How much does a Pension Specialist make in the United States?
As of September 01, 2026, the average salary for a Pension Specialist in the United States is $61,803 per year, which breaks down to an hourly rate of $30.
However, a Pension Specialist's salary can vary significantly. Here’s a look at the typical salary range:
Top Earners (90th percentile): $81,274
Majority Range (25th-75th percentile): $55,333 to $71,995
Key Factors That Influence Pension Specialist Salaries
A Pension Specialist's salary isn't a fixed number. It's shaped by several important factors.
Below, we'll explore how your years of experience, geographic location, education
and company size
can directly affect your earning potential.
How Experience Level Affects Pension Specialist Salaries?
Experience is a primary driver of a Pension Specialist's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
How Do Pension Specialist Salaries Vary from State to State?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Pension Specialists. For example, consider the average annual salaries in these key locations:
District of Columbia: $68,428.
California: $68,168.
Massachusetts: $67,260.
District of Columbia$68,428
California$68,168
Massachusetts$67,260
Washington$67,013
New Jersey$66,988
Alaska$66,901
Connecticut$66,049
New York$65,702
Hawaii$64,596
Rhode Island$64,077
Maryland$63,725
Minnesota$63,243
Colorado$63,057
Illinois$62,995
Oregon$62,761
Delaware$62,588
New Hampshire$62,479
Virginia$62,235
Pennsylvania$61,525
Nevada$61,166
North Dakota$61,049
Michigan$60,863
Wisconsin$60,795
Vermont$60,659
Texas$60,282
Maine$60,258
Arizona$60,221
Ohio$60,177
Georgia$59,609
Indiana$59,324
Wyoming$59,269
Utah$59,182
Iowa$59,145
Kansas$58,849
Louisiana$58,762
North Carolina$58,731
Missouri$58,719
Florida$58,478
Montana$58,348
Nebraska$58,224
Kentucky$58,156
South Carolina$57,909
Tennessee$57,755
Idaho$57,693
New Mexico$57,242
Oklahoma$57,143
Alabama$56,778
South Dakota$56,166
Arkansas$55,833
West Virginia$55,653
Mississippi$55,116
Top Paying Cities for Pension Specialists
Salaries can also vary between different cities.
Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay.
Here are a few examples of average annual salaries in different U.S. cities:
San Jose: $77,952
San Francisco: $77,098
Oakland: $75,473
San Jose, CA$77,952
San Francisco, CA$77,098
Oakland, CA$75,473
New York, NY$71,159
Paramus, NJ$70,294
Queens Village, NY$70,291
Passaic, NJ$70,232
Bergenfield, NJ$70,226
Stamford, CT$70,090
Huntington, NY$70,065
Newark, NJ$69,608
Bridgeport, CT$69,478
Vallejo, CA$69,355
New Brunswick, NJ$69,330
Petaluma, CA$69,293
Middlesex, NJ$69,176
Somerset, NJ$69,133
Santa Cruz, CA$69,052
Boston, MA$68,675
Monterey, CA$68,458
Seattle, WA$68,317
Santa Rosa, CA$68,304
Los Angeles, CA$68,286
Juneau, AK$68,125
Washington, DC$68,057
Orange, CA$67,837
Santa Ana, CA$67,674
Long Beach, CA$67,612
Anaheim, CA$67,600
Anchorage, AK$67,569
Santa Maria, CA$67,383
Everett, WA$67,371
Danbury, CT$67,154
Bremerton, WA$67,068
Tacoma, WA$66,846
New Suffolk, NY$66,845
Sacramento, CA$66,827
Santa Barbara, CA$66,759
Trenton, NJ$66,691
San Diego, CA$66,691
Brockton, MA$66,623
Fairbanks, AK$66,472
Lompoc, CA$66,314
Lowell, MA$66,264
Ventura, CA$66,252
Nashua, NH$66,240
Stockton, CA$66,234
Modesto, CA$65,783
Poughkeepsie, NY$65,647
Olympia, WA$65,529
Kennewick, WA$65,529
New Haven, CT$65,505
Lawrence, MA$65,282
Hartford, CT$65,220
Riverside, CA$65,208
New Bedford, MA$65,146
Richland, WA$65,146
Bakersfield, CA$65,060
