When Buying is Better   It's the rare person who doesn't resent handing over large sums in rent every month. Even if the very idea of a 30-year mortgage makes you shiver, the fact is, over the long term, building equity in your own property is far smarter than financing someone else's. A fixed rate mortgage also locks in your monthly rate so you know that whatever your payment is, at least it will stay the same for thirty years. Even with an adjustable rate mortgage (ARM) you know your monthly cost will hover within a plus or minus dollar range for the term of the mortgage. Rent, on the other ... view article details

There is plenty of advice out there about writing a good resume. From grammarians parading the benefits of a bullet proof resume -- at least from a spelling and grammar perspective -- to hiring managers threatening to toss out your resume for failing to 'suit their tastes,' almost everyone has an opinion. Nothing is necessarily wrong. Resume writing is inherently subjective.But despite the diverse viewpoints, there are some clear differentiators that go into the making of a great resume. I am not talking about writing just a good resume. Today’s job market demands greatness. For better or wors... view article details

Any way you measure it, a college degree is the best investment of your life. In today's dollars, a bachelor's degree is worth more than $2.1 million over 40 years. 'Having that post-secondary diploma can make such a difference in lifetime earnings,' said Washington, D.C.-based Employment Policy Foundation President Ed Potter.During a recession, obtaining a college degree becomes even more crucial. According to the U.S. Department of Labor, all seven of the job categories that are predicted to grow faster than average during the next decade require a college diploma. These careers, which inclu... view article details

People Relate to Themselves Whether you know it or not, most hiring managers have a hiring style that is more reflective of who they are as a person, and not necessarily reflective of the companies for which they work.However, like a duck drawn to water, people will feel naturally drawn to a culture that aligns with their value system, and thus, they hire accordingly. Over twelve years of recruiting for a wide-variety of companies, industries and alongside highly effective hiring managers, I have outlined below the top five hiring styles.To the extent this helps you better understand ... view article details

There is no escaping the fact that college costs are rising. The College Board reports that most students and their families can expect to pay, on average, from $95 to $1,440 more than last year for this year’s tuition and fees, depending on the type of college attended. Average College Costs for 2007-2008: Private four year $23,712 (up 6.3 % from last year) Public four-year $6,185 (up 6.6 %from last year) Public two-year $2,361 (up 4.2% from last year) Financing Options Families are encouraged to seek federally backed loans first, then shop for private loans, based in part on the recommend... view article details

It's time to start negotiating again. We know it's not easy and we know it's uncomfortable. Years of layoffs and a faltering economy made salary negotiation an afterthought for many people who felt lucky to simply have a job in the first place. That's why 41% of American workers did not negotiate for the position they currently hold. But the economy is slowly recovering. Hiring is once again on the rise. Which means it's time. Time to ask for more during the job interview. Time to ask for that pay increase you haven't gotten in five years. Time to stop leaving money on the table. And Salary.c... view article details

Q: My company recently decided to eliminate company cars as a perk for any employee. Since they have always maintained that the benefit was "part of my compensation," I want to ask for a comparable amount of salary increase as a replacement for the loss. I've done a substantial amount of research and cannot find any good rules of thumb for determining the value of a company car benefit. How likely am I to get them to simply cover the cost of my monthly car payment on the replacement vehicle? Any ideas on the value of such a benefit? A: You may not be able to receive the monetary value of your... view article details

Before You Relocate, Pick the Strategy That Makes Sense for You On a cold January day many years ago, Eric was visiting his parents and sat down for a nice Sunday night dinner. He had an announcement. After living his entire life on the east coast, he declared that he wanted to find a new job in a different part of the country. By the end of the summer, he wanted to live in one of his target cities: Seattle, San Francisco, or Austin. His parents, who had always been supportive, listened intently. His mom chimed in, “That sounds exciting. When you get a job offer, make sure you negotiate for... view article details

For job seekers, the resume may be the most important document they need. After all, what's on that simple piece of paper can mean the difference between landing an interview and landing in the circular file. While most job seekers concentrate on what theyshould include on their resume, few pay attention to what they shouldn't include. This article explores 10 things you should never put on your resume. A crazy objective So you want to be the next Bill Gates. Terrific! And you may even have the chops to make it happen. But please don't put it in your objective statement. Outlandish, overcon... view article details

Careers in Demand for the Future What will help wanted ads look like in two, five, ten years from now? And why should you care? As the world evolves, so do job trends and job descriptions. It’s important to structure your career so that your job will still be in demand in several years. This article explores seven professions, both emerging and long-standing, that offer the best careers for the future. Career #1: Healthcare According to recent Labor Department data, an aging population will put healthcare workers such as doctors, nurses, physical therapists, home health aids, and pharmacists... view article details