Payment Operations Specialist Salary in the United States
How much does a Payment Operations Specialist make in the United States?
As of October 01, 2026, the average salary for a Payment Operations Specialist in the United States is $43,076 per year, which breaks down to an hourly rate of $21.
However, a Payment Operations Specialist's salary can vary significantly. Here’s a look at the typical salary range:
Top Earners (90th percentile): $52,655
Majority Range (25th-75th percentile): $39,625 to $48,090
Entry-Level (10th percentile): $36,482
10%$36,482
50% (Median)$43,076
90%$52,655
Payment Operations Specialist Salaries by Percentile
Key Factors That Influence Payment Operations Specialist Salaries
A Payment Operations Specialist's salary isn't a fixed number. It's shaped by several important factors.
Below, we'll explore how your years of experience, geographic location
and company size
can directly affect your earning potential.
How Experience Level Affects Payment Operations Specialist Salaries?
Experience is a primary driver of a Payment Operations Specialist's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here's how the average salary grows at different career stages:
How Do Payment Operations Specialist Salaries Vary from State to State?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Payment Operations Specialists. For example, consider the average annual salaries in these key locations:
Top Paying Cities for Payment Operations Specialists
Salaries can also vary between different cities.
Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay.
Here are a few examples of average annual salaries in different U.S. cities:
San Jose: $54,332
San Francisco: $53,737
Oakland: $52,605
San Jose, CA$54,332
San Francisco, CA$53,737
Oakland, CA$52,605
New York, NY$49,598
Paramus, NJ$48,994
Queens Village, NY$48,992
Passaic, NJ$48,951
Bergenfield, NJ$48,947
Stamford, CT$48,853
Huntington, NY$48,835
Newark, NJ$48,517
Bridgeport, CT$48,426
Vallejo, CA$48,340
New Brunswick, NJ$48,323
Petaluma, CA$48,297
Middlesex, NJ$48,215
Somerset, NJ$48,185
Santa Cruz, CA$48,129
Boston, MA$47,866
Monterey, CA$47,715
Seattle, WA$47,616
Santa Rosa, CA$47,608
Los Angeles, CA$47,595
Juneau, AK$47,483
Washington, DC$47,436
Orange, CA$47,282
Santa Ana, CA$47,168
Long Beach, CA$47,125
Anaheim, CA$47,117
Anchorage, AK$47,095
Santa Maria, CA$46,966
Everett, WA$46,957
Danbury, CT$46,806
Bremerton, WA$46,746
Tacoma, WA$46,591
New Suffolk, NY$46,590
Sacramento, CA$46,578
Santa Barbara, CA$46,531
Trenton, NJ$46,484
San Diego, CA$46,484
Brockton, MA$46,436
Fairbanks, AK$46,331
Lompoc, CA$46,221
Lowell, MA$46,186
Ventura, CA$46,178
Nashua, NH$46,169
Stockton, CA$46,165
Modesto, CA$45,850
Poughkeepsie, NY$45,756
Olympia, WA$45,674
Kennewick, WA$45,674
New Haven, CT$45,656
Lawrence, MA$45,501
Hartford, CT$45,458
Riverside, CA$45,450
New Bedford, MA$45,407
Richland, WA$45,407
Bakersfield, CA$45,346
San Bernardino, CA$45,329
New Britain, CT$45,325
Atlantic City, NJ$45,325
New London, CT$45,308
Norwich, CT$45,295
Portsmouth, NH$45,286
Boulder, CO$45,195
Portland, OR$45,135
Worcester, MA$45,131
Minneapolis, MN$44,997
Philadelphia, PA$44,937
Honolulu, HI$44,795
Saint Paul, MN$44,774
Vineland, NJ$44,765
Providence, RI$44,640
Chicago, IL$44,515
Bellingham, WA$44,463
Springfield, MA$44,429
Baltimore, MD$44,416
Chico, CA$44,308
Pittsfield, MA$44,192
Manchester, NH$44,110
Spokane, WA$43,920
