Business Insurance Agent Salary in the United States

How much does a Business Insurance Agent make in the United States?

As of January 01, 2026, the average salary for a Business Insurance Agent in the United States is $85,801 per year, which breaks down to an hourly rate of $41.

However, a Business Insurance Agent's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $108,423
  • Majority Range (25th-75th percentile): $76,391 to $97,642
  • Entry-Level (10th percentile): $67,824
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View as table View as graph 25% $76,391 10% $67,824 90% $108,423 75% $97,642 $85,801 50%(Median) Didn’t find job title? Click

Business Insurance Agent Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $97,642 $8,137 $1,878 $47
Average $85,801 $7,150 $1,650 $41
25th Percentile $76,391 $6,366 $1,469 $37
Check out Business Insurance Agent Job Openings in the United States
Licensed Insurance

Concentrix - ASHLEY, OH

Spanish English Bilingual Licensed Insurance

Concentrix - ASHLEY, OH

Personal Lines Insurance Agent

Zander Insurance Agency - NASHVILLE, TN

Personal Lines Insurance Agent

Triad Financial Services Inc - JACKSONVILLE, FL

Search More Business Insurance Agent Jobs in the United States

Key Factors That Influence Business Insurance Agent Salaries

A Business Insurance Agent's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Business Insurance Agent Salaries?

Experience is a primary driver of a Business Insurance Agent's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $81,851
  • Early Career (1-2 years): $82,131
  • Mid-Level (2-4 years): $85,801
  • Senior-Level (5-8 years): $90,677
  • Expert (over 8 years): $91,025
Levels Salary
Entry Level Business Insurance Agent$81,851
Intermediate Level Business Insurance Agent$82,131
Senior Level Business Insurance Agent$85,801
Specialist Level Business Insurance Agent$90,677
Expert Level Business Insurance Agent$91,025
$81,851 0 yr
$82,131 < 2 yrs
$85,801 2-4 yrs
$90,677 5-8 yrs
$91,025 > 8 yrs
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What Am I Worth?

How Do Business Insurance Agent Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Business Insurance Agents. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $94,999.
  • California: $94,639.
  • Massachusetts: $93,377.

Top Paying Cities for Business Insurance Agents

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $108,221
  • San Francisco: $107,157
  • Oakland: $104,780

What Skills Can Increase a Business Insurance Agent's Salary?

Demanded Skills for the Role:

  • Presentation (Mentioned in 6.24% Job Postings): Presentation conveys information from a speaker to an audience. Presentations are typically demonstrations, introduction, lecture, or speech meant to inform, persuade, inspire, motivate, build goodwill, or present a new idea/product.
  • Prospecting (Mentioned in 2.75% Job Postings): Prospecting is the first stage of the geological analysis (second – exploration) of a territory. It is the physical search for minerals, fossils, precious metals or mineral specimens, and is also known as fossicking. Prospecting is a small-scale form of mineral exploration which is an organised, large scale effort undertaken by commercial mineral companies to find commercially viable ore deposits. Prospecting is physical labour, involving traversing (traditionally on foot or on horseback), panning, sifting and outcrop investigation, looking for signs of mineralisation. In some areas a prospector must also make claims, meaning they must erect posts with the appropriate placards on all four corners of a desired land they wish to prospect and register this claim before they may take samples. In other areas publicly held lands are open to prospecting without staking a mining claim.
  • Work Ethic (Mentioned in 2.01% Job Postings): A belief that work and diligence have a moral benefit and an inherent ability, virtue or value to strengthen character and individual abilities. A set of values centered on importance of work and manifested by determination or desire to work hard.
See More Skills
Skills Demand Percentage
Presentation 6.24%
Prospecting 2.75%
Work Ethic 2.01%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Business Insurance Agent's salary.
  • Customer Relationship: Can increase your salary by up to 7%.
  • Telemarketing: Can increase your salary by up to 7%.
  • Product Marketing: Can increase your salary by up to 7%.
Skill Salary Salary % Increase
Customer Relationship
$91,807
7%
Telemarketing
$91,807
7%
Product Marketing
$91,807
7%
Listening
$90,949
6%
Outside Sales
$90,091
5%
Billing
$90,091
5%
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Business Insurance Agent Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Business Insurance Agent's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on January 01, 2026

Salary Trends for Business Insurance Agent

Salaries for a Business Insurance Agent can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $79,854 in 2023 to around $78,264 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Business Insurance Agent salary trends, .

Average Annual Salary of Business Insurance Agent Over Time

2022
$???
2023
$79,854
2024
$79,363
2025
$78,264
2026
$???
2027
$???
Year Average Annual Salary
2022
View More
2023 $79,854
2024 $79,363
2025 $78,264
2026
View More
2027
View More

Most common benefits for Business Insurance Agent

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Common company salaries for Business Insurance Agent

Here are companies hiring for Business Insurance Agent and their salaries, click below for more details.

Find Your Next Business Insurance Agent Job

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Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

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