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Fraud Detection Specialist I Salary in the United States

How much does a Fraud Detection Specialist I make in the United States?

As of September 01, 2026, the average salary for a Fraud Detection Specialist I in the United States is $41,093 per year, which breaks down to an hourly rate of $20.

However, a Fraud Detection Specialist I's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $55,593
  • Majority Range (25th-75th percentile): $39,463 to $48,683
  • Entry-Level (10th percentile): $37,979

Key Factors That Influence Fraud Detection Specialist I Salaries

A Fraud Detection Specialist I's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Fraud Detection Specialist Salaries?

Experience is a primary driver of a Fraud Detection Specialist I's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Fraud Detection Specialist I (0-1 years): $41,071
  • Fraud Monitoring and Detection Specialist II (1-3 years): $45,798
  • Fraud Monitoring and Detection Specialist III (3-5 years): $51,074
  • Merchant Chargeback/Fraud Analysis Team Leader (5+ years): $62,775
  • Fraud Monitoring and Detection Supervisor (5+ years): $84,785
Job Role Years of Experience Average Salary
Fraud Detection Specialist I0-1 years$41,071
Fraud Monitoring and Detection Specialist II1-3 years$45,798
Fraud Monitoring and Detection Specialist III3-5 years$51,074
Merchant Chargeback/Fraud Analysis Team Leader5+ years$62,775
Fraud Monitoring and Detection Supervisor5+ years$84,785

How Do Fraud Detection Specialist I Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Fraud Detection Specialist Is. For example, consider the average annual salaries in these key locations:
  • District of Columbia: $45,493.
  • California: $45,323.
  • Massachusetts: $44,713.

Top Paying Cities for Fraud Detection Specialist Is

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $51,823
  • San Francisco: $51,253
  • Oakland: $50,173

What Skills Can Increase a Fraud Detection Specialist I's Salary?

Demanded Skills for the Role:

  • Analysis (Mentioned in 11.7% Job Postings): Analysis is the process of considering something carefully or using statistical methods in order to understand it or explain it.
  • PowerPoint (Mentioned in 1.47% Job Postings): A computer software created by Microsoft which allows the user to create slides with recordings, narrations, transitions and other features in order to present information.
  • Supply Chain (Mentioned in 1.26% Job Postings): A supply chain encompasses everything from the delivery of source materials from the supplier to the manufacturer through to its eventual delivery to the end user.
Skills Demand Percentage
Analysis 11.7%
PowerPoint 1.47%
Supply Chain 1.26%

What skills can make your compensation higher?

Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Fraud Detection Specialist I's salary.

  • Asset Management: Can increase your salary by up to 55%.
  • Investment Banking: Can increase your salary by up to 43%.
  • Business Development: Can increase your salary by up to 32%.
Skill Salary Salary % Increase
Asset Management $63,694
55%
Investment Banking $58,763
43%
Business Development $54,243
32%

Fraud Detection Specialist I Salary by Company Size: Startups vs. Enterprise

Fraud Detection Specialist I salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $45,923. While startup companies pay approximate $38,846.

Fraud Detection Specialist I Salary by Company Size

Company Size Employees Average Salary
Startup 1~50 $38,846
Growth Stage 51~500 $41,084
Established 501~5000 $44,345
Enterprise 5000+ $45,923

Fraud Detection Specialist I Salary by Industry: Top Paying Sectors

For Fraud Detection Specialist I roles, the industry you choose can affect earning potential by as much as 120% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Aerospace & Defense sectors offer the strongest compensation, at 60% above the average. In contrast, Fraud Detection Specialist positions in Hospitality & Leisure or Transportation typically offer lower base pay, as these industries often view Fraud Detection Specialist I as a support function rather than a direct revenue driver.

The top paying industry for a Fraud Detection Specialist I

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Financial Services$65,749$32.060%

Fraud Detection Specialist I Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Fraud Detection Specialist I's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on September 01, 2026
$39,463
Average $41,093/year
$48,683
$3,289
Average $3,424/month
$4,057
$759
Average $790/week
$936
$19
Average $20/hour
$23
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $48,683 $4,057 $936 $23
Average $41,093 $3,424 $790 $20
25th Percentile $39,463 $3,289 $759 $19

Fraud Detection Specialist I Salary Growth & Career Path

Promotions are the fastest way to increase your earnings. As a Fraud Detection Specialist I, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.

Fraud Detection Specialist I Salary Growth and Career Path
Next Step Role Estimate Salary Projected Raise
Credit Card Fraud Monitoring Specialist $43,100 5%
Fraud Monitoring and Detection Specialist II $45,800 11%

Most common benefits for Fraud Detection Specialist I

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for Fraud Detection Specialist I

Here are companies hiring for Fraud Detection Specialist I and their salaries, click below for more details.

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FAQ about Fraud Detection Specialist I

1. What industry pays the highest salary for Fraud Detection Specialist I?

The Financial Services industry offers the highest average compensation for Fraud Detection Specialist I roles, with salaries approximately 60% above the market median.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

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