As of August 01, 2026, the average annual salary for Commercial Lines Underwriter in Kentucky is $70,409, equivalent to $34 per hour, $1,354 weekly, or $5,867 monthly. These figures, sourced from Salary.com’s real-time job posting scans, highlight competitive earning potential for Commercial Lines Underwriter in cities like San Jose, Santa Clara, and San Francisco.

Annually Salaries for Commercial Lines Underwriter in Kentucky vary widely, spanning from $58,928 to $78,751. Most professionals fall between the 25th percentile ($64,400) and 75th percentile ($74,776), while top earners (90th percentile) make $78,751 per year. This $10,376 pay gap underscores opportunities for salary growth through certifications, specialized skills like Analysis or Accounting, or targeting high-paying regions like District of Columbia or California.

Location and experience significantly influence earnings. For example, Kentucky Commercial Lines Underwriter often earn 5.9% lower than national averages due to demand from Fortune 50 companies. However, Kentucky currently ranks 41 nationwide for Commercial Lines Underwriter job salary. Professionals are advised to focus on high-growth sectors like to offset market challenges.

Based on HR-reported data: a national average with a geographic differential
Commercial Lines Underwriter Salaries by Percentile
Percentile Salary Location Last Updated
10th Percentile Commercial Lines Underwriter Salary $58,928 KY August 01, 2026
25th Percentile Commercial Lines Underwriter Salary $64,400 KY August 01, 2026
50th Percentile Commercial Lines Underwriter Salary $70,409 KY August 01, 2026
75th Percentile Commercial Lines Underwriter Salary $74,776 KY August 01, 2026
90th Percentile Commercial Lines Underwriter Salary $78,751 KY August 01, 2026
25% $64,400 10% $58,928 90% $78,751 75% $74,776 $70,409 50%(Median) Didn’t find job title? Click
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Check out Commercial Lines Underwriter jobs in Kentucky

Commercial Lines Client Advisor

Houchens Insurance Group / Curneal Hignite Insurance - Louisville, KY

Commercial Lines Client Advisor

Houchens Insurance Group / Curneal Hignite Insurance - Lexington, KY

Commercial Lines Client Advisor

Houchens Insurance Group / Curneal Hignite Insurance - Bowling Green, KY

Commercial Lines Client Advisor

Houchens Insurance Group / Curneal Hignite Insurance - Ft Mitchell, KY

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What is a Commercial Lines Underwriter ?

Underwriting services are provided by some large financial institutions, such as banks, or insurance or investment houses, whereby they guarantee payment in case of damage or financial loss and accept the financial risk for liability arising from such guarantee. An underwriting arrangement may be created in a number of situations including insurance, issue of securities in a public offering, and bank lending, among others. The person or institution that agrees to sell a minimum number of securities of the company for commission is called the underwriter. The name derives from the Lloyd's of ...

Source: Wikipedia (as of 04/18/2019). Read more from Wikipedia

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Location Avg. Salary Date Updated
Location Aberdeen, KY Avg. Salary $75,004 Date Updated August 01, 2026
Location Adairville, KY Avg. Salary $75,897 Date Updated August 01, 2026
Location Adams, KY Avg. Salary $74,189 Date Updated August 01, 2026
Location Adolphus, KY Avg. Salary $76,091 Date Updated August 01, 2026
Location Ages Brookside, KY Avg. Salary $74,352 Date Updated August 01, 2026
Location Albany, KY Avg. Salary $74,700 Date Updated August 01, 2026
Location Alexandria, KY Avg. Salary $80,451 Date Updated August 01, 2026
Location Allen, KY Avg. Salary $74,257 Date Updated August 01, 2026
Location Allensville, KY Avg. Salary $75,303 Date Updated August 01, 2026
Location Almo, KY Avg. Salary $75,151 Date Updated August 01, 2026
Job Openings for Commercial Lines Underwriter in Kentucky

Career Path for this job

  1. Down a level:

    Underwriter I

    0 - 2 years experience
    Bachelor's Degree

  2. This Job:

    Commercial Lines Underwriter

    2 - 4 years experience
    Bachelor's Degree

  3. Up a level:

    Underwriter III

    4 - 7 years experience
    Bachelor's Degree

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