How much does a Small Business Lender make in the United States?
As of September 01, 2026, the average salary for a Small Business Lender in the United States is $44,025 per year, which breaks down to an hourly rate of $21.
However, a Small Business Lender's salary can vary significantly. Here’s a look at the typical salary range:
Top Earners (90th percentile): $50,053
Majority Range (25th-75th percentile): $40,832 to $47,180
Key Factors That Influence Small Business Lender Salaries
A Small Business Lender's salary isn't a fixed number. It's shaped by several important factors.
Below, we'll explore how geographic location, education
and company size
can directly affect your earning potential.
How Do Small Business Lender Salaries Vary from State to State?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Small Business Lenders. For example, consider the average annual salaries in these key locations:
District of Columbia: $48,744.
California: $48,559.
Massachusetts: $47,912.
District of Columbia$48,744
California$48,559
Massachusetts$47,912
Washington$47,736
New Jersey$47,718
Alaska$47,657
Connecticut$47,049
New York$46,803
Hawaii$46,015
Rhode Island$45,645
Maryland$45,394
Minnesota$45,050
Colorado$44,918
Illinois$44,874
Oregon$44,707
Delaware$44,584
New Hampshire$44,506
Virginia$44,333
Pennsylvania$43,827
Nevada$43,571
North Dakota$43,488
Michigan$43,356
Wisconsin$43,307
Vermont$43,210
Texas$42,942
Maine$42,924
Arizona$42,898
Ohio$42,867
Georgia$42,462
Indiana$42,259
Wyoming$42,220
Utah$42,158
Iowa$42,132
Kansas$41,920
Louisiana$41,859
North Carolina$41,837
Missouri$41,828
Florida$41,656
Montana$41,564
Nebraska$41,476
Kentucky$41,427
South Carolina$41,251
Tennessee$41,141
Idaho$41,097
New Mexico$40,776
Oklahoma$40,705
Alabama$40,445
South Dakota$40,010
Arkansas$39,772
West Virginia$39,644
Mississippi$39,261
Top Paying Cities for Small Business Lenders
Salaries can also vary between different cities.
Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay.
Here are a few examples of average annual salaries in different U.S. cities:
San Jose: $55,528
San Francisco: $54,920
Oakland: $53,763
San Jose, CA$55,528
San Francisco, CA$54,920
Oakland, CA$53,763
New York, NY$50,690
Paramus, NJ$50,073
Queens Village, NY$50,071
Passaic, NJ$50,029
Bergenfield, NJ$50,025
Stamford, CT$49,928
Huntington, NY$49,910
Newark, NJ$49,585
Bridgeport, CT$49,492
Vallejo, CA$49,405
New Brunswick, NJ$49,387
Petaluma, CA$49,360
Middlesex, NJ$49,277
Somerset, NJ$49,246
Santa Cruz, CA$49,189
Boston, MA$48,920
Monterey, CA$48,766
Seattle, WA$48,665
Santa Rosa, CA$48,656
Los Angeles, CA$48,643
Juneau, AK$48,528
Washington, DC$48,480
Orange, CA$48,323
Santa Ana, CA$48,207
Long Beach, CA$48,163
Anaheim, CA$48,154
Anchorage, AK$48,132
Santa Maria, CA$48,000
Everett, WA$47,991
Danbury, CT$47,836
Bremerton, WA$47,776
Tacoma, WA$47,617
New Suffolk, NY$47,616
Sacramento, CA$47,604
Santa Barbara, CA$47,555
Trenton, NJ$47,507
San Diego, CA$47,507
Brockton, MA$47,459
Fairbanks, AK$47,351
Lompoc, CA$47,239
Lowell, MA$47,203
Ventura, CA$47,194
Nashua, NH$47,186
Stockton, CA$47,181
Modesto, CA$46,860
Poughkeepsie, NY$46,763
Olympia, WA$46,679
Kennewick, WA$46,679
New Haven, CT$46,662
Lawrence, MA$46,503
Hartford, CT$46,459
Riverside, CA$46,450
New Bedford, MA$46,406
Richland, WA$46,406
Bakersfield, CA$46,345
San Bernardino, CA$46,327
New Britain, CT$46,323
Atlantic City, NJ$46,323
New London, CT$46,305
Norwich, CT$46,292
