What are the main factors that influence a Collection Officer's salary?

The primary factors are: 1) Experience Level, 2) Geographic Location, 3) Education/Skills, 4) Company Size & Industry

What industry pays the highest salary for Collection Officer?

The Construction industry offers the highest average compensation for Collection Officer roles, with salaries approximately 25% above the market median.

How does experience change A Collection Officer's salary?

A Collection Officer's salary grows with experience: a Collections Representative I (0-1 years)earns $41,198, a Collection Officer (1-3 years)earns $45,904, a Collections Representative III (3-5 years)earns $50,799, a Collections Supervisor (5+ years)earns $70,688, a VP of Collections (5+ years)earns $247,209,

What are the highest paying cities for a Collection Officer?

Collection Officer salary varies significantly by city. The top 3 highest paying cities in New York for Collection Officer roles are San Jose $54,714, San Francisco $54,115, Oakland $52,975.

How much do different types of Collection Officer roles make?

Salaries for Collection Officer level roles vary by specialization: Collection Manager: $110,501; Collection Attorney: $101,365; Collection Coordinator: $81,431; Collection Paralegal: $80,224; Collection Supervisor: $74,201.

What specialized skills increase a Collection Officer's salary?

Skills with high demand and low supply, such as Analysis (up to 11% premium), Leadership (up to 8% premium), Financial Services (up to 6% premium), directly translate to higher compensation. Employers pay more for these capabilities to gain a competitive edge.

Collection Officer Salary in Fishkill, NY

How much does a Collection Officer make in Fishkill, NY?

As of August 01, 2026, the average salary for a Collection Officer in Fishkill, NY is $46,276 per year, which breaks down to an hourly rate of $22.

However, a Collection Officer's salary can vary significantly. Here’s a look at the typical salary range:

Top Earners (90th percentile): $55,948
Majority Range (25th-75th percentile): $42,040 to $51,339
Entry-Level (10th percentile): $38,184

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Collection Officer Salaries by Percentile

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$51,339	$4,278	$987	$25
Average	$46,276	$3,856	$890	$22
25th Percentile	$42,040	$3,503	$808	$20

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Key Factors That Influence Collection Officer Salaries

A Collection Officer's salary isn't a fixed number. It's shaped by several important factors. Below, we'll explore how your years of experience, geographic location, skills and company size can directly affect your earning potential.

How Experience Level Affects Collection Officer Salaries?

Experience is a primary driver of a Collection Officer's salary. As you build your skills and take on more complex tasks, your compensation generally increases. Here’s how the average salary grows at different career stages:

Entry-Level (less than 1 year): $41,198
Early Career (1-2 years): $45,904
Mid-Level (2-4 years): $50,799
Senior-Level (5-8 years): $70,688
Expert (over 8 years): $247,209

Levels	Salary
Collectio... Level Collection Officer	$41,198
Collectio... Level Collection Officer	$45,904
Collectio... Level Collection Officer	$50,799
Collectio... Level Collection Officer	$70,688
VP of Col... Level Collection Officer	$247,209

View as Graph

What Am I Worth?

Top Paying Cities for Collection Officers

Salaries can also vary between different cities. Major metropolitan areas or cities with a high demand for technicians often offer more competitive pay. Here are a few examples of average annual salaries in different U.S. cities:

