Small Commercial Underwriter Trainee Salary in the United States
How much does a Small Commercial Underwriter Trainee make in the United States?
As of October 01, 2026, the average salary for a Small Commercial Underwriter Trainee in the United States is $62,752 per year, which breaks down to an hourly rate of $30.
However, a Small Commercial Underwriter Trainee's salary can vary significantly. Here’s a look at the typical salary range:
Top Earners (90th percentile): $75,593
Majority Range (25th-75th percentile): $55,749 to $69,473
Entry-Level (10th percentile): $49,373
10%$49,373
50% (Median)$62,752
90%$75,593
Small Commercial Underwriter Trainee Salaries by Percentile
Key Factors That Influence Small Commercial Underwriter Trainee Salaries
A Small Commercial Underwriter Trainee's salary isn't a fixed number. It's shaped by several important factors.
Below, we'll explore how your years of experience, geographic location, education
and company size
can directly affect your earning potential.
How Experience Level Affects Small Commercial Underwriter Trainee Salaries?
Experience is a primary driver of a Small Commercial Underwriter Trainee's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
Entry-Level (less than 1 year): $62,258
Early Career (1-2 years): $73,354
Mid-Level (2-4 years): $97,148
Senior-Level (5-8 years): $111,410
Expert (over 8 years): $118,620
Levels
Salary
Small Com... Level Small Commercial Underwriter Trainee
$62,258
Underwrit... Level Small Commercial Underwriter Trainee
$73,354
Underwrit... Level Small Commercial Underwriter Trainee
$97,148
Underwrit... Level Small Commercial Underwriter Trainee
$111,410
Property ... Level Small Commercial Underwriter Trainee
How Do Small Commercial Underwriter Trainee Salaries Vary from State to State?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Small Commercial Underwriter Trainees. For example, consider the average annual salaries in these key locations:
District of Columbia: $69,479.
California: $69,215.
Massachusetts: $68,293.
District of Columbia$69,479
California$69,215
Massachusetts$68,293
Washington$68,042
New Jersey$68,017
Alaska$67,929
Connecticut$67,063
New York$66,712
Hawaii$65,588
Rhode Island$65,061
Maryland$64,704
Minnesota$64,214
Colorado$64,026
Illinois$63,963
Oregon$63,725
Delaware$63,549
New Hampshire$63,439
Virginia$63,191
Pennsylvania$62,470
Nevada$62,106
North Dakota$61,986
Michigan$61,798
Wisconsin$61,729
Vermont$61,591
Texas$61,208
Maine$61,183
Arizona$61,146
Ohio$61,102
Georgia$60,524
Indiana$60,236
Wyoming$60,179
Utah$60,091
Iowa$60,054
Kansas$59,752
Louisiana$59,665
North Carolina$59,633
Missouri$59,621
Florida$59,376
Montana$59,244
Nebraska$59,119
Kentucky$59,050
South Carolina$58,799
Tennessee$58,642
Idaho$58,579
New Mexico$58,121
Oklahoma$58,020
Alabama$57,650
South Dakota$57,029
Arkansas$56,690
West Virginia$56,508
Mississippi$55,962
Top Paying Cities for Small Commercial Underwriter Trainees
Salaries can also vary between different cities.
Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay.