Portsmouth, NH$46,283
Boulder, CO$46,190
Portland, OR$46,129
Worcester, MA$46,125
Minneapolis, MN$45,988
Philadelphia, PA$45,927
Honolulu, HI$45,781
Saint Paul, MN$45,760
Vineland, NJ$45,750
Providence, RI$45,623
Chicago, IL$45,495
Bellingham, WA$45,442
Springfield, MA$45,407
Baltimore, MD$45,394
Chico, CA$45,284
Pittsfield, MA$45,165
Manchester, NH$45,081
Spokane, WA$44,888
Denver, CO$44,883
Albany, NY$44,676
Troy, NY$44,659
Nassau, NY$44,612
Schenectady, NY$44,566
Wilmington, DE$44,531
Burlington, VT$44,469
Salem, OR$44,452
Portland, ME$44,315
Yakima, WA$44,271
Rochester, MN$44,135
Reno, NV$44,113
Fresno, CA$44,113
Milwaukee, WI$44,073
Detroit, MI$44,029
Ann Arbor, MI$44,022
Allentown, PA$44,016
Colorado Springs, CO$43,941
Syracuse, NY$43,919
Carson City, NV$43,919
Houston, TX$43,857
Eugene, OR$43,835
Gary, IN$43,783
Springfield, OR$43,747
Bismarck, ND$43,739
Galveston, TX$43,708
Medford, OR$43,642
Fort Collins, CO$43,624
Concord, NH$43,602
Austin, TX$43,589
Mesa, AZ$43,496
Reading, PA$43,492
Phoenix, AZ$43,488
Dallas, TX$43,474
Saint Cloud, MN$43,432
Madison, WI$43,373
Utica, NY$43,254
Rochester, NY$43,184
Des Moines, IA$43,179
Raleigh, NC$43,175
Atlanta, GA$43,109
Battle Creek, MI$43,096
Salt Lake City, UT$43,083
Lancaster, PA$43,017
Harrisburg, PA$42,955
Kansas City, MO$42,911
Champaign, IL$42,902
Kansas City, KS$42,902
Fort Worth, TX$42,898
Columbus, OH$42,890
Boca Raton, FL$42,880
Pittsburgh, PA$42,862
Richmond, VA$42,845
Indianapolis, IN$42,836
Cleveland, OH$42,832
Las Vegas, NV$42,779
Cincinnati, OH$42,779
Petersburg, VA$42,713
Huntsville, AL$42,647
Lansing, MI$42,617
Lebanon, PA$42,612
Pueblo, CO$42,607
Appleton, WI$42,594
Buffalo, NY$42,576
Dayton, OH$42,563
Racine, WI$42,554
Charlotte, NC$42,550
Saint Louis, MO$42,537
York, PA$42,510
Elkhart, IN$42,510
Gastonia, NC$42,502
Billings, MT$42,491
Beaumont, TX$42,479
Lorain, OH$42,471
Benton Harbor, MI$42,462
Toledo, OH$42,453
Binghamton, NY$42,431
Rock Hill, SC$42,427
Rockford, IL$42,405
Springfield, IL$42,387
Elyria, OH$42,383
Fargo, ND$42,383
Flagstaff, AZ$42,352
Fort Lauderdale, FL$42,325
Duluth, MN$42,299
Miami, FL$42,299
Cheyenne, WY$42,268
Grand Forks, ND$42,268
Bangor, ME$42,171
Cedar Rapids, IA$42,123
Durham, NC$42,104
Louisville, KY$42,101
Grand Rapids, MI$42,092
Hialeah, FL$42,088
Casper, WY$42,026
Scranton, PA$41,973
New Orleans, LA$41,960
Virginia Beach, VA$41,956
Akron, OH$41,934
Peoria, IL$41,876
Sarasota, FL$41,867
Nashville, TN$41,837
Omaha, NE$41,837
Green Bay, WI$41,837
Baton Rouge, LA$41,815
Charleston, SC$41,806
Jamestown, NY$41,784
Davenport, IA$41,784
Tucson, AZ$41,762
Saint Petersburg, FL$41,735
Tampa, FL$41,727
Evansville, IN$41,700
Port Arthur, TX$41,700
Bradenton, FL$41,683
Santa Fe, NM$41,603
Orlando, FL$41,524
Clearwater, FL$41,511
Canton, OH$41,418
La Crosse, WI$41,418
Albuquerque, NM$41,392
Newport News, VA$41,388
High Point, NC$41,374
Ogden, UT$41,357
Corpus Christi, TX$41,322
Norfolk, VA$41,295
Laramie, WY$41,295
Rock Island, IL$41,269
Saginaw, MI$41,260
Jacksonville, FL$41,256
Salisbury, NC$41,247
Boise, ID$41,238
Moline, IL$41,216
Fort Myers, FL$41,203
Memphis, TN$41,194
Tulsa, OK$41,172
Waterloo, IA$41,145
Spartanburg, SC$41,101
Lincoln, NE$41,079
Fort Wayne, IN$41,071
Provo, UT$41,066
Cedar Falls, IA$41,013
San Antonio, TX$40,996
Greensboro, NC$40,978
South Bend, IN$40,974
Savannah, GA$40,925
Muskegon, MI$40,908
Birmingham, AL$40,903
Winston Salem, NC$40,882
Lake Charles, LA$40,776
