How much does a Health Underwriter make in the United States?
As of August 01, 2026, the average salary for a Health Underwriter in the United States is $71,390 per year, which breaks down to an hourly rate of $34.
However, a Health Underwriter's salary can vary significantly. Here’s a look at the typical salary range:
Top Earners (90th percentile): $79,796
Majority Range (25th-75th percentile): $65,290 to $75,790
Key Factors That Influence Health Underwriter Salaries
A Health Underwriter's salary isn't a fixed number.
It's shaped by several important factors.
Below, we'll explore how your years of experience, geographic location, and company size can directly affect your earning potential.
How Experience Level Affects Health Underwriter Salaries?
Experience is a primary driver of a Health Underwriter's salary.
As you build your skills and take on more complex tasks, your compensation generally increases.
Here's how the average salary grows at different career stages:
Health Underwriter (2-4 years): $71,303
Health Insurance Senior Underwriter (4-7 years): $92,697
Health Insurance Underwriting Manager (7+ years): $131,662
Health Insurance Underwriting Director (7+ years): $163,383
Job Role
Years of Experience
Average Salary
Health Underwriter
2-4 years
$71,303
Health Insurance Senior Underwriter
4-7 years
$92,697
Health Insurance Underwriting Manager
7+ years
$131,662
Health Insurance Underwriting Director
7+ years
$163,383
$71,303Health Un...
$92,697Health In...
$131,662Health In...
$163,383Health In...
View as Table
View as Graph
What Am I Worth?
How Do Health Underwriter Salaries Vary from State to State?
Your salary can change significantly depending on where you work.
States with a higher cost of living and strong industrial sectors
often pay more to attract Health Underwriters.
For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities.
Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay.
Here are a few examples of average annual salaries in different U.S. cities:
San Jose: $89,990
San Francisco: $88,990
Oakland: $87,090
San Jose, CA$89,990
San Francisco, CA$88,990
Oakland, CA$87,090
New York, NY$82,090
Paramus, NJ$81,090
Queens Village, NY$81,090
Passaic, NJ$81,090
Bergenfield, NJ$81,090
Huntington, NY$80,890
Stamford, CT$80,890
Newark, NJ$80,390
Bridgeport, CT$80,190
Vallejo, CA$80,090
New Brunswick, NJ$79,990
Petaluma, CA$79,990
Middlesex, NJ$79,890
Somerset, NJ$79,790
Santa Cruz, CA$79,690
Boston, MA$79,290
Monterey, CA$78,990
Seattle, WA$78,890
Santa Rosa, CA$78,890
Los Angeles, CA$78,790
Juneau, AK$78,590
Washington, DC$78,590
Orange, CA$78,290
Santa Ana, CA$78,090
Long Beach, CA$78,090
Anchorage, AK$77,990
Anaheim, CA$77,990
Santa Maria, CA$77,790
Everett, WA$77,790
Danbury, CT$77,490
Bremerton, WA$77,390
Tacoma, WA$77,190
New Suffolk, NY$77,190
Santa Barbara, CA$77,090
Sacramento, CA$77,090
Trenton, NJ$76,990
San Diego, CA$76,990
Brockton, MA$76,890
Fairbanks, AK$76,690
Lompoc, CA$76,590
Lowell, MA$76,490
Ventura, CA$76,490
Nashua, NH$76,490
Stockton, CA$76,490
Modesto, CA$75,890
Poughkeepsie, NY$75,790
Kennewick, WA$75,690
Olympia, WA$75,690
New Haven, CT$75,590
Lawrence, MA$75,390
Hartford, CT$75,290
Riverside, CA$75,290
New Bedford, MA$75,190
Richland, WA$75,190
Atlantic City, NJ$75,090
New Britain, CT$75,090
San Bernardino, CA$75,090
Bakersfield, CA$75,090
New London, CT$74,990
Norwich, CT$74,990
Portsmouth, NH$74,990
Boulder, CO$74,890
Portland, OR$74,790
Worcester, MA$74,790
Minneapolis, MN$74,490
Philadelphia, PA$74,390
Honolulu, HI$74,190
Saint Paul, MN$74,190
