As of July 01, 2026, the average salary for a Collection Specialist in Texas is $42,845 per year, which breaks down to an hourly rate of $21.
However, a Collection Specialist's salary can vary significantly. Here’s a look at the typical salary range:
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Collection Specialist Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $47,204 | $3,934 | $908 | $23 |
| Average | $42,845 | $3,570 | $824 | $21 |
| 25th Percentile | $38,559 | $3,213 | $742 | $19 |
Artech - San Antonio, TX
Diverse Lynx - San Antonio, TX
Valet Living - Converse, TX
Valet Living - New Braunfels, TX
A Collection Specialist's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.
Experience is a primary driver of a Collection Specialist's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
| Levels | Salary |
|---|---|
| Collectio... Level Collection Specialist | $38,725 |
| Collectio... Level Collection Specialist | $43,143 |
| Collectio... Level Collection Specialist | $47,744 |
| Collectio... Level Collection Specialist | $66,432 |
| VP of Col... Level Collection Specialist | $232,318 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Collection Specialists. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:
For Collection Specialist roles, the industry you choose can affect earning potential by as much as 50% (the gap between the highest and lowest paying industries). Data shows that the Construction and Business Services sectors offer the strongest compensation, at 25% above the average. In contrast, Collection Specialist positions in Media or Retail & Wholesale typically offer lower base pay, as these industries often view Collection Specialist as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Construction | $53,557 | $26.0 | 25% |
| Business Services | $51,414 | $25.0 | 20% |
| Energy & Utilities | $50,557 | $24.0 | 18% |
| Biotechnology | $49,272 | $24.0 | 15% |
| Aerospace & Defense | $47,987 | $23.0 | 12% |
Understanding how a Collection Specialist's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
| Annual Salary | Monthly Pay | Weekly Pay | Hourly Wage | |
|---|---|---|---|---|
| 75th Percentile | $47,204 | $3,934 | $908 | $23 |
| Average | $42,845 | $3,570 | $824 | $21 |
| 25th Percentile | $38,559 | $3,213 | $742 | $19 |
Ready to take the next step in your career? Browse thousands of current Collection Specialist job openings on our job board. Use the search bar below to find your perfect match.
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