San Jose: $54,714
San Francisco: $54,115
Oakland: $52,975

San Jose, CA $54,714

San Francisco, CA $54,115

Oakland, CA $52,975

New York, NY $49,947

Paramus, NJ $49,339

Queens Village, NY $49,337

Passaic, NJ $49,296

Bergenfield, NJ $49,292

Stamford, CT $49,197

Huntington, NY $49,179

Newark, NJ $48,858

Bridgeport, CT $48,767

Vallejo, CA $48,680

New Brunswick, NJ $48,663

Petaluma, CA $48,637

Middlesex, NJ $48,555

Somerset, NJ $48,524

Santa Cruz, CA $48,468

Boston, MA $48,203

Monterey, CA $48,051

Seattle, WA $47,952

Santa Rosa, CA $47,943

Los Angeles, CA $47,930

Juneau, AK $47,817

Washington, DC $47,769

Orange, CA $47,615

Santa Ana, CA $47,500

Long Beach, CA $47,457

Anaheim, CA $47,448

Anchorage, AK $47,427

Santa Maria, CA $47,297

Everett, WA $47,288

Danbury, CT $47,135

Bremerton, WA $47,075

Tacoma, WA $46,919

New Suffolk, NY $46,918

Sacramento, CA $46,906

Santa Barbara, CA $46,858

Trenton, NJ $46,811

San Diego, CA $46,811

Brockton, MA $46,763

Fairbanks, AK $46,657

Lompoc, CA $46,546

Lowell, MA $46,511

Ventura, CA $46,503

Nashua, NH $46,494

Stockton, CA $46,490

Modesto, CA $46,173

Poughkeepsie, NY $46,078

Olympia, WA $45,995

Kennewick, WA $45,995

New Haven, CT $45,978

Lawrence, MA $45,822

Hartford, CT $45,778

Riverside, CA $45,770

New Bedford, MA $45,726

Richland, WA $45,726

Bakersfield, CA $45,665

San Bernardino, CA $45,648

New Britain, CT $45,644

Atlantic City, NJ $45,644

New London, CT $45,626

Norwich, CT $45,613

Portsmouth, NH $45,605

Boulder, CO $45,513

Portland, OR $45,453

Worcester, MA $45,449

Minneapolis, MN $45,314

Philadelphia, PA $45,253

Honolulu, HI $45,110

Saint Paul, MN $45,089

Vineland, NJ $45,080

Providence, RI $44,954

Chicago, IL $44,828

Bellingham, WA $44,776

Springfield, MA $44,742

Baltimore, MD $44,728

Chico, CA $44,620

Pittsfield, MA $44,503

Manchester, NH $44,421

Spokane, WA $44,230

Denver, CO $44,225

Albany, NY $44,021

Troy, NY $44,004

Nassau, NY $43,958

Schenectady, NY $43,913

Wilmington, DE $43,878

Burlington, VT $43,818

Salem, OR $43,800

Portland, ME $43,666

Yakima, WA $43,622

Rochester, MN $43,488

Reno, NV $43,466

Fresno, CA $43,466

Milwaukee, WI $43,427

Detroit, MI $43,384

Ann Arbor, MI $43,376

Allentown, PA $43,371

Colorado Springs, CO $43,297

Syracuse, NY $43,275

Carson City, NV $43,275

Houston, TX $43,215

Eugene, OR $43,193

Gary, IN $43,141

Springfield, OR $43,106

Bismarck, ND $43,097

Galveston, TX $43,067

Medford, OR $43,002

Fort Collins, CO $42,985

Concord, NH $42,963

Austin, TX $42,950

Mesa, AZ $42,859

Reading, PA $42,855

Phoenix, AZ $42,850

Dallas, TX $42,837

Saint Cloud, MN $42,796

Madison, WI $42,737

Utica, NY $42,620

Rochester, NY $42,551

Des Moines, IA $42,547

Raleigh, NC $42,542

Atlanta, GA $42,477

Battle Creek, MI $42,464

Salt Lake City, UT $42,451

Lancaster, PA $42,386

Harrisburg, PA $42,325

Kansas City, MO $42,282

Champaign, IL $42,273

Kansas City, KS $42,273

Fort Worth, TX $42,269

Columbus, OH $42,262

Boca Raton, FL $42,252

Pittsburgh, PA $42,234

Richmond, VA $42,217

Indianapolis, IN $42,208

Cleveland, OH $42,204

Las Vegas, NV $42,152

Cincinnati, OH $42,152

Petersburg, VA $42,087

Huntsville, AL $42,022

Lansing, MI $41,993

Lebanon, PA $41,987

Pueblo, CO $41,983

Appleton, WI $41,970

Buffalo, NY $41,952

Dayton, OH $41,939

Racine, WI $41,931

Charlotte, NC $41,926

Saint Louis, MO $41,913

York, PA $41,887

Elkhart, IN $41,887

Gastonia, NC $41,879

Billings, MT $41,868

Beaumont, TX $41,857

Lorain, OH $41,848

Benton Harbor, MI $41,839

Toledo, OH $41,831

Binghamton, NY $41,809

Rock Hill, SC $41,805

Rockford, IL $41,783

Springfield, IL $41,766

