Merchant Chargeback/Fraud Analysis Manager Salary in the United States

How much does a Merchant Chargeback/Fraud Analysis Manager make in the United States?

As of August 01, 2026, the average salary for a Merchant Chargeback/Fraud Analysis Manager in the United States is $97,900 per year, which breaks down to an hourly rate of $47.

However, a Merchant Chargeback/Fraud Analysis Manager's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $129,040
  • Majority Range (25th-75th percentile): $85,800 to $114,200
  • Entry-Level (10th percentile): $74,784
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View as table View as graph 25% $85,800 10% $74,784 90% $129,040 75% $114,200 $97,900 50%(Median) Didn’t find job title? Click

Merchant Chargeback/Fraud Analysis Manager Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $114,200 $9,517 $2,196 $55
Average $97,900 $8,158 $1,883 $47
25th Percentile $85,800 $7,150 $1,650 $41
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Key Factors That Influence Merchant Chargeback/Fraud Analysis Manager Salaries

A Merchant Chargeback/Fraud Analysis Manager's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, and company size can directly affect your earning potential.

How Experience Level Affects Merchant Chargeback/Fraud Analysis Manager Salaries?

Experience is a primary driver of a Merchant Chargeback/Fraud Analysis Manager's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Merchant Chargeback/Fraud Detection Associate (1-3 years): $47,101
  • Merchant Chargeback Analyst Sr. (2-4 years): $53,935
  • Merchant Chargeback/Fraud Analysis Team Leader (4+ years): $62,773
  • Fraud Monitoring and Detection Supervisor (3-5 years): $69,649
  • Merchant Chargeback/Fraud Analysis Manager (5+ years): $97,888
Job Role Years of Experience Average Salary
Merchant Chargeback/Fraud Detection Associate1-3 years$47,101
Merchant Chargeback Analyst Sr.2-4 years$53,935
Merchant Chargeback/Fraud Analysis Team Leader4+ years$62,773
Fraud Monitoring and Detection Supervisor3-5 years$69,649
Merchant Chargeback/Fraud Analysis Manager5+ years$97,888
$47,101 Merchant ...
$53,935 Merchant ...
$62,773 Merchant ...
$69,649 Fraud Mon...
$97,888 Merchant ...
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What Am I Worth?

Top Paying Cities for Merchant Chargeback/Fraud Analysis Managers

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $123,500
  • San Francisco: $122,200
  • Oakland: $119,600

Merchant Chargeback/Fraud Analysis Manager Salary by Company Size: Startups vs. Enterprise

Merchant Chargeback/Fraud Analysis Manager salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $106,841. While startup companies pay approximate $90,238.

Merchant Chargeback/Fraud Analysis Manager Salary by Company Size

Company Size Employees Average Salary
Startup1~50$90,238
Growth Stage51~500$95,479
Established501~5000$103,139
Enterprise5000+$106,841

Merchant Chargeback/Fraud Analysis Manager Salary by Industry: Top Paying Sectors

For Merchant Chargeback/Fraud Analysis Manager roles, the industry you choose can impact your earning potential by as much as 40% (the gap between the highest and lowest paying industries). Data shows that the highest-paying industry, Financial Services, offers compensation 20% above the average. Conversely, Merchant Chargeback/Fraud Analysis Manager positions in Retail & Wholesale typically offer lower base pay, as this sector often view Merchant Chargeback/Fraud Analysis Manager as a support function rather than a direct revenue driver.

The top paying industry for a Merchant Chargeback/Fraud Analysis Manager

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Financial Services$117,480$56.020%

Merchant Chargeback/Fraud Analysis Manager Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Merchant Chargeback/Fraud Analysis Manager's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on August 01, 2026

Salary Trends for Merchant Chargeback/Fraud Analysis Manager

Salaries for a Merchant Chargeback/Fraud Analysis Manager can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $125,180 in 2023 to around $123,396 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Merchant Chargeback/Fraud Analysis Manager salary trends, .

Average Annual Salary of Merchant Chargeback/Fraud Analysis Manager Over Time

2022
$???
2023
$125,180
2024
$124,965
2025
$123,396
2026
$???
2027
$???
Year Average Annual Salary
2022
View More
2023 $125,180
2024 $124,965
2025 $123,396
2026
View More
2027
View More

Most common benefits for Merchant Chargeback/Fraud Analysis Manager

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Common company salaries for Merchant Chargeback/Fraud Analysis Manager

Here are companies hiring for Merchant Chargeback/Fraud Analysis Manager and their salaries, click below for more details.

Find Your Next Merchant Chargeback/Fraud Analysis Manager Job

Ready to take the next step in your career? Browse thousands of current Merchant Chargeback/Fraud Analysis Manager job openings on our job board. Use the search bar below to find your perfect match.

United States
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FAQ about Merchant Chargeback/Fraud Analysis Manager

1. What industry pays the highest salary for Merchant Chargeback/Fraud Analysis Manager?

The Financial Services industry offers the highest average compensation for Merchant Chargeback/Fraud Analysis Manager roles, with salaries approximately 20% above the market median.

2. How much do billing analysts make in the US?

How much does a Billing Analyst make? As of now, the salary for a Merchant Chargeback/Fraud Analysis Manager in the United States ranges from $69,900 to $114,100 annually, with a median salary of $89,700. This translates to approximately $33.59 to $54.83 per hour, depending on experience and location.

3. How do I become a chargeback analyst?

To become a chargeback analyst, you typically need a bachelor's degree in finance and up to three years of experience in the finance industry. Strong communication and problem-solving skills are essential. As a Merchant Chargeback/Fraud Analysis Manager, you can expect a salary ranging from $69,900 to $114,100, with a midpoint of $89,700.

4. What industry has the most chargebacks?

Every industry that accepts card payments faces the risk of chargebacks, but some bear the brunt more than others. High-risk sectors, particularly online retail, digital goods, and travel services, often experience elevated chargeback rates. For professionals in chargeback and fraud analysis, salaries range from $69,900 to $114,100, with a midpoint of $89,700.

5. How much does a chargeback analyst make in the US?

A Chargeback/Fraud Analysis Manager in the US typically earns between $69,900 and $114,100 annually, with a median salary of around $89,700. While some entry-level positions may offer lower salaries, experienced professionals can command higher pay, reflecting the importance of their role in managing chargebacks and fraud.

6. What is the work of chargeback analyst?

A chargeback analyst specializes in evaluating and managing a company's chargebacks. They determine the appropriate response for each case and work to proactively prevent future risks. The salary for this role typically ranges from $69,900 to $114,100, with a midpoint of $89,700, reflecting the expertise and responsibility involved in this position.

7. How much does a chargeback cost a merchant?

Chargeback fees usually range from $10 to $50, based on the merchant's agreement with their acquirer, and can reach up to $100 for high-risk merchants. When considering additional hidden and indirect costs, businesses may incur losses exceeding twice the transaction amount for each chargeback. For a Merchant Chargeback/Fraud Analysis Manager, salaries range from $69,900 to $114,100.

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