AR Collections Associate Salary in the United States

How much does an AR Collections Associate make in the United States?

As of January 01, 2026, the average salary for an AR Collections Associate in the United States is $40,461 per year, which breaks down to an hourly rate of $19.

However, an AR Collections Associate's salary can vary significantly. Here’s a look at the typical salary range:

  • Top Earners (90th percentile): $46,692
  • Majority Range (25th-75th percentile): $37,507 to $43,722
  • Entry-Level (10th percentile): $34,819
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View as table View as graph 25% $37,507 10% $34,819 90% $46,692 75% $43,722 $40,461 50%(Median) Didn’t find job title? Click

AR Collections Associate Salaries by Percentile

Annual
Salary
Monthly
Pay
Weekly
Pay
Hourly
Wage
75th Percentile $43,722 $3,644 $841 $21
Average $40,461 $3,372 $778 $19
25th Percentile $37,507 $3,126 $721 $18
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Key Factors That Influence AR Collections Associate Salaries

An AR Collections Associate's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, education and company size can directly affect your earning potential.

How Experience Level Affects AR Collections Associate Salaries?

Experience is a primary driver of an AR Collections Associate's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:

  • Entry-Level (less than 1 year): $39,549
  • Early Career (1-2 years): $39,872
  • Mid-Level (2-4 years): $40,551
  • Senior-Level (5-8 years): $40,687
  • Expert (over 8 years): $40,778
Levels Salary
Entry Level AR Collections Associate$39,549
Intermediate Level AR Collections Associate$39,872
Senior Level AR Collections Associate$40,551
Specialist Level AR Collections Associate$40,687
Expert Level AR Collections Associate$40,778
$39,549 0 yr
$39,872 < 2 yrs
$40,551 2-4 yrs
$40,687 5-8 yrs
$40,778 > 8 yrs
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What Am I Worth?

How Do AR Collections Associate Salaries Vary from State to State?

Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract AR Collections Associates. For example, consider the average annual salaries in these key locations:

  • District of Columbia: $44,798.
  • California: $44,628.
  • Massachusetts: $44,033.

Top Paying Cities for AR Collections Associates

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

  • San Jose: $51,033
  • San Francisco: $50,531
  • Oakland: $49,410

What Skills Can Increase an AR Collections Associate's Salary?

Demanded Skills for the Role:

  • Customer Service (Mentioned in 12.18% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
  • Microsoft Office (Mentioned in 2.83% Job Postings): Microsoft Office is a suite of desktop productivity applications that is designed by Microsoft for business use. You can create documents containing text and images, work with data in spreadsheets and databases, create presentations and posters.
  • Consumer Service (Mentioned in 1.61% Job Postings): Consumer services are intangible products or actions that are typically produced and consumed simultaneously. Common examples of consumer services are haircuts, auto repairs, and landscaping.
See More Skills
Skills Demand Percentage
Customer Service 12.18%
Microsoft Office 2.83%
Consumer Service 1.61%
What skills can make your compensation higher?
Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on an AR Collections Associate's salary.
  • Innovation: Can increase your salary by up to 81%.
  • Collaborating: Can increase your salary by up to 52%.
  • KPI: Can increase your salary by up to 29%.
Skill Salary Salary % Increase
Innovation
$73,234
81%
Collaborating
$61,500
52%
KPI
$52,194
29%
Teamwork
$45,720
13%
Attention to Detail
$44,911
11%
Listening
$44,911
11%
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How Education impacts an AR Collections Associate's Salary?

Your level of education can impact your salary potential. While many AR Collections Associates enter the field with a High School Diploma or Technical Certificate degree, higher education can lead to more specialized and higher-paying roles.

According to our 100% employer-reported salary data, the median salary for an AR Collections Associate with a High School Diploma or Technical Certificate is between $38,666 and $40,209).

AR Collections Associate Salaries by Degree Level

Typical Education for AR Collections Associate
Degree Level % of user with this level of education
No Diploma 1.5%
High School 50.0%
Associates 14.7%
Bachelors 29.4%
Masters 4.4%
Doctorate 0.0%
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AR Collections Associate Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how an AR Collections Associate's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on January 01, 2026

Salary Trends for AR Collections Associate

Salaries for an AR Collections Associate can change over time, reflecting shifts in market demand and the overall economy. The median salary decreased from $40,080 in 2023 to around $39,184 in 2025, reflecting changes in demand, location, experience, and the wider economy. For a detailed analysis of AR Collections Associate salary trends, .

Average Annual Salary of AR Collections Associate Over Time

2022
$???
2023
$40,080
2024
$39,484
2025
$39,184
2026
$???
2027
$???
Year Average Annual Salary
2022
View More
2023 $40,080
2024 $39,484
2025 $39,184
2026
View More
2027
View More

Most common benefits for AR Collections Associate

Social Security
401(k)
Disability
Healthcare
Pension
Time Off (days)
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Common company salaries for AR Collections Associate

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Where Does Our Salary Data Come From?

Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.

We offer detailed salary information across multiple percentiles for your reference. (Click here to learn Why the Salary Midpoint Formula Is Crucial for Achieving Pay Equity.)

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