Denver, CO$43,916
Albany, NY$43,714
Troy, NY$43,696
Nassau, NY$43,650
Schenectady, NY$43,606
Wilmington, DE$43,572
Burlington, VT$43,511
Salem, OR$43,494
Portland, ME$43,361
Yakima, WA$43,317
Rochester, MN$43,184
Reno, NV$43,162
Fresno, CA$43,162
Milwaukee, WI$43,124
Detroit, MI$43,081
Ann Arbor, MI$43,073
Allentown, PA$43,068
Colorado Springs, CO$42,994
Syracuse, NY$42,973
Carson City, NV$42,973
Houston, TX$42,913
Eugene, OR$42,891
Gary, IN$42,839
Springfield, OR$42,805
Bismarck, ND$42,796
Galveston, TX$42,766
Medford, OR$42,701
Fort Collins, CO$42,684
Concord, NH$42,663
Austin, TX$42,650
Mesa, AZ$42,559
Reading, PA$42,555
Phoenix, AZ$42,551
Dallas, TX$42,538
Saint Cloud, MN$42,496
Madison, WI$42,439
Utica, NY$42,322
Rochester, NY$42,253
Des Moines, IA$42,249
Raleigh, NC$42,245
Atlanta, GA$42,180
Battle Creek, MI$42,167
Salt Lake City, UT$42,154
Lancaster, PA$42,090
Harrisburg, PA$42,029
Kansas City, MO$41,986
Champaign, IL$41,978
Kansas City, KS$41,978
Fort Worth, TX$41,973
Columbus, OH$41,966
Boca Raton, FL$41,956
Pittsburgh, PA$41,939
Richmond, VA$41,922
Indianapolis, IN$41,913
Cleveland, OH$41,909
Las Vegas, NV$41,857
Cincinnati, OH$41,857
Petersburg, VA$41,793
Huntsville, AL$41,728
Lansing, MI$41,699
Lebanon, PA$41,693
Pueblo, CO$41,689
Appleton, WI$41,676
Buffalo, NY$41,659
Dayton, OH$41,646
Racine, WI$41,637
Charlotte, NC$41,633
Saint Louis, MO$41,620
York, PA$41,594
Elkhart, IN$41,594
Gastonia, NC$41,586
Billings, MT$41,576
Beaumont, TX$41,564
Lorain, OH$41,556
Benton Harbor, MI$41,547
Toledo, OH$41,538
Binghamton, NY$41,517
Rock Hill, SC$41,513
Rockford, IL$41,491
Springfield, IL$41,474
Elyria, OH$41,469
Fargo, ND$41,469
Flagstaff, AZ$41,439
Fort Lauderdale, FL$41,413
Duluth, MN$41,388
Miami, FL$41,388
Cheyenne, WY$41,357
Grand Forks, ND$41,357
Bangor, ME$41,263
Cedar Rapids, IA$41,215
Durham, NC$41,197
Louisville, KY$41,194
Grand Rapids, MI$41,185
Hialeah, FL$41,181
Casper, WY$41,121
Scranton, PA$41,069
New Orleans, LA$41,056
Virginia Beach, VA$41,052
Akron, OH$41,030
Peoria, IL$40,974
Sarasota, FL$40,965
Nashville, TN$40,935
Omaha, NE$40,935
Green Bay, WI$40,935
Baton Rouge, LA$40,914
Charleston, SC$40,905
Jamestown, NY$40,884
Davenport, IA$40,884
Tucson, AZ$40,862
Saint Petersburg, FL$40,836
Tampa, FL$40,828
Evansville, IN$40,802
Port Arthur, TX$40,802
Bradenton, FL$40,785
Santa Fe, NM$40,707
Orlando, FL$40,629
Clearwater, FL$40,617
Canton, OH$40,526
La Crosse, WI$40,526
Albuquerque, NM$40,500
Newport News, VA$40,496
High Point, NC$40,483
Ogden, UT$40,466
Corpus Christi, TX$40,431
Norfolk, VA$40,405
Laramie, WY$40,405
Rock Island, IL$40,380
Saginaw, MI$40,371
Jacksonville, FL$40,367
Salisbury, NC$40,358
Boise, ID$40,349
Moline, IL$40,328
Fort Myers, FL$40,315
Memphis, TN$40,306
Tulsa, OK$40,285
Waterloo, IA$40,259
Spartanburg, SC$40,216
Lincoln, NE$40,194
Fort Wayne, IN$40,186
Provo, UT$40,181
Cedar Falls, IA$40,130
San Antonio, TX$40,113
Greensboro, NC$40,095
South Bend, IN$40,091
Savannah, GA$40,044
Muskegon, MI$40,026
Birmingham, AL$40,022
Winston Salem, NC$40,001
Lake Charles, LA$39,897
Anderson, IN$39,889
Lexington, KY$39,876
Augusta, GA$39,863
Greenville, SC$39,863
Lima, OH$39,828
Wichita, KS$39,824
Tuscaloosa, AL$39,824
Columbia, SC$39,785
Springfield, OH$39,777
Asheville, NC$39,708
Bloomington, IN$39,677
Knoxville, TN$39,522
Shreveport, LA$39,518
Wilmington, NC$39,462
Roanoke, VA$39,462
Topeka, KS$39,385
Frankfort, KY$39,380
