While both fiduciaries and Certified Financial Planners (CFPs) are committed to acting in their clients' best interests, a fiduciary standard generally requires a higher level of ongoing duty and obligation. Fiduciaries are legally bound to prioritize their clients' interests above their own at all times, which involves continuous monitoring and adjustment of financial strategies to ensure that clients' goals are being met effectively. CFPs, on the other hand, are certified professionals who adhere to a comprehensive code of ethics and standards of practice, but their duties may vary depending on their specific role and the context of their advice. Ultimately, choosing between a fiduciary and a CFP depends on the level of trust and ongoing commitment you seek from your financial advisor, with fiduciaries often providing a more rigorous and unwavering standard of care.