Vineland, NJ$74,090
Providence, RI$73,890
Chicago, IL$73,690
Bellingham, WA$73,590
Springfield, MA$73,590
Baltimore, MD$73,590
Chico, CA$73,390
Pittsfield, MA$73,190
Manchester, NH$73,090
Spokane, WA$72,790
Denver, CO$72,690
Albany, NY$72,390
Troy, NY$72,390
Nassau, NY$72,290
Schenectady, NY$72,190
Wilmington, DE$72,190
Burlington, VT$72,090
Salem, OR$71,990
Portland, ME$71,790
Yakima, WA$71,790
Rochester, MN$71,490
Reno, NV$71,490
Fresno, CA$71,490
Milwaukee, WI$71,390
Detroit, MI$71,390
Allentown, PA$71,290
Ann Arbor, MI$71,290
Colorado Springs, CO$71,190
Syracuse, NY$71,190
Carson City, NV$71,190
Houston, TX$71,090
Eugene, OR$70,990
Gary, IN$70,990
Springfield, OR$70,890
Bismarck, ND$70,890
Galveston, TX$70,790
Medford, OR$70,690
Fort Collins, CO$70,690
Concord, NH$70,690
Austin, TX$70,590
Mesa, AZ$70,490
Reading, PA$70,490
Phoenix, AZ$70,490
Dallas, TX$70,490
Saint Cloud, MN$70,390
Madison, WI$70,290
Utica, NY$70,090
Rochester, NY$69,990
Des Moines, IA$69,990
Raleigh, NC$69,990
Atlanta, GA$69,890
Battle Creek, MI$69,790
Salt Lake City, UT$69,790
Lancaster, PA$69,690
Harrisburg, PA$69,590
Pittsburgh, PA$69,490
Boca Raton, FL$69,490
Columbus, OH$69,490
Kansas City, MO$69,490
Champaign, IL$69,490
Kansas City, KS$69,490
Fort Worth, TX$69,490
Cleveland, OH$69,390
Richmond, VA$69,390
Indianapolis, IN$69,390
Cincinnati, OH$69,290
Las Vegas, NV$69,290
Petersburg, VA$69,190
Huntsville, AL$69,090
Lansing, MI$69,090
Lebanon, PA$69,090
Pueblo, CO$69,090
Charlotte, NC$68,990
Dayton, OH$68,990
Racine, WI$68,990
Appleton, WI$68,990
Buffalo, NY$68,990
Saint Louis, MO$68,890
York, PA$68,890
Elkhart, IN$68,890
Gastonia, NC$68,890
Billings, MT$68,890
Beaumont, TX$68,890
Binghamton, NY$68,790
Toledo, OH$68,790
Rock Hill, SC$68,790
Lorain, OH$68,790
Benton Harbor, MI$68,790
Rockford, IL$68,690
Springfield, IL$68,690
Elyria, OH$68,690
Fargo, ND$68,690
Flagstaff, AZ$68,590
Fort Lauderdale, FL$68,590
Duluth, MN$68,590
Miami, FL$68,590
Cheyenne, WY$68,490
Grand Forks, ND$68,490
Bangor, ME$68,390
Cedar Rapids, IA$68,290
Durham, NC$68,190
Louisville, KY$68,190
Grand Rapids, MI$68,190
Hialeah, FL$68,190
Casper, WY$68,090
Akron, OH$67,990
Virginia Beach, VA$67,990
New Orleans, LA$67,990
Scranton, PA$67,990
Peoria, IL$67,890
Sarasota, FL$67,890
Nashville, TN$67,790
Omaha, NE$67,790
Green Bay, WI$67,790
Baton Rouge, LA$67,790
Charleston, SC$67,790
Tucson, AZ$67,690
Davenport, IA$67,690
Jamestown, NY$67,690
Bradenton, FL$67,590
Saint Petersburg, FL$67,590
Tampa, FL$67,590
Evansville, IN$67,590
Port Arthur, TX$67,590
Santa Fe, NM$67,390
Clearwater, FL$67,290
Orlando, FL$67,290
La Crosse, WI$67,090
Canton, OH$67,090
Albuquerque, NM$67,090
Newport News, VA$67,090
High Point, NC$67,090
Ogden, UT$66,990
Corpus Christi, TX$66,990
Salisbury, NC$66,890
Jacksonville, FL$66,890
Saginaw, MI$66,890
Rock Island, IL$66,890
Norfolk, VA$66,890
Laramie, WY$66,890
Boise, ID$66,790
Moline, IL$66,790
Fort Myers, FL$66,790
Memphis, TN$66,790
Tulsa, OK$66,690
Waterloo, IA$66,690
Provo, UT$66,590
Fort Wayne, IN$66,590
Spartanburg, SC$66,590
Lincoln, NE$66,590
Cedar Falls, IA$66,490
San Antonio, TX$66,390
Greensboro, NC$66,390
South Bend, IN$66,390
Winston Salem, NC$66,290
Savannah, GA$66,290
Muskegon, MI$66,290
Birmingham, AL$66,290
Lake Charles, LA$66,090
Anderson, IN$66,090
Lexington, KY$66,090
Wichita, KS$65,990
Lima, OH$65,990
Tuscaloosa, AL$65,990
Augusta, GA$65,990
Greenville, SC$65,990
Springfield, OH$65,890
Columbia, SC$65,890
Asheville, NC$65,790
Bloomington, IN$65,690
Knoxville, TN$65,490
Shreveport, LA$65,490
Wilmington, NC$65,390
