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Intermediate Lending Officer Salary in the United States

How much does an Intermediate Lending Officer make in the United States?

As of September 01, 2026, the average salary for an Intermediate Lending Officer in the United States is $74,200 per year, which breaks down to an hourly rate of $36.

However, an Intermediate Lending Officer's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $92,540
  • Majority Range (25th-75th percentile): $64,500 to $83,800
  • Entry-Level (10th percentile): $55,669
Salary Factors Salary-Boosting Skills Salary by Experience Related Job Salaries Top Paying Cities Explore Related Jobs

Key Factors That Influence Intermediate Lending Officer Salaries

An Intermediate Lending Officer's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Intermediate Lending Officer Salaries?

Experience is a primary driver of an Intermediate Lending Officer's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry Lending Officer (0-2 years): $52,995
  • Intermediate Lending Officer (2-4 years): $74,188
  • Loan Officer III (4-7 years): $95,489
  • Vice President of Lending (7+ years): $188,727
  • Lending and Credit Executive (7+ years): $215,511
Job Role Years of Experience Average Salary
Entry Lending Officer0-2 years$52,995
Intermediate Lending Officer2-4 years$74,188
Loan Officer III4-7 years$95,489
Vice President of Lending7+ years$188,727
Lending and Credit Executive7+ years$215,511
View as Graph

How Do Intermediate Lending Officer Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Intermediate Lending Officers. For example, consider the average annual salaries in these key locations:
  • District of Columbia: $82,200.
  • California: $81,900.
  • Massachusetts: $80,800.

Top Paying Cities for Intermediate Lending Officers

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $93,600
  • San Francisco: $92,600
  • Oakland: $90,600

What Skills Can Increase an Intermediate Lending Officer's Salary?

Demanded Skills for the Role:

  • Customer Service (Mentioned in 6.61% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
  • Customer Relationship (Mentioned in 2.6% Job Postings): Customer relations is the company-wide process of nurturing positive relationships with your customers . It helps you connect with your customers on a much more personal level and create a sense of mutual understanding with them.
  • Consumer Loans (Mentioned in 1.63% Job Postings): a consumer loan is any type of loan made to a consumer by a creditor. The loan can be secured (backed by the assets of the borrower) or unsecured (not backed by the assets of the borrower).
Skills Demand Percentage
Customer Service 6.61%
Customer Relationship 2.6%
Consumer Loans 1.63%
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What skills can make your compensation higher?

Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on an Intermediate Lending Officer's salary.

  • Team Operations: Can increase your salary by up to 26%.
  • Sales Training: Can increase your salary by up to 21%.
  • Leadership: Can increase your salary by up to 8%.
Skill Salary Salary % Increase
Team Operations $93,492
26%
Sales Training $89,782
21%
Leadership $80,136
8%
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Intermediate Lending Officer Salary by Company Size: Startups vs. Enterprise

Intermediate Lending Officer salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $79,100. While startup companies pay approximate $67,129.

Intermediate Lending Officer Salary by Company Size

Company Size Employees Average Salary
Startup 1~50 $67,129
Growth Stage 51~500 $70,953
Established 501~5000 $76,439
Enterprise 5000+ $79,100

Intermediate Lending Officer Salary by Industry: Top Paying Sectors

For Intermediate Lending Officer roles, the industry you choose can impact your earning potential by as much as 20% (the gap between the highest and lowest paying industries). Data shows that the highest-paying industry, Edu., Gov't. & Nonprofit, offers compensation 10% above the average. Conversely, Intermediate Lending Officer positions in Business Services typically offer lower base pay, as this sector often view Intermediate Lending Officer as a support function rather than a direct revenue driver.

The top paying industry for an Intermediate Lending Officer

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Edu., Gov't. & Nonprofit$81,620$39.010%

How Education impacts an Intermediate Lending Officer's Salary?

Your level of education can impact your salary potential. While many Intermediate Lending Officers enter the field with a Bachelor's Degree degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for an Intermediate Lending Officer with a Bachelor's Degree is between $73,349 and $78,664).

Intermediate Lending Officer Salaries by Degree Level

Typical Education for Intermediate Lending Officer
Degree Level % of user with this level of education
No Diploma 4.5%
High School 4.5%
Associates 4.5%
Bachelors 68.2%
Masters 22.7%
Doctorate 0.0%
View as Graph

Intermediate Lending Officer Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an Intermediate Lending Officer's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on September 01, 2026
$64,500
Average $74,200/year
$83,800
$5,375
Average $6,183/month
$6,983
$1,240
Average $1,427/week
$1,612
$31
Average $36/hour
$40
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $83,800 $6,983 $1,612 $40
Average $74,200 $6,183 $1,427 $36
25th Percentile $64,500 $5,375 $1,240 $31

Intermediate Lending Officer Salary Growth & Career Path

Intermediate Lending Officer

Next Role

Advancement

Promotions are the fastest way to increase your earnings. As an Intermediate Lending Officer, you have the following paths for advancement. The table below compares the salary raises for common next-step roles. By comparing these figures, you can choose the career path that best meets your financial goals.

Next Step Role Estimate Salary Projected Raise
Agricultural Lending Officer III $101,600 37%
Loan Officer III $95,500 29%
Senior SBA Loan Officer $104,500 41%

Most common benefits for Intermediate Lending Officer

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for Intermediate Lending Officer

Here are companies hiring for Intermediate Lending Officer and their salaries, click below for more details.

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FAQ about Intermediate Lending Officer

1. What industry pays the highest salary for Intermediate Lending Officer?

The Edu., Gov't. & Nonprofit industry offers the highest average compensation for Intermediate Lending Officer roles, with salaries approximately 10% above the market median.

2. How much do America First bank tellers make?

The salary for an Intermediate Lending Officer ranges from $66,600 to $82,600, with a midpoint of $75,500. This reflects the competitive compensation in the financial sector, ensuring that professionals are rewarded for their expertise and contributions. Salary data is based on various sources and reflects current market trends.

3. What is the highest salary for loan officer?

The highest salary for an Intermediate Lending Officer is $82,600 per year. While some loan officer positions can pay significantly more, this role typically offers a salary range from $66,600 to $82,600. As a loan officer, you assist clients in understanding their loan options and finding the best fit for their financial needs.

4. How many loan officers are there in us?

How many loan officers are there in the US? There are approximately 239,324 loan officers, and the number is expected to steadily increase over the next decade. The salary for an Intermediate Lending Officer ranges from $66,600 to $82,600, with a median salary of $75,500, reflecting the growing demand for skilled professionals in this field.

5. What is the highest paying officer job?

The highest paying officer job can vary, but for an Intermediate Lending Officer, the salary ranges from $66,600 to $82,600, with a mid-salary of $75,500. Other high-paying officer roles include Police Captain and Chief of Police, with salaries reaching up to $172,500 and $165,000, respectively.

6. How much does a loan officer make in the US?

Loan Officers in the US typically earn between $66,600 and $82,600, with a median salary of $75,500. This range reflects the varying levels of experience and responsibility within the role.

7. Is a loan officer a stressful job?

A loan officer's job can be stressful due to the pressure of meeting sales targets, managing client expectations, and navigating complex financial regulations. However, the role can also be rewarding, especially with a competitive salary range of $66,600 to $82,600, which reflects the importance of their work in helping clients secure financing.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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