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Commercial Lending Processor II Salary in the United States

How much does a Commercial Lending Processor II make in the United States?

As of September 01, 2026, the average salary for a Commercial Lending Processor II in the United States is $53,053 per year, which breaks down to an hourly rate of $26.

However, a Commercial Lending Processor II's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $63,197
  • Majority Range (25th-75th percentile): $49,033 to $58,363
  • Entry-Level (10th percentile): $45,373

Key Factors That Influence Commercial Lending Processor II Salaries

A Commercial Lending Processor II's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Commercial Lending Processor Salaries?

Experience is a primary driver of a Commercial Lending Processor II's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $50,793
  • Early Career (1-2 years): $51,093
  • Mid-Level (2-4 years): $53,628
  • Senior-Level (5-8 years): $57,194
  • Expert (over 8 years): $57,432
Levels Salary
Entry Level Commercial Lending Processor II$50,793
Intermediate Level Commercial Lending Processor II$51,093
Senior Level Commercial Lending Processor II$53,628
Specialist Level Commercial Lending Processor II$57,194
Expert Level Commercial Lending Processor II$57,432

Top Paying Cities for Commercial Lending Processor IIs

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $66,913
  • San Francisco: $66,173
  • Oakland: $64,783

What Skills Can Increase a Commercial Lending Processor II's Salary?

Demanded Skills for the Role:

  • Customer Service (Mentioned in 4.84% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
  • Loan Review (Mentioned in 1.98% Job Postings): Loan review is a process routinely used by banks to assess the current value of loan portfolios. Provisioning is a technique to translate loan review results into the balance sheet.
  • Commercial Banking (Mentioned in 1.35% Job Postings): Is a profit oriented banking by providing loans to customers and charging interest. The bank’s funds come from money deposited by the bank customers in saving accounts, checking accounts, money market accounts, and certificates of deposit (CDs).
Skills Demand Percentage
Customer Service 4.84%
Loan Review 1.98%
Commercial Banking 1.35%

What skills can make your compensation higher?

Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Commercial Lending Processor II's salary.

  • Motivating: Can increase your salary by up to 43%.
  • Commercial Banking: Can increase your salary by up to 19%.
  • Underwriting: Can increase your salary by up to 18%.
Skill Salary Salary % Increase
Motivating $75,866
43%
Commercial Banking $63,133
19%
Underwriting $62,603
18%

Commercial Lending Processor II Salary by Company Size: Startups vs. Enterprise

Commercial Lending Processor II salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $56,557. While startup companies pay approximate $47,998.

Commercial Lending Processor II Salary by Company Size

Company Size Employees Average Salary
Startup 1~50 $47,998
Growth Stage 51~500 $50,731
Established 501~5000 $54,654
Enterprise 5000+ $56,557

Commercial Lending Processor II Salary by Industry: Top Paying Sectors

For Commercial Lending Processor II roles, the industry you choose can impact your earning potential by as much as 25% (the gap between the highest and lowest paying industries). Data shows that the highest-paying industry, Financial Services, offers compensation 10% above the average. Conversely, Commercial Lending Processor positions in Business Services typically offer lower base pay, as this sector often view Commercial Lending Processor II as a support function rather than a direct revenue driver.

The top paying industries for a Commercial Lending Processor II

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Financial Services$58,358$28.010%
Edu., Gov't. & Nonprofit$55,706$27.05%

Commercial Lending Processor II Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Commercial Lending Processor II's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on September 01, 2026
$49,033
Average $53,053/year
$58,363
$4,086
Average $4,421/month
$4,864
$943
Average $1,020/week
$1,122
$24
Average $26/hour
$28
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $58,363 $4,864 $1,122 $28
Average $53,053 $4,421 $1,020 $26
25th Percentile $49,033 $4,086 $943 $24

Commercial Lending Processor II Salary Growth & Career Path

Promotions are the fastest way to increase your earnings. As a Commercial Lending Processor II, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.

Commercial Lending Processor II Salary Growth and Career Path
Next Step Role Estimate Salary Projected Raise
Loan Closer III $56,200 6%
Senior Consumer Loan Processor $59,400 12%
Business Loan Processor III $61,990 17%
Mortgage Lending Processor III $63,400 20%

Most common benefits for Commercial Lending Processor II

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for Commercial Lending Processor II

Here are companies hiring for Commercial Lending Processor II and their salaries, click below for more details.

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FAQ about Commercial Lending Processor II

1. What industry pays the highest salary for Commercial Lending Processor II?

The Financial Services industry offers the highest average compensation for Commercial Lending Processor II roles, with salaries approximately 10% above the market median.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

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