As of May 01, 2026, the average annual salary for Commercial Lines Underwriter in the US is $74,827, equivalent to $36 per hour, $1,439 weekly, or $6,236 monthly. These figures, sourced from Salary.com’s real-time job posting scans, highlight competitive earning potential for Commercial Lines Underwriter in cities like San Jose, Santa Clara, and San Francisco.

Annually Salaries for Commercial Lines Underwriter in the US vary widely, spanning from $62,622 to $83,718. Most professionals fall between the 25th percentile ($68,438) and 75th percentile ($79,481), while top earners (90th percentile) make $83,718 per year. This $11,043 pay gap underscores opportunities for salary growth through certifications, specialized skills like Analysis or Accounting, or targeting high-paying regions like District of Columbia or California.

Location and experience significantly influence earnings. For example, District of Columbia Commercial Lines Underwriter often earn 10.7% above national averages due to demand from Fortune 50 companies and industry startups. Professionals are advised to focus on high-growth sectors like to offset market challenges.

Based on HR-reported data: a national average with a geographic differential
Commercial Lines Underwriter Salaries by Percentile
Percentile Salary Location Last Updated
10th Percentile Commercial Lines Underwriter Salary $62,622 US May 01, 2026
25th Percentile Commercial Lines Underwriter Salary $68,438 US May 01, 2026
50th Percentile Commercial Lines Underwriter Salary $74,827 US May 01, 2026
75th Percentile Commercial Lines Underwriter Salary $79,481 US May 01, 2026
90th Percentile Commercial Lines Underwriter Salary $83,718 US May 01, 2026
25% $68,438 10% $62,622 90% $83,718 75% $79,481 $74,827 50%(Median) Didn’t find job title? Click
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Check out Commercial Lines Underwriter jobs in Columbus, Ohio

Commercial Lines Producer

Thomas-Fenner-Woods Agency, Inc. - Columbus, OH

Job Sales Executive, Commercial Lines

AssuredPartners - Uniontown, OH

Product Manager II OR III OR Senior - Commercial Lines

Goodville Mutual Casualty Company - Napoleon, OH

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What is a Commercial Lines Underwriter ?

Underwriting services are provided by some large financial institutions, such as banks, or insurance or investment houses, whereby they guarantee payment in case of damage or financial loss and accept the financial risk for liability arising from such guarantee. An underwriting arrangement may be created in a number of situations including insurance, issue of securities in a public offering, and bank lending, among others. The person or institution that agrees to sell a minimum number of securities of the company for commission is called the underwriter. The name derives from the Lloyd's of ...

Source: Wikipedia (as of 04/18/2019). Read more from Wikipedia

See user submitted job responsibilities for Commercial Lines Underwriter.

Job Openings for Commercial Lines Underwriter

Career Path for this job

  1. Down a level:

    Underwriter I

    0 - 2 years experience
    Bachelor's Degree

  2. This Job:

    Commercial Lines Underwriter

    2 - 4 years experience
    Bachelor's Degree

  3. Up a level:

    Underwriter III

    4 - 7 years experience
    Bachelor's Degree

Understand the total compensation opportunity for a Commercial Lines Underwriter, base salary plus other pay elements

Average Base Salary

Core compensation

 
 
 
68438
79481
74827

Average Total Cash Compensation

Includes base and annual incentives

 
 
 
75485
99654
85107
These charts show the average base salary (core compensation), as well as the average total cash compensation for the job of Commercial Lines Underwriter in the United States. The base salary for Commercial Lines Underwriter ranges from $68,438 to $79,481 with the average base salary of $74,827. The total cash compensation, which includes base, and annual incentives, can vary anywhere from $75,485 to $99,654 with the average total cash compensation of $85,107.

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68438
79481

 

Skills associated with Commercial Lines Underwriter: Underwriting

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