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As of August 01, 2026, the average salary for a Surface Warfare Officer in Massachusetts is $92,140 per year, which breaks down to an hourly rate of $44.
However, a Surface Warfare Officer's salary can vary significantly. Here’s a look at the typical salary range:
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Surface Warfare Officer Salaries by Percentile
| Annual Salary |
Monthly Pay |
Weekly Pay |
Hourly Wage |
|
| 75th Percentile | $100,272 | $8,356 | $1,928 | $48 |
| Average | $92,140 | $7,678 | $1,772 | $44 |
| 25th Percentile | $82,064 | $6,839 | $1,578 | $39 |
America's Navy - New Orleans - NEW ORLEANS, LA
America's Navy - Mid-America - CHAMPAIGN, IL
America's Navy - Red River - DALLAS, TX
America's Navy - New Orleans - NEW ORLEANS, LA
A Surface Warfare Officer's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location and company size can directly affect your earning potential.
Experience is a primary driver of a Surface Warfare Officer's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here’s how the average salary grows at different career stages:
| Levels | Salary |
|---|---|
| Surface W... Level Surface Warfare Officer | $92,839 |
| Project E... Level Surface Warfare Officer | $105,729 |
| Project E... Level Surface Warfare Officer | $126,029 |
| Project E... Level Surface Warfare Officer | $144,160 |
| Project E... Level Surface Warfare Officer | $169,164 |
What Am I Worth?
Your salary can change significantly depending on where you work. States with a higher cost of living and strong industrial sectors often pay more to attract Surface Warfare Officers. For example, consider the average annual salaries in these key locations:
Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:
For Surface Warfare Officer roles, the industry you choose can affect earning potential by as much as 70% (the gap between the highest and lowest paying industries). Data shows that the Pharmaceuticals and Software & Networking sectors offer the strongest compensation, at 30% above the average. In contrast, Surface Warfare Officer positions in Retail & Wholesale or Hospitality & Leisure typically offer lower base pay, as these industries often view Surface Warfare Officer as a support function rather than a direct revenue driver.
| Industry Sector | Average Annual Salary | Average Hourly Rate | Pay vs.Avg |
|---|---|---|---|
| Pharmaceuticals | $119,782 | $58.0 | 30% |
| Software & Networking | $119,782 | $58.0 | 30% |
| Financial Services | $115,175 | $55.0 | 25% |
| Energy & Utilities | $110,568 | $53.0 | 20% |
| Internet | $110,568 | $53.0 | 20% |
Understanding how a Surface Warfare Officer's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.
| Annual Salary | Monthly Pay | Weekly Pay | Hourly Wage | |
|---|---|---|---|---|
| 75th Percentile | $100,272 | $8,356 | $1,928 | $48 |
| Average | $92,140 | $7,678 | $1,772 | $44 |
| 25th Percentile | $82,064 | $6,839 | $1,578 | $39 |
Ready to take the next step in your career? Browse thousands of current Surface Warfare Officer job openings on our job board. Use the search bar below to find your perfect match.
America's Navy - Mid-America
CHAMPAIGN, IL
America's Navy - Mid-America | CHAMPAIGN, IL
Up to $50K Enlistment Bonuses (varies by fiscal year and specialty). Only 1% of Americans qualify for Naval Special Warfare. This elite maritime force exec... more
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DALLAS, TX
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SPECIALIZED BONUSES AND INCENTIVES NAVY SPECIAL WARFARE (NSW) & SPECIAL OPERATIONS ("Most People Quit. Don't Be Most People.") Overview: Navy Special Warfa... more
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HUTTO, TX
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