Anderson, IN$40,767
Lexington, KY$40,754
Augusta, GA$40,740
Greenville, SC$40,740
Lima, OH$40,705
Wichita, KS$40,701
Tuscaloosa, AL$40,701
Columbia, SC$40,661
Springfield, OH$40,652
Asheville, NC$40,582
Bloomington, IN$40,551
Knoxville, TN$40,393
Shreveport, LA$40,388
Wilmington, NC$40,331
Roanoke, VA$40,331
Topeka, KS$40,252
Frankfort, KY$40,247
Oklahoma City, OK$40,217
Chillicothe, OH$40,199
Longview, TX$40,195
Melbourne, FL$40,190
Sioux Falls, SD$40,120
Mobile, AL$40,115
Terre Haute, IN$40,098
Altoona, PA$40,071
Amarillo, TX$40,040
Killeen, TX$40,027
Fayetteville, AR$39,992
Chattanooga, TN$39,979
Sioux City, IA$39,939
Idaho Falls, ID$39,930
Lynchburg, VA$39,895
Gainesville, FL$39,838
Portsmouth, OH$39,816
Little Rock, AR$39,807
Lafayette, LA$39,790
Youngstown, OH$39,790
Daytona Beach, FL$39,763
Clarksville, TN$39,759
Pensacola, FL$39,754
Temple, TX$39,751
Hopkinsville, KY$39,622
Erie, PA$39,613
Florence, SC$39,596
Charleston, WV$39,525
Great Falls, MT$39,503
Macon, GA$39,442
Tallahassee, FL$39,437
Fayetteville, NC$39,429
Waco, TX$39,420
Helena, MT$39,389
Pine Bluff, AR$39,372
Vincennes, IN$39,318
Lubbock, TX$39,301
Alamogordo, NM$39,274
Twin Falls, ID$39,235
Rapid City, SD$39,222
Jackson, MS$39,142
Huntington, WV$39,139
Greenville, MS$39,138
Parkersburg, WV$39,093
Montgomery, AL$39,085
Wichita Falls, TX$39,041
Springfield, MO$39,041
Biloxi, MS$39,019
Monroe, LA$38,975
Johnstown, PA$38,944
Sumter, SC$38,927
Columbus, GA$38,922
Pascagoula, MS$38,839
Abilene, TX$38,839
Kingsport, TN$38,724
Albany, GA$38,724
Gulfport, MS$38,711
Alexandria, LA$38,566
Fort Smith, AR$38,456
El Paso, TX$38,337
Las Cruces, NM$38,139
Harlingen, TX$38,027
Pocatello, ID$38,020
Florence, AL$37,962
Brownsville, TX$37,954
Mcallen, TX$37,861
Dothan, AL$37,800
Columbus, MS$37,538
Altus, OK$37,333
Lawton, OK$37,249
Pierre, SD$37,091
What Skills Can Increase a Small Business Lender's Salary?
Demanded Skills for the Role:
Customer Service (Mentioned in 10.13% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
Data Entry (Mentioned in 2.88% Job Postings): Transcribing information into an electronic medium such as a computer or other electronic device.
Loan Review (Mentioned in 1.35% Job Postings): Loan review is a process routinely used by banks to assess the current value of loan portfolios. Provisioning is a technique to translate loan review results into the balance sheet.
Mastering certain specialized skills can lead to a significant increase in pay.
Here are examples of skills and the potential impact they can have on a Small Business Lender's salary.
Listening: Can increase your salary by up to 38%.
Leadership: Can increase your salary by up to 28%.
Small Business Lender Salary by Industry: Top Paying Sectors
For Small Business Lender roles, the industry you choose can impact your earning potential
by as much as 20% (the gap between the highest and lowest paying industries).
Data shows that the highest-paying industry, Business Services,
offers compensation 10% above the average. Conversely,
Small Business Lender positions in Edu., Gov't. & Nonprofit typically offer lower base pay,
as this sector often view Small Business Lender as a support function rather than a direct revenue driver.
The top paying industry for a Small Business Lender
Industry Sector
Average Annual Salary
Average Hourly Rate
Pay vs.Avg
Business Services
$48,427
$23.0
10%
How Education impacts a Small Business Lender's Salary?
