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Personal Trust Officer II Salary in the United States

How much does a Personal Trust Officer II make in the United States?

As of September 01, 2026, the average salary for a Personal Trust Officer II in the United States is $84,270 per year, which breaks down to an hourly rate of $41.

However, a Personal Trust Officer II's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $95,026
  • Majority Range (25th-75th percentile): $75,780 to $89,900
  • Entry-Level (10th percentile): $68,050

Key Factors That Influence Personal Trust Officer II Salaries

A Personal Trust Officer II's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how geographic location and company size can directly affect your earning potential.

How Do Personal Trust Officer II Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Personal Trust Officer IIs. For example, consider the average annual salaries in these key locations:
  • District of Columbia: $93,300.
  • California: $92,950.
  • Massachusetts: $91,710.

Top Paying Cities for Personal Trust Officer IIs

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $106,290
  • San Francisco: $105,130
  • Oakland: $102,910

What Skills Can Increase a Personal Trust Officer II's Salary?

Demanded Skills for the Role:

  • Planning (Mentioned in 9.11% Job Postings): An act or process of making or carrying out plans. Establishment of goals, policies, and procedures for a social or economic unit city planning business planning.
  • Business Development (Mentioned in 3.06% Job Postings): Business development entails tasks and processes to develop and implement growth opportunities within and between organizations. It is a subset of the fields of business, commerce and organizational theory. Business development is the creation of long-term value for an organization from customers, markets, and relationships. Business development can be taken to mean any activity by either a small or large organization, non-profit or for-profit enterprise which serves the purpose of ‘developing’ the business in some way. In addition, business development activities can be done internally or externally by a business development consultant. External business development can be facilitated through Planning Systems, which are put in place by governments to help small businesses. In addition, reputation building has also proven to help facilitate business development.
  • Client Service (Mentioned in 2.12% Job Postings): Client services are the processes and interactions organizations and members of their staff have with their clients.
Skills Demand Percentage
Planning 9.11%
Business Development 3.06%
Client Service 2.12%

What skills can make your compensation higher?

Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Personal Trust Officer II's salary.

  • Consulting: Can increase your salary by up to 17%.
  • Communicates Effectively: Can increase your salary by up to 9%.
  • Tax Return: Can increase your salary by up to 9%.
Skill Salary Salary % Increase
Consulting $98,596
17%
Communicates Effectively $91,854
9%
Tax Return $91,854
9%

Personal Trust Officer II Salary by Company Size: Startups vs. Enterprise

Personal Trust Officer II salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $92,045. While startup companies pay approximate $77,766.

Personal Trust Officer II Salary by Company Size

Company Size Employees Average Salary
Startup 1~50 $77,766
Growth Stage 51~500 $82,295
Established 501~5000 $88,838
Enterprise 5000+ $92,045

Personal Trust Officer II Salary by Industry: Top Paying Sectors

For Personal Trust Officer II roles, the industry you choose can impact your earning potential by as much as 20% (the gap between the highest and lowest paying industries). Data shows that the highest-paying industry, Insurance, offers compensation 10% above the average. Conversely, Personal Trust Officer positions in Business Services typically offer lower base pay, as this sector often view Personal Trust Officer II as a support function rather than a direct revenue driver.

The top paying industry for a Personal Trust Officer II

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Insurance$92,697$45.010%

Personal Trust Officer II Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Personal Trust Officer II's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on September 01, 2026
$75,780
Average $84,270/year
$89,900
$6,315
Average $7,023/month
$7,492
$1,457
Average $1,621/week
$1,729
$36
Average $41/hour
$43
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $89,900 $7,492 $1,729 $43
Average $84,270 $7,023 $1,621 $41
25th Percentile $75,780 $6,315 $1,457 $36

Personal Trust Officer II Salary Growth & Career Path

For a Personal Trust Officer II, the most direct path to higher earnings is advancing to the Trust Portfolio Administration Officer III role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $117,900 - a projected growth of 40% over your current level.

Most common benefits for Personal Trust Officer II

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for Personal Trust Officer II

Here are companies hiring for Personal Trust Officer II and their salaries, click below for more details.

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FAQ about Personal Trust Officer II

1. What industry pays the highest salary for Personal Trust Officer II?

The Insurance industry offers the highest average compensation for Personal Trust Officer II roles, with salaries approximately 10% above the market median.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

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