Here are a few examples of average annual salaries in different U.S. cities:
San Jose: $79,149
San Francisco: $78,282
Oakland: $76,633
San Jose, CA$79,149
San Francisco, CA$78,282
Oakland, CA$76,633
New York, NY$72,252
Paramus, NJ$71,373
Queens Village, NY$71,370
Passaic, NJ$71,311
Bergenfield, NJ$71,305
Stamford, CT$71,167
Huntington, NY$71,141
Newark, NJ$70,678
Bridgeport, CT$70,545
Vallejo, CA$70,420
New Brunswick, NJ$70,395
Petaluma, CA$70,358
Middlesex, NJ$70,238
Somerset, NJ$70,194
Santa Cruz, CA$70,113
Boston, MA$69,730
Monterey, CA$69,510
Seattle, WA$69,366
Santa Rosa, CA$69,354
Los Angeles, CA$69,335
Juneau, AK$69,172
Washington, DC$69,103
Orange, CA$68,879
Santa Ana, CA$68,713
Long Beach, CA$68,651
Anaheim, CA$68,638
Anchorage, AK$68,607
Santa Maria, CA$68,419
Everett, WA$68,406
Danbury, CT$68,185
Bremerton, WA$68,098
Tacoma, WA$67,873
New Suffolk, NY$67,871
Sacramento, CA$67,854
Santa Barbara, CA$67,785
Trenton, NJ$67,716
San Diego, CA$67,716
Brockton, MA$67,647
Fairbanks, AK$67,493
Lompoc, CA$67,333
Lowell, MA$67,282
Ventura, CA$67,270
Nashua, NH$67,258
Stockton, CA$67,251
Modesto, CA$66,793
Poughkeepsie, NY$66,655
Olympia, WA$66,536
Kennewick, WA$66,536
New Haven, CT$66,511
Lawrence, MA$66,285
Hartford, CT$66,222
Riverside, CA$66,210
New Bedford, MA$66,147
Richland, WA$66,147
Bakersfield, CA$66,059
San Bernardino, CA$66,034
New Britain, CT$66,028
Atlantic City, NJ$66,028
New London, CT$66,003
Norwich, CT$65,984
Portsmouth, NH$65,971
Boulder, CO$65,838
Portland, OR$65,752
Worcester, MA$65,745
Minneapolis, MN$65,551
Philadelphia, PA$65,463
Honolulu, HI$65,256
Saint Paul, MN$65,226
Vineland, NJ$65,212
Providence, RI$65,030
Chicago, IL$64,848
Bellingham, WA$64,773
Springfield, MA$64,722
Baltimore, MD$64,704
Chico, CA$64,547
Pittsfield, MA$64,377
Manchester, NH$64,258
Spokane, WA$63,982
Denver, CO$63,976
Albany, NY$63,681
Troy, NY$63,656
Nassau, NY$63,588
Schenectady, NY$63,524
Wilmington, DE$63,474
Burlington, VT$63,386
Salem, OR$63,361
Portland, ME$63,166
Yakima, WA$63,103
Rochester, MN$62,909
Reno, NV$62,878
Fresno, CA$62,878
Milwaukee, WI$62,821
Detroit, MI$62,758
Ann Arbor, MI$62,748
Allentown, PA$62,739
Colorado Springs, CO$62,633
Syracuse, NY$62,601
Carson City, NV$62,601
Houston, TX$62,514
Eugene, OR$62,482
Gary, IN$62,407
Springfield, OR$62,357
Bismarck, ND$62,344
Galveston, TX$62,300
Medford, OR$62,206
Fort Collins, CO$62,181
Concord, NH$62,150
Austin, TX$62,131
Mesa, AZ$61,999
Reading, PA$61,993
Phoenix, AZ$61,986
Dallas, TX$61,968
Saint Cloud, MN$61,907
Madison, WI$61,823
Utica, NY$61,654
Rochester, NY$61,553
Des Moines, IA$61,547
Raleigh, NC$61,541
Atlanta, GA$61,447
Battle Creek, MI$61,428
Salt Lake City, UT$61,409
Lancaster, PA$61,315
Harrisburg, PA$61,227
Kansas City, MO$61,164
Champaign, IL$61,152
Kansas City, KS$61,152
Fort Worth, TX$61,146
Columbus, OH$61,135
Boca Raton, FL$61,120
Pittsburgh, PA$61,095
Richmond, VA$61,070
Indianapolis, IN$61,058
Cleveland, OH$61,051
Las Vegas, NV$60,976
Cincinnati, OH$60,976
Petersburg, VA$60,882
Huntsville, AL$60,788
Lansing, MI$60,746
Lebanon, PA$60,738
Pueblo, CO$60,731
Appleton, WI$60,713
Buffalo, NY$60,687
Dayton, OH$60,669
Racine, WI$60,656
Charlotte, NC$60,650
Saint Louis, MO$60,631
York, PA$60,593
Elkhart, IN$60,593
Gastonia, NC$60,581
Billings, MT$60,566
Beaumont, TX$60,549
Lorain, OH$60,537
Benton Harbor, MI$60,524
Toledo, OH$60,512
Binghamton, NY$60,480
