Things Are Not As They Seem You too can be a millionaire!Everyone knows all it takes is a little disciplined saving and some shrewd investment, and your retirement will take care of itself. Just skip your daily latte, invest those savings, and let the miracle of compound interest do the rest. Right?Not so fast, says journalist Helaine Olen, whose new book Pound Foolish: Exposing the Dark Side of the Personal Finance Industry argues that the financial services industry has long been selling what, for many, is an impossible dream. Olen took a few minutes last week to answer some questio... view article details

Jackie and Tom are members of a software development team. The team is focused on a new application that is to be rolled out next month. Jackie is the senior member and feels responsible for the team’s reputation. She believes the current version doesn’t have enough bells and whistles. Tom believes their reputation will be more affected by the number of bugs still in the software, and thinks they should eliminate those before adding new features.If you were Jackie, which of the following would you say to Tom?'Tom, if you brainstorm with me, we’ll be able to quickly figure out the best features... view article details

Q. I am a software consultant at a relatively small firm (under 50 employees). Recently, the company entered into contracts with several clients overseas and international travel will be required for me for three weeks each month. Management has made it clear that salary, rather than extra time off or other benefits, will be the main incentive for work abroad. What should I expect in a salary increase?A. If the company were relocating you outside the United States, you could expect it to provide you with additional incentives, such as a housing allowance, a travel allowance, hazard pay (if you... view article details

'Why would anyone want to put savings somewhere unsafe? But the fact remains that a large percentage of popular saving and investing vehicles provide no guarantee of earnings, nor even assurance that the original capital will be preserved.'     Saving your money in a safe place may seem like an obvious priority. Why would anyone want to put savings somewhere unsafe? But the fact remains that a large percentage of popular saving and investing vehicles provide no guarantee of earnings, nor even assurance that the original capital will be preserved. Those that do make such a guarantee are conside... view article details

In September and October of 2004, U.S. firms topped the 100,000 mark in announced job cuts, according to John Challenger, who heads the Chicago job placement firm Challenger & Christmas. These layoffs do not give much confidence for future business conditions, he added. However, the figures recently released by the Labor Department show positive signs, particularly in the temporary staffing category.The temporary staffing business has been one of the fastest growing industries in the economy. Since September, the number of temporary workers increased by 87,000, nearly a quarter of the jobs add... view article details

Survey Reveals Top Employee Time Wasters at Work A Facebook status update here, a Tweet there and finding that perfect dinner recipe on Pinterest. These days, most jobs require a computer, and workplace distractions are plentiful. But how much time do employees waste visiting personal websites that aren't work-related? And on a more philosophical note, what should we consider to be time wasters at work? We surveyed more than 3,200 people from February to March 2012 to find out the biggest time wasters at work. In this era of constant connectivity, we are slaves to our laptops, smartphones, and... view article details

Let’s get a few things straight from the start:My kids (ages 18, 16, 7) are the most important thing, along with my wife, in my life. I love them so much it hurtsI work damn hard to make a lot of moneyI really don't care what anyone else thinksIt has taken me decades to understand the importance of #3As 21st century fathers we are in a double bind. We are suppose to be providers, making tons of money, and yet at the same time be hands-on dads. If feminism was born out of the desire of women to leave home and be treated equally in the workplace, giving rise to the Super Woman phenomenon in whic... view article details

Working Hard or Hardly Working? A Facebook status update here, a Tweet there and maybe you find that perfect dinner recipe on Pinterest. In this day and age most jobs require a computer, most computers have the Internet and distractions to workers are plentiful. But how much time do employees waste on visiting personal websites that aren't work-related during the day? And on a more philosophical note, should that really be considered a 'waste' of time?We surveyed more than 3,200 people from February to March 2012 to find out.Blame It on the Internet As you can probably imagin... view article details

These Careers Are Worth the Price of College Admission Is College Still Worth the Money? Maybe. As the cost of education continues to skyrocket and job prospects remain less than robust in a tough economy, the answer to the question, "What are you majoring in?" seems more important than ever. There’s no getting around it. Education is expensive. A four-year degree at a public university costs, on average, $37,343, while an education at a private school will set you back $121,930. While statistics show that a college degree will undoubtedly open doors and increase your earning potential, you... view article details

Do Your Homework For our entire childhood, homework seemed like a chore or even punishment. 'OK class, take out your homework!''Go upstairs and do your homework!''You’re not watching any TV until you’ve finished your homework!'Aw, mom. But there’s a reason your parents and teachers insisted on this extra activity. When taken seriously, the extra work and practice prepares you to excel in a given task, be it algebra or literature.'Do your homework' is also the first thing any expert will tell you when preparing for a job interview or salary negotiation. Unfortunately, like an antsy tee... view article details