Oklahoma City, OK$39,350
Chillicothe, OH$39,333
Longview, TX$39,329
Melbourne, FL$39,324
Sioux Falls, SD$39,255
Mobile, AL$39,251
Terre Haute, IN$39,234
Altoona, PA$39,208
Amarillo, TX$39,178
Killeen, TX$39,165
Fayetteville, AR$39,130
Chattanooga, TN$39,117
Sioux City, IA$39,079
Idaho Falls, ID$39,070
Lynchburg, VA$39,036
Gainesville, FL$38,980
Portsmouth, OH$38,958
Little Rock, AR$38,950
Lafayette, LA$38,932
Youngstown, OH$38,932
Daytona Beach, FL$38,906
Clarksville, TN$38,902
Pensacola, FL$38,898
Temple, TX$38,895
Hopkinsville, KY$38,769
Erie, PA$38,760
Florence, SC$38,743
Charleston, WV$38,674
Great Falls, MT$38,652
Macon, GA$38,592
Tallahassee, FL$38,588
Fayetteville, NC$38,579
Waco, TX$38,570
Helena, MT$38,540
Pine Bluff, AR$38,524
Vincennes, IN$38,471
Lubbock, TX$38,454
Alamogordo, NM$38,428
Twin Falls, ID$38,390
Rapid City, SD$38,377
Jackson, MS$38,299
Huntington, WV$38,296
Greenville, MS$38,295
Parkersburg, WV$38,251
Montgomery, AL$38,243
Wichita Falls, TX$38,200
Springfield, MO$38,200
Biloxi, MS$38,178
Monroe, LA$38,135
Johnstown, PA$38,105
Sumter, SC$38,088
Columbus, GA$38,084
Pascagoula, MS$38,002
Abilene, TX$38,002
Kingsport, TN$37,890
Albany, GA$37,890
Gulfport, MS$37,877
Alexandria, LA$37,735
Fort Smith, AR$37,627
El Paso, TX$37,511
Las Cruces, NM$37,317
Harlingen, TX$37,207
Pocatello, ID$37,201
Florence, AL$37,145
Brownsville, TX$37,136
Mcallen, TX$37,046
Dothan, AL$36,985
Columbus, MS$36,729
Altus, OK$36,529
Lawton, OK$36,447
Pierre, SD$36,292
What Skills Can Increase a Payment Operations Specialist's Salary?
Demanded Skills for the Role:
Customer Service (Mentioned in 4.31% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
Business Development (Mentioned in 2.62% Job Postings): Business development entails tasks and processes to develop and implement growth opportunities within and between organizations. It is a subset of the fields of business, commerce and organizational theory. Business development is the creation of long-term value for an organization from customers, markets, and relationships. Business development can be taken to mean any activity by either a small or large organization, non-profit or for-profit enterprise which serves the purpose of ‘developing’ the business in some way. In addition, business development activities can be done internally or externally by a business development consultant. External business development can be facilitated through Planning Systems, which are put in place by governments to help small businesses. In addition, reputation building has also proven to help facilitate business development.
Debit Card (Mentioned in 1.78% Job Postings): A Debit Card is a card issued by a bank allowing the holder to transfer money electronically to another bank account when making a purchase.
Mastering certain specialized skills can lead to a significant increase in pay.
Here are examples of skills and the potential impact they can have on a Payment Operations Specialist's salary.
Succession Planning: Can increase your salary by up to 99%.
Program Management: Can increase your salary by up to 35%.
Sales Support: Can increase your salary by up to 30%.
Payment Operations Specialist Salary by Industry: Top Paying Sectors
For Payment Operations Specialist roles, the industry you choose can affect earning potential
by as much as 110% (the gap between the highest and lowest paying industries).