San Bernardino, CA$65,035
New Britain, CT$65,029
Atlantic City, NJ$65,029
New London, CT$65,004
Norwich, CT$64,986
Portsmouth, NH$64,973
Boulder, CO$64,842
Portland, OR$64,757
Worcester, MA$64,751
Minneapolis, MN$64,559
Philadelphia, PA$64,473
Honolulu, HI$64,269
Saint Paul, MN$64,239
Vineland, NJ$64,225
Providence, RI$64,046
Chicago, IL$63,867
Bellingham, WA$63,793
Springfield, MA$63,743
Baltimore, MD$63,725
Chico, CA$63,570
Pittsfield, MA$63,403
Manchester, NH$63,286
Spokane, WA$63,014
Denver, CO$63,008
Albany, NY$62,717
Troy, NY$62,693
Nassau, NY$62,627
Schenectady, NY$62,563
Wilmington, DE$62,513
Burlington, VT$62,427
Salem, OR$62,402
Portland, ME$62,211
Yakima, WA$62,149
Rochester, MN$61,957
Reno, NV$61,926
Fresno, CA$61,926
Milwaukee, WI$61,871
Detroit, MI$61,809
Ann Arbor, MI$61,798
Allentown, PA$61,790
Colorado Springs, CO$61,685
Syracuse, NY$61,654
Carson City, NV$61,654
Houston, TX$61,568
Eugene, OR$61,537
Gary, IN$61,463
Springfield, OR$61,413
Bismarck, ND$61,401
Galveston, TX$61,358
Medford, OR$61,265
Fort Collins, CO$61,240
Concord, NH$61,209
Austin, TX$61,191
Mesa, AZ$61,061
Reading, PA$61,055
Phoenix, AZ$61,049
Dallas, TX$61,030
Saint Cloud, MN$60,971
Madison, WI$60,888
Utica, NY$60,721
Rochester, NY$60,622
Des Moines, IA$60,616
Raleigh, NC$60,610
Atlanta, GA$60,517
Battle Creek, MI$60,499
Salt Lake City, UT$60,480
Lancaster, PA$60,387
Harrisburg, PA$60,301
Kansas City, MO$60,239
Champaign, IL$60,227
Kansas City, KS$60,227
Fort Worth, TX$60,221
Columbus, OH$60,210
Boca Raton, FL$60,196
Pittsburgh, PA$60,171
Richmond, VA$60,146
Indianapolis, IN$60,134
Cleveland, OH$60,128
Las Vegas, NV$60,054
Cincinnati, OH$60,054
Petersburg, VA$59,961
Huntsville, AL$59,868
Lansing, MI$59,827
Lebanon, PA$59,819
Pueblo, CO$59,813
Appleton, WI$59,794
Buffalo, NY$59,769
Dayton, OH$59,751
Racine, WI$59,738
Charlotte, NC$59,732
Saint Louis, MO$59,714
York, PA$59,677
Elkhart, IN$59,677
Gastonia, NC$59,665
Billings, MT$59,650
Beaumont, TX$59,633
Lorain, OH$59,621
Benton Harbor, MI$59,609
Toledo, OH$59,596
Binghamton, NY$59,565
Rock Hill, SC$59,559
Rockford, IL$59,528
Springfield, IL$59,504
Elyria, OH$59,497
Fargo, ND$59,497
Flagstaff, AZ$59,454
Fort Lauderdale, FL$59,417
Duluth, MN$59,380
Miami, FL$59,380
Cheyenne, WY$59,337
Grand Forks, ND$59,337
Bangor, ME$59,201
Cedar Rapids, IA$59,133
Durham, NC$59,107
Louisville, KY$59,102
Grand Rapids, MI$59,090
Hialeah, FL$59,083
Casper, WY$58,997
Scranton, PA$58,923
New Orleans, LA$58,904
Virginia Beach, VA$58,898
Akron, OH$58,867
Peoria, IL$58,787
Sarasota, FL$58,774
Nashville, TN$58,731
Omaha, NE$58,731
Green Bay, WI$58,731
Baton Rouge, LA$58,700
Charleston, SC$58,688
Jamestown, NY$58,657
Davenport, IA$58,657
Tucson, AZ$58,626
Saint Petersburg, FL$58,589
Tampa, FL$58,577
Evansville, IN$58,540
Port Arthur, TX$58,540
Bradenton, FL$58,515
Santa Fe, NM$58,404
Orlando, FL$58,292
Clearwater, FL$58,274
Canton, OH$58,144
La Crosse, WI$58,144
Albuquerque, NM$58,107
Newport News, VA$58,101
High Point, NC$58,082
Ogden, UT$58,057
Corpus Christi, TX$58,008
Norfolk, VA$57,971
Laramie, WY$57,971
Rock Island, IL$57,934
Saginaw, MI$57,921
Jacksonville, FL$57,915
Salisbury, NC$57,903
Boise, ID$57,891
Moline, IL$57,860
Fort Myers, FL$57,841
Memphis, TN$57,829
Tulsa, OK$57,798
Waterloo, IA$57,761
Spartanburg, SC$57,699
Lincoln, NE$57,668
Fort Wayne, IN$57,656
Provo, UT$57,650
Cedar Falls, IA$57,575
San Antonio, TX$57,551
Greensboro, NC$57,526
South Bend, IN$57,520
Savannah, GA$57,452
Muskegon, MI$57,427
Birmingham, AL$57,421
