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Personal Trust Officer II Salary in the United States

How much does a Personal Trust Officer II make in the United States?

As of January 01, 2026, the average salary for a Personal Trust Officer II in the United States is $84,240 per year, which breaks down to an hourly rate of $41.

However, a Personal Trust Officer II's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $95,034
  • Majority Range (25th-75th percentile): $75,760 to $89,890
  • Entry-Level (10th percentile): $68,039
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View as table View as graph 25% $75,760 10% $68,039 90% $95,034 75% $89,890 $84,240 50%(Median) Didn’t find job title? Click

Personal Trust Officer II Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $89,890 $7,491 $1,729 $43
Average $84,240 $7,020 $1,620 $41
25th Percentile $75,760 $6,313 $1,457 $36
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Key Factors That Influence Personal Trust Officer II Salaries

A Personal Trust Officer II's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Personal Trust Officer Salaries?

Experience is a primary driver of a Personal Trust Officer II's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Trust Portfolio Administration Officer I (0-2 years): $65,491
  • Personal Trust Officer II (2-4 years): $84,236
  • Trust Portfolio Administration Officer III (4-7 years): $117,691
  • Trust Portfolio Administration Manager (7+ years): $149,910
Job Role Years of Experience Average Salary
Trust Portfolio Administration Officer I0-2 years$65,491
Personal Trust Officer II2-4 years$84,236
Trust Portfolio Administration Officer III4-7 years$117,691
Trust Portfolio Administration Manager7+ years$149,910
$65,491 Trust Por...
$84,236 Personal ...
$117,691 Trust Por...
$149,910 Trust Por...
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What Am I Worth?

How Do Personal Trust Officer II Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Personal Trust Officer IIs. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $93,270.
  • California: $92,920.
  • Massachusetts: $91,680.

Top Paying Cities for Personal Trust Officer IIs

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $106,250
  • San Francisco: $105,210
  • Oakland: $102,870

What Skills Can Increase a Personal Trust Officer II's Salary?

Demanded Skills for the Role:

  • Planning (Mentioned in 9.11% Job Postings): An act or process of making or carrying out plans. Establishment of goals, policies, and procedures for a social or economic unit city planning business planning.
  • Business Development (Mentioned in 3.06% Job Postings): Business development entails tasks and processes to develop and implement growth opportunities within and between organizations. It is a subset of the fields of business, commerce and organizational theory. Business development is the creation of long-term value for an organization from customers, markets, and relationships. Business development can be taken to mean any activity by either a small or large organization, non-profit or for-profit enterprise which serves the purpose of ‘developing’ the business in some way. In addition, business development activities can be done internally or externally by a business development consultant. External business development can be facilitated through Planning Systems, which are put in place by governments to help small businesses. In addition, reputation building has also proven to help facilitate business development.
  • Client Service (Mentioned in 2.12% Job Postings): Client services are the processes and interactions organizations and members of their staff have with their clients.
See More Skills
Skills Demand Percentage
Planning 9.11%
Business Development 3.06%
Client Service 2.12%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Personal Trust Officer II's salary.
  • Consulting: Can increase your salary by up to 17%.
  • Communicates Effectively: Can increase your salary by up to 9%.
  • Tax Return: Can increase your salary by up to 9%.
Skill Salary Salary % Increase
Consulting
$98,561
17%
Communicates Effectively
$91,822
9%
Tax Return
$91,822
9%
Coordination
$89,294
6%
Leadership
$89,294
6%
Insight
$89,294
6%
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Personal Trust Officer II Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Personal Trust Officer II's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on January 01, 2026

Personal Trust Officer II Salary Growth & Career Path

For a Personal Trust Officer II, the most direct path to higher earnings is advancing to the Trust Portfolio Administration Officer III role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $117,700 - a projected growth of 40% over your current level.

Salary Trends for Personal Trust Officer II

Salaries for a Personal Trust Officer II can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $73,330 in 2023 to around $72,793 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Personal Trust Officer II salary trends, .

Average Annual Salary of Personal Trust Officer II Over Time

2022
$???
2023
$73,330
2024
$73,507
2025
$72,793
2026
$???
2027
$???
Year Average Annual Salary
2022
View More
2023 $73,330
2024 $73,507
2025 $72,793
2026
View More
2027
View More

Most common benefits for Personal Trust Officer II

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Common company salaries for Personal Trust Officer II

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Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

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