Rock Hill, SC$60,474
Rockford, IL$60,443
Springfield, IL$60,418
Elyria, OH$60,411
Fargo, ND$60,411
Flagstaff, AZ$60,367
Fort Lauderdale, FL$60,330
Duluth, MN$60,292
Miami, FL$60,292
Cheyenne, WY$60,248
Grand Forks, ND$60,248
Bangor, ME$60,110
Cedar Rapids, IA$60,041
Durham, NC$60,015
Louisville, KY$60,010
Grand Rapids, MI$59,997
Hialeah, FL$59,991
Casper, WY$59,903
Scranton, PA$59,828
New Orleans, LA$59,809
Virginia Beach, VA$59,803
Akron, OH$59,771
Peoria, IL$59,690
Sarasota, FL$59,677
Nashville, TN$59,633
Omaha, NE$59,633
Green Bay, WI$59,633
Baton Rouge, LA$59,602
Charleston, SC$59,589
Jamestown, NY$59,558
Davenport, IA$59,558
Tucson, AZ$59,527
Saint Petersburg, FL$59,489
Tampa, FL$59,476
Evansville, IN$59,439
Port Arthur, TX$59,439
Bradenton, FL$59,414
Santa Fe, NM$59,301
Orlando, FL$59,188
Clearwater, FL$59,169
Canton, OH$59,037
La Crosse, WI$59,037
Albuquerque, NM$58,999
Newport News, VA$58,993
High Point, NC$58,974
Ogden, UT$58,949
Corpus Christi, TX$58,899
Norfolk, VA$58,861
Laramie, WY$58,861
Rock Island, IL$58,824
Saginaw, MI$58,811
Jacksonville, FL$58,805
Salisbury, NC$58,792
Boise, ID$58,780
Moline, IL$58,748
Fort Myers, FL$58,730
Memphis, TN$58,717
Tulsa, OK$58,686
Waterloo, IA$58,648
Spartanburg, SC$58,585
Lincoln, NE$58,554
Fort Wayne, IN$58,541
Provo, UT$58,535
Cedar Falls, IA$58,460
San Antonio, TX$58,435
Greensboro, NC$58,410
South Bend, IN$58,403
Savannah, GA$58,334
Muskegon, MI$58,309
Birmingham, AL$58,303
Winston Salem, NC$58,272
Lake Charles, LA$58,121
Anderson, IN$58,108
Lexington, KY$58,090
Augusta, GA$58,071
Greenville, SC$58,071
Lima, OH$58,020
Wichita, KS$58,014
Tuscaloosa, AL$58,014
Columbia, SC$57,958
Springfield, OH$57,945
Asheville, NC$57,845
Bloomington, IN$57,801
Knoxville, TN$57,575
Shreveport, LA$57,569
Wilmington, NC$57,487
Roanoke, VA$57,487
Topeka, KS$57,374
Frankfort, KY$57,367
Oklahoma City, OK$57,324
Chillicothe, OH$57,299
Longview, TX$57,293
Melbourne, FL$57,286
Sioux Falls, SD$57,186
Mobile, AL$57,180
Terre Haute, IN$57,155
Altoona, PA$57,117
Amarillo, TX$57,073
Killeen, TX$57,054
Fayetteville, AR$57,004
Chattanooga, TN$56,985
Sioux City, IA$56,929
Idaho Falls, ID$56,916
Lynchburg, VA$56,866
Gainesville, FL$56,784
Portsmouth, OH$56,753
Little Rock, AR$56,740
Lafayette, LA$56,715
Youngstown, OH$56,715
Daytona Beach, FL$56,678
Clarksville, TN$56,671
Pensacola, FL$56,665
Temple, TX$56,661
Hopkinsville, KY$56,477
Erie, PA$56,464
Florence, SC$56,439
Charleston, WV$56,339
Great Falls, MT$56,307
Macon, GA$56,220
Tallahassee, FL$56,213
Fayetteville, NC$56,201
Waco, TX$56,188
Helena, MT$56,144
Pine Bluff, AR$56,120
Vincennes, IN$56,044
Lubbock, TX$56,019
Alamogordo, NM$55,981
Twin Falls, ID$55,925
Rapid City, SD$55,906
Jackson, MS$55,793
Huntington, WV$55,788
Greenville, MS$55,787
Parkersburg, WV$55,723
Montgomery, AL$55,711
Wichita Falls, TX$55,648
Springfield, MO$55,648
Biloxi, MS$55,617
Monroe, LA$55,554
Johnstown, PA$55,510
Sumter, SC$55,485
Columbus, GA$55,479
Pascagoula, MS$55,360
Abilene, TX$55,360
Kingsport, TN$55,197
Albany, GA$55,197
Gulfport, MS$55,178
Alexandria, LA$54,971
Fort Smith, AR$54,814
El Paso, TX$54,644
Las Cruces, NM$54,362
Harlingen, TX$54,203
Pocatello, ID$54,193
Florence, AL$54,111
Brownsville, TX$54,098
Mcallen, TX$53,967
Dothan, AL$53,879
Columbus, MS$53,506
Altus, OK$53,214
Lawton, OK$53,094
Pierre, SD$52,869
What Skills Can Increase a Small Commercial Underwriter Trainee's Salary?