Winston Salem, NC$57,391
Lake Charles, LA$57,242
Anderson, IN$57,229
Lexington, KY$57,211
Augusta, GA$57,192
Greenville, SC$57,192
Lima, OH$57,143
Wichita, KS$57,137
Tuscaloosa, AL$57,137
Columbia, SC$57,081
Springfield, OH$57,069
Asheville, NC$56,970
Bloomington, IN$56,926
Knoxville, TN$56,704
Shreveport, LA$56,698
Wilmington, NC$56,617
Roanoke, VA$56,617
Topeka, KS$56,506
Frankfort, KY$56,499
Oklahoma City, OK$56,457
Chillicothe, OH$56,432
Longview, TX$56,426
Melbourne, FL$56,420
Sioux Falls, SD$56,321
Mobile, AL$56,315
Terre Haute, IN$56,290
Altoona, PA$56,253
Amarillo, TX$56,210
Killeen, TX$56,191
Fayetteville, AR$56,142
Chattanooga, TN$56,123
Sioux City, IA$56,067
Idaho Falls, ID$56,055
Lynchburg, VA$56,006
Gainesville, FL$55,925
Portsmouth, OH$55,894
Little Rock, AR$55,882
Lafayette, LA$55,857
Youngstown, OH$55,857
Daytona Beach, FL$55,820
Clarksville, TN$55,814
Pensacola, FL$55,808
Temple, TX$55,804
Hopkinsville, KY$55,622
Erie, PA$55,610
Florence, SC$55,585
Charleston, WV$55,486
Great Falls, MT$55,456
Macon, GA$55,369
Tallahassee, FL$55,363
Fayetteville, NC$55,350
Waco, TX$55,338
Helena, MT$55,295
Pine Bluff, AR$55,271
Vincennes, IN$55,196
Lubbock, TX$55,171
Alamogordo, NM$55,134
Twin Falls, ID$55,079
Rapid City, SD$55,060
Jackson, MS$54,949
Huntington, WV$54,944
Greenville, MS$54,943
Parkersburg, WV$54,880
Montgomery, AL$54,868
Wichita Falls, TX$54,807
Springfield, MO$54,807
Biloxi, MS$54,776
Monroe, LA$54,714
Johnstown, PA$54,671
Sumter, SC$54,646
Columbus, GA$54,640
Pascagoula, MS$54,522
Abilene, TX$54,522
Kingsport, TN$54,362
Albany, GA$54,362
Gulfport, MS$54,343
Alexandria, LA$54,139
Fort Smith, AR$53,985
El Paso, TX$53,818
Las Cruces, NM$53,540
Harlingen, TX$53,383
Pocatello, ID$53,373
Florence, AL$53,292
Brownsville, TX$53,280
Mcallen, TX$53,150
Dothan, AL$53,064
Columbus, MS$52,697
Altus, OK$52,409
Lawton, OK$52,291
Pierre, SD$52,069
What Skills Can Increase a Pension Specialist's Salary?
Demanded Skills for the Role:
Planning (Mentioned in 8.19% Job Postings): An act or process of making or carrying out plans. Establishment of goals, policies, and procedures for a social or economic unit city planning business planning.
Microsoft Excel (Mentioned in 2.22% Job Postings): Microsoft Excel is a spreadsheet developed by Microsoft for Windows, macOS, Android and iOS. It features calculation or computation capabilities, graphing tools, pivot tables, and a macro programming language called Visual Basic for Applications.
Workday (Mentioned in 1.74% Job Postings): A cloud-based human resource management software system that unifies a wide range of HR functionality into a single system.
Mastering certain specialized skills can lead to a significant increase in pay.
Here are examples of skills and the potential impact they can have on a Pension Specialist's salary.
Consulting: Can increase your salary by up to 21%.
Leadership: Can increase your salary by up to 19%.
Loan Review: Can increase your salary by up to 9%.
Pension Specialist Salary by Industry: Top Paying Sectors
For Pension Specialist roles, the industry you choose can impact your earning potential
by as much as 40% (the gap between the highest and lowest paying industries).
Data shows that the highest-paying industry, Insurance,
offers compensation 20% above the average. Conversely,
Pension Specialist positions in Business Services typically offer lower base pay,
as this sector often view Pension Specialist as a support function rather than a direct revenue driver.