Data shows that the Financial Services and Business Services
sectors offer the strongest compensation, at 60% above the average.
In contrast, Payment Operations Specialist positions in Insurance or Retail & Wholesale typically offer lower base pay,
as these industries often view Payment Operations Specialist as a support function rather than a direct revenue driver.
The top paying industries for a Payment Operations Specialist
Understanding how a Payment Operations Specialist's annual salary breaks down can help with budgeting.
Below, you can see the average hourly rate, weekly pay, and monthly pay for this role.
Use the buttons to switch between different pay periods.
Hourly
Monthly
Weekly
Yearly
Table View
Last Updated on October 01, 2026
$39,625
Average$43,076/year
$48,090
$3,302
Average$3,590/month
$4,007
$762
Average$828/week
$925
$19
Average$21/hour
$23
Annual Salary
Monthly Pay
Weekly Pay
Hourly Wage
75th Percentile
$48,090
$4,007
$925
$23
Average
$43,076
$3,590
$828
$21
25th Percentile
$39,625
$3,302
$762
$19
Salaries of Jobs related to Payment Operations Specialist
Salaries for a Payment Operations Specialist can change over time,
reflecting shifts in market demand and the overall economy.
The median salary increased from $37,266 in 2023
to around $37,412 in 2025,
reflecting changes in demand, location, experience, and the wider economy.
For a detailed analysis of Payment Operations Specialist salary trends,
.
Average Annual Salary of Payment Operations Specialist Over Time
$???
$37,266
$37,629
$37,412
$???
$???
2022
2023
2024
2025
2026
2027
Year
Average Annual Salary
2022
View More
2023
$37,266
2024
$37,629
2025
$37,412
2026
View More
2027
View More
Most common benefits for Payment Operations Specialist
Social Security
401 (k)
Disability
Healthcare
Pension
Time Off (days)
Common company salaries for Payment Operations Specialist
Here are companies hiring for Payment Operations Specialist and their salaries, click below for more details.
K$114,295/per year
Kpmg Us LLPBusiness Servicesthe United States
W$114,096/per year
Warner Bros DiscoveryBusiness Servicesthe United States
D$111,927/per year
Dentsu International LtdBusiness Servicesthe United States
G$111,873/per year
GroupM Worldwide IncBusiness Servicesthe United States
C$111,651/per year
CoWorx StaffingBusiness Servicesthe United States
C$110,194/per year
Contemporary Services CorpBusiness Servicesthe United States
S$107,128/per year
Showcase CinemasBusiness Servicesthe United States
A$106,429/per year
Amentum Services IncBusiness Servicesthe United States
A$106,199/per year
Allied Universal Security Services LLCBusiness Servicesthe United States
S$106,104/per year
Sodexo USABusiness Servicesthe United States
J$105,192/per year
JLL TechnologiesBusiness Servicesthe United States
I$104,478/per year
Intact Insurance Group USA LLCBusiness Servicesthe United States
N$101,619/per year
NielsenIQBusiness Servicesthe United States
T$101,470/per year
The Leading Edge AllianceBusiness Servicesthe United States
H$101,308/per year
Honeywell UOPBusiness Servicesthe United States
R$97,720/per year
Reeve & AssociatesBusiness Servicesthe United States
M$97,584/per year
ManpowerGroup Global IncBusiness Servicesthe United States
F$95,980/per year
Financial Sys NcoBusiness Servicesthe United States
A$95,314/per year
Arrow Global LtdBusiness Servicesthe United States
C$94,777/per year
CarMax Enterprise Services LLCBusiness Servicesthe United States
D$94,479/per year
DZConneXBusiness Servicesthe United States
A$93,802/per year
Adecco Staffing, USABusiness Servicesthe United States
R$92,937/per year
Resource MFGBusiness Servicesthe United States
Z$92,774/per year
Zachry Brands IncBusiness Servicesthe United States
G$88,138/per year
Greystar Worldwide LLCBusiness Servicesthe United States
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FAQ about Payment Operations Specialist
1. What industry pays the highest salary for Payment Operations Specialist?
The Financial Services industry offers the highest average compensation for Payment Operations Specialist roles,
with salaries approximately 60% above the market median.
Where Does Our Salary Data Come From?
Salary.com provides salary estimates, histograms, trends, and comparisons using data from employer job postings and third-party sources.
