Loan Servicing Representative Salary in Garden City, ID

How much does a Loan Servicing Representative make in Garden City, ID?

As of August 01, 2026, the average salary for a Loan Servicing Representative in Garden City, ID is $39,280 per year, which breaks down to an hourly rate of $19.

However, a Loan Servicing Representative's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $45,194
  • Majority Range (25th-75th percentile): $36,213 to $42,375
  • Entry-Level (10th percentile): $33,420
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View as table View as graph 25% $36,213 10% $33,420 90% $45,194 75% $42,375 $39,280 50%(Median) Didn’t find job title? Click

Loan Servicing Representative Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $42,375 $3,531 $815 $20
Average $39,280 $3,273 $755 $19
25th Percentile $36,213 $3,018 $696 $17
Check out Loan Servicing Representative Job Openings in Garden City, ID
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Key Factors That Influence Loan Servicing Representative Salaries

A Loan Servicing Representative's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, skills and company size can directly affect your earning potential.

How Experience Level Affects Loan Servicing Representative Salaries?

Experience is a primary driver of a Loan Servicing Representative's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here’s how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $39,052
  • Early Career (1-2 years): $43,530
  • Mid-Level (2-4 years): $48,368
  • Senior-Level (5-8 years): $59,494
  • Expert (over 8 years): $90,268
Levels Salary
Loan Serv... Level Loan Servicing Representative$39,052
Loan Serv... Level Loan Servicing Representative$43,530
Loan Serv... Level Loan Servicing Representative$48,368
Loan Serv... Level Loan Servicing Representative$59,494
Loan Serv... Level Loan Servicing Representative$90,268
$39,052 0 yr
$43,530 < 2 yrs
$48,368 2-4 yrs
$59,494 5-8 yrs
$90,268 > 8 yrs
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What Am I Worth?

Top Paying Cities for Loan Servicing Representatives

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $52,891
  • San Francisco: $52,312
  • Oakland: $51,210

What Skills Can Increase a Loan Servicing Representative's Salary?

Demanded Skills for the Role:

  • Customer Service (Mentioned in 8.51% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
  • Commercial Loans (Mentioned in 1.74% Job Postings): A commercial loan is a debt-based funding arrangement between a business and a financial institution such as a bank. It is typically used to fund major capital expenditures and/or cover operational costs that the company may otherwise be unable to afford.
  • Financial Services (Mentioned in 1.38% Job Postings): A services provided by the finance industry, which encompasses a broad range of businesses that manage money. These services involve banking, brokerage, mortgages, credit cards, payment services, real estate, investment funds, taxes and accounting.
See More Skills
Skills Demand Percentage
Customer Service 8.51%
Commercial Loans 1.74%
Financial Services 1.38%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Loan Servicing Representative's salary.
  • Construction Loans: Can increase your salary by up to 34%.
  • Decision Making: Can increase your salary by up to 12%.
  • Coordination: Can increase your salary by up to 10%.
Skill Salary Salary % Increase
Construction Loans
$52,635
34%
Decision Making
$43,993
12%
Coordination
$43,208
10%
Confidentiality
$42,815
9%
Listening
$42,815
9%
Word Processing
$42,422
8%
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Loan Servicing Representative Salary by Industry: Top Paying Sectors

For Loan Servicing Representative roles, the industry you choose can impact your earning potential by as much as 40% (the gap between the highest and lowest paying industries). Data shows that the highest-paying industry, Business Services, offers compensation 20% above the average. Conversely, Loan Servicing Representative positions in Edu., Gov't. & Nonprofit typically offer lower base pay, as this sector often view Loan Servicing Representative as a support function rather than a direct revenue driver.

The top paying industry for a Loan Servicing Representative

Industry Sector Average Annual Salary Average Hourly Rate Pay vs.Avg
Business Services$47,136$23.020%

Loan Servicing Representative Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Loan Servicing Representative's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on August 01, 2026

Find Your Next Loan Servicing Representative Job

Ready to take the next step in your career? Browse thousands of current Loan Servicing Representative job openings on our job board. Use the search bar below to find your perfect match.

United States
  • GPAC

    Garden City, ID

    GPAC | Garden City, ID

    Job DescriptionThe areas most respected civil construction firm is looking for an experienced SUPERINTENDENT. Superintendents can expect excellent compensa... more

    3 Days Ago

  • Jersey Mike's Subs

    Garden City, ID

    MIT

    Jersey Mike's Subs | Garden City, ID

    DescriptionJersey Mike's Subs is looking for MIT's (Managers in Training). Our concept is simple. We provide our customers with the freshest, highest quali... more

    3 Days Ago

  • MedVet

    Garden City, ID

    MedVet | Garden City, ID

    DescriptionWestVet, a MedVet partner, is a fast-growing Emergency and Specialty provider with practices nationwide. We help our patients receive advanced m... more

    3 Days Ago

  • North America Central School Bus, LLC

    Garden City, ID

    North America Central School Bus, LLC | Garden City, ID

    If you're looking for a career that will give you a strong sense of pride and purpose, this is the job for you. Getting over 1,000,000 children safely to a... more

    3 Days Ago

  • MedVet

    Garden City, ID

    MedVet | Garden City, ID

    Veterinary Client Service RepresentativeWestVet, a MedVet partner, is a fast-growing Emergency and Specialty provider with practices nationwide. We help ou... more

    3 Days Ago

  • Ada County Highway District

    Garden City, ID

    Ada County Highway District | Garden City, ID

    Vegetation SpecialistApplications are now being accepted for a Vegetation Specialist in the Maintenance Department at the Ada County Highway District in th... more

    3 Days Ago

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