Demanded Skills for the Role:
Analysis (Mentioned in 7.49% Job Postings): Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
Tax Return (Mentioned in 1.45% Job Postings): Calculating an entity’s income earned with the amount of tax payable to the government, organizations, or potential taxpayers.
Financial Services (Mentioned in 1.14% Job Postings): A services provided by the finance industry, which encompasses a broad range of businesses that manage money. These services involve banking, brokerage, mortgages, credit cards, payment services, real estate, investment funds, taxes and accounting.
Mastering certain specialized skills can lead to a significant increase in pay.
Here are examples of skills and the potential impact they can have on a Small Commercial Underwriter Trainee's salary.
Coaching: Can increase your salary by up to 12%.
Business Development: Can increase your salary by up to 9%.
Knowledge of Underwriting: Can increase your salary by up to 9%.
Small Commercial Underwriter Trainee Salary by Industry: Top Paying Sectors
For Small Commercial Underwriter Trainee roles, the industry you choose can affect earning potential
by as much as 50% (the gap between the highest and lowest paying industries).
Data shows that the Financial Services and Insurance
sectors offer the strongest compensation, at 20% above the average.
In contrast, Small Commercial Underwriter Trainee positions in Retail & Wholesale or Edu., Gov't. & Nonprofit typically offer lower base pay,
as these industries often view Small Commercial Underwriter Trainee as a support function rather than a direct revenue driver.
The top paying industries for a Small Commercial Underwriter Trainee
Industry Sector
Average Annual Salary
Average Hourly Rate
Pay vs.Avg
Financial Services
$75,302
$36.0
20%
Insurance
$72,165
$35.0
15%
Business Services
$69,027
$33.0
10%
How Education impacts a Small Commercial Underwriter Trainee's Salary?
Your level of education can impact your salary potential.
While many Small Commercial Underwriter Trainees enter the field with a Associate's Degree degree,
higher education can lead to more specialized and higher-paying roles.
According to our 100% employer-reported salary data,
the median salary for a Small Commercial Underwriter Trainee with a Associate's Degree is between
$58,480
and $61,719).
Small Commercial Underwriter Trainee Salaries by Degree Level
$65,500
$64,500
$63,500
$62,500
$61,500
$60,500
$59,500
$58,500
No Diploma
High School
Associates
Bachelors
Masters
Doctorate
Typical Education for Small Commercial Underwriter Trainee
Degree Level
% of user with this level of education
No Diploma
0.3%
High School
12.4%
Associates
6.8%
Bachelors
71.3%
Masters
8.7%
Doctorate
0.3%
Typical Education for Small Commercial Underwriter Trainee
Small Commercial Underwriter Trainee Salary: Hourly Rate, Weekly Pay, and Monthly Pay
Understanding how a Small Commercial Underwriter Trainee's annual salary breaks down can help with budgeting.
Below, you can see the average hourly rate, weekly pay, and monthly pay for this role.
Use the buttons to switch between different pay periods.