Your level of education can impact your salary potential.
While many Small Business Lenders enter the field with a High School Diploma or Technical Certificate degree,
higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data,
the median salary for a Small Business Lender with a High School Diploma or Technical Certificate is between
$39,683
and $42,442).
Small Business Lender Salary: Hourly Rate, Weekly Pay, and Monthly Pay
Understanding how a Small Business Lender's annual salary breaks down can help with budgeting.
Below, you can see the average hourly rate, weekly pay, and monthly pay for this role.
Use the buttons to switch between different pay periods.
Hourly
Monthly
Weekly
Yearly
Table View
Last Updated on September 01, 2026
$40,832
Average$44,025/year
$47,180
$3,403
Average$3,669/month
$3,932
$785
Average$847/week
$907
$20
Average$21/hour
$23
Annual Salary
Monthly Pay
Weekly Pay
Hourly Wage
75th Percentile
$47,180
$3,932
$907
$23
Average
$44,025
$3,669
$847
$21
25th Percentile
$40,832
$3,403
$785
$20
Salaries of Jobs related to Small Business Lender
Small Business Consultant$110,172
Agricultural Lender III$101,590
Business Lender$94,558
Small Business Controller$82,071
Small Business Manager$77,334
Small Business Accountant$73,115
Small Business Banker$70,654
Small Business Specialist$64,534
Small Business Owner$63,227
Small Business Underwriter$62,424
Small Business Advisor$47,903
Salary Trends for Small Business Lender
Salaries for a Small Business Lender can change over time,
reflecting shifts in market demand and the overall economy.
The median salary decreased from $41,337 in 2023
to around $41,138 in 2025,
reflecting changes in demand, location, experience, and the wider economy.
For a detailed analysis of Small Business Lender salary trends,
.
Average Annual Salary of Small Business Lender Over Time
$???
$41,337
$41,377
$41,138
$???
$???
2022
2023
2024
2025
2026
2027
Year
Average Annual Salary
2022
View More
2023
$41,337
2024
$41,377
2025
$41,138
2026
View More
2027
View More
Most common benefits for Small Business Lender
Social Security
401 (k)
Disability
Healthcare
Pension
Time Off (days)
Common company salaries for Small Business Lender
Here are companies hiring for Small Business Lender and their salaries, click below for more details.
K$114,295/per year
Kpmg Us LLPBusiness Servicesthe United States
W$114,096/per year
Warner Bros DiscoveryBusiness Servicesthe United States
D$111,927/per year
Dentsu International LtdBusiness Servicesthe United States
G$111,873/per year
GroupM Worldwide IncBusiness Servicesthe United States
C$111,651/per year
CoWorx StaffingBusiness Servicesthe United States
C$110,194/per year
Contemporary Services CorpBusiness Servicesthe United States
S$107,128/per year
Showcase CinemasBusiness Servicesthe United States
A$106,429/per year
Amentum Services IncBusiness Servicesthe United States
A$106,199/per year
Allied Universal Security Services LLCBusiness Servicesthe United States
S$106,104/per year
Sodexo USABusiness Servicesthe United States
J$105,192/per year
JLL TechnologiesBusiness Servicesthe United States
I$104,478/per year
Intact Insurance Group USA LLCBusiness Servicesthe United States
N$101,619/per year
NielsenIQBusiness Servicesthe United States
T$101,470/per year
The Leading Edge AllianceBusiness Servicesthe United States
H$101,308/per year
Honeywell UOPBusiness Servicesthe United States
R$97,720/per year
Reeve & AssociatesBusiness Servicesthe United States
M$97,584/per year
ManpowerGroup Global IncBusiness Servicesthe United States
F$95,980/per year
Financial Sys NcoBusiness Servicesthe United States
A$95,314/per year
Arrow Global LtdBusiness Servicesthe United States
C$94,777/per year
CarMax Enterprise Services LLCBusiness Servicesthe United States
D$94,479/per year
DZConneXBusiness Servicesthe United States
A$93,802/per year
Adecco Staffing, USABusiness Servicesthe United States
R$92,937/per year
Resource MFGBusiness Servicesthe United States
Z$92,774/per year
Zachry Brands IncBusiness Servicesthe United States
G$88,138/per year
Greystar Worldwide LLCBusiness Servicesthe United States
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FAQ about Small Business Lender
1. What industry pays the highest salary for Small Business Lender?
The Business Services industry offers the highest average compensation for Small Business Lender roles,
with salaries approximately 10% above the market median.
Where Does Our Salary Data Come From?
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
