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As of August 01, 2026, the average salary for a Credit Analyst I - Lending in California is $65,550 per year, which breaks down to an hourly rate of $32.
However, a Credit Analyst I - Lending's salary can vary significantly. Here’s a look at the typical salary range:
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Credit Analyst I - Lending Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $71,600 | $5,967 | $1,377 | $34 |
| Average | $65,550 | $5,463 | $1,261 | $32 |
| 25th Percentile | $60,070 | $5,006 | $1,155 | $29 |
CalPrivate Bank - Beverly Hills, CA
Spencer Gray - Garden Grove, CA
Altruist - Los Angeles, CA
Altruist - Los Angeles, CA
A Credit Analyst I - Lending's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, and company size can directly affect your earning potential.
Experience is a primary driver of a Credit Analyst I - Lending's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Job Role | Years of Experience | Average Salary |
|---|---|---|
| Credit Analyst I - Lending | 0-2 years | $65,541 |
| Consumer Loan Credit Analyst II | 2-4 years | $76,528 |
| Consumer Loan Credit Analyst III | 4-7 years | $94,263 |
| Consumer Loan Credit Analyst IV | 7+ years | $114,463 |
| Consumer Loan Credit Supervisor I | 7+ years | $105,331 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Credit Analyst I - Lendings. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:
Credit Analyst I - Lending salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $69,838. While startup companies pay approximate $59,303.
| Company Size | Employees | Average Salary |
|---|---|---|
| Startup | 1~50 | $59,303 |
| Growth Stage | 51~500 | $62,668 |
| Established | 501~5000 | $67,503 |
| Enterprise | 5000+ | $69,838 |
For Credit Analyst I - Lending roles, the industry you choose can impact your earning potential by as much as 60% (the gap between the highest and lowest paying industries). Data shows that the highest-paying industry, Financial Services, offers compensation 30% above the average. Conversely, Credit Analyst I - Lending positions in Business Services typically offer lower base pay, as this sector often view Credit Analyst I - Lending as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Financial Services | $85,215 | $41.0 | 30% |
Understanding how a Credit Analyst I - Lending's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
| Annual Salary | Monthly Pay | Weekly Pay | Hourly Wage | |
|---|---|---|---|---|
| 75th Percentile | $71,600 | $5,967 | $1,377 | $34 |
| Average | $65,550 | $5,463 | $1,261 | $32 |
| 25th Percentile | $60,070 | $5,006 | $1,155 | $29 |
Promotions are the fastest way to increase your earnings. As a Credit Analyst I - Lending, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.
| Next Step Role | Estimate Salary | Projected Raise |
|---|---|---|
| Intermediate Mortgage Underwriter | $80,900 | 23% |
| Consumer Loan Credit Analyst II | $76,600 | 17% |
Ready to take the next step in your career? Browse thousands of current Credit Analyst I - Lending job openings on our job board. Use the search bar below to find your perfect match.
Travis Credit Union
Vacaville, CA
Travis Credit Union | Vacaville, CA
Lending Pricing AnalystSchedule: Monday - Friday, Hybrid 2Days in the office Candidates must live within a reasonable commuting distance of the communities... more
6 Days Ago
Procom
Stockton, CA
Procom | Stockton, CA
Credit Analyst:On behalf of our Enterprise Information Management client, Procom is searching for a Credit Analyst for a 6-month role.This position is onsi... more
6 Days Ago
Rome Protocol
Menlo Park, CA
Rome Protocol | Menlo Park, CA
Join Us In Building The Future Of FinanceOur mission is to democratize finance for all. An estimated $124 trillion of assets will be inherited by younger g... more
6 Days Ago
American Riviera Bank
Santa Barbara, CA
American Riviera Bank | Santa Barbara, CA
Job Description. Job Description. The position of Senior Credit Analyst II is responsible for performing in-depth, thorough financial and collateral analys... more
6 Days Ago
American Riviera Bank
Santa Maria, CA
American Riviera Bank | Santa Maria, CA
Job Description. Job Description. The position of Senior Credit Analyst II is responsible for performing in-depth, thorough financial and collateral analys... more
6 Days Ago
American Riviera Bank
Ventura, CA
American Riviera Bank | Ventura, CA
Job Description. Job Description. The position of Senior Credit Analyst II is responsible for performing in-depth, thorough financial and collateral analys... more
6 Days Ago
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