upper level job

Consumer Loan Officer III Salary in Berkeley, CA

How much does a Consumer Loan Officer III make in Berkeley, CA?

As of August 01, 2026, the average salary for a Consumer Loan Officer III in Berkeley, CA is $80,791 per year, which breaks down to an hourly rate of $39.

However, a Consumer Loan Officer III's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $96,265
  • Majority Range (25th-75th percentile): $72,265 to $88,891
  • Entry-Level (10th percentile): $64,502

Key Factors That Influence Consumer Loan Officer III Salaries

A Consumer Loan Officer III's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, skills and company size can directly affect your earning potential.

How Experience Level Affects Consumer Loan Officer III Salaries?

Experience is a primary driver of a Consumer Loan Officer III's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Consumer Loan Officer I (0-2 years): $61,699
  • Consumer Loan Officer II (2-4 years): $68,796
  • Consumer Loan Officer III (4-7 years): $80,791
  • Consumer Lending Manager (7+ years): $125,191
  • Consumer Lending Senior Manager (7+ years): $145,843
Job Role Years of Experience Average Salary
Consumer Loan Officer I0-2 years$61,699
Consumer Loan Officer II2-4 years$68,796
Consumer Loan Officer III4-7 years$80,791
Consumer Lending Manager7+ years$125,191
Consumer Lending Senior Manager7+ years$145,843

Top Paying Cities for Consumer Loan Officer III

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $83,349
  • San Francisco: $82,437
  • Oakland: $80,699

What Skills Can Increase a Consumer Loan Officer III's Salary?

Demanded Skills for the Role:

  • Products and Services (Mentioned in 7.31% Job Postings): Knowledge of the full array of our organization's products and services including those that are created for internal customers; insight into the differentiating factors that distinguish them from those of competitors.
  • Credit Reports (Mentioned in 2.16% Job Postings): Credit report is a statement that has information about your credit activity and current credit situation such as loan paying history and the status of your credit accounts. It allows to check for any delinquency in past and present credit accounts.
  • Credit Card (Mentioned in 1.32% Job Postings): A credit card is a type of credit facility, provided by banks that allow customers to borrow funds within a pre-approved credit limit.
Skills Demand Percentage
Products and Services 7.31%
Credit Reports 2.16%
Credit Card 1.32%

What skills can make your compensation higher?

Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Consumer Loan Officer III's salary.

  • Wealth Management: Can increase your salary by up to 17%.
  • Business Development: Can increase your salary by up to 13%.
  • Listening: Can increase your salary by up to 11%.
Skill Salary Salary % Increase
Wealth Management $94,526
17%
Business Development $91,294
13%
Listening $89,678
11%

Consumer Loan Officer III Salary by Company Size: Startups vs. Enterprise

Consumer Loan Officer III salary potential scales significantly with company size. Data shows that Enterprise companies (5,000+ employees) pay the highest average salary at around $86,984. While startup companies pay approximate $73,721.

Consumer Loan Officer III Salary by Company Size

Company Size Employees Average Salary
Startup 1~50 $73,721
Growth Stage 51~500 $77,947
Established 501~5000 $84,028
Enterprise 5000+ $86,984

Consumer Loan Officer III Salary by Industry: Top Paying Sectors

For Consumer Loan Officer III roles, the industry you choose can affect earning potential by as much as 90% (the gap between the highest and lowest paying industries). Data shows that the Financial Services and Edu., Gov't. & Nonprofit sectors offer the strongest compensation, at 50% above the average. In contrast, Consumer Loan Officer positions in Insurance or Business Services typically offer lower base pay, as these industries often view Consumer Loan Officer III as a support function rather than a direct revenue driver.

The top paying industries for a Consumer Loan Officer III

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Financial Services$99,123$48.050%
Edu., Gov't. & Nonprofit$72,690$35.010%

Consumer Loan Officer III Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Consumer Loan Officer III's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on August 01, 2026
$72,265
Average $80,791/year
$88,891
$6,022
Average $6,733/month
$7,408
$1,390
Average $1,554/week
$1,709
$35
Average $39/hour
$43
Annual Salary Monthly Pay Weekly Pay Hourly Wage
75th Percentile $88,891 $7,408 $1,709 $43
Average $80,791 $6,733 $1,554 $39
25th Percentile $72,265 $6,022 $1,390 $35

Consumer Loan Officer III Salary Growth & Career Path

For a Consumer Loan Officer III, the most direct path to higher earnings is advancing to the Consumer Lending Manager role. This promotion typically comes with a significant pay increase, bringing the average annual salary to $125,191 - a projected growth of 55% over your current level.

Find Your Next Consumer Loan Officer III Job

Ready to take the next step in your career? Browse thousands of current Consumer Loan Officer III job openings on our job board. Use the search bar below to find your perfect match.

For Employees

Analyze the market and your qualifications to negotiate your salary with confidence.

Get a Salary Increase

Search thousands of open positions to find your next opportunity.

Search Job Openings

For Employers

Individualize employee pay based on unique job requirements and personal qualifications.

Adjust Employee Salary

Get the latest market price for benchmark jobs and jobs in your industry.

Price My Industry Jobs

Cost of Living In Berkeley, CA

Cost of Living in Berkeley, CA is
69.0% Higher
than the National Average

Use Salary.com's Cost of Living Calculator to find out what income you need to maintain your standard of living in a different city and how much more or less money you need to budget for basic expenses.

Explore Cost of Living Calculator
Empower Your Team

Salary.com experts will help you thrive your workplaces.

Find Salary.com Comp Consulting
See Salary Trends in 2025

Salary.com provides salary survey data for thousands of industry Jobs.

Price Your Company Jobs and Make Pay Fair

Where Does Our Salary Data Come From?

Salary.com salary estimates, histograms, trends, and comparisons are derived from both employer job postings and third-party data sources. We also provide multiple percentiles of salary information for your reference, click here to know Why the Salary Midpoint Formula Is Crucial to Getting Pay Equity Right. With more online, real-time compensation data than any other website, Salary.com helps you determine your exact pay target.

Are you an HR manager or compensation specialist?

Salary.com's CompAnalyst platform offers:

  • Detailed skills and competency reports for specific positions
  • Job and employee pricing reports
  • Compensation data tools, salary structures, surveys and benchmarks.
Learn about CompAnalyst
lower level job