Roanoke, VA$65,390
Oklahoma City, OK$65,190
Chillicothe, OH$65,190
Topeka, KS$65,190
Frankfort, KY$65,190
Longview, TX$65,090
Melbourne, FL$65,090
Sioux Falls, SD$64,990
Mobile, AL$64,990
Terre Haute, IN$64,990
Killeen, TX$64,890
Altoona, PA$64,890
Amarillo, TX$64,890
Chattanooga, TN$64,790
Fayetteville, AR$64,790
Sioux City, IA$64,690
Idaho Falls, ID$64,690
Lynchburg, VA$64,690
Gainesville, FL$64,590
Youngstown, OH$64,490
Lafayette, LA$64,490
Daytona Beach, FL$64,490
Portsmouth, OH$64,490
Little Rock, AR$64,490
Clarksville, TN$64,390
Pensacola, FL$64,390
Temple, TX$64,390
Hopkinsville, KY$64,190
Erie, PA$64,190
Florence, SC$64,190
Charleston, WV$64,090
Great Falls, MT$63,990
Waco, TX$63,890
Fayetteville, NC$63,890
Tallahassee, FL$63,890
Macon, GA$63,890
Helena, MT$63,790
Pine Bluff, AR$63,790
Vincennes, IN$63,690
Lubbock, TX$63,690
Alamogordo, NM$63,690
Twin Falls, ID$63,590
Rapid City, SD$63,590
Montgomery, AL$63,390
Parkersburg, WV$63,390
Jackson, MS$63,390
Huntington, WV$63,390
Greenville, MS$63,390
Wichita Falls, TX$63,290
Springfield, MO$63,290
Biloxi, MS$63,190
Monroe, LA$63,190
Columbus, GA$63,090
Sumter, SC$63,090
Johnstown, PA$63,090
Pascagoula, MS$62,990
Abilene, TX$62,990
Kingsport, TN$62,790
Albany, GA$62,790
Gulfport, MS$62,690
Alexandria, LA$62,490
Fort Smith, AR$62,290
El Paso, TX$62,090
Las Cruces, NM$61,790
Harlingen, TX$61,590
Pocatello, ID$61,590
Florence, AL$61,490
Brownsville, TX$61,490
Mcallen, TX$61,390
Dothan, AL$61,290
Columbus, MS$60,790
Altus, OK$60,490
Lawton, OK$60,390
Pierre, SD$60,090
What Skills Can Increase a Health Underwriter's Salary?
Demanded Skills for the Role:
Networking (Mentioned in 14.84% Job Postings): Ability to maintain, build and expand a personal and business contact list to grow one's career and business opportunities.
Back Office (Mentioned in 5.18% Job Postings): The back office is the administration and support personnel who are not client-facing. Back-office personnel provide essential functions to the business.
Ethernet (Mentioned in 1.19% Job Postings): Ethernet is the traditional technology for connecting devices in a wired local area network (LAN) or wide area network (WAN). It enables devices to communicate with each other via a protocol, which is a set of rules or common network language.
See More Skills
Skills
Demand Percentage
Networking
14.84%
Back Office
5.18%
Ethernet
1.19%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay.
Here are examples of skills and the potential impact they can have on a Health Underwriter's salary.
Ethernet: Can increase your salary by up to 40%.
Insurance Products: Can increase your salary by up to 15%.
Insurance Sales: Can increase your salary by up to 12%.
Skill
Salary
Salary % Increase
Ethernet
$99,946
40%
Insurance Products
$82,099
15%
Insurance Sales
$79,957
12%
Onboarding
$78,529
10%
Coaching
$76,387
7%
HIPAA
$76,387
7%
Get Latest Data
Health Underwriter Salary by Company Size: Startups vs. Enterprise
Health Underwriter salary potential scales significantly with company size.
Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $77,045.
While startup companies pay approximate $65,335.
Health Underwriter Salary by Company Size
Company Size
Employees
Average Salary
Startup
1~50
$65,335
Growth Stage
51~500
$69,065
Established
501~5000
$74,435
Enterprise
5000+
$77,045
Health Underwriter Salary by Industry: Top Paying Sectors
For Health Underwriter roles, the industry you choose can affect earning potential
by as much as 50% (the gap between the highest and lowest paying industries).