Elyria, OH $41,761

Fargo, ND $41,761

Flagstaff, AZ $41,731

Fort Lauderdale, FL $41,705

Duluth, MN $41,679

Miami, FL $41,679

Cheyenne, WY $41,649

Grand Forks, ND $41,649

Bangor, ME $41,553

Cedar Rapids, IA $41,505

Durham, NC $41,487

Louisville, KY $41,484

Grand Rapids, MI $41,475

Hialeah, FL $41,471

Casper, WY $41,410

Scranton, PA $41,358

New Orleans, LA $41,345

Virginia Beach, VA $41,341

Akron, OH $41,319

Peoria, IL $41,262

Sarasota, FL $41,254

Nashville, TN $41,223

Omaha, NE $41,223

Green Bay, WI $41,223

Baton Rouge, LA $41,202

Charleston, SC $41,193

Jamestown, NY $41,171

Davenport, IA $41,171

Tucson, AZ $41,150

Saint Petersburg, FL $41,124

Tampa, FL $41,115

Evansville, IN $41,089

Port Arthur, TX $41,089

Bradenton, FL $41,072

Santa Fe, NM $40,994

Orlando, FL $40,915

Clearwater, FL $40,902

Canton, OH $40,811

La Crosse, WI $40,811

Albuquerque, NM $40,785

Newport News, VA $40,781

High Point, NC $40,768

Ogden, UT $40,751

Corpus Christi, TX $40,716

Norfolk, VA $40,690

Laramie, WY $40,690

Rock Island, IL $40,664

Saginaw, MI $40,655

Jacksonville, FL $40,651

Salisbury, NC $40,642

Boise, ID $40,633

Moline, IL $40,612

Fort Myers, FL $40,599

Memphis, TN $40,590

Tulsa, OK $40,568

Waterloo, IA $40,542

Spartanburg, SC $40,499

Lincoln, NE $40,477

Fort Wayne, IN $40,469

Provo, UT $40,464

Cedar Falls, IA $40,412

San Antonio, TX $40,395

Greensboro, NC $40,378

South Bend, IN $40,373

Savannah, GA $40,325

Muskegon, MI $40,308

Birmingham, AL $40,304

Winston Salem, NC $40,283

Lake Charles, LA $40,178

Anderson, IN $40,169

Lexington, KY $40,156

Augusta, GA $40,143

Greenville, SC $40,143

Lima, OH $40,109

Wichita, KS $40,104

Tuscaloosa, AL $40,104

Columbia, SC $40,065

Springfield, OH $40,057

Asheville, NC $39,987

Bloomington, IN $39,957

Knoxville, TN $39,801

Shreveport, LA $39,796

Wilmington, NC $39,740

Roanoke, VA $39,740

Topeka, KS $39,662

Frankfort, KY $39,657

Oklahoma City, OK $39,627

Chillicothe, OH $39,610

Longview, TX $39,605

Melbourne, FL $39,601

Sioux Falls, SD $39,532

Mobile, AL $39,527

Terre Haute, IN $39,510

Altoona, PA $39,484

Amarillo, TX $39,454

Killeen, TX $39,441

Fayetteville, AR $39,406

Chattanooga, TN $39,393

Sioux City, IA $39,354

Idaho Falls, ID $39,345

Lynchburg, VA $39,310

Gainesville, FL $39,254

Portsmouth, OH $39,232

Little Rock, AR $39,224

Lafayette, LA $39,206

Youngstown, OH $39,206

Daytona Beach, FL $39,180

Clarksville, TN $39,176

Pensacola, FL $39,172

Temple, TX $39,169

Hopkinsville, KY $39,041

Erie, PA $39,033

Florence, SC $39,015

Charleston, WV $38,946

Great Falls, MT $38,924

Macon, GA $38,864

Tallahassee, FL $38,859

Fayetteville, NC $38,851

Waco, TX $38,842

Helena, MT $38,812

Pine Bluff, AR $38,795

Vincennes, IN $38,742

Lubbock, TX $38,725

Alamogordo, NM $38,699

Twin Falls, ID $38,660

Rapid City, SD $38,647

Jackson, MS $38,569

Huntington, WV $38,566

Greenville, MS $38,564

Parkersburg, WV $38,520

Montgomery, AL $38,512

Wichita Falls, TX $38,469

Springfield, MO $38,469

Biloxi, MS $38,447

Monroe, LA $38,404

Johnstown, PA $38,373

Sumter, SC $38,356

Columbus, GA $38,352

Pascagoula, MS $38,269

Abilene, TX $38,269

Kingsport, TN $38,157

Albany, GA $38,157

Gulfport, MS $38,144

Alexandria, LA $38,000

Fort Smith, AR $37,892

El Paso, TX $37,775

Las Cruces, NM $37,580

Harlingen, TX $37,469

Pocatello, ID $37,462

Florence, AL $37,406

Brownsville, TX $37,397

Mcallen, TX $37,306

Dothan, AL $37,246

Columbus, MS $36,988

Altus, OK $36,786

Lawton, OK $36,703

Pierre, SD $36,547

What Skills Can Increase a Collection Officer's Salary?

Demanded Skills for the Role:

