Chargeback Associate Salary in the United States

How much does a Chargeback Associate make in the United States?

As of January 01, 2026, the average salary for a Chargeback Associate in the United States is $47,980 per year, which breaks down to an hourly rate of $23.

However, a Chargeback Associate's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $54,829
  • Majority Range (25th-75th percentile): $41,921 to $51,565
  • Entry-Level (10th percentile): $36,404
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View as table View as graph 25% $41,921 10% $36,404 90% $54,829 75% $51,565 $47,980 50%(Median) Didn’t find job title? Click

Chargeback Associate Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $51,565 $4,297 $992 $25
Average $47,980 $3,998 $923 $23
25th Percentile $41,921 $3,493 $806 $20
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Key Factors That Influence Chargeback Associate Salaries

A Chargeback Associate's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects Chargeback Associate Salaries?

Experience is a primary driver of a Chargeback Associate's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $47,716
  • Early Career (1-2 years): $54,595
  • Mid-Level (2-4 years): $63,528
  • Senior-Level (5-8 years): $70,536
  • Expert (over 8 years): $99,165
Levels Salary
Chargebac... Level Chargeback Associate$47,716
Merchant ... Level Chargeback Associate$54,595
Merchant ... Level Chargeback Associate$63,528
Fraud Det... Level Chargeback Associate$70,536
Merchant ... Level Chargeback Associate$99,165
$47,716 0 yr
$54,595 < 2 yrs
$63,528 2-4 yrs
$70,536 5-8 yrs
$99,165 > 8 yrs
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What Am I Worth?

How Do Chargeback Associate Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Chargeback Associates. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $53,123.
  • California: $52,922.
  • Massachusetts: $52,216.

Top Paying Cities for Chargeback Associates

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $60,517
  • San Francisco: $59,922
  • Oakland: $58,593

What Skills Can Increase a Chargeback Associate's Salary?

Demanded Skills for the Role:

  • Customer Service (Mentioned in 16.52% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
  • Credit Card (Mentioned in 3.04% Job Postings): A credit card is a type of credit facility, provided by banks that allow customers to borrow funds within a pre-approved credit limit.
  • Accounting (Mentioned in 0.43% Job Postings): Creating financial statements and reports based on the summary of financial and business transactions.
See More Skills
Skills Demand Percentage
Customer Service 16.52%
Credit Card 3.04%
Accounting 0.43%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Chargeback Associate's salary.
  • Dispute Management: Can increase your salary by up to 20%.
  • Payment Systems: Can increase your salary by up to 19%.
  • Microsoft Word: Can increase your salary by up to 16%.
Skill Salary Salary % Increase
Dispute Management
$57,576
20%
Payment Systems
$57,096
19%
Microsoft Word
$55,656
16%
Case Management
$52,778
10%
Coaching
$52,298
9%
Analysis
$50,858
6%
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How Education impacts a Chargeback Associate's Salary?

Your level of education can impact your salary potential. While many Chargeback Associates enter the field with a Associate's Degree degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for a Chargeback Associate with a Associate's Degree is between $39,907 and $42,016).

Chargeback Associate Salaries by Degree Level

Typical Education for Chargeback Associate
Degree Level % of user with this level of education
No Diploma 4.5%
High School 31.8%
Associates 9.1%
Bachelors 54.5%
Masters 0.0%
Doctorate 0.0%
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Chargeback Associate Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Chargeback Associate's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on January 01, 2026

Salary Trends for Chargeback Associate

Salaries for a Chargeback Associate can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $55,890 in 2023 to around $55,381 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of Chargeback Associate salary trends, .

Average Annual Salary of Chargeback Associate Over Time

2022
$???
2023
$55,890
2024
$55,662
2025
$55,381
2026
$???
2027
$???
Year Average Annual Salary
2022
View More
2023 $55,890
2024 $55,662
2025 $55,381
2026
View More
2027
View More

Most common benefits for Chargeback Associate

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Common company salaries for Chargeback Associate

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Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

With the most extensive online, real-time compensation data available, Salary.com helps you pinpoint your exact pay target.

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