Collateral Appraiser Salary in the United States

How much does a Collateral Appraiser make in the United States?

As of August 01, 2026, the average salary for a Collateral Appraiser in the United States is $58,483 per year, which breaks down to an hourly rate of $28.

However, a Collateral Appraiser's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $68,433
  • Majority Range (25th-75th percentile): $50,637 to $63,691
  • Entry-Level (10th percentile): $43,494

Key Factors That Influence Collateral Appraiser Salaries

A Collateral Appraiser's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.

How Experience Level Affects Collateral Appraiser Salaries?

Experience is a primary driver of a Collateral Appraiser's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $55,907
  • Early Career (1-2 years): $56,141
  • Mid-Level (2-4 years): $58,872
  • Senior-Level (5-8 years): $61,048
  • Expert (over 8 years): $61,204
Levels Salary
Entry Level Collateral Appraiser$55,907
Intermediate Level Collateral Appraiser$56,141
Senior Level Collateral Appraiser$58,872
Specialist Level Collateral Appraiser$61,048
Expert Level Collateral Appraiser$61,204

Top Paying Cities for Collateral Appraiser

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $73,765
  • San Francisco: $72,957
  • Oakland: $71,419

Collateral Appraiser Salary by Company Size: Startups vs. Enterprise

Collateral Appraiser salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $62,966. While startup companies pay approximate $53,365.

Collateral Appraiser Salary by Company Size

Company Size Employees Average Salary
Startup 1~50 $53,365
Growth Stage 51~500 $56,424
Established 501~5000 $60,826
Enterprise 5000+ $62,966

Collateral Appraiser Salary by Industry: Top Paying Sectors

For Collateral Appraiser roles, the industry you choose can affect earning potential by as much as 20% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Edu., Gov't. & Nonprofit sectors offer the strongest compensation, at 10% above the average. In contrast, Collateral Appraiser positions in Insurance or Business Services typically offer lower base pay, as these industries often view Collateral Appraiser as a support function rather than a direct revenue driver.

The top paying industries for a Collateral Appraiser

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Financial Services$64,331$31.010%
Edu., Gov't. & Nonprofit$61,407$30.05%

Collateral Appraiser Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Collateral Appraiser's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on August 01, 2026
$50,637
Average $58,483/year
$63,691
$4,220
Average $4,874/month
$5,308
$974
Average $1,125/week
$1,225
$24
Average $28/hour
$31
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $63,691 $5,308 $1,225 $31
Average $58,483 $4,874 $1,125 $28
25th Percentile $50,637 $4,220 $974 $24

Most common benefits for Collateral Appraiser

  • Social Security
  • 401 (k)
  • Disability
  • Healthcare
  • Pension
  • Time Off (days)

Common company salaries for Collateral Appraiser

Here are companies hiring for Collateral Appraiser and their salaries, click below for more details.

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FAQ about Collateral Appraiser

1. Where can a Collateral Appraiser earn the most?

A Collateral Appraiser's earning potential can vary widely depending on several factors, including location, industry, experience, education, and the specific employer. According to the latest salary data by Salary.com, a Collateral Appraiser earns the most in San Jose, CA, where the annual salary of a Collateral Appraiser is $73,765.

2. What is the highest pay for Collateral Appraiser?

The highest pay for Collateral Appraiser is $68,433.

3. What is the lowest pay for Collateral Appraiser?

The lowest pay for Collateral Appraiser is $43,494.

4. What are the responsibilities of Collateral Appraiser?

Conducts appraisals of real and personal property and other assets to establish the market value generally used for lending, insurance, or other purposes. Follows standard processes for conducting on-site property inspections, data collection, and research relevant market conditions required to perform valuations. Uses generally accepted appraisal practice concepts and practices to perform data analysis, develop valuation estimates, and write comprehensive reports and exhibits. Utilizes appraisal software tools and databases. Ensures that reports comply with required policies, formats, and regulations. May require a bachelor's degree. May require the Member of the Appraisal Institute (MAI) or similar designation. Depending on state, may also require a State Appraiser License. Typically reports to a manager. Occasionally directed in several aspects of the work. Gaining exposure to some of the complex tasks within the job function. Typically requires 2 -4 years of related experience.

5. What industry pays the highest salary for Collateral Appraiser?

The Financial Services industry offers the highest average compensation for Collateral Appraiser roles, with salaries approximately 10% above the market median.

Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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