Customer Service (Mentioned in 18.42% Job Postings): Customer service is the provision of service to customers before, during and after a purchase. The perception of success of such interactions is dependent on employees "who can adjust themselves to the personality of the guest". Customer service concerns the priority an organization assigns to customer service relative to components such as product innovation and pricing. In this sense, an organization that values good customer service may spend more money in training employees than the average organization or may proactively interview customers for feedback. From the point of view of an overall sales process engineering effort, customer service plays an important role in an organization's ability to generate income and revenue. From that perspective, customer service should be included as part of an overall approach to systematic improvement. One good customer service experience can change the entire perception a customer holds towards the organization.
Microsoft Office (Mentioned in 3.57% Job Postings): Microsoft Office is a suite of desktop productivity applications that is designed by Microsoft for business use. You can create documents containing text and images, work with data in spreadsheets and databases, create presentations and posters.
Bankruptcy (Mentioned in 1.28% Job Postings): Bankruptcy helps people who can no longer pay their debts get a fresh start by liquidating assets to pay their debts or by creating a repayment plan.

See More Skills

Skills	Demand Percentage
Customer Service	18.42%
Microsoft Office	3.57%
Bankruptcy	1.28%

What skills can make your compensation higher?

Mastering certain specialized skills can lead to a significant increase in pay. Here are examples of skills and the potential impact they can have on a Collection Officer's salary.

Analysis: Can increase your salary by up to 11%.
Leadership: Can increase your salary by up to 8%.
Financial Services: Can increase your salary by up to 6%.

Skill	Salary	Salary % Increase
Analysis	$51,366	11%
Leadership	$49,978	8%
Financial Services	$49,052	6%
Commitment	$48,127	4%
Accounting	$47,664	3%
Initiative	$47,664	3%

Get Latest Data

Collection Officer Salary by Industry: Top Paying Sectors

For Collection Officer roles, the industry you choose can affect earning potential by as much as 50% (the gap between the highest and lowest paying industries). Data shows that the Construction and Business Services sectors offer the strongest compensation, at 25% above the average. In contrast, Collection Officer positions in Media or Retail & Wholesale typically offer lower base pay, as these industries often view Collection Officer as a support function rather than a direct revenue driver.

The top paying industries for a Collection Officer

Industry Sector	Average Annual Salary	Average Hourly Rate	Pay vs.Avg
Construction	$57,845	$28.0	25%
Business Services	$55,531	$27.0	20%
Energy & Utilities	$54,605	$26.0	18%
Biotechnology	$53,217	$26.0	15%
Aerospace & Defense	$51,829	$25.0	12%

Collection Officer Salary: Hourly Rate, Weekly Pay, and Monthly Pay

Understanding how a Collection Officer's annual salary breaks down can help with budgeting. Below, you can see the average hourly rate, weekly pay, and monthly pay for this role. Use the buttons to switch between different pay periods.

Last Updated on August 01, 2026

$42,040

Average $46,276/year

$51,339

$3,503

Average $3,856/month

$4,278

$808

Average $890/week

$987

$20

Average $22/hour

$25

	Annual Salary	Monthly Pay	Weekly Pay	Hourly Wage
75th Percentile	$51,339	$4,278	$987	$25
Average	$46,276	$3,856	$890	$22
25th Percentile	$42,040	$3,503	$808	$20

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