The top paying industry for a Pension Specialist
Industry Sector
Average Annual Salary
Average Hourly Rate
Pay vs.Avg
Insurance
$74,163
$36.0
20%
How Education impacts a Pension Specialist's Salary?
Your level of education can impact your salary potential.
While many Pension Specialists enter the field with a Bachelor's Degree degree,
higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data,
the median salary for a Pension Specialist with a Bachelor's Degree is between
$61,813
and $68,170).
Pension Specialist Salary: Hourly Rate, Weekly Pay, and Monthly Pay
Understanding how a Pension Specialist's annual salary breaks down can help with budgeting.
Below, you can see the average hourly rate, weekly pay, and monthly pay for this role.
Use the buttons to switch between different pay periods.
Hourly
Monthly
Weekly
Yearly
Table View
Last Updated on September 01, 2026
$55,333
Average$61,803/year
$71,995
$4,611
Average$5,150/month
$6,000
$1,064
Average$1,189/week
$1,385
$27
Average$30/hour
$35
Annual Salary
Monthly Pay
Weekly Pay
Hourly Wage
75th Percentile
$71,995
$6,000
$1,385
$35
Average
$61,803
$5,150
$1,189
$30
25th Percentile
$55,333
$4,611
$1,064
$27
Salaries of Jobs related to Pension Specialist
Pension Consultant$89,144
Pension Administrator, Sr.$82,105
Pension Fund Manager$72,104
Pension Actuary$63,840
Pension Analyst$62,585
Pension Administrator$62,312
Pension Plan Administrator$61,662
Pension Administration Specialist$57,166
Pension Manager$57,022
Pension Benefits Analyst$47,659
Junior Pension Administrator$46,890
Salary Trends for Pension Specialist
Salaries for a Pension Specialist can change over time,
reflecting shifts in market demand and the overall economy.
The median salary decreased from $56,147 in 2023
to around $54,931 in 2025,
reflecting changes in demand, location, experience, and the wider economy.
For a detailed analysis of Pension Specialist salary trends,
.
Average Annual Salary of Pension Specialist Over Time
$???
$56,147
$55,255
$54,931
$???
$???
2022
2023
2024
2025
2026
2027
Year
Average Annual Salary
2022
View More
2023
$56,147
2024
$55,255
2025
$54,931
2026
View More
2027
View More
Most common benefits for Pension Specialist
Social Security
401 (k)
Disability
Healthcare
Pension
Time Off (days)
Common company salaries for Pension Specialist
Here are companies hiring for Pension Specialist and their salaries, click below for more details.
K$114,295/per year
Kpmg Us LLPBusiness Servicesthe United States
W$114,096/per year
Warner Bros DiscoveryBusiness Servicesthe United States
D$111,927/per year
Dentsu International LtdBusiness Servicesthe United States
G$111,873/per year
GroupM Worldwide IncBusiness Servicesthe United States
C$111,651/per year
CoWorx StaffingBusiness Servicesthe United States
C$110,194/per year
Contemporary Services CorpBusiness Servicesthe United States
S$107,128/per year
Showcase CinemasBusiness Servicesthe United States
A$106,429/per year
Amentum Services IncBusiness Servicesthe United States
A$106,199/per year
Allied Universal Security Services LLCBusiness Servicesthe United States
S$106,104/per year
Sodexo USABusiness Servicesthe United States
J$105,192/per year
JLL TechnologiesBusiness Servicesthe United States
I$104,478/per year
Intact Insurance Group USA LLCBusiness Servicesthe United States
N$101,619/per year
NielsenIQBusiness Servicesthe United States
T$101,470/per year
The Leading Edge AllianceBusiness Servicesthe United States
H$101,308/per year
Honeywell UOPBusiness Servicesthe United States
R$97,720/per year
Reeve & AssociatesBusiness Servicesthe United States
M$97,584/per year
ManpowerGroup Global IncBusiness Servicesthe United States
F$95,980/per year
Financial Sys NcoBusiness Servicesthe United States
A$95,314/per year
Arrow Global LtdBusiness Servicesthe United States
C$94,777/per year
CarMax Enterprise Services LLCBusiness Servicesthe United States
D$94,479/per year
DZConneXBusiness Servicesthe United States
A$93,802/per year
Adecco Staffing, USABusiness Servicesthe United States
R$92,937/per year
Resource MFGBusiness Servicesthe United States
Z$92,774/per year
Zachry Brands IncBusiness Servicesthe United States
G$88,138/per year
Greystar Worldwide LLCBusiness Servicesthe United States
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FAQ about Pension Specialist
1. What industry pays the highest salary for Pension Specialist?
The Insurance industry offers the highest average compensation for Pension Specialist roles,
with salaries approximately 20% above the market median.
Where Does Our Salary Data Come From?
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