Hourly
Monthly
Weekly
Yearly
Table View
Last Updated on October 01, 2026
$55,749
Average$62,752/year
$69,473
$4,646
Average$5,229/month
$5,789
$1,072
Average$1,207/week
$1,336
$27
Average$30/hour
$33
Annual Salary
Monthly Pay
Weekly Pay
Hourly Wage
75th Percentile
$69,473
$5,789
$1,336
$33
Average
$62,752
$5,229
$1,207
$30
25th Percentile
$55,749
$4,646
$1,072
$27
Salaries of Jobs related to Small Commercial Underwriter Trainee
Insurance Underwriter Trainee$77,761
Commercial Lines Underwriter$74,822
Commercial Lines Underwriter Trainee$71,272
Commercial Trainee$64,151
Commercial Underwriter$62,776
Small Business Underwriter$62,423
Underwriter Trainee$62,392
Small Commercial Underwriter$60,546
Commercial Credit Underwriter$60,385
Senior Commercial Underwriter$58,165
Small Commercial Underwriting Technician$53,872
Salary Trends for Small Commercial Underwriter Trainee
Salaries for a Small Commercial Underwriter Trainee can change over time,
reflecting shifts in market demand and the overall economy.
The median salary decreased from $67,934 in 2023
to around $64,852 in 2025,
reflecting changes in demand, location, experience, and the wider economy.
For a detailed analysis of Small Commercial Underwriter Trainee salary trends,
.
Average Annual Salary of Small Commercial Underwriter Trainee Over Time
$???
$67,934
$66,417
$64,852
$???
$???
2022
2023
2024
2025
2026
2027
Year
Average Annual Salary
2022
View More
2023
$67,934
2024
$66,417
2025
$64,852
2026
View More
2027
View More
Most common benefits for Small Commercial Underwriter Trainee
Social Security
401 (k)
Disability
Healthcare
Pension
Time Off (days)
Common company salaries for Small Commercial Underwriter Trainee
Here are companies hiring for Small Commercial Underwriter Trainee and their salaries, click below for more details.
K$114,295/per year
Kpmg Us LLPBusiness Servicesthe United States
W$114,096/per year
Warner Bros DiscoveryBusiness Servicesthe United States
D$111,927/per year
Dentsu International LtdBusiness Servicesthe United States
G$111,873/per year
GroupM Worldwide IncBusiness Servicesthe United States
C$111,651/per year
CoWorx StaffingBusiness Servicesthe United States
C$110,194/per year
Contemporary Services CorpBusiness Servicesthe United States
S$107,128/per year
Showcase CinemasBusiness Servicesthe United States
A$106,429/per year
Amentum Services IncBusiness Servicesthe United States
A$106,199/per year
Allied Universal Security Services LLCBusiness Servicesthe United States
S$106,104/per year
Sodexo USABusiness Servicesthe United States
J$105,192/per year
JLL TechnologiesBusiness Servicesthe United States
I$104,478/per year
Intact Insurance Group USA LLCBusiness Servicesthe United States
N$101,619/per year
NielsenIQBusiness Servicesthe United States
T$101,470/per year
The Leading Edge AllianceBusiness Servicesthe United States
H$101,308/per year
Honeywell UOPBusiness Servicesthe United States
R$97,720/per year
Reeve & AssociatesBusiness Servicesthe United States
M$97,584/per year
ManpowerGroup Global IncBusiness Servicesthe United States
F$95,980/per year
Financial Sys NcoBusiness Servicesthe United States
A$95,314/per year
Arrow Global LtdBusiness Servicesthe United States
C$94,777/per year
CarMax Enterprise Services LLCBusiness Servicesthe United States
D$94,479/per year
DZConneXBusiness Servicesthe United States
A$93,802/per year
Adecco Staffing, USABusiness Servicesthe United States
R$92,937/per year
Resource MFGBusiness Servicesthe United States
Z$92,774/per year
Zachry Brands IncBusiness Servicesthe United States
G$88,138/per year
Greystar Worldwide LLCBusiness Servicesthe United States
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FAQ about Small Commercial Underwriter Trainee
1. What industry pays the highest salary for Small Commercial Underwriter Trainee?
The Financial Services industry offers the highest average compensation for Small Commercial Underwriter Trainee roles,
with salaries approximately 20% above the market median.
Where Does Our Salary Data Come From?
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
