Management: Can increase your salary by up to 13%.
Portfolio Management: Can increase your salary by up to 10%.
Community Development: Can increase your salary by up to 10%.
Associate Loan Officer Salary by Industry: Top Paying Sectors
For Associate Loan Officer roles, the industry you choose can affect earning potential
by as much as 80% (the gap between the highest and lowest paying industries).
Data shows that the Financial Services and Business Services
sectors offer the strongest compensation, at 40% above the average.
In contrast, Associate Loan Officer positions in Insurance or Edu., Gov't. & Nonprofit typically offer lower base pay,
as these industries often view Associate Loan Officer as a support function rather than a direct revenue driver.
The top paying industries for an Associate Loan Officer
Industry Sector
Average Annual Salary
Average Hourly Rate
Pay vs.Avg
Financial Services
$93,951
$45.0
40%
Business Services
$80,529
$39.0
20%
How Education impacts an Associate Loan Officer's Salary?
Your level of education can impact your salary potential.
While many Associate Loan Officers enter the field with a Bachelor's Degree degree,
higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data,
the median salary for an Associate Loan Officer with a Bachelor's Degree is between
$68,774
and $73,968).
Understanding how an Associate Loan Officer's annual salary breaks down can help with budgeting.
Below, you can see the average hourly rate, weekly pay, and monthly pay for this role.
Use the buttons to switch between different pay periods.
Hourly
Monthly
Weekly
Yearly
Table View
Last Updated on September 01, 2026
$58,369
Average$67,108/year
$73,461
$4,864
Average$5,592/month
$6,122
$1,122
Average$1,291/week
$1,413
$28
Average$32/hour
$35
Annual Salary
Monthly Pay
Weekly Pay
Hourly Wage
75th Percentile
$73,461
$6,122
$1,413
$35
Average
$67,108
$5,592
$1,291
$32
25th Percentile
$58,369
$4,864
$1,122
$28
Salaries of Jobs related to Associate Loan Officer
Construction Loan Officer$112,164
Loan Officer III$95,500
Senior Loan Officer$85,892
Loan Review Officer$75,349
Loan Officer II$74,190
Commercial Loan Officer$67,657
Loan Officer$65,309
Junior Loan Officer$62,690
Loan Officer I$53,000
Loan Officer Assistant$49,684
Loan Associate$42,404
Salary Trends for Associate Loan Officer
Salaries for an Associate Loan Officer can change over time,
reflecting shifts in market demand and the overall economy.
The median salary decreased from $63,266 in 2023
to around $61,789 in 2025,
reflecting changes in demand, location, experience, and the wider economy.
For a detailed analysis of Associate Loan Officer salary trends,
.
Average Annual Salary of Associate Loan Officer Over Time
$???
$63,266
$62,436
$61,789
$???
$???
2022
2023
2024
2025
2026
2027
Year
Average Annual Salary
2022
View More
2023
$63,266
2024
$62,436
2025
$61,789
2026
View More
2027
View More
Most common benefits for Associate Loan Officer
Social Security
401 (k)
Disability
Healthcare
Pension
Time Off (days)
Common company salaries for Associate Loan Officer
Here are companies hiring for Associate Loan Officer and their salaries, click below for more details.
K$114,295/per year
Kpmg Us LLPBusiness Servicesthe United States
W$114,096/per year
Warner Bros DiscoveryBusiness Servicesthe United States
D$111,927/per year
Dentsu International LtdBusiness Servicesthe United States
G$111,873/per year
GroupM Worldwide IncBusiness Servicesthe United States
C$111,651/per year
CoWorx StaffingBusiness Servicesthe United States
C$110,194/per year
Contemporary Services CorpBusiness Servicesthe United States
S$107,128/per year
Showcase CinemasBusiness Servicesthe United States
A$106,429/per year
Amentum Services IncBusiness Servicesthe United States
A$106,199/per year
Allied Universal Security Services LLCBusiness Servicesthe United States
S$106,104/per year
Sodexo USABusiness Servicesthe United States
J$105,192/per year
JLL TechnologiesBusiness Servicesthe United States
I$104,478/per year
Intact Insurance Group USA LLCBusiness Servicesthe United States
N$101,619/per year
NielsenIQBusiness Servicesthe United States
T$101,470/per year
The Leading Edge AllianceBusiness Servicesthe United States
H$101,308/per year
Honeywell UOPBusiness Servicesthe United States
R$97,720/per year
Reeve & AssociatesBusiness Servicesthe United States
M$97,584/per year
ManpowerGroup Global IncBusiness Servicesthe United States
F$95,980/per year
Financial Sys NcoBusiness Servicesthe United States
A$95,314/per year
Arrow Global LtdBusiness Servicesthe United States
C$94,777/per year
CarMax Enterprise Services LLCBusiness Servicesthe United States
D$94,479/per year
DZConneXBusiness Servicesthe United States
A$93,802/per year
Adecco Staffing, USABusiness Servicesthe United States
R$92,937/per year
Resource MFGBusiness Servicesthe United States
Z$92,774/per year
Zachry Brands IncBusiness Servicesthe United States
G$88,138/per year
Greystar Worldwide LLCBusiness Servicesthe United States
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FAQ about Associate Loan Officer
1. What industry pays the highest salary for Associate Loan Officer?
The Financial Services industry offers the highest average compensation for Associate Loan Officer roles,
with salaries approximately 40% above the market median.
Where Does Our Salary Data Come From?
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