Data shows that the Business Services and Financial Services
sectors offer the strongest compensation, at 25% above the average.
In contrast, Health Underwriter positions in Healthcare or Edu., Gov't. & Nonprofit typically offer lower base pay,
as these industries often view Health Underwriter as a support function rather than a direct revenue driver.
The top paying industries for a Health Underwriter
Industry Sector
Average Annual Salary
Average Hourly Rate
Pay vs.Avg
Business Services
$89,238
$43.0
25%
Financial Services
$74,960
$36.0
5%
Health Underwriter Salary: Hourly Rate, Weekly Pay, and Monthly Pay
Understanding how a Health Underwriter's annual salary breaks down can help with budgeting.
Below, you can see the average hourly rate, weekly pay, and monthly pay for this role.
Use the buttons to switch between different pay periods.
Hourly
Monthly
Weekly
Yearly
Table View
Last Updated on August 01, 2026
$65,290
Average$71,390/year
$75,790
$5,441
Average$5,949/month
$6,316
$1,256
Average$1,373/week
$1,458
$31
Average$34/hour
$36
Annual Salary
Monthly Pay
Weekly Pay
Hourly Wage
75th Percentile
$75,790
$6,316
$1,458
$36
Average
$71,390
$5,949
$1,373
$34
25th Percentile
$65,290
$5,441
$1,256
$31
Health Underwriter Salary Growth & Career Path
Promotions are the fastest way to increase your earnings.
As a Health Underwriter, you have the following paths for advancement.
The table below compares the salary raises for common next-step roles.
By comparing these figures, you can choose the career path that best meets your financial goals.
Salaries for a Health Underwriter can change over time,
reflecting shifts in market demand and the overall economy.
The median salary decreased from $78,379 in 2023
to around $74,033 in 2025,
reflecting changes in demand, location, experience, and the wider economy.
For a detailed analysis of Health Underwriter salary trends,
.
Average Annual Salary of Health Underwriter Over Time
2022
$???
2023
$78,379
2024
$75,848
2025
$74,033
2026
$???
2027
$???
Year
Average Annual Salary
2022
View More
2023
$78,379
2024
$75,848
2025
$74,033
2026
View More
2027
View More
Most common benefits for Health Underwriter
Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Compensation Planning
Common company salaries for Health Underwriter
Here are companies hiring for Health Underwriter and their salaries, click below for more details.
K
$114,295/per year
Kpmg Us LLP
Business Services
the United States
W
$114,096/per year
Warner Bros Discovery
Business Services
the United States
D
$111,927/per year
Dentsu International Ltd
Business Services
the United States
G
$111,873/per year
GroupM Worldwide Inc
Business Services
the United States
C
$111,651/per year
CoWorx Staffing
Business Services
the United States
C
$110,194/per year
Contemporary Services Corp
Business Services
the United States
S
$107,128/per year
Showcase Cinemas
Business Services
the United States
A
$106,429/per year
Amentum Services Inc
Business Services
the United States
A
$106,199/per year
Allied Universal Security Services LLC
Business Services
the United States
S
$106,104/per year
Sodexo USA
Business Services
the United States
J
$105,192/per year
JLL Technologies
Business Services
the United States
I
$104,478/per year
Intact Insurance Group USA LLC
Business Services
the United States
N
$101,619/per year
NielsenIQ
Business Services
the United States
T
$101,470/per year
The Leading Edge Alliance
Business Services
the United States
H
$101,308/per year
Honeywell UOP
Business Services
the United States
R
$97,720/per year
Reeve & Associates
Business Services
the United States
M
$97,584/per year
ManpowerGroup Global Inc
Business Services
the United States
F
$95,980/per year
Financial Sys Nco
Business Services
the United States
A
$95,314/per year
Arrow Global Ltd
Business Services
the United States
C
$94,777/per year
CarMax Enterprise Services LLC
Business Services
the United States
D
$94,479/per year
DZConneX
Business Services
the United States
A
$93,802/per year
Adecco Staffing, USA
Business Services
the United States
R
$92,937/per year
Resource MFG
Business Services
the United States
Z
$92,774/per year
Zachry Brands Inc
Business Services
the United States
G
$88,138/per year
Greystar Worldwide LLC
Business Services
the United States
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FAQ about Health Underwriter
1. What industry pays the highest salary for Health Underwriter?
The Business Services industry offers the highest average compensation for Health Underwriter roles,
with salaries approximately 25% above the market median.
Where Does Our Salary Data Come From?
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
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