As of August 01, 2026, the average annual salary for senior insurance underwriter in Kentucky is $96,812, equivalent to $47 per hour, $1,862 weekly, or $8,068 monthly. These figures, sourced from Salary.com’s real-time job posting scans, highlight competitive earning potential for senior insurance underwriter in cities like San Jose, Santa Clara, and San Francisco.

Annually Salaries for senior insurance underwriter in Kentucky vary widely, spanning from $80,064 to $109,452. Most professionals fall between the 25th percentile ($88,046) and 75th percentile ($103,429), while top earners (90th percentile) make $109,452 per year. This $15,383 pay gap underscores opportunities for salary growth through certifications, specialized skills like Flexibility or Data Entry, or targeting high-paying regions like District of Columbia or California.

Location and experience significantly influence earnings. For example, Kentucky senior insurance underwriter often earn 5.9% lower than national averages due to demand from Fortune 32 companies. However, Kentucky currently ranks 41 nationwide for senior insurance underwriter job salary. Professionals are advised to focus on high-growth sectors like to offset market challenges.

Based on HR-reported data: a national average with a geographic differential
senior insurance underwriter Salaries by Percentile
Percentile Salary Location Last Updated
10th Percentile senior insurance underwriter Salary $80,064 KY August 01, 2026
25th Percentile senior insurance underwriter Salary $88,046 KY August 01, 2026
50th Percentile senior insurance underwriter Salary $96,812 KY August 01, 2026
75th Percentile senior insurance underwriter Salary $103,429 KY August 01, 2026
90th Percentile senior insurance underwriter Salary $109,452 KY August 01, 2026
25% $88,046 10% $80,064 90% $109,452 75% $103,429 $96,812 50%(Median) Didn’t find job title? Click
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Insurance Underwriter

Diedre Moire - Covington, KY

Retail Loan Processor/Underwriter I

Reliance Savings Bank - ALTOONA, PA

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What is A senior insurance underwriter ?

A senior insurance underwriter evaluates complex insurance applications, assessing risk and determining coverage terms. Responsibilities include analyzing financial data, reviewing client information, and collaborating with agents to ensure accurate policy pricing. This role requires strong analytical skills, attention to detail, and a deep understanding of underwriting guidelines and regulations. Senior underwriters often mentor junior staff and may lead projects to improve underwriting processes. The salary for a senior insurance underwriter typically ranges from $80,000 to $120,000 annually...

Source: (as of 06/04/2025). Read more from

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Location Avg. Salary Date Updated
Location Aberdeen, KY Avg. Salary $96,896 Date Updated August 01, 2026
Location Adairville, KY Avg. Salary $98,050 Date Updated August 01, 2026
Location Adams, KY Avg. Salary $95,843 Date Updated August 01, 2026
Location Adolphus, KY Avg. Salary $98,301 Date Updated August 01, 2026
Location Ages Brookside, KY Avg. Salary $96,055 Date Updated August 01, 2026
Location Albany, KY Avg. Salary $96,504 Date Updated August 01, 2026
Location Alexandria, KY Avg. Salary $103,934 Date Updated August 01, 2026
Location Allen, KY Avg. Salary $95,931 Date Updated August 01, 2026
Location Allensville, KY Avg. Salary $97,283 Date Updated August 01, 2026
Location Almo, KY Avg. Salary $97,087 Date Updated August 01, 2026
Job Openings for senior insurance underwriter in Kentucky

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