What is a fertility coach?

One of the main disadvantages of working with a fiduciary is the potential for higher upfront costs, as fiduciary advisors typically charge transparent fees directly to clients for their services. Unlike some brokers who may earn commissions through product sales, fiduciaries are obligated to act in their clients' best interests, which can sometimes result in higher fees that may not be suitable for all investors, especially those with smaller portfolios. Additionally, the fiduciary model may limit access to certain financial products that pay higher commissions but are not aligned with the client's best interests. This can lead to perceptions of increased costs or limited product choices, which some clients might find less appealing compared to commission-based advisors.